Enter your ZIP code:

Arkansas Car Insurance

InsureMe knows the task of finding affordable Arkansas car insurance can be overwhelming.

 

Our free referral service is designed to save you both time and money to get you out on the road in no time.

 

Just enter your information to the right and receive up to five free quotes for Arkansas car insurance in your area!


Understanding Arkansas Car Insurance

How much Arkansas car insurance is enough?

 

The minimum amount of Arkansas car insurance that you must purchase to legally drive comes in the amounts of 25/50/25. This breaks down to:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $25,000 for property damage

It is important to understand that these are the minimum requirements set by the State of Arkansas. The 25/50/25 liability coverage does not pay for damage caused to your vehicle, nor does it cover any damages to you or your car after being hit by an uninsured motorist.

 

The bottom line is that you may want to consider purchasing more than the minimum requirements to adequately protect you and your car.

 

What if I can't find Arkansas car insurance?

 

If you are unable to obtain Arkansas car insurance in the regular market, you may be eligible for coverage under the Arkansas Automobile Assigned Risk Plan.  This coverage may be purchased through any Arkansas car insurance agent and should only be used as a last resort.

 

Can my Arkansas car insurance be cancelled?

 

Your Arkansas car insurance may only be cancelled for:

  • Nonpayment of premium
  • Fraudulent behavior
  • Homicide arising from the use of a car
  • Conviction of drunk driving
  • Three convictions of speeding or reckless driving during the policy period

If your Arkansas car insurance is being cancelled for nonpayment, your agent must send you written notice 10 days before the policy is cancelled. If your Arkansas car insurance is cancelled for any of the other abovementioned reasons, your agent will give you a 20-day notice before the policy expires.

 

How will my Arkansas car insurance premium be determined?

 

The premium for your Arkansas car insurance will be determined by many factors, some of which may include:

Your Driving Record.  Essentially, your driving record is what agents use to gauge how risky you are to insure. The more marks you have on your driving record, the higher your premiums will be.

 

Previous Insurance Coverage.  Your new insurer will want to know about your relationship with past companies. Did you make payments in a timely fashion? Did you conduct yourself ethically? The answers to these questions will indicate how you will get along with your new Arkansas car insurance company.

 

Geographic Location.  Metropolitan areas are heavily riddled with traffic and theft, both of which increase the chance for accident and damage to your vehicle. Therefore, if you live in the city, you may face higher premiums than those living in rural areas.

 

Your Age and Gender.  Statistics show an increased risk for accident in certain demographics. Your Arkansas car insurance agent may use statistical probability to determine your premium.

 

Your Vehicle.  Some cars are charged higher premiums than others for the simple fact that they may be difficult to repair or replace, so make sure you check your Arkansas car insurance rates before buying that luxury coupe.

What if I still have questions on Arkansas car insurance?

 

The Arkansas Department of Insurance is an excellent resource for information on Arkansas car insurance. Contact them at (800) 282-9134, or visit them on the Web.

 

Get on the Road with Arkansas Car Insurance!

 

Enter your information to the right and receive up to five free quotes from InsureMe! Finding Arkansas car insurance has never been easier!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10923
101 Wyoming Auto Insurance youcomparequotes 10820
100 Wisconsin Car Insurance youcomparequotes 10445
99 Wisconsin Auto Insurance youcomparequotes 10528
98 West Virginia Car Insurance youcomparequotes 11446
97 West Virgina Auto Insurance youcomparequotes 10392
96 Washington, D.C. Car Insurance youcomparequotes 12046
95 Washington, D.C. Auto Insurance youcomparequotes 11075
94 Washington Car Insurance Quotes youcomparequotes 11556
93 Washington Auto Insurance Quotes youcomparequotes 11220
92 Virginia Car Insurance youcomparequotes 10887
91 Virginia Auto Insurance Quotes youcomparequotes 10900
90 Vermont Car Insurance youcomparequotes 13135
89 Vermont Auto Insurance youcomparequotes 10172
88 Utah Car Insurance youcomparequotes 10831
87 Utah Auto Insurance youcomparequotes 10635
86 Texas Car Insurance Quotes youcomparequotes 10858
85 Texas Auto Insurance Quotes youcomparequotes 10856
84 Tennessee Car Insurance youcomparequotes 10465
83 Tennessee Auto Insurance youcomparequotes 11039
82 South Dakota Car Insurance youcomparequotes 10701
81 South Dakota Auto Insurance youcomparequotes 9977
80 South Carolina Car Insurance youcomparequotes 10896
79 South Carolina Auto Insurance youcomparequotes 10773
78 Rhode Island Car Insurance youcomparequotes 10249
77 Rhode Island Auto Insurance youcomparequotes 10622
76 Pennsylvania Car Insurance Quotes youcomparequotes 10951
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11452
74 Oregon Car Insurance Quotes youcomparequotes 11107
73 Oregon Auto Insurance Quotes youcomparequotes 10762
72 Oklahoma Car Insurance youcomparequotes 10834
71 Oklahoma Auto Insurance youcomparequotes 10781
70 Ohio Car Insurance Quotes youcomparequotes 10512
69 Ohio Auto Insurance Quotes youcomparequotes 10437
68 North Dakota Car Insurance youcomparequotes 10518
67 North Dakota Auto Insurance youcomparequotes 10914
66 North Carolina Car Insurance youcomparequotes 14220
65 North Carolina Auto Insurance youcomparequotes 11202
64 New York Car Insurance Quotes youcomparequotes 10436
63 New York Auto Insurance Quotes youcomparequotes 11420
62 New Mexico Car Insurance youcomparequotes 9892
61 New Mexico Auto Insurance youcomparequotes 10011
60 New Jersey Car Insurance youcomparequotes 10240
59 New Jersey Auto Insurance youcomparequotes 10379
58 New Hampshire Car Insurance youcomparequotes 11291
57 New Hampshire Auto Insurance youcomparequotes 10904
56 Nevada Car Insurance youcomparequotes 10616
55 Nevada Auto Insurance youcomparequotes 10648
54 Nebraska Car Insurance youcomparequotes 10309
53 Nebraska Auto Insurance youcomparequotes 11273
52 Montana Car Insurance youcomparequotes 10333
51 Montana Auto Insurance youcomparequotes 10475
50 Missouri Car Insurance youcomparequotes 10633
49 Missouri Auto Insurance youcomparequotes 10531
48 Mississippi Car Insurance youcomparequotes 10943
47 Mississippi Auto Insurance youcomparequotes 10850
46 Minnesota Car Insurance Quotes youcomparequotes 11079
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11184
44 Michigan Car Insurance youcomparequotes 10267
43 Michigan Auto Insurance youcomparequotes 9995
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17306
41 Massachusetts Auto Insurance Reform youcomparequotes 11082
40 Maryland Car Insurance youcomparequotes 11288
39 Maryland Auto Insurance youcomparequotes 11306
38 Maine Auto Insurance youcomparequotes 10956
37 Louisiana Car Insurance youcomparequotes 11255
36 Louisiana Auto Insurance youcomparequotes 10604
35 Kentucky Car Insurance youcomparequotes 10705
34 Kentucky Auto Insurance youcomparequotes 10422
33 Kansas Car Insurance youcomparequotes 10246
32 Kansas Auto Insurance youcomparequotes 10676
31 Iowa Car Insurance youcomparequotes 10538
30 Iowa Auto Insurance youcomparequotes 10553
29 Indiana Car Insurance youcomparequotes 10507
28 Indiana Auto Insurance youcomparequotes 10472
27 Illinois Car Insurance youcomparequotes 10489
26 Illinois Auto Insurance youcomparequotes 10135
25 Idaho Car Insurance youcomparequotes 10358
24 Idaho Auto Insurance youcomparequotes 10443
23 Hawaii Car Insurance youcomparequotes 10790
22 Hawaii Auto Insurance youcomparequotes 10877
21 Georgia Car Insurance youcomparequotes 10097
20 Georgia Auto Insurance Quotes youcomparequotes 10991
19 Florida Car Insurance Quotes youcomparequotes 12491
18 Florida Auto Insurance Quotes youcomparequotes 10432
17 Find Maine Car Insurance youcomparequotes 10399
16 Delaware Car Insurance youcomparequotes 10690
15 Delaware Auto Insurance youcomparequotes 10568
14 Connecticut Car Insurance youcomparequotes 10485
13 Connecticut Auto Insurance youcomparequotes 10312
12 Colorado Car Insurance Quotes youcomparequotes 10496
11 Colorado Auto Insurance youcomparequotes 10049
10 California Car Insurance Quotes youcomparequotes 10992
9 California Auto Insurance Quotes youcomparequotes 11134
» Arkansas Car Insurance youcomparequotes 11385
7 Arkansas Auto Insurance youcomparequotes 10669
6 Arizona Car Insurance Quotes youcomparequotes 10623
5 Arizona Auto Insurance youcomparequotes 11058
4 Alaska Car Insurance youcomparequotes 10808
3 Alaska Auto Insurance youcomparequotes 11598
2 Alabama Car Insurance youcomparequotes 10277
1 Alabama Auto Insurance youcomparequotes 10780
XE Login