Enter your ZIP code:

Tennessee Car Insurance

Even the safest driver runs the risk of occasional accident. But Tennessee car insurance provides a shelter from the unexpected when you need it most.

Let InsureMe help you find that shelter. Our relationship with hundreds of providers gives us access to the Tennessee car insurance quotes you need. Just enter your information into our secure system, and let us match you with leading insurers—almost instantly!

Shelter yourself from unnecessary risk. Let InsureMe shop for your Tennessee car insurance today!


Tennessee Car Insurance: What It Is and Why You Need It

Tennessee car insurance is designed to protect you and your passengers from the financial results of a car accident. You pay a premium (or fee) for this protection, and your payments ensure financial protection for a specific period of time.

You usually purchase your Tennessee car insurance in increments of either six months or a year. If the premiums prove more than you can handle, ask your Tennessee car insurance company if you may pay a portion monthly. Although this may add an interest charge to your payment, it may also prove easier on your budget.

Tennessee Car Insurance & the Law

While you are strongly encouraged to purchase Tennessee car insurance, it is not required.

But if you're pulled over for a moving violation or are involved in an accident, you do have to prove financial responsibility. This simply means you have the resources to pay for any damage or injury resulting from your negligence.

Most Tennesseans chose to purchase liability insurance, the barest minimum you must buy when you buy Tennessee car insurance. Liability consists of:

  • bodily injury, which pays for injury or death to others when you are at fault in an accident; and
  • property damage, which pays to repair or replace others' property when you cause it damage.

If you decide to buy Tennessee car insurance, you must purchase at least the following amounts of liability coverage: $25,000 bodily injury per person; $50,000 bodily injury per accident; and $10,000 property damage. This is often referred to as 25/50/10 coverage, and represents one of the lowest minimums required in the fifty states.

If you have assets to protect, you should consider higher levels of Tennessee car insurance. Although higher coverage limits mean higher premiums, the extra cost usually proves relatively low.

Policy Rates & Coverage

Your Tennessee car insurance provider sets your premium based on the driving records and statistics of all the licensed drivers in your household. Therefore, if your teen driver has tickets or has been involved in an accident, it will affect everyone else's car insurance rates.

Tennessee car insurance companies also use these factors to determine your car insurance premiums:

  1. Age
  2. Vehicle you drive
  3. Driving record
  4. Claims history
  5. Location

Your Tennessee car insurance plan covers anyone who drives your car with your permission, whether living in your household or not. If you loan your car to a friend and an accident results, your policy covers the damage to the other driver or drivers involved. In addition, if your policy involves collision protection, your own vehicle and the person who borrowed your car are also financially protected.

Remember to list all licensed drivers living in your home on your Tennessee car insurance policy. This provides everyone the coverage and protection they need.

Cancellation & Nonrenewal

Failure to pay your Tennessee car insurance premium means you place your coverage at risk for termination. License suspension or revocation also provides reason for your insurer to cancel your coverage.

Sometimes it's better not to file a claim if you can find a way to affordably pay for the damage yourself. Filing even one Tennessee car insurance claim may put your policy at risk for nonrenewal.

The fewer claims you file, the less risk you pose to your insurance company-and the less you pay for your premiums.

Make sure you handle your Tennessee car insurance responsibly to ensure long term, active protection.

Compare & Save

Shelter yourself and your family from financial disaster with Tennessee car insurance. Apply for your free quotes now and save!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  

List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10923
101 Wyoming Auto Insurance youcomparequotes 10820
100 Wisconsin Car Insurance youcomparequotes 10445
99 Wisconsin Auto Insurance youcomparequotes 10528
98 West Virginia Car Insurance youcomparequotes 11446
97 West Virgina Auto Insurance youcomparequotes 10392
96 Washington, D.C. Car Insurance youcomparequotes 12046
95 Washington, D.C. Auto Insurance youcomparequotes 11075
94 Washington Car Insurance Quotes youcomparequotes 11556
93 Washington Auto Insurance Quotes youcomparequotes 11220
92 Virginia Car Insurance youcomparequotes 10887
91 Virginia Auto Insurance Quotes youcomparequotes 10900
90 Vermont Car Insurance youcomparequotes 13135
89 Vermont Auto Insurance youcomparequotes 10172
88 Utah Car Insurance youcomparequotes 10831
87 Utah Auto Insurance youcomparequotes 10635
86 Texas Car Insurance Quotes youcomparequotes 10858
85 Texas Auto Insurance Quotes youcomparequotes 10856
» Tennessee Car Insurance youcomparequotes 10465
83 Tennessee Auto Insurance youcomparequotes 11039
82 South Dakota Car Insurance youcomparequotes 10701
81 South Dakota Auto Insurance youcomparequotes 9977
80 South Carolina Car Insurance youcomparequotes 10896
79 South Carolina Auto Insurance youcomparequotes 10773
78 Rhode Island Car Insurance youcomparequotes 10249
77 Rhode Island Auto Insurance youcomparequotes 10622
76 Pennsylvania Car Insurance Quotes youcomparequotes 10951
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11452
74 Oregon Car Insurance Quotes youcomparequotes 11107
73 Oregon Auto Insurance Quotes youcomparequotes 10762
72 Oklahoma Car Insurance youcomparequotes 10834
71 Oklahoma Auto Insurance youcomparequotes 10781
70 Ohio Car Insurance Quotes youcomparequotes 10512
69 Ohio Auto Insurance Quotes youcomparequotes 10437
68 North Dakota Car Insurance youcomparequotes 10518
67 North Dakota Auto Insurance youcomparequotes 10914
66 North Carolina Car Insurance youcomparequotes 14220
65 North Carolina Auto Insurance youcomparequotes 11202
64 New York Car Insurance Quotes youcomparequotes 10436
63 New York Auto Insurance Quotes youcomparequotes 11420
62 New Mexico Car Insurance youcomparequotes 9892
61 New Mexico Auto Insurance youcomparequotes 10011
60 New Jersey Car Insurance youcomparequotes 10240
59 New Jersey Auto Insurance youcomparequotes 10379
58 New Hampshire Car Insurance youcomparequotes 11291
57 New Hampshire Auto Insurance youcomparequotes 10904
56 Nevada Car Insurance youcomparequotes 10616
55 Nevada Auto Insurance youcomparequotes 10648
54 Nebraska Car Insurance youcomparequotes 10309
53 Nebraska Auto Insurance youcomparequotes 11273
52 Montana Car Insurance youcomparequotes 10333
51 Montana Auto Insurance youcomparequotes 10475
50 Missouri Car Insurance youcomparequotes 10633
49 Missouri Auto Insurance youcomparequotes 10531
48 Mississippi Car Insurance youcomparequotes 10943
47 Mississippi Auto Insurance youcomparequotes 10850
46 Minnesota Car Insurance Quotes youcomparequotes 11079
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11184
44 Michigan Car Insurance youcomparequotes 10267
43 Michigan Auto Insurance youcomparequotes 9995
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17306
41 Massachusetts Auto Insurance Reform youcomparequotes 11082
40 Maryland Car Insurance youcomparequotes 11288
39 Maryland Auto Insurance youcomparequotes 11306
38 Maine Auto Insurance youcomparequotes 10956
37 Louisiana Car Insurance youcomparequotes 11255
36 Louisiana Auto Insurance youcomparequotes 10604
35 Kentucky Car Insurance youcomparequotes 10705
34 Kentucky Auto Insurance youcomparequotes 10422
33 Kansas Car Insurance youcomparequotes 10246
32 Kansas Auto Insurance youcomparequotes 10676
31 Iowa Car Insurance youcomparequotes 10538
30 Iowa Auto Insurance youcomparequotes 10553
29 Indiana Car Insurance youcomparequotes 10507
28 Indiana Auto Insurance youcomparequotes 10472
27 Illinois Car Insurance youcomparequotes 10489
26 Illinois Auto Insurance youcomparequotes 10135
25 Idaho Car Insurance youcomparequotes 10358
24 Idaho Auto Insurance youcomparequotes 10443
23 Hawaii Car Insurance youcomparequotes 10790
22 Hawaii Auto Insurance youcomparequotes 10877
21 Georgia Car Insurance youcomparequotes 10097
20 Georgia Auto Insurance Quotes youcomparequotes 10991
19 Florida Car Insurance Quotes youcomparequotes 12491
18 Florida Auto Insurance Quotes youcomparequotes 10432
17 Find Maine Car Insurance youcomparequotes 10399
16 Delaware Car Insurance youcomparequotes 10690
15 Delaware Auto Insurance youcomparequotes 10568
14 Connecticut Car Insurance youcomparequotes 10485
13 Connecticut Auto Insurance youcomparequotes 10312
12 Colorado Car Insurance Quotes youcomparequotes 10496
11 Colorado Auto Insurance youcomparequotes 10049
10 California Car Insurance Quotes youcomparequotes 10992
9 California Auto Insurance Quotes youcomparequotes 11134
8 Arkansas Car Insurance youcomparequotes 11385
7 Arkansas Auto Insurance youcomparequotes 10669
6 Arizona Car Insurance Quotes youcomparequotes 10623
5 Arizona Auto Insurance youcomparequotes 11058
4 Alaska Car Insurance youcomparequotes 10808
3 Alaska Auto Insurance youcomparequotes 11598
2 Alabama Car Insurance youcomparequotes 10277
1 Alabama Auto Insurance youcomparequotes 10780
XE Login