Enter your ZIP code:

Drivers: 7 Important Facts about Texting That Could Save Your Life

by Penny M. Hagerman

In this age of convenience and modern electronics, many of us multitask behind the wheel, eating breakfast on the way to work, applying makeup in the rearview mirror, talking on our cell phones or even shaving at traffic lights.

Though we all know the dangers of taking our eyes off the road, most of us mistakenly think we can juggle those big hunks of steel we drive every day with devices like cell phones without paying the price.
 
We couldn’t be more wrong. For some time, researchers have been telling us to focus only on driving, quoting a greatly increased chance of accident, injury and death when we distractedly call a friend or answer a ringing cell phone.
 
Now, new research has revealed the most dangerous driver distraction of all: texting.
 
What Every Driver Should Know
 
A study by the Virginia Tech Transportation Institute, along with prior studies by Liberty Mutual Insurance and state-funded organizations located online, reveals the shocking statistics of texting behind the wheel:
 
  1. Texting while driving increases the risk of accident 23.2 times over unimpaired driving.
  2. Texting while driving results in longer response times than even drunken driving. While an unimpaired driver can respond quickly to changes in traffic and begin braking within half a second, a legally drunk driver needs four additional feet to begin braking—and a driver who’s texting needs 70.
  3. In the moments before a crash or near crash, drivers typically spend nearly five seconds looking at their mobile devices—enough time at typical highway speeds to cover more area than the length of a football field.
  4. Though 95 percent of drivers surveyed said texting behind the wheel was unacceptable and unsafe, at least 21 percent admit to doing it anyway.
  5. Especially amongst teens, texting results in erratic driving behavior, like lane weaving and speeding up and down, increasing the likelihood of hurting pedestrians and running into other vehicles.
  6. Texting behind the wheel is generational: 37 percent of drivers 18 to 27 admit to texting while driving, compared to 14 percent of 28 to 44 year olds, and 2 percent of 45 to 60 year olds.
  7. An accident can happen in two to three seconds while texting. 
Play It Safe
 
With dangers like these in mind, what can drivers constantly bombarded by incoming text messages and phone calls do to stay safe while driving?
 
It’s as simple as either muting the sound or turning the phone off every time we climb in our cars. According to the American Automobile Association, doing so can actually decrease the risk of accident due to texting by 50 percent.
 
That means fewer accidents, injuries and deaths—and lower car insurance rates.
 
Resist the Urge
 
At the time of this writing, fourteen states and the District of Columbia have passed laws that make texting while driving illegal. In addition, lawmakers have proposed legislation that would require states to ban this dangerous combination of activities or face the loss of highway funds.
 
Regardless of your state’s stance on the issue, texting while driving just isn’t safe. So take these facts to heart, turn down the volume on your cell phone when you hit the road, and resist the urge to text while driving.
 
It might just save your life; and it could definitely save you from high auto insurance premiums!
List of Articles
No. Subject Author Views
85 Rental Car Insurance: Do You Really Need It? youcomparequotes 17599
84 Auto Insurance: The Secret Weapon for Saving at the Pump youcomparequotes 17925
83 Getting the Cheapest Car Insurance in Your State youcomparequotes 16870
82 Play It Safe for Cheap Truck Insurance Rates youcomparequotes 17247
81 How to Get Discount Auto Insurance youcomparequotes 17679
80 Insurance for Van Lovers youcomparequotes 17351
79 Car Insurance That Fits Your Needs youcomparequotes 17080
78 Online Car Insurance Quotes in 5 Easy Steps youcomparequotes 17264
77 Getting Insured with an Online Auto Insurance Quote youcomparequotes 18279
76 Home and Auto Insurance: Sure-Fire Protection in Unsure Times youcomparequotes 17085
75 How to Keep Teen Car Insurance Quotes at Bay youcomparequotes 19318
74 Choosing Cheap Online Car Insurance That Fits Your Life youcomparequotes 17664
73 Auto Insurance from InsureMe youcomparequotes 17583
72 Car Insurance Comparisons Save You Time & Hassle youcomparequotes 17938
71 Car Insurance Companies & InsureMe Save You Money youcomparequotes 18334
70 Buying and Insuring a New Car youcomparequotes 16713
69 Compare Auto Insurance Rates youcomparequotes 17049
68 Safety Measures Lower Auto Insurance Quotes youcomparequotes 16551
67 Getting Car Insurance Quotes, from Beginning to End youcomparequotes 16650
66 The Car Insurance Quote & Ratings Factors youcomparequotes 17143
65 What's Behind Your Auto Insurance Quotes? youcomparequotes 17259
64 How Cheap Car Insurance Can Save You Money youcomparequotes 16570
63 How to Reduce Car Insurance Prices youcomparequotes 17135
62 Getting Insured with Free Car Insurance Quotes youcomparequotes 17330
61 Auto Owners Insurance & Costly Driving Mistakes youcomparequotes 16622
60 Auto Insurance Cost & Your Ride youcomparequotes 17140
59 How No Fault Auto Insurance Works--or Doesn't youcomparequotes 16916
58 How to Get the Cheapest Car Insurance youcomparequotes 16824
57 Selecting a Car Insurance Company youcomparequotes 17526
56 Finding New Car Insurance Following Cancellation or Nonrenewal youcomparequotes 17133
55 Get the Best Car Insurance Rates Around youcomparequotes 17374
54 Factors That Affect Your Car Insurance Quotes youcomparequotes 16410
53 Child Safety Belts Keep Kids Safe youcomparequotes 17076
52 Speeding and Car Insurance Rates youcomparequotes 16774
51 Not At Fault Car Insurance & Accidents youcomparequotes 16916
50 State Auto Insurance Becoming Available youcomparequotes 17203
49 Auto Insurance Gap Narrowed by Insurance youcomparequotes 17648
48 Car Insurance & Roommates or Family Members youcomparequotes 17230
47 PIP and No-Fault Auto Insurance Reform youcomparequotes 16925
46 PIP and No-Fault Auto Insurance Reform youcomparequotes 16830
45 SUVs: Minor Collision, Major Damage youcomparequotes 17380
44 Severe Weather Driving Tips youcomparequotes 17111
43 Avoiding Aggressive Drivers youcomparequotes 18011
42 Safety Tips & Car Insurance for Teens youcomparequotes 17076
41 Insurance for Cars: It's Your Choice youcomparequotes 17034
40 Car Insurance Quotes Save You Money youcomparequotes 17095
39 Finding & Comparing Auto Insurance Specialists youcomparequotes 17954
38 Safety Features Save Lives & Money youcomparequotes 16854
37 Curbing Auto Insurance Prices youcomparequotes 16393
36 Teen Auto Insurance youcomparequotes 16675
35 Car Insurance: Your Questions Answered youcomparequotes 16729
34 How to Buy Car Insurance youcomparequotes 17362
33 Vehicle Insurance: Covering Any Kind of Car youcomparequotes 16639
32 Truck Insurance for Your Pride & Joy youcomparequotes 16429
31 How Insuring a Used Car Can Save You Money youcomparequotes 17278
30 All-in-One Policies Insure Car & Home Together youcomparequotes 17175
29 Credit Scores & Car Insurance youcomparequotes 17782
28 Classic Car Insurance Protects Your Relic Ride youcomparequotes 16295
27 Reducing SUV Insurance Rates youcomparequotes 16817
26 Good Driver Car Insurance Rewards Safe Driving youcomparequotes 17334
25 How to File an Auto Insurance Claim youcomparequotes 16970
24 Avoiding Deer Collisions While Driving youcomparequotes 17440
23 Cheap Auto Insurance through Safe Driving youcomparequotes 16775
22 Auto Insurance Basics That Save youcomparequotes 17195
21 It's Official - Men Are Terrible Drivers youcomparequotes 18682
20 Car Insurance Quote Saves Money and Stretches Income youcomparequotes 17445
19 Auto Insurance Quote Heavily Dependent on Driver Behavior youcomparequotes 16972
18 Car Insurance Quotes Separate Fact from Fiction youcomparequotes 17231
17 How What You Drive Affects Your Auto Insurance Quotes youcomparequotes 16993
16 Cheaper Car Insurance in 8 Easy Steps youcomparequotes 17355
15 Save Hundreds on Your Car Insurance Without Switching to Geico youcomparequotes 16795
14 Your Options in Motorcycle Insurance youcomparequotes 16806
13 The Advantages of RV Insurance youcomparequotes 17194
12 Enjoying the Classics: How to Insure Your Old Relic youcomparequotes 34688
11 Insuring Your Teen Driver youcomparequotes 16954
10 The SR22 & Car Insurance youcomparequotes 16450
9 Auto Insurance & Generic Parts youcomparequotes 17158
8 A Trip Gone Wrong: Summer Breakdown on the Road youcomparequotes 18280
7 Drowsy Drivers, Wake Up! youcomparequotes 16457
6 Cheap Car Insurance Protection You Deserve youcomparequotes 17815
5 Top 8 Safety Picks for Car Insurance Discounts youcomparequotes 17247
» Drivers: 7 Important Facts about Texting That Could Save Your Life youcomparequotes 21324
3 Buckles: Use Them for Safety, Not for Show youcomparequotes 16763
2 Auto Insurance Quotes youcomparequotes 17223
1 Why You Should Give Thanks -- And Stay Home This Year youcomparequotes 17396
XE Login