Enter your ZIP code:

Avoiding Deer Collisions While Driving

October through December is high deer season, during which there is a “dramatic increase in the movement of the deer population,” according to an Oct. 1, 2007 press release from the Insurance Information Institute (III).

 

Deer and cars have never been a good combo, and in recent years Bambi and her ilk have presented an increasing danger to drivers, mainly due to habitat encroachment (ours spilling into theirs).

 

Each year deer/car collisions cause thousand of injuries—and hundreds of deaths, according to a Sept 25, 2006 press release from the III. Additionally, the average cost per accident, when you factor in bodily injury and vehicle damage, totals over $10,000.

 

According to a 2005 study done by State Farm, these states have the highest number of deer-car collisions:

  1. Pennsylvania
  2. Michigan
  3. Illinois
  4. Ohio
  5. Georgia
  6. Minnesota
  7. Virginia
  8. Indiana
  9. Texas
  10. Wisconsin

The good news is that wherever you live, vigilant driving works. (The bad news is that that deer whistle you just mounted to the Buick’s bumper doesn’t work.)

 

After a vigorous public awareness campaign, Pennsylvania-based Erie Insurance saw a 6 percent reduction in deer-related auto claims in 2005, according to a Oct. 9, 2006, article in the Insurance Journal. The takeaway? Regular reminders of the hazards will keep collisions down.

Here’s what you can do to minimize the risk of hitting a deer:

  • Be attentive at night and the early morning
  • Use your high beams when appropriate
  • Wear your seat belt
  • Avoid distractions like phones, food and radios
  • Drive sober
  • Brake firmly but do not jerk the wheel when you see a deer

Additionally, you city slickers take note: deer aren’t just in the sticks and the ‘burbs—they’re common in urban areas too.

If you do hit a deer, the Insurance Information Institute recommends the following steps:

  • Do not touch the deer. (“A frightened and wounded deer can hurt you or further injure itself.”)
  • Get your car off the road, if possible.
  • Call the police.
  • Call your insurance agent or company representative to report any damage to your car.

Lastly, note that collision with an animal is covered under the comprehensive—not collision, oddly enough—portion of your auto insurance policy.

List of Articles
No. Subject Author Views
85 Rental Car Insurance: Do You Really Need It? youcomparequotes 17677
84 Auto Insurance: The Secret Weapon for Saving at the Pump youcomparequotes 18001
83 Getting the Cheapest Car Insurance in Your State youcomparequotes 16952
82 Play It Safe for Cheap Truck Insurance Rates youcomparequotes 17487
81 How to Get Discount Auto Insurance youcomparequotes 17756
80 Insurance for Van Lovers youcomparequotes 17484
79 Car Insurance That Fits Your Needs youcomparequotes 17153
78 Online Car Insurance Quotes in 5 Easy Steps youcomparequotes 17341
77 Getting Insured with an Online Auto Insurance Quote youcomparequotes 18358
76 Home and Auto Insurance: Sure-Fire Protection in Unsure Times youcomparequotes 17155
75 How to Keep Teen Car Insurance Quotes at Bay youcomparequotes 19397
74 Choosing Cheap Online Car Insurance That Fits Your Life youcomparequotes 17742
73 Auto Insurance from InsureMe youcomparequotes 17659
72 Car Insurance Comparisons Save You Time & Hassle youcomparequotes 18021
71 Car Insurance Companies & InsureMe Save You Money youcomparequotes 18414
70 Buying and Insuring a New Car youcomparequotes 16776
69 Compare Auto Insurance Rates youcomparequotes 17105
68 Safety Measures Lower Auto Insurance Quotes youcomparequotes 16611
67 Getting Car Insurance Quotes, from Beginning to End youcomparequotes 16704
66 The Car Insurance Quote & Ratings Factors youcomparequotes 17173
65 What's Behind Your Auto Insurance Quotes? youcomparequotes 17283
64 How Cheap Car Insurance Can Save You Money youcomparequotes 16622
63 How to Reduce Car Insurance Prices youcomparequotes 17160
62 Getting Insured with Free Car Insurance Quotes youcomparequotes 17354
61 Auto Owners Insurance & Costly Driving Mistakes youcomparequotes 16670
60 Auto Insurance Cost & Your Ride youcomparequotes 17166
59 How No Fault Auto Insurance Works--or Doesn't youcomparequotes 16942
58 How to Get the Cheapest Car Insurance youcomparequotes 16850
57 Selecting a Car Insurance Company youcomparequotes 17549
56 Finding New Car Insurance Following Cancellation or Nonrenewal youcomparequotes 17158
55 Get the Best Car Insurance Rates Around youcomparequotes 17399
54 Factors That Affect Your Car Insurance Quotes youcomparequotes 16436
53 Child Safety Belts Keep Kids Safe youcomparequotes 17102
52 Speeding and Car Insurance Rates youcomparequotes 16804
51 Not At Fault Car Insurance & Accidents youcomparequotes 16941
50 State Auto Insurance Becoming Available youcomparequotes 17314
49 Auto Insurance Gap Narrowed by Insurance youcomparequotes 17678
48 Car Insurance & Roommates or Family Members youcomparequotes 17252
47 PIP and No-Fault Auto Insurance Reform youcomparequotes 16951
46 PIP and No-Fault Auto Insurance Reform youcomparequotes 16855
45 SUVs: Minor Collision, Major Damage youcomparequotes 17406
44 Severe Weather Driving Tips youcomparequotes 17183
43 Avoiding Aggressive Drivers youcomparequotes 18043
42 Safety Tips & Car Insurance for Teens youcomparequotes 17099
41 Insurance for Cars: It's Your Choice youcomparequotes 17056
40 Car Insurance Quotes Save You Money youcomparequotes 17118
39 Finding & Comparing Auto Insurance Specialists youcomparequotes 17989
38 Safety Features Save Lives & Money youcomparequotes 16879
37 Curbing Auto Insurance Prices youcomparequotes 16420
36 Teen Auto Insurance youcomparequotes 16703
35 Car Insurance: Your Questions Answered youcomparequotes 16755
34 How to Buy Car Insurance youcomparequotes 17388
33 Vehicle Insurance: Covering Any Kind of Car youcomparequotes 16670
32 Truck Insurance for Your Pride & Joy youcomparequotes 16458
31 How Insuring a Used Car Can Save You Money youcomparequotes 17367
30 All-in-One Policies Insure Car & Home Together youcomparequotes 17269
29 Credit Scores & Car Insurance youcomparequotes 17841
28 Classic Car Insurance Protects Your Relic Ride youcomparequotes 16380
27 Reducing SUV Insurance Rates youcomparequotes 16840
26 Good Driver Car Insurance Rewards Safe Driving youcomparequotes 17358
25 How to File an Auto Insurance Claim youcomparequotes 16996
» Avoiding Deer Collisions While Driving youcomparequotes 17463
23 Cheap Auto Insurance through Safe Driving youcomparequotes 16815
22 Auto Insurance Basics That Save youcomparequotes 17220
21 It's Official - Men Are Terrible Drivers youcomparequotes 18718
20 Car Insurance Quote Saves Money and Stretches Income youcomparequotes 17472
19 Auto Insurance Quote Heavily Dependent on Driver Behavior youcomparequotes 16996
18 Car Insurance Quotes Separate Fact from Fiction youcomparequotes 17256
17 How What You Drive Affects Your Auto Insurance Quotes youcomparequotes 17029
16 Cheaper Car Insurance in 8 Easy Steps youcomparequotes 17380
15 Save Hundreds on Your Car Insurance Without Switching to Geico youcomparequotes 16869
14 Your Options in Motorcycle Insurance youcomparequotes 16845
13 The Advantages of RV Insurance youcomparequotes 17218
12 Enjoying the Classics: How to Insure Your Old Relic youcomparequotes 34723
11 Insuring Your Teen Driver youcomparequotes 16981
10 The SR22 & Car Insurance youcomparequotes 16474
9 Auto Insurance & Generic Parts youcomparequotes 17182
8 A Trip Gone Wrong: Summer Breakdown on the Road youcomparequotes 18314
7 Drowsy Drivers, Wake Up! youcomparequotes 16481
6 Cheap Car Insurance Protection You Deserve youcomparequotes 17852
5 Top 8 Safety Picks for Car Insurance Discounts youcomparequotes 17286
4 Drivers: 7 Important Facts about Texting That Could Save Your Life youcomparequotes 21376
3 Buckles: Use Them for Safety, Not for Show youcomparequotes 16787
2 Auto Insurance Quotes youcomparequotes 17250
1 Why You Should Give Thanks -- And Stay Home This Year youcomparequotes 17469
XE Login