Enter your ZIP code:

Teen Auto Insurance

Adding your teenager to your auto insurance policy can be costly. But teen auto insurance is essential to protect your teen—and your car—in case of an accident.

At InsureMe, we're all about family. In fact, since 1993 we've been providing families just like yours competing teen auto insurance quotes from local providers. And we'd like to help you find affordable teen coverage, too. Just fill out our quote box at the top of this page, and we'll get you up to five quotes right away.

Don't take any chances…your children are priceless! Contact InsureMe today for your family's peace of mind tomorrow.

Saving Money on Teen Auto Insurance

Many car insurance companies consider drivers under the age of 25 a higher-than-average risk for vehicle-related accidents. This high risk of teen accident and death can skyrocket your insurance rates 50 to 100 percent, says Jeanne Salvatore of the Insurance Information Institute (III), and often translates into high teen auto insurance premiums.

But wait—don't take away your teenager's car keys just yet. You can save money and afford that teen auto insurance you need…if your teen expends some effort and follows these guidelines:

  • Keep a Clean Driving Record — Just one DWI conviction can raise teen auto insurance premiums from a base premium of a few hundred dollars to thousands of dollars annually for at least three years.
  • Earn "Brownie Points" — Many companies offer teen auto insurance discounts to teens that attend high school or college full-time and maintain at least a 3.0 grade point average. Insurers also offer discounts to those taking a locally accredited driver safety course or other state-certified programs. (Ask your insurer about these discounts, or get online information from the National Safety Council.)
  • Involve Yourself in Your Community — Young people who join certain civic or community organizations such as Eagle Scouts or Girl Scouts may receive discounts from their teen car insurance providers, says David Champion of Consumer Reports. These companies are trying to find the least risky teens, so they often reward time spent bettering your community with discounts, Champion adds.
  • Choose a Safer Car — Teen auto insurance may cost up to 50 percent less if your teen drives a safer car such as a Honda Civic or a Volvo, according to Champion. Newer model cars with airbags are the least expensive to insure—and the safest for your teen to drive. Sports cars, expensive cars, high-performance cars and SUVs carry higher risk and higher teen auto insurance premiums.
  • Add Safety Features — Safety features such as anti-lock brakes, traction control, automatic seat belts and side-impact air bags can reduce teen auto insurance rates considerably.

Driving is a privilege your teenager should respect, so lay down some ground rules before he or she gets ever gets into the driver's seat!

More than 5,000 teens ages 16 to 20 die annually in car accidents, according to the American Academy of Pediatrics. A greater claims risk and higher likelihood of death mean higher teen auto insurance prices.

So keep your teen safe, set your expectations high—and enjoy teen car insurance savings!

Coverage You Can Afford

Your family deserves the best—and that includes teen auto insurance. Don't pay exorbitant prices for the coverage your teenager needs. Let InsureMe help you find a policy at a price you can afford!

List of Articles
No. Subject Author Views
85 Rental Car Insurance: Do You Really Need It? youcomparequotes 17595
84 Auto Insurance: The Secret Weapon for Saving at the Pump youcomparequotes 17921
83 Getting the Cheapest Car Insurance in Your State youcomparequotes 16864
82 Play It Safe for Cheap Truck Insurance Rates youcomparequotes 17239
81 How to Get Discount Auto Insurance youcomparequotes 17675
80 Insurance for Van Lovers youcomparequotes 17345
79 Car Insurance That Fits Your Needs youcomparequotes 17076
78 Online Car Insurance Quotes in 5 Easy Steps youcomparequotes 17260
77 Getting Insured with an Online Auto Insurance Quote youcomparequotes 18254
76 Home and Auto Insurance: Sure-Fire Protection in Unsure Times youcomparequotes 17081
75 How to Keep Teen Car Insurance Quotes at Bay youcomparequotes 19314
74 Choosing Cheap Online Car Insurance That Fits Your Life youcomparequotes 17660
73 Auto Insurance from InsureMe youcomparequotes 17579
72 Car Insurance Comparisons Save You Time & Hassle youcomparequotes 17933
71 Car Insurance Companies & InsureMe Save You Money youcomparequotes 18328
70 Buying and Insuring a New Car youcomparequotes 16709
69 Compare Auto Insurance Rates youcomparequotes 17044
68 Safety Measures Lower Auto Insurance Quotes youcomparequotes 16546
67 Getting Car Insurance Quotes, from Beginning to End youcomparequotes 16645
66 The Car Insurance Quote & Ratings Factors youcomparequotes 17137
65 What's Behind Your Auto Insurance Quotes? youcomparequotes 17256
64 How Cheap Car Insurance Can Save You Money youcomparequotes 16551
63 How to Reduce Car Insurance Prices youcomparequotes 17132
62 Getting Insured with Free Car Insurance Quotes youcomparequotes 17327
61 Auto Owners Insurance & Costly Driving Mistakes youcomparequotes 16609
60 Auto Insurance Cost & Your Ride youcomparequotes 17137
59 How No Fault Auto Insurance Works--or Doesn't youcomparequotes 16913
58 How to Get the Cheapest Car Insurance youcomparequotes 16821
57 Selecting a Car Insurance Company youcomparequotes 17523
56 Finding New Car Insurance Following Cancellation or Nonrenewal youcomparequotes 17130
55 Get the Best Car Insurance Rates Around youcomparequotes 17371
54 Factors That Affect Your Car Insurance Quotes youcomparequotes 16404
53 Child Safety Belts Keep Kids Safe youcomparequotes 17073
52 Speeding and Car Insurance Rates youcomparequotes 16771
51 Not At Fault Car Insurance & Accidents youcomparequotes 16913
50 State Auto Insurance Becoming Available youcomparequotes 17196
49 Auto Insurance Gap Narrowed by Insurance youcomparequotes 17645
48 Car Insurance & Roommates or Family Members youcomparequotes 17227
47 PIP and No-Fault Auto Insurance Reform youcomparequotes 16922
46 PIP and No-Fault Auto Insurance Reform youcomparequotes 16827
45 SUVs: Minor Collision, Major Damage youcomparequotes 17372
44 Severe Weather Driving Tips youcomparequotes 17105
43 Avoiding Aggressive Drivers youcomparequotes 18006
42 Safety Tips & Car Insurance for Teens youcomparequotes 17073
41 Insurance for Cars: It's Your Choice youcomparequotes 17031
40 Car Insurance Quotes Save You Money youcomparequotes 17092
39 Finding & Comparing Auto Insurance Specialists youcomparequotes 17951
38 Safety Features Save Lives & Money youcomparequotes 16844
37 Curbing Auto Insurance Prices youcomparequotes 16390
» Teen Auto Insurance youcomparequotes 16668
35 Car Insurance: Your Questions Answered youcomparequotes 16593
34 How to Buy Car Insurance youcomparequotes 17359
33 Vehicle Insurance: Covering Any Kind of Car youcomparequotes 16636
32 Truck Insurance for Your Pride & Joy youcomparequotes 16426
31 How Insuring a Used Car Can Save You Money youcomparequotes 17274
30 All-in-One Policies Insure Car & Home Together youcomparequotes 17138
29 Credit Scores & Car Insurance youcomparequotes 17779
28 Classic Car Insurance Protects Your Relic Ride youcomparequotes 16290
27 Reducing SUV Insurance Rates youcomparequotes 16814
26 Good Driver Car Insurance Rewards Safe Driving youcomparequotes 17329
25 How to File an Auto Insurance Claim youcomparequotes 16967
24 Avoiding Deer Collisions While Driving youcomparequotes 17437
23 Cheap Auto Insurance through Safe Driving youcomparequotes 16762
22 Auto Insurance Basics That Save youcomparequotes 17192
21 It's Official - Men Are Terrible Drivers youcomparequotes 18679
20 Car Insurance Quote Saves Money and Stretches Income youcomparequotes 17442
19 Auto Insurance Quote Heavily Dependent on Driver Behavior youcomparequotes 16966
18 Car Insurance Quotes Separate Fact from Fiction youcomparequotes 17224
17 How What You Drive Affects Your Auto Insurance Quotes youcomparequotes 16985
16 Cheaper Car Insurance in 8 Easy Steps youcomparequotes 17350
15 Save Hundreds on Your Car Insurance Without Switching to Geico youcomparequotes 16790
14 Your Options in Motorcycle Insurance youcomparequotes 16803
13 The Advantages of RV Insurance youcomparequotes 17189
12 Enjoying the Classics: How to Insure Your Old Relic youcomparequotes 34685
11 Insuring Your Teen Driver youcomparequotes 16951
10 The SR22 & Car Insurance youcomparequotes 16447
9 Auto Insurance & Generic Parts youcomparequotes 17154
8 A Trip Gone Wrong: Summer Breakdown on the Road youcomparequotes 18277
7 Drowsy Drivers, Wake Up! youcomparequotes 16453
6 Cheap Car Insurance Protection You Deserve youcomparequotes 17812
5 Top 8 Safety Picks for Car Insurance Discounts youcomparequotes 17243
4 Drivers: 7 Important Facts about Texting That Could Save Your Life youcomparequotes 21316
3 Buckles: Use Them for Safety, Not for Show youcomparequotes 16760
2 Auto Insurance Quotes youcomparequotes 17220
1 Why You Should Give Thanks -- And Stay Home This Year youcomparequotes 17384
XE Login