Teen Auto Insurance
Adding your teenager to your
auto insurance policy can be costly. But teen auto insurance is essential to
protect your teen—and your car—in case of an accident.
At InsureMe, we're all about
family. In fact, since 1993 we've been providing families just like yours
competing teen auto insurance quotes from local providers. And we'd like to help
you find affordable teen coverage, too. Just fill out our quote box at the top
of this page, and we'll get you up to five quotes right away.
Don't take any chances…your
children are priceless! Contact InsureMe today for your family's peace of mind
Saving Money on Teen
Many car insurance companies
consider drivers under the age of 25 a higher-than-average risk for
vehicle-related accidents. This high risk of teen accident and death can
skyrocket your insurance rates 50 to 100 percent, says Jeanne Salvatore of the
Insurance Information Institute (III), and often translates into high teen auto
But wait—don't take away your
teenager's car keys just yet. You can save money and afford that teen
auto insurance you need…if your teen expends some effort and follows
a Clean Driving Record — Just one DWI conviction can raise teen auto
insurance premiums from a base premium of a few hundred dollars to thousands of
dollars annually for at least three years.
"Brownie Points" — Many companies offer teen auto insurance discounts
to teens that attend high school or college full-time and maintain at least a
3.0 grade point average. Insurers also offer discounts to those taking a locally
accredited driver safety course or other state-certified programs. (Ask your
insurer about these discounts, or get online information from the National
Yourself in Your Community — Young people who join certain civic or
community organizations such as Eagle Scouts or Girl Scouts may receive
discounts from their teen car insurance providers, says David Champion of
Consumer Reports. These companies are trying to find the least risky
teens, so they often reward time spent bettering your community with discounts,
a Safer Car — Teen auto insurance may cost up to 50 percent less if
your teen drives a safer car such as a Honda Civic or a Volvo, according to
Champion. Newer model cars with airbags are the least expensive to insure—and
the safest for your teen to drive. Sports cars, expensive cars, high-performance
cars and SUVs carry higher risk and higher teen auto insurance premiums.
Safety Features — Safety features such as anti-lock brakes, traction
control, automatic seat belts and side-impact air bags can reduce teen auto
insurance rates considerably.
Driving is a privilege your
teenager should respect, so lay down some ground rules before he or she gets
ever gets into the driver's seat!
More than 5,000 teens ages 16
to 20 die annually in car accidents, according to the American Academy of
Pediatrics. A greater claims risk and higher likelihood of death mean higher
teen auto insurance prices.
So keep your teen safe, set
your expectations high—and enjoy teen car insurance savings!
Coverage You Can
Your family deserves the
best—and that includes teen auto insurance. Don't pay exorbitant prices for the
coverage your teenager needs. Let InsureMe help you find a policy at a price you