Enter your ZIP code:

Safety Features Save Lives & Money

We all consider auto safety important, but we seldom consider how safe our cars actually are until we’re involved in an accident—or we get ready to buy safe auto insurance. But simply assuming a particular car is safe and focusing on other issues such as gas consumption, engine power or roominess is a huge mistake which could cost us our lives—and a lot of money.

When shopping for a car or adding safety features to an existing one, it is important to understand what’s available and the effect you can expect it to have on both your life and your pocketbook.

Safe auto insurance discounts are available for many safety features, but you should talk to a knowledgeable car insurance agent to determine which ones will save you the most money and help you acquire the right policy.

Seat Belts

Stopping suddenly imposes a great deal of force on objects inside a moving vehicle, including people. Safety features like seat belts protect you from harm by distributing that force to the strongest parts of your body: your chest and pelvis. When purchasing a car, take this into consideration and buy a car with seat belts in each passenger location, keeping everyone safer.

In the most serious of accidents, passengers restrained by seat belts may receive internal injuries, while those without seat belts may be propelled forward inside the vehicle until a steering wheel, dashboard, windshield or other firm object stops them—resulting in severe injury or even death.

Unbuckled passengers can become like missiles, causing injury to other passengers. In the event they are thrown out of the car, these occupants are much more likely to be crushed and/or severely injured upon impact with the ground or other solid object. This type of unrestrained movement greatly increases the incidence of death and the likelihood of insurance claims.

Air Bags

Air bags, located in one or more strategic vehicle location, activate almost instantly in case of an accident, forming a cushion for the driver’s or passenger’s head and chest as they flex forward. This keeps the upper body from impacting with the car’s hard surfaces and makes injury less likely.

Like the seat belt, air bags are widely credited with saving lives—and reducing auto insurance costs. Statistics suggest that the risk of fatality in a frontal impact crash is reduced by about 30 percent with the deployment of an airbag.

For safety’s sake, air bags are now offered in more locations than ever before. This includes inside steering columns, dashboards or vehicle doors; over the doors; behind the front seats; and in the roofline. The more air bags your car has, the less your chance of injury or insurance claim, and the greater your chance of survival.

Anti-Lock Brakes (ABS)

Anti-lock brakes stop a vehicle quickly and enable the driver to steer the car to safety—without allowing brakes to lock up or the vehicle to lose road traction. This means accidents are actually avoided altogether—before they happen.

When a driver is in a precarious situation and needs to stop quickly, anti-lock brakes enable him to do so without endangering himself or those around him.

Electronic Stability Control (ESC)

More than half of all fatalities caused by crash could be avoided if all cars were equipped with electronic stability control, according to a study by the Insurance Institute for Highway Safety (IIHS).

This feature, most useful in one-car accidents and second only to seat belts in effectiveness, provides a consistent and reliable way to avert disaster. It works by detecting loss of vehicle control and automatically braking individual wheels to keep the car on its intended path.

ESC helps drivers who lose control at high speeds or on slippery roads regain control of their car, avoiding potentially costly accidents and injury. Any driver, in any type of weather and any type of car or truck, can definitely benefit from this technology. And cars containing this safety device make the roadways much safer for everyone.

List of Articles
No. Subject Author Views
85 Rental Car Insurance: Do You Really Need It? youcomparequotes 17595
84 Auto Insurance: The Secret Weapon for Saving at the Pump youcomparequotes 17921
83 Getting the Cheapest Car Insurance in Your State youcomparequotes 16864
82 Play It Safe for Cheap Truck Insurance Rates youcomparequotes 17239
81 How to Get Discount Auto Insurance youcomparequotes 17675
80 Insurance for Van Lovers youcomparequotes 17345
79 Car Insurance That Fits Your Needs youcomparequotes 17076
78 Online Car Insurance Quotes in 5 Easy Steps youcomparequotes 17260
77 Getting Insured with an Online Auto Insurance Quote youcomparequotes 18260
76 Home and Auto Insurance: Sure-Fire Protection in Unsure Times youcomparequotes 17081
75 How to Keep Teen Car Insurance Quotes at Bay youcomparequotes 19314
74 Choosing Cheap Online Car Insurance That Fits Your Life youcomparequotes 17660
73 Auto Insurance from InsureMe youcomparequotes 17579
72 Car Insurance Comparisons Save You Time & Hassle youcomparequotes 17933
71 Car Insurance Companies & InsureMe Save You Money youcomparequotes 18328
70 Buying and Insuring a New Car youcomparequotes 16709
69 Compare Auto Insurance Rates youcomparequotes 17044
68 Safety Measures Lower Auto Insurance Quotes youcomparequotes 16546
67 Getting Car Insurance Quotes, from Beginning to End youcomparequotes 16645
66 The Car Insurance Quote & Ratings Factors youcomparequotes 17137
65 What's Behind Your Auto Insurance Quotes? youcomparequotes 17256
64 How Cheap Car Insurance Can Save You Money youcomparequotes 16552
63 How to Reduce Car Insurance Prices youcomparequotes 17132
62 Getting Insured with Free Car Insurance Quotes youcomparequotes 17327
61 Auto Owners Insurance & Costly Driving Mistakes youcomparequotes 16609
60 Auto Insurance Cost & Your Ride youcomparequotes 17137
59 How No Fault Auto Insurance Works--or Doesn't youcomparequotes 16913
58 How to Get the Cheapest Car Insurance youcomparequotes 16821
57 Selecting a Car Insurance Company youcomparequotes 17523
56 Finding New Car Insurance Following Cancellation or Nonrenewal youcomparequotes 17130
55 Get the Best Car Insurance Rates Around youcomparequotes 17371
54 Factors That Affect Your Car Insurance Quotes youcomparequotes 16405
53 Child Safety Belts Keep Kids Safe youcomparequotes 17073
52 Speeding and Car Insurance Rates youcomparequotes 16771
51 Not At Fault Car Insurance & Accidents youcomparequotes 16913
50 State Auto Insurance Becoming Available youcomparequotes 17196
49 Auto Insurance Gap Narrowed by Insurance youcomparequotes 17645
48 Car Insurance & Roommates or Family Members youcomparequotes 17227
47 PIP and No-Fault Auto Insurance Reform youcomparequotes 16922
46 PIP and No-Fault Auto Insurance Reform youcomparequotes 16827
45 SUVs: Minor Collision, Major Damage youcomparequotes 17376
44 Severe Weather Driving Tips youcomparequotes 17105
43 Avoiding Aggressive Drivers youcomparequotes 18007
42 Safety Tips & Car Insurance for Teens youcomparequotes 17073
41 Insurance for Cars: It's Your Choice youcomparequotes 17031
40 Car Insurance Quotes Save You Money youcomparequotes 17092
39 Finding & Comparing Auto Insurance Specialists youcomparequotes 17951
» Safety Features Save Lives & Money youcomparequotes 16844
37 Curbing Auto Insurance Prices youcomparequotes 16390
36 Teen Auto Insurance youcomparequotes 16668
35 Car Insurance: Your Questions Answered youcomparequotes 16593
34 How to Buy Car Insurance youcomparequotes 17359
33 Vehicle Insurance: Covering Any Kind of Car youcomparequotes 16636
32 Truck Insurance for Your Pride & Joy youcomparequotes 16426
31 How Insuring a Used Car Can Save You Money youcomparequotes 17274
30 All-in-One Policies Insure Car & Home Together youcomparequotes 17138
29 Credit Scores & Car Insurance youcomparequotes 17779
28 Classic Car Insurance Protects Your Relic Ride youcomparequotes 16290
27 Reducing SUV Insurance Rates youcomparequotes 16814
26 Good Driver Car Insurance Rewards Safe Driving youcomparequotes 17329
25 How to File an Auto Insurance Claim youcomparequotes 16967
24 Avoiding Deer Collisions While Driving youcomparequotes 17437
23 Cheap Auto Insurance through Safe Driving youcomparequotes 16762
22 Auto Insurance Basics That Save youcomparequotes 17192
21 It's Official - Men Are Terrible Drivers youcomparequotes 18679
20 Car Insurance Quote Saves Money and Stretches Income youcomparequotes 17442
19 Auto Insurance Quote Heavily Dependent on Driver Behavior youcomparequotes 16966
18 Car Insurance Quotes Separate Fact from Fiction youcomparequotes 17224
17 How What You Drive Affects Your Auto Insurance Quotes youcomparequotes 16986
16 Cheaper Car Insurance in 8 Easy Steps youcomparequotes 17350
15 Save Hundreds on Your Car Insurance Without Switching to Geico youcomparequotes 16790
14 Your Options in Motorcycle Insurance youcomparequotes 16803
13 The Advantages of RV Insurance youcomparequotes 17189
12 Enjoying the Classics: How to Insure Your Old Relic youcomparequotes 34685
11 Insuring Your Teen Driver youcomparequotes 16951
10 The SR22 & Car Insurance youcomparequotes 16447
9 Auto Insurance & Generic Parts youcomparequotes 17154
8 A Trip Gone Wrong: Summer Breakdown on the Road youcomparequotes 18277
7 Drowsy Drivers, Wake Up! youcomparequotes 16453
6 Cheap Car Insurance Protection You Deserve youcomparequotes 17812
5 Top 8 Safety Picks for Car Insurance Discounts youcomparequotes 17243
4 Drivers: 7 Important Facts about Texting That Could Save Your Life youcomparequotes 21316
3 Buckles: Use Them for Safety, Not for Show youcomparequotes 16760
2 Auto Insurance Quotes youcomparequotes 17220
1 Why You Should Give Thanks -- And Stay Home This Year youcomparequotes 17386
XE Login