Enter your ZIP code:

Finding & Comparing Auto Insurance Specialists

Shopping for auto insurance sometimes seems like an overwhelming process. Hundreds of auto insurance specialists constantly vie for your business, making the decision of which one to choose complicated.

But choosing one that will always be there to meet your needs, answer your questions and give you the personalized service you want can be done. Here's how.

Company Stability

Company stability is one of the most important elements to consider when searching for the right car insurance company, and is easily determined by visiting a few key Web sites. The first place to check is your state department of insurance, easily found by conducting a search on your favorite search engine. Your state's DOI can tell you whether insurers are licensed to conduct business in your state, and how particular providers rate, according to consumers who have already done business with them.

Check each company's ability to pay claims by examining its financial strength rating. Independent ratings companies like Standard & Poor's, A.M. Best and Moody's provide categories against which you may compare insurers' stability. You can contact the insurers themselves for their company ratings, or request them from these ratings services.

Customer Service

Many DOIs create a complaint ratio that takes into account both business volume and overall customer satisfaction. It is important to compare insurers of equal size to get a true feel for how they rate in both categories comparatively.

But complaint rate is only one important measure of customer service. Other issues to consider include insurer claims hours, convenience and ease in finding an office near you, and customer service philosophy. You want an insurer who will work to meet your needs, making it easy to file a claim or get reimbursed for repairs following an accident.

It is important to determine what is most important to you before selecting a company to fit your particular situation. Often, the customer service you receive depends upon carrier size. Local or regional carriers have far fewer offices but may give you more personalized service. Larger, national specialists may have many offices but make you feel like just another number, rather than a valuable customer.

Become knowledgeable about how others rate providers before deciding to use their services yourself. What friends, family and other consumers have to say could help you find the best insurer around—or save you a lot of heartache.

Making the Final Choice

Don't let finding an auto insurance specialist confuse you. Find out how stable and reliable each insurer is before you make that final decision. Then proceed with confidence, knowing you've done everything possible to ensure a positive experience.

List of Articles
No. Subject Author Views
85 Rental Car Insurance: Do You Really Need It? youcomparequotes 17704
84 Auto Insurance: The Secret Weapon for Saving at the Pump youcomparequotes 18028
83 Getting the Cheapest Car Insurance in Your State youcomparequotes 16978
82 Play It Safe for Cheap Truck Insurance Rates youcomparequotes 17516
81 How to Get Discount Auto Insurance youcomparequotes 17781
80 Insurance for Van Lovers youcomparequotes 17521
79 Car Insurance That Fits Your Needs youcomparequotes 17180
78 Online Car Insurance Quotes in 5 Easy Steps youcomparequotes 17367
77 Getting Insured with an Online Auto Insurance Quote youcomparequotes 18383
76 Home and Auto Insurance: Sure-Fire Protection in Unsure Times youcomparequotes 17182
75 How to Keep Teen Car Insurance Quotes at Bay youcomparequotes 19423
74 Choosing Cheap Online Car Insurance That Fits Your Life youcomparequotes 17768
73 Auto Insurance from InsureMe youcomparequotes 17683
72 Car Insurance Comparisons Save You Time & Hassle youcomparequotes 18048
71 Car Insurance Companies & InsureMe Save You Money youcomparequotes 18439
70 Buying and Insuring a New Car youcomparequotes 16801
69 Compare Auto Insurance Rates youcomparequotes 17129
68 Safety Measures Lower Auto Insurance Quotes youcomparequotes 16635
67 Getting Car Insurance Quotes, from Beginning to End youcomparequotes 16728
66 The Car Insurance Quote & Ratings Factors youcomparequotes 17187
65 What's Behind Your Auto Insurance Quotes? youcomparequotes 17297
64 How Cheap Car Insurance Can Save You Money youcomparequotes 16639
63 How to Reduce Car Insurance Prices youcomparequotes 17174
62 Getting Insured with Free Car Insurance Quotes youcomparequotes 17368
61 Auto Owners Insurance & Costly Driving Mistakes youcomparequotes 16684
60 Auto Insurance Cost & Your Ride youcomparequotes 17180
59 How No Fault Auto Insurance Works--or Doesn't youcomparequotes 16956
58 How to Get the Cheapest Car Insurance youcomparequotes 16864
57 Selecting a Car Insurance Company youcomparequotes 17563
56 Finding New Car Insurance Following Cancellation or Nonrenewal youcomparequotes 17172
55 Get the Best Car Insurance Rates Around youcomparequotes 17413
54 Factors That Affect Your Car Insurance Quotes youcomparequotes 16450
53 Child Safety Belts Keep Kids Safe youcomparequotes 17116
52 Speeding and Car Insurance Rates youcomparequotes 16818
51 Not At Fault Car Insurance & Accidents youcomparequotes 16955
50 State Auto Insurance Becoming Available youcomparequotes 17429
49 Auto Insurance Gap Narrowed by Insurance youcomparequotes 17694
48 Car Insurance & Roommates or Family Members youcomparequotes 17267
47 PIP and No-Fault Auto Insurance Reform youcomparequotes 16965
46 PIP and No-Fault Auto Insurance Reform youcomparequotes 16869
45 SUVs: Minor Collision, Major Damage youcomparequotes 17420
44 Severe Weather Driving Tips youcomparequotes 17197
43 Avoiding Aggressive Drivers youcomparequotes 18059
42 Safety Tips & Car Insurance for Teens youcomparequotes 17113
41 Insurance for Cars: It's Your Choice youcomparequotes 17070
40 Car Insurance Quotes Save You Money youcomparequotes 17132
» Finding & Comparing Auto Insurance Specialists youcomparequotes 18007
38 Safety Features Save Lives & Money youcomparequotes 16893
37 Curbing Auto Insurance Prices youcomparequotes 16434
36 Teen Auto Insurance youcomparequotes 16717
35 Car Insurance: Your Questions Answered youcomparequotes 16769
34 How to Buy Car Insurance youcomparequotes 17402
33 Vehicle Insurance: Covering Any Kind of Car youcomparequotes 16684
32 Truck Insurance for Your Pride & Joy youcomparequotes 16472
31 How Insuring a Used Car Can Save You Money youcomparequotes 17495
30 All-in-One Policies Insure Car & Home Together youcomparequotes 17298
29 Credit Scores & Car Insurance youcomparequotes 17891
28 Classic Car Insurance Protects Your Relic Ride youcomparequotes 16522
27 Reducing SUV Insurance Rates youcomparequotes 16855
26 Good Driver Car Insurance Rewards Safe Driving youcomparequotes 17372
25 How to File an Auto Insurance Claim youcomparequotes 17010
24 Avoiding Deer Collisions While Driving youcomparequotes 17477
23 Cheap Auto Insurance through Safe Driving youcomparequotes 16829
22 Auto Insurance Basics That Save youcomparequotes 17234
21 It's Official - Men Are Terrible Drivers youcomparequotes 18738
20 Car Insurance Quote Saves Money and Stretches Income youcomparequotes 17486
19 Auto Insurance Quote Heavily Dependent on Driver Behavior youcomparequotes 17010
18 Car Insurance Quotes Separate Fact from Fiction youcomparequotes 17270
17 How What You Drive Affects Your Auto Insurance Quotes youcomparequotes 17043
16 Cheaper Car Insurance in 8 Easy Steps youcomparequotes 17394
15 Save Hundreds on Your Car Insurance Without Switching to Geico youcomparequotes 16883
14 Your Options in Motorcycle Insurance youcomparequotes 16859
13 The Advantages of RV Insurance youcomparequotes 17232
12 Enjoying the Classics: How to Insure Your Old Relic youcomparequotes 34739
11 Insuring Your Teen Driver youcomparequotes 16995
10 The SR22 & Car Insurance youcomparequotes 16488
9 Auto Insurance & Generic Parts youcomparequotes 17196
8 A Trip Gone Wrong: Summer Breakdown on the Road youcomparequotes 18331
7 Drowsy Drivers, Wake Up! youcomparequotes 16495
6 Cheap Car Insurance Protection You Deserve youcomparequotes 17872
5 Top 8 Safety Picks for Car Insurance Discounts youcomparequotes 17300
4 Drivers: 7 Important Facts about Texting That Could Save Your Life youcomparequotes 21398
3 Buckles: Use Them for Safety, Not for Show youcomparequotes 16801
2 Auto Insurance Quotes youcomparequotes 17264
1 Why You Should Give Thanks -- And Stay Home This Year youcomparequotes 17483
XE Login