Anyone with car insurance may one day find themself in a situation which
their auto insurance company cancels their policy, or their policy is not
renewed. If either of these have happened to you, the following information may
If your car insurance is cancelled by your car insurance company and your policy has been in effect for over 60 days, there are four possible reasons for this:
If none of these fits your situation, or if it has been less than 60 days since your policy took effect, call your insurance company and find out why you have been cancelled. Once you have this information you can decide what you need to do to get insured again.
If you receive a non-renewal notice from your car insurance company, your policy will no longer be in effect on the date that the notice specifies. Either the insured or the insurance company can initiate the process of non-renewal. If you have gotten a non-renewal notice in the mail and you have not requested the non-renewal, chances are you have already received some form of warning or explanation from your insurance company. If this is not the case, contact your auto insurance company for an explanation. If you feel their reason is unfair, you can contact your state department of insurance and file a complaint.