Enter your ZIP code:

Insurance for Van Lovers

by Penny M. Hagerman

When vans became popular in the 1960s and '70s, everyone from sports enthusiasts to business owners to the handicapped began taking advantage of their form and function. Depending on the type of van chosen—whether minivan, mid-size cargo or full-size utility model—a van could easily transport people and goods anywhere they needed to go.

But along with this unique vehicle came a need for unique protection. As consumers began purchasing and driving these oddly shaped, top-heavy and often cumbersome automobiles, safety on the road—and finances due to risk of accident—became an issue. Thus developed a need for physical and financial security that only insurance could provide van enthusiasts.

That was the advent of van insurance. Now, as individuals, families and businesses use vans to move everything from sporting equipment to loved ones, and business materials to wheelchairs, there's a way to do so safely and conveniently—without worrying about the risk of accident or injury.

Making Vans Safe & Reliable—and Insurance Affordable

Though the early van models tended toward bumpier rides, louder engines, decreased stability and non-responsiveness, the van today has been redesigned to improve safety, reliability, efficiency and overall comfort. Not only has this increased van appeal with shoppers; it has also made the van safer and more reliable—and helped reduce van insurance rates.

Depending on make and model, some common redesigns include:

  • Quieter engines
  • Smoother rides
  • Better control/responsiveness
  • Greater stability
  • Additional safety features
  • More "creature comforts" (i.e. swiveling chairs, cup holders)

As van makers respond to lifestyle changes with van redesigns, insurers are responding with lower insurance quotes, cheaper insurance policies and lower monthly premiums.

Saving Money on Van Insurance

Because safety rates number one when it comes to insurance rates, taking advantage of a few simple tips can help keep auto insurance premiums low—and protection levels high—for van lovers.

  1. Enforce safety by requiring riders to wear seat belts. Statistics show that those strapped in a van during accidents have much greater chance for survival—and lesser chance of injury—than those who aren't.
  2. Inspect tires before driving. Because blowouts represent one of the most common reasons for loss of vehicle control, checking these systems before hitting the road helps keep the rider—and van—safe.
  3. Make sure only experienced drivers drive. Because updrafts, other drivers' recklessness and slow responsiveness can cause accidents, van operators should have experience driving this particular type of vehicle before getting behind the wheel. This helps reduce the likelihood of accident insurance claims.
  4. Limit cell phone usage and driver/passenger conversation, and require all drivers to be well rested before operating a van. The less distracted and the better rested the van driver is, the greater the chance of safe arrival.

Staying Worry-Free

Vans have come a long way since their introduction more than 40 years ago. Still, no one can predict what will happen behind the wheel.

But with the right insurance policy, drivers can hit the road worry-free. All it takes is some basic knowledge, the right insurance policy and a competitively priced plan.

List of Articles
No. Subject Author Views
85 Rental Car Insurance: Do You Really Need It? youcomparequotes 17609
84 Auto Insurance: The Secret Weapon for Saving at the Pump youcomparequotes 17938
83 Getting the Cheapest Car Insurance in Your State youcomparequotes 16885
82 Play It Safe for Cheap Truck Insurance Rates youcomparequotes 17319
81 How to Get Discount Auto Insurance youcomparequotes 17689
» Insurance for Van Lovers youcomparequotes 17373
79 Car Insurance That Fits Your Needs youcomparequotes 17090
78 Online Car Insurance Quotes in 5 Easy Steps youcomparequotes 17274
77 Getting Insured with an Online Auto Insurance Quote youcomparequotes 18291
76 Home and Auto Insurance: Sure-Fire Protection in Unsure Times youcomparequotes 17095
75 How to Keep Teen Car Insurance Quotes at Bay youcomparequotes 19332
74 Choosing Cheap Online Car Insurance That Fits Your Life youcomparequotes 17674
73 Auto Insurance from InsureMe youcomparequotes 17593
72 Car Insurance Comparisons Save You Time & Hassle youcomparequotes 17953
71 Car Insurance Companies & InsureMe Save You Money youcomparequotes 18344
70 Buying and Insuring a New Car youcomparequotes 16724
69 Compare Auto Insurance Rates youcomparequotes 17060
68 Safety Measures Lower Auto Insurance Quotes youcomparequotes 16563
67 Getting Car Insurance Quotes, from Beginning to End youcomparequotes 16661
66 The Car Insurance Quote & Ratings Factors youcomparequotes 17149
65 What's Behind Your Auto Insurance Quotes? youcomparequotes 17263
64 How Cheap Car Insurance Can Save You Money youcomparequotes 16591
63 How to Reduce Car Insurance Prices youcomparequotes 17139
62 Getting Insured with Free Car Insurance Quotes youcomparequotes 17334
61 Auto Owners Insurance & Costly Driving Mistakes youcomparequotes 16647
60 Auto Insurance Cost & Your Ride youcomparequotes 17144
59 How No Fault Auto Insurance Works--or Doesn't youcomparequotes 16920
58 How to Get the Cheapest Car Insurance youcomparequotes 16828
57 Selecting a Car Insurance Company youcomparequotes 17530
56 Finding New Car Insurance Following Cancellation or Nonrenewal youcomparequotes 17137
55 Get the Best Car Insurance Rates Around youcomparequotes 17378
54 Factors That Affect Your Car Insurance Quotes youcomparequotes 16416
53 Child Safety Belts Keep Kids Safe youcomparequotes 17080
52 Speeding and Car Insurance Rates youcomparequotes 16779
51 Not At Fault Car Insurance & Accidents youcomparequotes 16920
50 State Auto Insurance Becoming Available youcomparequotes 17209
49 Auto Insurance Gap Narrowed by Insurance youcomparequotes 17653
48 Car Insurance & Roommates or Family Members youcomparequotes 17234
47 PIP and No-Fault Auto Insurance Reform youcomparequotes 16930
46 PIP and No-Fault Auto Insurance Reform youcomparequotes 16834
45 SUVs: Minor Collision, Major Damage youcomparequotes 17386
44 Severe Weather Driving Tips youcomparequotes 17156
43 Avoiding Aggressive Drivers youcomparequotes 18016
42 Safety Tips & Car Insurance for Teens youcomparequotes 17080
41 Insurance for Cars: It's Your Choice youcomparequotes 17038
40 Car Insurance Quotes Save You Money youcomparequotes 17099
39 Finding & Comparing Auto Insurance Specialists youcomparequotes 17959
38 Safety Features Save Lives & Money youcomparequotes 16858
37 Curbing Auto Insurance Prices youcomparequotes 16397
36 Teen Auto Insurance youcomparequotes 16682
35 Car Insurance: Your Questions Answered youcomparequotes 16733
34 How to Buy Car Insurance youcomparequotes 17366
33 Vehicle Insurance: Covering Any Kind of Car youcomparequotes 16645
32 Truck Insurance for Your Pride & Joy youcomparequotes 16439
31 How Insuring a Used Car Can Save You Money youcomparequotes 17283
30 All-in-One Policies Insure Car & Home Together youcomparequotes 17180
29 Credit Scores & Car Insurance youcomparequotes 17789
28 Classic Car Insurance Protects Your Relic Ride youcomparequotes 16303
27 Reducing SUV Insurance Rates youcomparequotes 16821
26 Good Driver Car Insurance Rewards Safe Driving youcomparequotes 17338
25 How to File an Auto Insurance Claim youcomparequotes 16974
24 Avoiding Deer Collisions While Driving youcomparequotes 17444
23 Cheap Auto Insurance through Safe Driving youcomparequotes 16794
22 Auto Insurance Basics That Save youcomparequotes 17201
21 It's Official - Men Are Terrible Drivers youcomparequotes 18687
20 Car Insurance Quote Saves Money and Stretches Income youcomparequotes 17452
19 Auto Insurance Quote Heavily Dependent on Driver Behavior youcomparequotes 16977
18 Car Insurance Quotes Separate Fact from Fiction youcomparequotes 17237
17 How What You Drive Affects Your Auto Insurance Quotes youcomparequotes 17005
16 Cheaper Car Insurance in 8 Easy Steps youcomparequotes 17361
15 Save Hundreds on Your Car Insurance Without Switching to Geico youcomparequotes 16850
14 Your Options in Motorcycle Insurance youcomparequotes 16825
13 The Advantages of RV Insurance youcomparequotes 17200
12 Enjoying the Classics: How to Insure Your Old Relic youcomparequotes 34694
11 Insuring Your Teen Driver youcomparequotes 16958
10 The SR22 & Car Insurance youcomparequotes 16454
9 Auto Insurance & Generic Parts youcomparequotes 17163
8 A Trip Gone Wrong: Summer Breakdown on the Road youcomparequotes 18285
7 Drowsy Drivers, Wake Up! youcomparequotes 16462
6 Cheap Car Insurance Protection You Deserve youcomparequotes 17820
5 Top 8 Safety Picks for Car Insurance Discounts youcomparequotes 17266
4 Drivers: 7 Important Facts about Texting That Could Save Your Life youcomparequotes 21334
3 Buckles: Use Them for Safety, Not for Show youcomparequotes 16767
2 Auto Insurance Quotes youcomparequotes 17227
1 Why You Should Give Thanks -- And Stay Home This Year youcomparequotes 17420
XE Login