"Each year, there are more than 250,000 [Florida] accidents, resulting in 230,000 injuries and 3,000 deaths." -Florida Department of Financial Services
Obtaining Florida car insurance is essential to owning a motor vehicle in the state of Florida. And that's where we can help! At InsureMe, we make finding the best Florida car insurance easy. Our free quoting service provides you with up to five free, competitive Florida car insurance quotes from knowledgeable agents in your area. Fill out our form and start saving today!
It is important to know and understand Florida state requirements when shopping for Florida car insurance. The following coverage is mandatory for owning and operating a motor vehicle in Florida:
Many Florida drivers also buy additional types of Florida car insurance, such as Bodily Injury Liability, Collision, Comprehensive or Uninsured/Underinsured Motorist coverage-but these are completely optional, unless required by your lender or leasing agent.
It is vital to stay current on payments and new state requirements in order to avoid unnecessary interruptions in your Florida car insurance coverage.
Your Florida car insurance company may terminate, or nonrenew, your car insurance policy for several reasons. These include excessive claims or accidents, traffic violations, nonpayment, and failure to obtain new car insurance coverage. If your Florida car insurance policy is cancelled, the Florida Department of Highway Safety and Motor Vehicles will suspend your driver's license, vehicle tag and registration. Fines may also result.
Your Rights and Responsibilities
As a Florida car insurance consumer, you have the right to:
Your responsibilities as a Florida car insurance consumer are:
You should also report any suspected fraud to the Florida Department of Financial Services by calling the Fraud Hotline at 800-378-0445.
For more information, contact the Florida Department of Financial Services at 800-342-2762, or access their Web site at www.fldfs.com.
Saving on Your Florida Car Insurance
Comparison shopping is the best way to save on your Florida car insurance. Let us do the work for you! Just fill out one simple form, and InsureMe will get you up to five competitive Florida car insurance quotes from which to choose.