Enter your ZIP code:

Georgia Auto Insurance Quotes

Everyone needs auto insurance—it's a fact of life. It's also the law! So don't get yourself in a bind by driving in Georgia without auto insurance. Stay free and easy by letting InsureMe take the pressure off and make shopping for your Georgia auto insurance policy a breeze.

 

Some of Georgia's top insurers are standing by to help you find the auto policy you need…and we'll put you in touch with up to five of them! Our contracted agents will compete for your business by giving you the most affordable Georgia auto insurance quotes you'll find.

 

Take control of the wheel. Contact InsureMe today!


Important Information about Georgia Auto Insurance

Types and Amounts You Must Carry

Georgia liability insurance covers damage you cause others through your own negligence in accidents at which you are at fault. Georgia state law requires only bodily injury and property damage liability insurance. Minimums include bodily injury protection of $25,000 per person and $50,000 per accident, and property damage coverage of $25,000.

 

Physical damage auto insurance, which pays for any damage or loss to your own car, is also available in the form of comprehensive or collision insurance. Although these are not required by Georgia state law, your lender or leasing company will usually require you to add these coverages to your Georgia auto insurance policy.

 

Finding the Auto Insurance You Need

Looking for Georgia auto insurance can be a time-consuming process. But if you know what to look for and what to ask, that search can be much more efficient.

 

Use these tips to help you find the best, most affordable Georgia auto insurance policy:

  • Find a licensed, reliable, helpful agent
  • Comparison shop, obtaining several quotes
  • Fill out applications completely and accurately
  • Ask questions to make sure you understand what you are buying—and do not sign anything until you do
  • Don't let anyone try to tell you what is best for you
  • Report harassment to the Georgia Insurance and Safety fire Commissioner's Office

Your Cost Determination

Georgia auto insurance companies use various factors to determine your auto insurance rates:

  • Age
  • Type of vehicle you drive
  • Driving record
  • Claims history
  • Location

Each of these details plays a vital role in the determination of your insurance premium. Georgia insurance companies set rates according to calculated risk levels, so a driver who has multiple tickets, lives in a high-crime area or drives an expensive automobile will likely pay higher rates than one who has no tickets or accidents, or who drives a less expensive vehicle or one that costs less to repair.

 

Frequently Asked Questions

"How can I save money on my Georgia auto insurance premium?"

There are several ways to save money on your auto insurance premium. Consider setting your deductible as high as you can possibly afford. This can cause coverage rates to drop because it means potentially lower insurance payouts. Maintain a good driving record to lower your risk rate. Ask your Georgia auto insurance agent about any available discounts that might lower your auto insurance rate. Finally, comparison shop, checking out as many auto insurance rates as possible before making your final purchase.

 

"What should I do if I don't understand all the terms of my Georgia auto insurance policy?"

Contact your agent for clarification and/or explanation. This is part of his/her responsibility in servicing your policy. If this does not resolve the issue, write or call the Georgia Insurance and Safety Fire Commissioner's Office, and they will be happy to help you.

 

"How much will my Georgia auto insurance company pay me if my car is damaged?"

Your Georgia auto insurance company is required to pay the amount necessary to return your car to the condition it was in just before the accident. You may request information from the insurance company or your agent regarding repair facilities within a reasonable distance. However, you are free to choose your own repair shop.

 

"What should I do if my Georgia auto insurance company cancels or nonrenews me?"

Talk to your insurance agent or company to find out why your policy was cancelled or nonrenewed. If you are not satisfied with their explanation, you may contact the Georgia Insurance and Safety Fire Commissioner's Office with your complaint, or to ask for help. You may reach them at 800-656-2298 or online at www.gainsurance.org.

 

Start Saving Now!

Ready to get in on the savings with the Georgia auto insurance you need? Let InsureMe make your auto insurance shopping easy. Just fill out our

 

"Get a free quote" box, supplying us with a little information, and we'll get to work for you right now.

 

Drive safely and securely with the help of InsureMe—your premier Georgia auto insurance quoting service!


Free Auto Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  

List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10853
101 Wyoming Auto Insurance youcomparequotes 10747
100 Wisconsin Car Insurance youcomparequotes 10370
99 Wisconsin Auto Insurance youcomparequotes 10455
98 West Virginia Car Insurance youcomparequotes 11372
97 West Virgina Auto Insurance youcomparequotes 10320
96 Washington, D.C. Car Insurance youcomparequotes 11973
95 Washington, D.C. Auto Insurance youcomparequotes 11006
94 Washington Car Insurance Quotes youcomparequotes 11485
93 Washington Auto Insurance Quotes youcomparequotes 11151
92 Virginia Car Insurance youcomparequotes 10814
91 Virginia Auto Insurance Quotes youcomparequotes 10830
90 Vermont Car Insurance youcomparequotes 13061
89 Vermont Auto Insurance youcomparequotes 10098
88 Utah Car Insurance youcomparequotes 10761
87 Utah Auto Insurance youcomparequotes 10572
86 Texas Car Insurance Quotes youcomparequotes 10796
85 Texas Auto Insurance Quotes youcomparequotes 10793
84 Tennessee Car Insurance youcomparequotes 10396
83 Tennessee Auto Insurance youcomparequotes 10996
82 South Dakota Car Insurance youcomparequotes 10660
81 South Dakota Auto Insurance youcomparequotes 9935
80 South Carolina Car Insurance youcomparequotes 10854
79 South Carolina Auto Insurance youcomparequotes 10731
78 Rhode Island Car Insurance youcomparequotes 10208
77 Rhode Island Auto Insurance youcomparequotes 10581
76 Pennsylvania Car Insurance Quotes youcomparequotes 10910
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11397
74 Oregon Car Insurance Quotes youcomparequotes 11066
73 Oregon Auto Insurance Quotes youcomparequotes 10721
72 Oklahoma Car Insurance youcomparequotes 10767
71 Oklahoma Auto Insurance youcomparequotes 10736
70 Ohio Car Insurance Quotes youcomparequotes 10467
69 Ohio Auto Insurance Quotes youcomparequotes 10396
68 North Dakota Car Insurance youcomparequotes 10477
67 North Dakota Auto Insurance youcomparequotes 10873
66 North Carolina Car Insurance youcomparequotes 14169
65 North Carolina Auto Insurance youcomparequotes 11158
64 New York Car Insurance Quotes youcomparequotes 10394
63 New York Auto Insurance Quotes youcomparequotes 11349
62 New Mexico Car Insurance youcomparequotes 9851
61 New Mexico Auto Insurance youcomparequotes 9970
60 New Jersey Car Insurance youcomparequotes 10199
59 New Jersey Auto Insurance youcomparequotes 10338
58 New Hampshire Car Insurance youcomparequotes 11241
57 New Hampshire Auto Insurance youcomparequotes 10862
56 Nevada Car Insurance youcomparequotes 10572
55 Nevada Auto Insurance youcomparequotes 10605
54 Nebraska Car Insurance youcomparequotes 10249
53 Nebraska Auto Insurance youcomparequotes 11221
52 Montana Car Insurance youcomparequotes 10276
51 Montana Auto Insurance youcomparequotes 10434
50 Missouri Car Insurance youcomparequotes 10592
49 Missouri Auto Insurance youcomparequotes 10490
48 Mississippi Car Insurance youcomparequotes 10900
47 Mississippi Auto Insurance youcomparequotes 10801
46 Minnesota Car Insurance Quotes youcomparequotes 11037
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11137
44 Michigan Car Insurance youcomparequotes 10226
43 Michigan Auto Insurance youcomparequotes 9956
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17257
41 Massachusetts Auto Insurance Reform youcomparequotes 11043
40 Maryland Car Insurance youcomparequotes 11241
39 Maryland Auto Insurance youcomparequotes 11259
38 Maine Auto Insurance youcomparequotes 10917
37 Louisiana Car Insurance youcomparequotes 11202
36 Louisiana Auto Insurance youcomparequotes 10565
35 Kentucky Car Insurance youcomparequotes 10665
34 Kentucky Auto Insurance youcomparequotes 10377
33 Kansas Car Insurance youcomparequotes 10207
32 Kansas Auto Insurance youcomparequotes 10636
31 Iowa Car Insurance youcomparequotes 10499
30 Iowa Auto Insurance youcomparequotes 10512
29 Indiana Car Insurance youcomparequotes 10468
28 Indiana Auto Insurance youcomparequotes 10433
27 Illinois Car Insurance youcomparequotes 10450
26 Illinois Auto Insurance youcomparequotes 10097
25 Idaho Car Insurance youcomparequotes 10319
24 Idaho Auto Insurance youcomparequotes 10405
23 Hawaii Car Insurance youcomparequotes 10752
22 Hawaii Auto Insurance youcomparequotes 10839
21 Georgia Car Insurance youcomparequotes 10058
» Georgia Auto Insurance Quotes youcomparequotes 10953
19 Florida Car Insurance Quotes youcomparequotes 12442
18 Florida Auto Insurance Quotes youcomparequotes 10393
17 Find Maine Car Insurance youcomparequotes 10361
16 Delaware Car Insurance youcomparequotes 10652
15 Delaware Auto Insurance youcomparequotes 10529
14 Connecticut Car Insurance youcomparequotes 10446
13 Connecticut Auto Insurance youcomparequotes 10269
12 Colorado Car Insurance Quotes youcomparequotes 10458
11 Colorado Auto Insurance youcomparequotes 10010
10 California Car Insurance Quotes youcomparequotes 10953
9 California Auto Insurance Quotes youcomparequotes 11092
8 Arkansas Car Insurance youcomparequotes 10968
7 Arkansas Auto Insurance youcomparequotes 10630
6 Arizona Car Insurance Quotes youcomparequotes 10585
5 Arizona Auto Insurance youcomparequotes 11018
4 Alaska Car Insurance youcomparequotes 10762
3 Alaska Auto Insurance youcomparequotes 11555
2 Alabama Car Insurance youcomparequotes 10239
1 Alabama Auto Insurance youcomparequotes 10757
XE Login