Enter your ZIP code:

Georgia Auto Insurance Quotes

Everyone needs auto insurance—it's a fact of life. It's also the law! So don't get yourself in a bind by driving in Georgia without auto insurance. Stay free and easy by letting InsureMe take the pressure off and make shopping for your Georgia auto insurance policy a breeze.

 

Some of Georgia's top insurers are standing by to help you find the auto policy you need…and we'll put you in touch with up to five of them! Our contracted agents will compete for your business by giving you the most affordable Georgia auto insurance quotes you'll find.

 

Take control of the wheel. Contact InsureMe today!


Important Information about Georgia Auto Insurance

Types and Amounts You Must Carry

Georgia liability insurance covers damage you cause others through your own negligence in accidents at which you are at fault. Georgia state law requires only bodily injury and property damage liability insurance. Minimums include bodily injury protection of $25,000 per person and $50,000 per accident, and property damage coverage of $25,000.

 

Physical damage auto insurance, which pays for any damage or loss to your own car, is also available in the form of comprehensive or collision insurance. Although these are not required by Georgia state law, your lender or leasing company will usually require you to add these coverages to your Georgia auto insurance policy.

 

Finding the Auto Insurance You Need

Looking for Georgia auto insurance can be a time-consuming process. But if you know what to look for and what to ask, that search can be much more efficient.

 

Use these tips to help you find the best, most affordable Georgia auto insurance policy:

  • Find a licensed, reliable, helpful agent
  • Comparison shop, obtaining several quotes
  • Fill out applications completely and accurately
  • Ask questions to make sure you understand what you are buying—and do not sign anything until you do
  • Don't let anyone try to tell you what is best for you
  • Report harassment to the Georgia Insurance and Safety fire Commissioner's Office

Your Cost Determination

Georgia auto insurance companies use various factors to determine your auto insurance rates:

  • Age
  • Type of vehicle you drive
  • Driving record
  • Claims history
  • Location

Each of these details plays a vital role in the determination of your insurance premium. Georgia insurance companies set rates according to calculated risk levels, so a driver who has multiple tickets, lives in a high-crime area or drives an expensive automobile will likely pay higher rates than one who has no tickets or accidents, or who drives a less expensive vehicle or one that costs less to repair.

 

Frequently Asked Questions

"How can I save money on my Georgia auto insurance premium?"

There are several ways to save money on your auto insurance premium. Consider setting your deductible as high as you can possibly afford. This can cause coverage rates to drop because it means potentially lower insurance payouts. Maintain a good driving record to lower your risk rate. Ask your Georgia auto insurance agent about any available discounts that might lower your auto insurance rate. Finally, comparison shop, checking out as many auto insurance rates as possible before making your final purchase.

 

"What should I do if I don't understand all the terms of my Georgia auto insurance policy?"

Contact your agent for clarification and/or explanation. This is part of his/her responsibility in servicing your policy. If this does not resolve the issue, write or call the Georgia Insurance and Safety Fire Commissioner's Office, and they will be happy to help you.

 

"How much will my Georgia auto insurance company pay me if my car is damaged?"

Your Georgia auto insurance company is required to pay the amount necessary to return your car to the condition it was in just before the accident. You may request information from the insurance company or your agent regarding repair facilities within a reasonable distance. However, you are free to choose your own repair shop.

 

"What should I do if my Georgia auto insurance company cancels or nonrenews me?"

Talk to your insurance agent or company to find out why your policy was cancelled or nonrenewed. If you are not satisfied with their explanation, you may contact the Georgia Insurance and Safety Fire Commissioner's Office with your complaint, or to ask for help. You may reach them at 800-656-2298 or online at www.gainsurance.org.

 

Start Saving Now!

Ready to get in on the savings with the Georgia auto insurance you need? Let InsureMe make your auto insurance shopping easy. Just fill out our

 

"Get a free quote" box, supplying us with a little information, and we'll get to work for you right now.

 

Drive safely and securely with the help of InsureMe—your premier Georgia auto insurance quoting service!


Free Auto Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  

List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10811
101 Wyoming Auto Insurance youcomparequotes 10708
100 Wisconsin Car Insurance youcomparequotes 10327
99 Wisconsin Auto Insurance youcomparequotes 10413
98 West Virginia Car Insurance youcomparequotes 11332
97 West Virgina Auto Insurance youcomparequotes 10276
96 Washington, D.C. Car Insurance youcomparequotes 11924
95 Washington, D.C. Auto Insurance youcomparequotes 10963
94 Washington Car Insurance Quotes youcomparequotes 11442
93 Washington Auto Insurance Quotes youcomparequotes 11110
92 Virginia Car Insurance youcomparequotes 10771
91 Virginia Auto Insurance Quotes youcomparequotes 10789
90 Vermont Car Insurance youcomparequotes 13018
89 Vermont Auto Insurance youcomparequotes 10058
88 Utah Car Insurance youcomparequotes 10719
87 Utah Auto Insurance youcomparequotes 10532
86 Texas Car Insurance Quotes youcomparequotes 10764
85 Texas Auto Insurance Quotes youcomparequotes 10763
84 Tennessee Car Insurance youcomparequotes 10353
83 Tennessee Auto Insurance youcomparequotes 10980
82 South Dakota Car Insurance youcomparequotes 10645
81 South Dakota Auto Insurance youcomparequotes 9920
80 South Carolina Car Insurance youcomparequotes 10839
79 South Carolina Auto Insurance youcomparequotes 10716
78 Rhode Island Car Insurance youcomparequotes 10193
77 Rhode Island Auto Insurance youcomparequotes 10566
76 Pennsylvania Car Insurance Quotes youcomparequotes 10895
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11375
74 Oregon Car Insurance Quotes youcomparequotes 11051
73 Oregon Auto Insurance Quotes youcomparequotes 10706
72 Oklahoma Car Insurance youcomparequotes 10752
71 Oklahoma Auto Insurance youcomparequotes 10717
70 Ohio Car Insurance Quotes youcomparequotes 10442
69 Ohio Auto Insurance Quotes youcomparequotes 10381
68 North Dakota Car Insurance youcomparequotes 10462
67 North Dakota Auto Insurance youcomparequotes 10858
66 North Carolina Car Insurance youcomparequotes 14147
65 North Carolina Auto Insurance youcomparequotes 11140
64 New York Car Insurance Quotes youcomparequotes 10379
63 New York Auto Insurance Quotes youcomparequotes 11304
62 New Mexico Car Insurance youcomparequotes 9836
61 New Mexico Auto Insurance youcomparequotes 9955
60 New Jersey Car Insurance youcomparequotes 10184
59 New Jersey Auto Insurance youcomparequotes 10323
58 New Hampshire Car Insurance youcomparequotes 11219
57 New Hampshire Auto Insurance youcomparequotes 10847
56 Nevada Car Insurance youcomparequotes 10557
55 Nevada Auto Insurance youcomparequotes 10590
54 Nebraska Car Insurance youcomparequotes 10234
53 Nebraska Auto Insurance youcomparequotes 11194
52 Montana Car Insurance youcomparequotes 10261
51 Montana Auto Insurance youcomparequotes 10419
50 Missouri Car Insurance youcomparequotes 10577
49 Missouri Auto Insurance youcomparequotes 10475
48 Mississippi Car Insurance youcomparequotes 10885
47 Mississippi Auto Insurance youcomparequotes 10761
46 Minnesota Car Insurance Quotes youcomparequotes 11022
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11119
44 Michigan Car Insurance youcomparequotes 10211
43 Michigan Auto Insurance youcomparequotes 9941
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17231
41 Massachusetts Auto Insurance Reform youcomparequotes 11028
40 Maryland Car Insurance youcomparequotes 11220
39 Maryland Auto Insurance youcomparequotes 11238
38 Maine Auto Insurance youcomparequotes 10902
37 Louisiana Car Insurance youcomparequotes 11174
36 Louisiana Auto Insurance youcomparequotes 10550
35 Kentucky Car Insurance youcomparequotes 10650
34 Kentucky Auto Insurance youcomparequotes 10362
33 Kansas Car Insurance youcomparequotes 10192
32 Kansas Auto Insurance youcomparequotes 10621
31 Iowa Car Insurance youcomparequotes 10476
30 Iowa Auto Insurance youcomparequotes 10489
29 Indiana Car Insurance youcomparequotes 10453
28 Indiana Auto Insurance youcomparequotes 10418
27 Illinois Car Insurance youcomparequotes 10435
26 Illinois Auto Insurance youcomparequotes 10082
25 Idaho Car Insurance youcomparequotes 10304
24 Idaho Auto Insurance youcomparequotes 10390
23 Hawaii Car Insurance youcomparequotes 10737
22 Hawaii Auto Insurance youcomparequotes 10824
21 Georgia Car Insurance youcomparequotes 10043
» Georgia Auto Insurance Quotes youcomparequotes 10938
19 Florida Car Insurance Quotes youcomparequotes 11675
18 Florida Auto Insurance Quotes youcomparequotes 10378
17 Find Maine Car Insurance youcomparequotes 10346
16 Delaware Car Insurance youcomparequotes 10637
15 Delaware Auto Insurance youcomparequotes 10514
14 Connecticut Car Insurance youcomparequotes 10431
13 Connecticut Auto Insurance youcomparequotes 10251
12 Colorado Car Insurance Quotes youcomparequotes 10443
11 Colorado Auto Insurance youcomparequotes 9995
10 California Car Insurance Quotes youcomparequotes 10938
9 California Auto Insurance Quotes youcomparequotes 11075
8 Arkansas Car Insurance youcomparequotes 10381
7 Arkansas Auto Insurance youcomparequotes 10615
6 Arizona Car Insurance Quotes youcomparequotes 10570
5 Arizona Auto Insurance youcomparequotes 11003
4 Alaska Car Insurance youcomparequotes 10728
3 Alaska Auto Insurance youcomparequotes 11535
2 Alabama Car Insurance youcomparequotes 10224
1 Alabama Auto Insurance youcomparequotes 10749
XE Login