Enter your ZIP code:

Georgia Car Insurance

Is your Georgia car insurance company charging you exorbitant rates? Are you tired of paying too much for your car insurance—for everyone else's benefit? If so, it's time to do some comparison shopping! With just a little information, InsureMe, your premier Georgia car insurance quoting service, can get you up to five affordable insurance quotes. Just compare policies, ask questions and get the Georgia car insurance you need—at a price you can afford.

 

Don't keep paying excessive amounts for your Georgia car insurance. Let us make shopping for your car insurance easy! Submit your information today.


Important Georgia Car Insurance Information

Liability insurance covers damage or injury to others in accidents at which you are at fault. Georgia state law requires this type of coverage in the following minimum amounts:

  • Bodily Injury: $25,000 per person and $50,000 per accident
  • Property Damage: $25,000

One other type of Georgia car insurance coverage which may be required by your lender if you decide to finance your car is physical damage. This pays for damage to your car, minus your deductible, in case of an accident, and includes both collision and comprehensive. Collision pays for damage incurred if you're involved in an accident with another car or fixed object, whereas comprehensive pays for damages due to other causes, such as hail, fire or theft. Talk to a knowledgeable Georgia car insurance agent to determine if you need physical damage coverage for your car.

 

One further note: Consider buying higher limits of Georgia liability insurance than those mandated by state law. State-mandated minimums may not be sufficient to cover the complete value of your automobile, provide adequate finances for medical bills incurred as the result of an accident, or protect you fully from lawsuits.

 

Your Obligations and Privileges

The state of Georgia places certain obligations in your hands. For example, you are obligated to read and understand your Georgia car insurance policy, and to ask your agent or insurance company to clarify anything you do not understand. It is your obligation to fill out your insurance application completely and accurately; to verify the licensing of any and all insurance companies and agents with whom you are considering doing business; and to obtain adequate minimum amounts of auto insurance. It is your duty, once you have purchased your Georgia car insurance policy, to ask your insurance company or agent for proof of coverage until you receive your policy; to keep track of your policy renewal date so you can make all payments on time and avoid the risk of nonrenewal; to pay any additional premium costs; and to report any changes affecting your policy to your company or agent as they occur.

 

Following an accident, it is your obligation to make contact with your Georgia car insurance company or agent right away. This ensures quick claims processing.

 

Your privileges as a Georgia car insurance consumer are also numerous. It is your right to choose your own insurance company and agent, and to obtain a fair insurance quote. You have the privilege of purchasing your policy with no preferential treatment or discrimination. When filing a claim, that claim must be investigated in a proper and timely manner, and payment for necessary repairs must be acquired from your insurance company or agent within 20 days of a settlement. You are entitled to receive copies of all insurance forms and applications within 60 days and, if not satisfied with your insurance provider, you may file a complaint regarding those issues with your insurance company.


Frequently Asked Questions

 

"How can I save money on my Georgia car insurance premium?"

There are several ways to save money on your auto insurance premium:

  • Set deductibles as high as you can possibly afford. This can cause coverage rates to drop because it means potentially lower insurance payouts.
  • Maintain a good driving record to lower your risk rate.
  • Ask your Georgia car insurance agent about any available discounts that might lower your auto insurance rate.
  • Comparison shop, checking out as many auto insurance rates as possible before making your final purchase.

"Why do insurance companies charge different rates in different geographical areas?"

Georgia car insurance rates are based on:

  1. Average losses for each defined area
  2. Average number of accidents in that area
  3. Average repair costs for each area

Therefore, rates can vary greatly according to these factors.

 

"Can my Georgia car insurance company cancel my policy? Why?"

 

Yes, your Georgia car insurance company can cancel your policy for several reasons. These include:

  • Failure to make your payment by the due date
  • Excessive claims filing—or excessive accidents or traffic violations
  • Failure to obtain new auto insurance coverage

If your Georgia car insurance policy is cancelled, your driver's license may be suspended, along with your car registration and auto tag. You may also be assigned fines.

 

"How much will my car insurance company pay me if my car is damaged?"

 

In the event of an accident, your Georgia car insurance company is required to pay the amount necessary to restore your auto to its original, pre-accident condition.


 

Now, get the quotes you need!

Stop paying for everyone else's mistakes! Find the Georgia car insurance you need at the rate you deserve. Fill out our free quote box now, and let InsureMe get to work for you today.

What are you waiting for?


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  

List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10811
101 Wyoming Auto Insurance youcomparequotes 10708
100 Wisconsin Car Insurance youcomparequotes 10327
99 Wisconsin Auto Insurance youcomparequotes 10413
98 West Virginia Car Insurance youcomparequotes 11332
97 West Virgina Auto Insurance youcomparequotes 10276
96 Washington, D.C. Car Insurance youcomparequotes 11922
95 Washington, D.C. Auto Insurance youcomparequotes 10963
94 Washington Car Insurance Quotes youcomparequotes 11442
93 Washington Auto Insurance Quotes youcomparequotes 11110
92 Virginia Car Insurance youcomparequotes 10771
91 Virginia Auto Insurance Quotes youcomparequotes 10789
90 Vermont Car Insurance youcomparequotes 13018
89 Vermont Auto Insurance youcomparequotes 10058
88 Utah Car Insurance youcomparequotes 10719
87 Utah Auto Insurance youcomparequotes 10532
86 Texas Car Insurance Quotes youcomparequotes 10764
85 Texas Auto Insurance Quotes youcomparequotes 10763
84 Tennessee Car Insurance youcomparequotes 10352
83 Tennessee Auto Insurance youcomparequotes 10980
82 South Dakota Car Insurance youcomparequotes 10645
81 South Dakota Auto Insurance youcomparequotes 9920
80 South Carolina Car Insurance youcomparequotes 10839
79 South Carolina Auto Insurance youcomparequotes 10716
78 Rhode Island Car Insurance youcomparequotes 10193
77 Rhode Island Auto Insurance youcomparequotes 10566
76 Pennsylvania Car Insurance Quotes youcomparequotes 10895
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11375
74 Oregon Car Insurance Quotes youcomparequotes 11051
73 Oregon Auto Insurance Quotes youcomparequotes 10706
72 Oklahoma Car Insurance youcomparequotes 10752
71 Oklahoma Auto Insurance youcomparequotes 10717
70 Ohio Car Insurance Quotes youcomparequotes 10442
69 Ohio Auto Insurance Quotes youcomparequotes 10381
68 North Dakota Car Insurance youcomparequotes 10462
67 North Dakota Auto Insurance youcomparequotes 10858
66 North Carolina Car Insurance youcomparequotes 14147
65 North Carolina Auto Insurance youcomparequotes 11140
64 New York Car Insurance Quotes youcomparequotes 10379
63 New York Auto Insurance Quotes youcomparequotes 11302
62 New Mexico Car Insurance youcomparequotes 9836
61 New Mexico Auto Insurance youcomparequotes 9955
60 New Jersey Car Insurance youcomparequotes 10184
59 New Jersey Auto Insurance youcomparequotes 10323
58 New Hampshire Car Insurance youcomparequotes 11219
57 New Hampshire Auto Insurance youcomparequotes 10847
56 Nevada Car Insurance youcomparequotes 10557
55 Nevada Auto Insurance youcomparequotes 10590
54 Nebraska Car Insurance youcomparequotes 10234
53 Nebraska Auto Insurance youcomparequotes 11194
52 Montana Car Insurance youcomparequotes 10261
51 Montana Auto Insurance youcomparequotes 10419
50 Missouri Car Insurance youcomparequotes 10577
49 Missouri Auto Insurance youcomparequotes 10475
48 Mississippi Car Insurance youcomparequotes 10885
47 Mississippi Auto Insurance youcomparequotes 10760
46 Minnesota Car Insurance Quotes youcomparequotes 11022
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11119
44 Michigan Car Insurance youcomparequotes 10211
43 Michigan Auto Insurance youcomparequotes 9941
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17231
41 Massachusetts Auto Insurance Reform youcomparequotes 11028
40 Maryland Car Insurance youcomparequotes 11220
39 Maryland Auto Insurance youcomparequotes 11238
38 Maine Auto Insurance youcomparequotes 10902
37 Louisiana Car Insurance youcomparequotes 11173
36 Louisiana Auto Insurance youcomparequotes 10550
35 Kentucky Car Insurance youcomparequotes 10650
34 Kentucky Auto Insurance youcomparequotes 10362
33 Kansas Car Insurance youcomparequotes 10192
32 Kansas Auto Insurance youcomparequotes 10621
31 Iowa Car Insurance youcomparequotes 10476
30 Iowa Auto Insurance youcomparequotes 10488
29 Indiana Car Insurance youcomparequotes 10453
28 Indiana Auto Insurance youcomparequotes 10418
27 Illinois Car Insurance youcomparequotes 10435
26 Illinois Auto Insurance youcomparequotes 10082
25 Idaho Car Insurance youcomparequotes 10304
24 Idaho Auto Insurance youcomparequotes 10390
23 Hawaii Car Insurance youcomparequotes 10737
22 Hawaii Auto Insurance youcomparequotes 10824
» Georgia Car Insurance youcomparequotes 10043
20 Georgia Auto Insurance Quotes youcomparequotes 10938
19 Florida Car Insurance Quotes youcomparequotes 11675
18 Florida Auto Insurance Quotes youcomparequotes 10378
17 Find Maine Car Insurance youcomparequotes 10346
16 Delaware Car Insurance youcomparequotes 10637
15 Delaware Auto Insurance youcomparequotes 10514
14 Connecticut Car Insurance youcomparequotes 10431
13 Connecticut Auto Insurance youcomparequotes 10250
12 Colorado Car Insurance Quotes youcomparequotes 10443
11 Colorado Auto Insurance youcomparequotes 9995
10 California Car Insurance Quotes youcomparequotes 10938
9 California Auto Insurance Quotes youcomparequotes 11075
8 Arkansas Car Insurance youcomparequotes 10381
7 Arkansas Auto Insurance youcomparequotes 10615
6 Arizona Car Insurance Quotes youcomparequotes 10570
5 Arizona Auto Insurance youcomparequotes 11003
4 Alaska Car Insurance youcomparequotes 10728
3 Alaska Auto Insurance youcomparequotes 11535
2 Alabama Car Insurance youcomparequotes 10224
1 Alabama Auto Insurance youcomparequotes 10749
XE Login