Enter your ZIP code:

Maryland Auto Insurance

Shopping for Maryland auto insurance used to be a real chore, involving many phone calls and lots of wasted time and effort. But not anymore! InsureMe, your premier online insurance quoting service, makes finding the right Maryland auto insurance easy. In one simple step, we match you up with local auto insurance specialists who compete for your business. You get the policy you need quickly and easily…that's all there is to it!

If you're looking for multiple Maryland auto insurance quotes, let InsureMe help. We have agents standing by now!


Important Information about Maryland Auto Insurance

Knowledge Is Key

Car insurance protects you from financial losses like car repairs, medical bills and legal services resulting from accidents. But finding the right Maryland auto insurance policy can be tricky. More than 200 auto insurance companies are licensed to sell insurance in Maryland, so it's important to comparison shop regarding both price and coverage.

Reading, researching and asking questions is the best way to gain the knowledge you need to make an informed auto insurance purchasing decision—and one that won't "leave you stranded" six months down the road.

InsureMe has provided the following information to help you in this process. We hope you will review various Maryland auto insurance policies and ask clarifying questions before you settle on an auto insurance policy.

Important note: Remain informed on updates in Maryland law to help ensure you have the auto insurance coverage required. Also, stay in contact with your Maryland auto insurance agent for informative answers about any auto insurance legislation changes.

What You Need

All Maryland drivers must purchase certain minimum amounts of auto insurance coverage. Many buy additional coverage—or more than the required minimums—as additional protection, but only these types and amounts are legally necessary:

  • Bodily Injury Liability: $20,000 per person, $40,000 per accident and $15,000 property damage
  • Uninsured/Underinsured Motorist: Same minimums as bodily injury liability
  • Personal Injury Protection (PIP): $2,500 (May be waived, depending on your health care coverage)

A licensed Maryland auto insurance agent can help you make sense of these coverages and explain them in further detail.

Factors Affecting Your Premium

Pricing amongst Maryland auto insurance companies varies greatly. Premiums are, however, based upon certain determinable factors and characteristics, including:

  • Car make and model
  • Driving record
  • Age, gender, marital status
  • Driving records of other drivers in household
  • Geographic area
  • Credit history
  • Coverage limits
  • Prior insurance coverage
  • Annual mileage

Shopping for Auto Insurance

Comparison shopping is essential to get the most for your dollar when shopping for Maryland auto insurance.

You should shop for auto insurance before you buy a new car, trade cars, add drivers or when it is time for your policy to be renewed.

These steps will help ensure you get the information you need when looking for auto insurance:

  1. Determine auto insurance rates before you purchase a new car.
  2. Arm yourself with knowledge concerning insurance coverage.
  3. Look for unbiased information from consumer groups, publications and the Internet.
  4. Compare policies and prices before making a final decision.
  5. Ask for several price quotes.
  6. Ask about the effect of raising your deductibles.
  7. Ask about possible discounts.
  8. Protect yourself from fraud by verifying insurance agent and company licenses.

When You're Involved in an Accident

The first thing you should do if you find yourself involved in an auto accident is dial 911 to report it. Give the operator detailed information regarding the incident and anyone who needs medical assistance.

Then, remove your vehicle from the road, if possible.

Write down the time and location of the accident, as well as the make, model and license number of any other cars involved.

Talk to witnesses, obtaining their names, addresses and phone numbers.

Cooperate with the police when they come to investigate.

Finally, and perhaps most importantly, contact your insurance company immediately.


For more information concerning Maryland auto insurance, contact the Maryland Insurance Administration at 800-492-6116, or reach them online at www.mdinsurance.state.md.us.


Quality Service, Quality Savings

Let InsureMe get you up to five Maryland auto insurance quotes today—simultaneously. Submit your information now…then sit back, relax and watch the savings come flying in!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10915
101 Wyoming Auto Insurance youcomparequotes 10812
100 Wisconsin Car Insurance youcomparequotes 10437
99 Wisconsin Auto Insurance youcomparequotes 10520
98 West Virginia Car Insurance youcomparequotes 11438
97 West Virgina Auto Insurance youcomparequotes 10384
96 Washington, D.C. Car Insurance youcomparequotes 12038
95 Washington, D.C. Auto Insurance youcomparequotes 11067
94 Washington Car Insurance Quotes youcomparequotes 11548
93 Washington Auto Insurance Quotes youcomparequotes 11212
92 Virginia Car Insurance youcomparequotes 10879
91 Virginia Auto Insurance Quotes youcomparequotes 10892
90 Vermont Car Insurance youcomparequotes 13127
89 Vermont Auto Insurance youcomparequotes 10164
88 Utah Car Insurance youcomparequotes 10823
87 Utah Auto Insurance youcomparequotes 10627
86 Texas Car Insurance Quotes youcomparequotes 10850
85 Texas Auto Insurance Quotes youcomparequotes 10848
84 Tennessee Car Insurance youcomparequotes 10457
83 Tennessee Auto Insurance youcomparequotes 11031
82 South Dakota Car Insurance youcomparequotes 10693
81 South Dakota Auto Insurance youcomparequotes 9969
80 South Carolina Car Insurance youcomparequotes 10888
79 South Carolina Auto Insurance youcomparequotes 10765
78 Rhode Island Car Insurance youcomparequotes 10241
77 Rhode Island Auto Insurance youcomparequotes 10614
76 Pennsylvania Car Insurance Quotes youcomparequotes 10943
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11444
74 Oregon Car Insurance Quotes youcomparequotes 11099
73 Oregon Auto Insurance Quotes youcomparequotes 10754
72 Oklahoma Car Insurance youcomparequotes 10802
71 Oklahoma Auto Insurance youcomparequotes 10773
70 Ohio Car Insurance Quotes youcomparequotes 10504
69 Ohio Auto Insurance Quotes youcomparequotes 10429
68 North Dakota Car Insurance youcomparequotes 10510
67 North Dakota Auto Insurance youcomparequotes 10906
66 North Carolina Car Insurance youcomparequotes 14212
65 North Carolina Auto Insurance youcomparequotes 11194
64 New York Car Insurance Quotes youcomparequotes 10428
63 New York Auto Insurance Quotes youcomparequotes 11409
62 New Mexico Car Insurance youcomparequotes 9884
61 New Mexico Auto Insurance youcomparequotes 10003
60 New Jersey Car Insurance youcomparequotes 10232
59 New Jersey Auto Insurance youcomparequotes 10371
58 New Hampshire Car Insurance youcomparequotes 11283
57 New Hampshire Auto Insurance youcomparequotes 10896
56 Nevada Car Insurance youcomparequotes 10606
55 Nevada Auto Insurance youcomparequotes 10639
54 Nebraska Car Insurance youcomparequotes 10300
53 Nebraska Auto Insurance youcomparequotes 11265
52 Montana Car Insurance youcomparequotes 10325
51 Montana Auto Insurance youcomparequotes 10467
50 Missouri Car Insurance youcomparequotes 10625
49 Missouri Auto Insurance youcomparequotes 10523
48 Mississippi Car Insurance youcomparequotes 10935
47 Mississippi Auto Insurance youcomparequotes 10842
46 Minnesota Car Insurance Quotes youcomparequotes 11071
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11176
44 Michigan Car Insurance youcomparequotes 10259
43 Michigan Auto Insurance youcomparequotes 9989
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17298
41 Massachusetts Auto Insurance Reform youcomparequotes 11076
40 Maryland Car Insurance youcomparequotes 11282
» Maryland Auto Insurance youcomparequotes 11300
38 Maine Auto Insurance youcomparequotes 10950
37 Louisiana Car Insurance youcomparequotes 11249
36 Louisiana Auto Insurance youcomparequotes 10598
35 Kentucky Car Insurance youcomparequotes 10699
34 Kentucky Auto Insurance youcomparequotes 10416
33 Kansas Car Insurance youcomparequotes 10240
32 Kansas Auto Insurance youcomparequotes 10670
31 Iowa Car Insurance youcomparequotes 10532
30 Iowa Auto Insurance youcomparequotes 10547
29 Indiana Car Insurance youcomparequotes 10501
28 Indiana Auto Insurance youcomparequotes 10466
27 Illinois Car Insurance youcomparequotes 10483
26 Illinois Auto Insurance youcomparequotes 10129
25 Idaho Car Insurance youcomparequotes 10352
24 Idaho Auto Insurance youcomparequotes 10437
23 Hawaii Car Insurance youcomparequotes 10784
22 Hawaii Auto Insurance youcomparequotes 10871
21 Georgia Car Insurance youcomparequotes 10091
20 Georgia Auto Insurance Quotes youcomparequotes 10985
19 Florida Car Insurance Quotes youcomparequotes 12485
18 Florida Auto Insurance Quotes youcomparequotes 10426
17 Find Maine Car Insurance youcomparequotes 10393
16 Delaware Car Insurance youcomparequotes 10684
15 Delaware Auto Insurance youcomparequotes 10562
14 Connecticut Car Insurance youcomparequotes 10479
13 Connecticut Auto Insurance youcomparequotes 10306
12 Colorado Car Insurance Quotes youcomparequotes 10490
11 Colorado Auto Insurance youcomparequotes 10043
10 California Car Insurance Quotes youcomparequotes 10986
9 California Auto Insurance Quotes youcomparequotes 11128
8 Arkansas Car Insurance youcomparequotes 11358
7 Arkansas Auto Insurance youcomparequotes 10663
6 Arizona Car Insurance Quotes youcomparequotes 10617
5 Arizona Auto Insurance youcomparequotes 11052
4 Alaska Car Insurance youcomparequotes 10802
3 Alaska Auto Insurance youcomparequotes 11592
2 Alabama Car Insurance youcomparequotes 10271
1 Alabama Auto Insurance youcomparequotes 10774
XE Login