Enter your ZIP code:

Minnesota Car Insurance Quotes

Are you looking for Minnesota car insurance that doesn't empty your pockets? Are you sure your car insurance coverage will be sufficient when you need it? Finding an affordable car insurance policy can be difficult-but not with InsureMe! We work with some of Minnesota's top auto insurance carriers, and we can find you competitive car insurance rates in a world of ever-increasing premiums.

Just give us some information about yourself using our free quote box, and we'll put our agents to work immediately finding you the Minnesota car insurance you deserve.


Buying Minnesota Car Insurance

About 200 companies offer car insurance in Minnesota, so premiums tend to remain competitive. However, due to state requirements that Minnesotans carry four varying types of car insurance, cost is significantly higher in Minnesota than in neighboring states.

The four types of Minnesota car insurance required include Personal Injury Protection (PIP), Bodily Injury Liability, and both Uninsured and Underinsured Motorist.

PIP, also called "no-fault" insurance, is designed to pay medical expenses and lost earnings for a driver or passenger injured in or by your car, regardless of who is at fault. $40,000 per person per accident is required.

Bodily Injury Liability protects you against claims alleging your negligence or fault in an accident. State-mandated minimums are $30,000 per person, $60,000 per accident and $10,000 for property damage.

Uninsured Motorist pays for your medical expenses after you have exhausted your PIP benefits and when the other driver is at fault but has no Minnesota car insurance. Required minimums are $25,000 per person and $50,000 per accident.

Underinsured Motorist covers personal injury or property damage caused by an underinsured driver. At least $25,000 per person and $50,000 per accident is required.

Important note: if you still owe money on your car, your lender will also require you to carry comprehensive and collision coverage, which protect your car against damage.

Insurance Shopping Tips

Looking for Minnesota car insurance can be a time-consuming process. If you know what to look for and what to ask, that search can be much less difficult.

Use these tips to help you find the best, most affordable Minnesota car insurance policy that meets your needs:

  • Comparison shop, obtaining several quotes
  • Find a licensed, reliable, helpful agent
  • Fill out applications completely and accurately
  • Ask questions to make sure you understand what you are buying-and do not sign anything until you do
  • Don't let anyone tell you what is best for you
  • Report harassment to the Minnesota Department of Commerce

About Cancellation/Nonrenewal

Your Minnesota car insurance company may cancel your policy within the first 59 days for any reason other than your employment, tenant status or lack of previous Minnesota car insurance. After the first 59 days, your policy may only be cancelled for the following reasons:

  • Nonpayment of premiums
  • Misrepresentation
  • False or fraudulent claims
  • Failure to disclose accidents or traffic violations occurring within the past 36 months
  • Certain health conditions
  • Refusal to cooperate in claims investigations
  • Failure to disclose involvement in a lawsuit
  • Failure to identify others in the household who should be insured under the policy
  • Unsafe car which endangers public safety

If You Can't Get Insurance…

You have guaranteed auto insurance coverage under the Minnesota Auto Insurance Plan. This plan provides you with a pool of licensed state insurers who must offer you coverage if you are not able to purchase a policy through usual means. This type of Minnesota car insurance can be costly, so exhaust all other resources before considering making application to this program.

Need more help?

Contact the Minnesota Department of Commerce for further questions about Minnesota car insurance. You may reach them at 800-657-3602, or online at www.commerce.state.mn.us.

Stop worrying and start saving!

Don't let your Minnesota car insurance premium keep you up at night. Get the sleep you need and the protection you deserve! Submit your information and let us get you up to five free, competitive quotes from car insurers in your area. Then just compare policies, see the savings for yourself and relax-you're in the capable hands of InsureMe!

Keep that money in your wallet and contact us today!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10913
101 Wyoming Auto Insurance youcomparequotes 10810
100 Wisconsin Car Insurance youcomparequotes 10435
99 Wisconsin Auto Insurance youcomparequotes 10518
98 West Virginia Car Insurance youcomparequotes 11436
97 West Virgina Auto Insurance youcomparequotes 10382
96 Washington, D.C. Car Insurance youcomparequotes 12036
95 Washington, D.C. Auto Insurance youcomparequotes 11065
94 Washington Car Insurance Quotes youcomparequotes 11546
93 Washington Auto Insurance Quotes youcomparequotes 11210
92 Virginia Car Insurance youcomparequotes 10877
91 Virginia Auto Insurance Quotes youcomparequotes 10890
90 Vermont Car Insurance youcomparequotes 13125
89 Vermont Auto Insurance youcomparequotes 10162
88 Utah Car Insurance youcomparequotes 10821
87 Utah Auto Insurance youcomparequotes 10625
86 Texas Car Insurance Quotes youcomparequotes 10848
85 Texas Auto Insurance Quotes youcomparequotes 10846
84 Tennessee Car Insurance youcomparequotes 10455
83 Tennessee Auto Insurance youcomparequotes 11029
82 South Dakota Car Insurance youcomparequotes 10691
81 South Dakota Auto Insurance youcomparequotes 9967
80 South Carolina Car Insurance youcomparequotes 10886
79 South Carolina Auto Insurance youcomparequotes 10763
78 Rhode Island Car Insurance youcomparequotes 10239
77 Rhode Island Auto Insurance youcomparequotes 10612
76 Pennsylvania Car Insurance Quotes youcomparequotes 10941
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11442
74 Oregon Car Insurance Quotes youcomparequotes 11097
73 Oregon Auto Insurance Quotes youcomparequotes 10752
72 Oklahoma Car Insurance youcomparequotes 10800
71 Oklahoma Auto Insurance youcomparequotes 10771
70 Ohio Car Insurance Quotes youcomparequotes 10502
69 Ohio Auto Insurance Quotes youcomparequotes 10427
68 North Dakota Car Insurance youcomparequotes 10508
67 North Dakota Auto Insurance youcomparequotes 10904
66 North Carolina Car Insurance youcomparequotes 14210
65 North Carolina Auto Insurance youcomparequotes 11192
64 New York Car Insurance Quotes youcomparequotes 10426
63 New York Auto Insurance Quotes youcomparequotes 11407
62 New Mexico Car Insurance youcomparequotes 9882
61 New Mexico Auto Insurance youcomparequotes 10001
60 New Jersey Car Insurance youcomparequotes 10230
59 New Jersey Auto Insurance youcomparequotes 10369
58 New Hampshire Car Insurance youcomparequotes 11281
57 New Hampshire Auto Insurance youcomparequotes 10894
56 Nevada Car Insurance youcomparequotes 10604
55 Nevada Auto Insurance youcomparequotes 10637
54 Nebraska Car Insurance youcomparequotes 10298
53 Nebraska Auto Insurance youcomparequotes 11263
52 Montana Car Insurance youcomparequotes 10323
51 Montana Auto Insurance youcomparequotes 10465
50 Missouri Car Insurance youcomparequotes 10623
49 Missouri Auto Insurance youcomparequotes 10521
48 Mississippi Car Insurance youcomparequotes 10933
47 Mississippi Auto Insurance youcomparequotes 10840
» Minnesota Car Insurance Quotes youcomparequotes 11069
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11174
44 Michigan Car Insurance youcomparequotes 10257
43 Michigan Auto Insurance youcomparequotes 9987
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17296
41 Massachusetts Auto Insurance Reform youcomparequotes 11074
40 Maryland Car Insurance youcomparequotes 11280
39 Maryland Auto Insurance youcomparequotes 11298
38 Maine Auto Insurance youcomparequotes 10948
37 Louisiana Car Insurance youcomparequotes 11247
36 Louisiana Auto Insurance youcomparequotes 10596
35 Kentucky Car Insurance youcomparequotes 10697
34 Kentucky Auto Insurance youcomparequotes 10414
33 Kansas Car Insurance youcomparequotes 10238
32 Kansas Auto Insurance youcomparequotes 10668
31 Iowa Car Insurance youcomparequotes 10530
30 Iowa Auto Insurance youcomparequotes 10545
29 Indiana Car Insurance youcomparequotes 10498
28 Indiana Auto Insurance youcomparequotes 10463
27 Illinois Car Insurance youcomparequotes 10480
26 Illinois Auto Insurance youcomparequotes 10126
25 Idaho Car Insurance youcomparequotes 10349
24 Idaho Auto Insurance youcomparequotes 10434
23 Hawaii Car Insurance youcomparequotes 10781
22 Hawaii Auto Insurance youcomparequotes 10868
21 Georgia Car Insurance youcomparequotes 10088
20 Georgia Auto Insurance Quotes youcomparequotes 10982
19 Florida Car Insurance Quotes youcomparequotes 12482
18 Florida Auto Insurance Quotes youcomparequotes 10423
17 Find Maine Car Insurance youcomparequotes 10390
16 Delaware Car Insurance youcomparequotes 10681
15 Delaware Auto Insurance youcomparequotes 10559
14 Connecticut Car Insurance youcomparequotes 10476
13 Connecticut Auto Insurance youcomparequotes 10303
12 Colorado Car Insurance Quotes youcomparequotes 10487
11 Colorado Auto Insurance youcomparequotes 10040
10 California Car Insurance Quotes youcomparequotes 10983
9 California Auto Insurance Quotes youcomparequotes 11125
8 Arkansas Car Insurance youcomparequotes 11330
7 Arkansas Auto Insurance youcomparequotes 10660
6 Arizona Car Insurance Quotes youcomparequotes 10614
5 Arizona Auto Insurance youcomparequotes 11049
4 Alaska Car Insurance youcomparequotes 10799
3 Alaska Auto Insurance youcomparequotes 11589
2 Alabama Car Insurance youcomparequotes 10268
1 Alabama Auto Insurance youcomparequotes 10771
XE Login