Nebraska car insurance rates vary greatly. InsureMe can help you find affordable coverage by providing you with the information you need to make an informed purchasing decision.
Just provide us with a little information about yourself and your driving habits, and we'll match you up with competing Nebraska car insurance agents. It's just that easy.
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If you live and drive a car in the state of Nebraska, you must be able to prove what is called "financial responsibility" before you get behind the wheel. This simply means that, if involved in an accident, you can meet any resulting financial obligations due to your negligence.
Most residents choose to meet this responsibility by purchasing Nebraska car insurance.
Nebraska requires those who purchase car insurance to acquire only liability, which protects you if you injure someone else or damage their property while operating your automobile. Minimum amounts include $25,000 bodily injury per person; $50,000 per accident and $25,000 in property damage.
However, most insurance experts and consumer groups say you need at least $100,000 bodily injury per person and $300,000 per accident in order to sufficiently cover yourself in case of a major accident.
Talk to a knowledgeable Nebraska car insurance agent to help determine exactly how much insurance you need in your own situation.
Getting the Best Deal
The top 15 Nebraska car insurance companies write approximately 75 percent of the coverage sold in the state, according to the Nebraska Department of Insurance.
But Nebraska car insurance providers set their own coverage rates, so shopping around and comparing policies can save you some serious time and money.
Other ways to save money and get the best coverage include:
Remember, the best value in Nebraska car insurance is not necessarily the policy with the best price. A good, customer-service oriented insurer who listens to your concerns and works hard to eliminate them can sometimes be worth paying more for. You want to know that, in an emergency, your Nebraska car insurance agent will be there to help you when you may not be thinking clearly yourself.
Becoming knowledgeable about Nebraska car insurance is the key to getting what you need.
And knowing what to ask when shopping for Nebraska car insurance quotes can help you determine if you want to buy from a particular insurer.
Consider asking Nebraska car insurance agents the following questions when you speak with them:
Use InsureMe's free shopping service to compare Nebraska car insurance quotes. We'll help you shop for the best rates and the best coverage—with the best results.
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