Enter your ZIP code:

Indiana Car Insurance

With today's competitive market, finding affordable Indiana car insurance can feel overwhelming.

InsureMe makes shopping for Indiana car insurance seem like a walk in the park. By entering your information to the right, we can provide you with up to five quotes from companies in your area for quick and easy comparison.

Start shopping today!


Understanding Indiana Car Insurance

What will Indiana car insurance do for me?

Your Indiana car insurance policy acts as a contract between you and your insurance company which affirms that in exchange for paying the premiums, your company will pay for any losses incurred in an accident — as outlined in your policy.

Can I drive without Indiana car insurance?

No! The State of Indiana requires all motorists to carry liability coverage in their Indiana car insurance policy. The minimum requirements for liability coverage are as follows:

  • $20,000 for in bodily injury coverage for one person involved in an accident
  • $40,000 for bodily injury coverage for all persons involved in an accident
  • $10,000 for property damage resulting from an accident.

These requirements are also known as 20/40/10.

Will I need to take out separate coverage for uninsured motorists?

All Indiana car insurance policies must include uninsured motorist coverage unless you reject it in writing. Your Indiana car insurance policy will include the minimum coverage of 25/50/10 for uninsured motorist protection.

What if I am caught driving without Indiana car inIndiana Car Insurancesurance?

If you are caught without Indiana car insurance, your license will be suspended for 90 days and you will be fined $150.

If you are caught again without Indiana car insurance in three years, your license will be suspended for one year and you will be fined $225.

Every violation after that will result in loss of license for one year and a $300 fine.

Remember that driving without insurance will put a major blemish on your driving record, making it more difficult and more expensive when you try to buy a new Indiana car insurance policy!

What determines my Indiana car insurance rates?

Your Indiana car insurance rate will be determined by such factors as:

  • Your driving record & insurance companies will charge higher premiums for high risk drivers.c
  • Geographic location — rural areas have a decreased risk for accident and car theft and therefore warrant lower premiums than urban areas.
  • Type of car you drive — insurers know that you will be more likely to speed in a sports car than in a mini van.
  • How many miles you drive on average per year — the more you drive, the greater the chance for an accident.

A Word about Fraud

The Indiana Department of Insurance urges consumers to protect themselves from insurance fraud through education.

When shopping for Indiana car insurance, be sure to investigate your prospective agents and companies. You can check consumer satisfaction ratings, as well as the company's financial standing through A.M. Best or Weiss Ratings.

Before purchasing your Indiana car insurance, you will need to make sure that your agent and the company he or she represents are licensed to do business in Indiana. A licensed company must be registered through the Indiana Department of Insurance. To find out whether your agent or company is licensed, call 1-800-622-4461 or 317-232-2385. You may also request information through the Department of Insurance website.

Start Shopping Today!

Don't wait for that unexpected fender bender. Enter your information to the right and let InsureMe do the shopping for you. Get your free quotes today!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Viewssort
102 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17257
101 North Carolina Car Insurance youcomparequotes 14169
100 Vermont Car Insurance youcomparequotes 13061
99 Florida Car Insurance Quotes youcomparequotes 12442
98 Washington, D.C. Car Insurance youcomparequotes 11973
97 Alaska Auto Insurance youcomparequotes 11555
96 Washington Car Insurance Quotes youcomparequotes 11485
95 Pennsylvania Auto Insurance Quotes youcomparequotes 11397
94 West Virginia Car Insurance youcomparequotes 11372
93 New York Auto Insurance Quotes youcomparequotes 11349
92 Maryland Auto Insurance youcomparequotes 11259
91 New Hampshire Car Insurance youcomparequotes 11241
90 Maryland Car Insurance youcomparequotes 11241
89 Nebraska Auto Insurance youcomparequotes 11221
88 Louisiana Car Insurance youcomparequotes 11202
87 North Carolina Auto Insurance youcomparequotes 11158
86 Washington Auto Insurance Quotes youcomparequotes 11151
85 Minnesota Auto Insurance Quotes and Information youcomparequotes 11137
84 California Auto Insurance Quotes youcomparequotes 11092
83 Oregon Car Insurance Quotes youcomparequotes 11066
82 Massachusetts Auto Insurance Reform youcomparequotes 11043
81 Minnesota Car Insurance Quotes youcomparequotes 11037
80 Arizona Auto Insurance youcomparequotes 11018
79 Washington, D.C. Auto Insurance youcomparequotes 11006
78 Tennessee Auto Insurance youcomparequotes 10996
77 Arkansas Car Insurance youcomparequotes 10972
76 Georgia Auto Insurance Quotes youcomparequotes 10953
75 California Car Insurance Quotes youcomparequotes 10953
74 Maine Auto Insurance youcomparequotes 10917
73 Pennsylvania Car Insurance Quotes youcomparequotes 10910
72 Mississippi Car Insurance youcomparequotes 10900
71 North Dakota Auto Insurance youcomparequotes 10873
70 New Hampshire Auto Insurance youcomparequotes 10862
69 South Carolina Car Insurance youcomparequotes 10854
68 Wyoming Car Insurance youcomparequotes 10853
67 Hawaii Auto Insurance youcomparequotes 10839
66 Virginia Auto Insurance Quotes youcomparequotes 10830
65 Virginia Car Insurance youcomparequotes 10814
64 Mississippi Auto Insurance youcomparequotes 10801
63 Texas Car Insurance Quotes youcomparequotes 10796
62 Texas Auto Insurance Quotes youcomparequotes 10793
61 Oklahoma Car Insurance youcomparequotes 10767
60 Alaska Car Insurance youcomparequotes 10762
59 Utah Car Insurance youcomparequotes 10761
58 Alabama Auto Insurance youcomparequotes 10757
57 Hawaii Car Insurance youcomparequotes 10752
56 Wyoming Auto Insurance youcomparequotes 10747
55 Oklahoma Auto Insurance youcomparequotes 10736
54 South Carolina Auto Insurance youcomparequotes 10731
53 Oregon Auto Insurance Quotes youcomparequotes 10721
52 Kentucky Car Insurance youcomparequotes 10665
51 South Dakota Car Insurance youcomparequotes 10660
50 Delaware Car Insurance youcomparequotes 10652
49 Kansas Auto Insurance youcomparequotes 10636
48 Arkansas Auto Insurance youcomparequotes 10630
47 Nevada Auto Insurance youcomparequotes 10605
46 Missouri Car Insurance youcomparequotes 10592
45 Arizona Car Insurance Quotes youcomparequotes 10585
44 Rhode Island Auto Insurance youcomparequotes 10581
43 Utah Auto Insurance youcomparequotes 10572
42 Nevada Car Insurance youcomparequotes 10572
41 Louisiana Auto Insurance youcomparequotes 10565
40 Delaware Auto Insurance youcomparequotes 10529
39 Iowa Auto Insurance youcomparequotes 10512
38 Iowa Car Insurance youcomparequotes 10499
37 Missouri Auto Insurance youcomparequotes 10490
36 North Dakota Car Insurance youcomparequotes 10477
» Indiana Car Insurance youcomparequotes 10468
34 Ohio Car Insurance Quotes youcomparequotes 10467
33 Colorado Car Insurance Quotes youcomparequotes 10458
32 Wisconsin Auto Insurance youcomparequotes 10455
31 Illinois Car Insurance youcomparequotes 10450
30 Connecticut Car Insurance youcomparequotes 10446
29 Montana Auto Insurance youcomparequotes 10434
28 Indiana Auto Insurance youcomparequotes 10433
27 Idaho Auto Insurance youcomparequotes 10405
26 Tennessee Car Insurance youcomparequotes 10396
25 Ohio Auto Insurance Quotes youcomparequotes 10396
24 New York Car Insurance Quotes youcomparequotes 10394
23 Florida Auto Insurance Quotes youcomparequotes 10393
22 Kentucky Auto Insurance youcomparequotes 10377
21 Wisconsin Car Insurance youcomparequotes 10370
20 Find Maine Car Insurance youcomparequotes 10361
19 New Jersey Auto Insurance youcomparequotes 10338
18 West Virgina Auto Insurance youcomparequotes 10320
17 Idaho Car Insurance youcomparequotes 10319
16 Montana Car Insurance youcomparequotes 10276
15 Connecticut Auto Insurance youcomparequotes 10269
14 Nebraska Car Insurance youcomparequotes 10249
13 Alabama Car Insurance youcomparequotes 10239
12 Michigan Car Insurance youcomparequotes 10226
11 Rhode Island Car Insurance youcomparequotes 10208
10 Kansas Car Insurance youcomparequotes 10207
9 New Jersey Car Insurance youcomparequotes 10199
8 Vermont Auto Insurance youcomparequotes 10098
7 Illinois Auto Insurance youcomparequotes 10097
6 Georgia Car Insurance youcomparequotes 10058
5 Colorado Auto Insurance youcomparequotes 10010
4 New Mexico Auto Insurance youcomparequotes 9970
3 Michigan Auto Insurance youcomparequotes 9956
2 South Dakota Auto Insurance youcomparequotes 9935
1 New Mexico Car Insurance youcomparequotes 9851
XE Login