Enter your ZIP code:

Iowa Auto Insurance

In today's competitive market, finding the right Iowa auto insurance to fit your needs can be difficult.

Here at InsureMe, our goal is to take the complexity out of shopping for Iowa auto insurance. By using our free referral service, we can provide you with up to five free quotes for Iowa auto insurance in your area!

Comparing both product and price will allow you to select the right Iowa auto insurance to protect your automobile.



Get on the Road with Iowa Auto Insurance

Under Iowa law, every motorist is required to provide proof of financial responsibility. Simply, if you do not wish to carry Iowa auto insurance, you must have an unlimited source of funds available to you to cover any damages stemming from an auto accident.

The majority of Iowans do not have these types of funds available to them, and often times purchasing Iowa auto insurance is much easier than establishing financial responsibility with the state.

If you wish to show financial responsibility by way of Iowa auto insurance, there are some things you should know before purchasing a policy.

Requisites for Iowa Auto Insurance

If you choose to prove financial responsibility with Iowa auto insurance, you must carry both bodily injury and property liability.

In Iowa, the minimal requirements for these coverages are 20/40/15. This means you must carry at least $20,000 in bodily injury coverage per person, $40,000 in bodily injury coverage per accident and $15,000 for property damage per accident.

Remember that these are the minimum limits set by the State of Iowa and may not be enough to cover your financial responsibility if you are found responsible for an accident.

Your Iowa auto insurance agent will likely advise you to purchase higher amounts of coverage—be sure to ask your agent about price differentiation between the state minimum and higher amounts of coverage; often times you will pay two or three dollars more a month for up to three times the coverage.

Elective Coverage

It is important to understand that liability and property damage coverage pay for damage you cause to another motorist and/or their property. These forms of coverage do not cover damage to you or your vehicle. It is for this reason that you may want to consider purchasing additional coverage to your Iowa auto coverage.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage will pay for physical damages stemming from an auto accident with an uninsured, underinsured, or hit-and-run driver. Be sure to ask your Iowa auto insurance agent about possible coverage amounts and how it will affect your premium.

Collision Coverage

As the name suggests, collision coverage pays for damage to your automobile caused by a collision with another car or object. If you financed the purchase of your automobile, your lender is likely to require this form of coverage until your loan is paid off. Be sure to get this information from your lender to avoid penalties.

Comprehensive Coverage

This form of coverage pays for damages stemming from non-accident related events. These events might include flood, hail, fire, theft and vandalism.

As always, be sure to ask your Iowa auto insurance agent how adding these forms of coverage will affect your premium.  While these forms of coverage are great to have, you want to be sure you can afford your premiums.

More Information on Iowa Auto Insurance

For more information on Iowa auto insurance, including the Financial Responsibility Law, contact the Iowa Office of Driver's Services at (515) 244-9124.

Get Going with Iowa Auto Insurance!

Simply enter your information to the right and receive up to five free quotes on Iowa auto insurance. Finding the right policy has never been easier!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10915
101 Wyoming Auto Insurance youcomparequotes 10812
100 Wisconsin Car Insurance youcomparequotes 10437
99 Wisconsin Auto Insurance youcomparequotes 10520
98 West Virginia Car Insurance youcomparequotes 11438
97 West Virgina Auto Insurance youcomparequotes 10384
96 Washington, D.C. Car Insurance youcomparequotes 12038
95 Washington, D.C. Auto Insurance youcomparequotes 11067
94 Washington Car Insurance Quotes youcomparequotes 11548
93 Washington Auto Insurance Quotes youcomparequotes 11212
92 Virginia Car Insurance youcomparequotes 10879
91 Virginia Auto Insurance Quotes youcomparequotes 10892
90 Vermont Car Insurance youcomparequotes 13127
89 Vermont Auto Insurance youcomparequotes 10164
88 Utah Car Insurance youcomparequotes 10823
87 Utah Auto Insurance youcomparequotes 10627
86 Texas Car Insurance Quotes youcomparequotes 10850
85 Texas Auto Insurance Quotes youcomparequotes 10848
84 Tennessee Car Insurance youcomparequotes 10457
83 Tennessee Auto Insurance youcomparequotes 11031
82 South Dakota Car Insurance youcomparequotes 10693
81 South Dakota Auto Insurance youcomparequotes 9969
80 South Carolina Car Insurance youcomparequotes 10888
79 South Carolina Auto Insurance youcomparequotes 10765
78 Rhode Island Car Insurance youcomparequotes 10241
77 Rhode Island Auto Insurance youcomparequotes 10614
76 Pennsylvania Car Insurance Quotes youcomparequotes 10943
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11444
74 Oregon Car Insurance Quotes youcomparequotes 11099
73 Oregon Auto Insurance Quotes youcomparequotes 10754
72 Oklahoma Car Insurance youcomparequotes 10802
71 Oklahoma Auto Insurance youcomparequotes 10773
70 Ohio Car Insurance Quotes youcomparequotes 10504
69 Ohio Auto Insurance Quotes youcomparequotes 10429
68 North Dakota Car Insurance youcomparequotes 10510
67 North Dakota Auto Insurance youcomparequotes 10906
66 North Carolina Car Insurance youcomparequotes 14212
65 North Carolina Auto Insurance youcomparequotes 11194
64 New York Car Insurance Quotes youcomparequotes 10428
63 New York Auto Insurance Quotes youcomparequotes 11409
62 New Mexico Car Insurance youcomparequotes 9884
61 New Mexico Auto Insurance youcomparequotes 10003
60 New Jersey Car Insurance youcomparequotes 10232
59 New Jersey Auto Insurance youcomparequotes 10371
58 New Hampshire Car Insurance youcomparequotes 11283
57 New Hampshire Auto Insurance youcomparequotes 10896
56 Nevada Car Insurance youcomparequotes 10606
55 Nevada Auto Insurance youcomparequotes 10639
54 Nebraska Car Insurance youcomparequotes 10300
53 Nebraska Auto Insurance youcomparequotes 11265
52 Montana Car Insurance youcomparequotes 10325
51 Montana Auto Insurance youcomparequotes 10467
50 Missouri Car Insurance youcomparequotes 10625
49 Missouri Auto Insurance youcomparequotes 10523
48 Mississippi Car Insurance youcomparequotes 10935
47 Mississippi Auto Insurance youcomparequotes 10842
46 Minnesota Car Insurance Quotes youcomparequotes 11071
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11176
44 Michigan Car Insurance youcomparequotes 10259
43 Michigan Auto Insurance youcomparequotes 9989
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17298
41 Massachusetts Auto Insurance Reform youcomparequotes 11076
40 Maryland Car Insurance youcomparequotes 11282
39 Maryland Auto Insurance youcomparequotes 11300
38 Maine Auto Insurance youcomparequotes 10950
37 Louisiana Car Insurance youcomparequotes 11249
36 Louisiana Auto Insurance youcomparequotes 10598
35 Kentucky Car Insurance youcomparequotes 10699
34 Kentucky Auto Insurance youcomparequotes 10416
33 Kansas Car Insurance youcomparequotes 10240
32 Kansas Auto Insurance youcomparequotes 10670
31 Iowa Car Insurance youcomparequotes 10532
» Iowa Auto Insurance youcomparequotes 10547
29 Indiana Car Insurance youcomparequotes 10501
28 Indiana Auto Insurance youcomparequotes 10466
27 Illinois Car Insurance youcomparequotes 10483
26 Illinois Auto Insurance youcomparequotes 10129
25 Idaho Car Insurance youcomparequotes 10352
24 Idaho Auto Insurance youcomparequotes 10437
23 Hawaii Car Insurance youcomparequotes 10784
22 Hawaii Auto Insurance youcomparequotes 10871
21 Georgia Car Insurance youcomparequotes 10091
20 Georgia Auto Insurance Quotes youcomparequotes 10985
19 Florida Car Insurance Quotes youcomparequotes 12485
18 Florida Auto Insurance Quotes youcomparequotes 10426
17 Find Maine Car Insurance youcomparequotes 10393
16 Delaware Car Insurance youcomparequotes 10684
15 Delaware Auto Insurance youcomparequotes 10562
14 Connecticut Car Insurance youcomparequotes 10479
13 Connecticut Auto Insurance youcomparequotes 10306
12 Colorado Car Insurance Quotes youcomparequotes 10490
11 Colorado Auto Insurance youcomparequotes 10043
10 California Car Insurance Quotes youcomparequotes 10986
9 California Auto Insurance Quotes youcomparequotes 11128
8 Arkansas Car Insurance youcomparequotes 11357
7 Arkansas Auto Insurance youcomparequotes 10663
6 Arizona Car Insurance Quotes youcomparequotes 10617
5 Arizona Auto Insurance youcomparequotes 11052
4 Alaska Car Insurance youcomparequotes 10802
3 Alaska Auto Insurance youcomparequotes 11592
2 Alabama Car Insurance youcomparequotes 10271
1 Alabama Auto Insurance youcomparequotes 10774
XE Login