Enter your ZIP code:

Kentucky Auto Insurance

With today's competitive market, InsureMe realizes the complexity of shopping for Kentucky auto insurance.

That's why InsureMe is here to answer your questions and provide you with up to five free quotes for Kentucky auto insurance.

Don't wait for that unexpected fender bender—start shopping today!



Your Questions Answered: Kentucky Auto Insurance


What will Kentucky auto insurance do for me?

A Kentucky auto insurance policy will protect you from financial loss in the event of an automobile accident.

Your Kentucky auto insurance policy is a contract between you and your insurer which states that in exchange for paying the premiums, your insurer will pay for any losses or damages as outlined in your policy.

Am I required to buy Kentucky auto insurance?

Yes. 

According to the Kentucky Department of Insurance, all motorists are required to carry liability coverage in the amounts of 25/50/10. This translates as:

  • $25,000 total for bodily injury per person
  • $50,000 total for bodily injury coverage per accident
  • $10,000 total for property damage per accident

It is important to understand that these are the minimum requirements for the State of Kentucky. Purchasing the minimum amount of coverage may be inexpensive, but it may not be enough to protect you and your assets if someone brings a claim against you.

What can I do if I was turned down for Kentucky auto insurance?

If you are unable to obtain Kentucky auto insurance in the normal market, you may be able to receive coverage through the Kentucky Automobile Insurance Plan, or KAIP. In order to qualify for KAIP, you must:

  1. Provide proof that you have been refused Kentucky auto insurance in the last 60 days.
  2. Provide a premium deposit with your application.
  3. Maintain your residency in Kentucky.

For more information on the KAIP Plan, contact the Kentucky Department of Insurance at (502) 327-8909, or (800) 222-7702.

Will my credit history determine my rates for Kentucky auto insurance?

Yes; most companies will use your credit history to determine your insurability. 

However, it is important to note that your Kentucky auto insurance company may not use your credit history to decline or refuse to renew your Kentucky auto insurance policy. 

Are there other ways to save on my Kentucky auto insurance?

The Insurance Information Institute suggests the following ways to save money on your Kentucky auto insurance:

Ask about discounts. Insurers often give discounts for maintaining a good driving record, insuring more than one automobile under your policy, and driving an automobile with anti-theft devices.

Raise your deductible. Increasing your deductible may substantially impact your premium - for the better.

Check out group coverage. You may receive discounted coverage through your employer or other groups. Be sure to ask your employer or group leaders if such coverage is available.

The Number One Way to Save on Kentucky Auto Insurance is to Shop Around!

Many insurance companies offer similar coverage for very different rates. The only way to make the most of your dollar is to compare rates of insurance companies in your area.

InsureMe is here to help. By entering your information to the right, we will provide you with up to five free quotes for Kentucky auto insurance in your area.

Don't wait for that unexpected accident! Start saving on Kentucky auto insurance today!


Free Auto Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Viewssort
102 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17280
101 North Carolina Car Insurance youcomparequotes 14195
100 Vermont Car Insurance youcomparequotes 13110
99 Florida Car Insurance Quotes youcomparequotes 12469
98 Washington, D.C. Car Insurance youcomparequotes 12021
97 Alaska Auto Insurance youcomparequotes 11576
96 Washington Car Insurance Quotes youcomparequotes 11531
95 Pennsylvania Auto Insurance Quotes youcomparequotes 11427
94 West Virginia Car Insurance youcomparequotes 11421
93 New York Auto Insurance Quotes youcomparequotes 11390
92 Maryland Auto Insurance youcomparequotes 11283
91 New Hampshire Car Insurance youcomparequotes 11266
90 Maryland Car Insurance youcomparequotes 11265
89 Arkansas Car Insurance youcomparequotes 11254
88 Nebraska Auto Insurance youcomparequotes 11248
87 Louisiana Car Insurance youcomparequotes 11231
86 Washington Auto Insurance Quotes youcomparequotes 11195
85 North Carolina Auto Insurance youcomparequotes 11177
84 Minnesota Auto Insurance Quotes and Information youcomparequotes 11159
83 California Auto Insurance Quotes youcomparequotes 11112
82 Oregon Car Insurance Quotes youcomparequotes 11082
81 Massachusetts Auto Insurance Reform youcomparequotes 11059
80 Minnesota Car Insurance Quotes youcomparequotes 11054
79 Washington, D.C. Auto Insurance youcomparequotes 11050
78 Arizona Auto Insurance youcomparequotes 11036
77 Tennessee Auto Insurance youcomparequotes 11014
76 California Car Insurance Quotes youcomparequotes 10970
75 Georgia Auto Insurance Quotes youcomparequotes 10969
74 Maine Auto Insurance youcomparequotes 10933
73 Pennsylvania Car Insurance Quotes youcomparequotes 10926
72 Mississippi Car Insurance youcomparequotes 10918
71 Wyoming Car Insurance youcomparequotes 10898
70 North Dakota Auto Insurance youcomparequotes 10889
69 New Hampshire Auto Insurance youcomparequotes 10879
68 Virginia Auto Insurance Quotes youcomparequotes 10875
67 South Carolina Car Insurance youcomparequotes 10871
66 Virginia Car Insurance youcomparequotes 10862
65 Hawaii Auto Insurance youcomparequotes 10855
64 Texas Car Insurance Quotes youcomparequotes 10833
63 Texas Auto Insurance Quotes youcomparequotes 10831
62 Mississippi Auto Insurance youcomparequotes 10825
61 Utah Car Insurance youcomparequotes 10806
60 Wyoming Auto Insurance youcomparequotes 10795
59 Oklahoma Car Insurance youcomparequotes 10784
58 Alaska Car Insurance youcomparequotes 10784
57 Hawaii Car Insurance youcomparequotes 10768
56 Alabama Auto Insurance youcomparequotes 10765
55 Oklahoma Auto Insurance youcomparequotes 10756
54 South Carolina Auto Insurance youcomparequotes 10748
53 Oregon Auto Insurance Quotes youcomparequotes 10737
52 Kentucky Car Insurance youcomparequotes 10682
51 South Dakota Car Insurance youcomparequotes 10676
50 Delaware Car Insurance youcomparequotes 10668
49 Kansas Auto Insurance youcomparequotes 10653
48 Arkansas Auto Insurance youcomparequotes 10647
47 Nevada Auto Insurance youcomparequotes 10622
46 Utah Auto Insurance youcomparequotes 10610
45 Missouri Car Insurance youcomparequotes 10608
44 Arizona Car Insurance Quotes youcomparequotes 10601
43 Rhode Island Auto Insurance youcomparequotes 10597
42 Nevada Car Insurance youcomparequotes 10589
41 Louisiana Auto Insurance youcomparequotes 10581
40 Delaware Auto Insurance youcomparequotes 10546
39 Iowa Auto Insurance youcomparequotes 10532
38 Iowa Car Insurance youcomparequotes 10516
37 Missouri Auto Insurance youcomparequotes 10506
36 Wisconsin Auto Insurance youcomparequotes 10503
35 North Dakota Car Insurance youcomparequotes 10493
34 Ohio Car Insurance Quotes youcomparequotes 10487
33 Indiana Car Insurance youcomparequotes 10485
32 Colorado Car Insurance Quotes youcomparequotes 10474
31 Illinois Car Insurance youcomparequotes 10467
30 Connecticut Car Insurance youcomparequotes 10463
29 Montana Auto Insurance youcomparequotes 10450
28 Indiana Auto Insurance youcomparequotes 10450
27 Tennessee Car Insurance youcomparequotes 10440
26 Idaho Auto Insurance youcomparequotes 10421
25 Wisconsin Car Insurance youcomparequotes 10419
24 Ohio Auto Insurance Quotes youcomparequotes 10412
23 New York Car Insurance Quotes youcomparequotes 10411
22 Florida Auto Insurance Quotes youcomparequotes 10410
» Kentucky Auto Insurance youcomparequotes 10399
20 Find Maine Car Insurance youcomparequotes 10377
19 West Virgina Auto Insurance youcomparequotes 10367
18 New Jersey Auto Insurance youcomparequotes 10354
17 Idaho Car Insurance youcomparequotes 10336
16 Montana Car Insurance youcomparequotes 10308
15 Connecticut Auto Insurance youcomparequotes 10290
14 Nebraska Car Insurance youcomparequotes 10276
13 Alabama Car Insurance youcomparequotes 10255
12 Michigan Car Insurance youcomparequotes 10242
11 Rhode Island Car Insurance youcomparequotes 10224
10 Kansas Car Insurance youcomparequotes 10223
9 New Jersey Car Insurance youcomparequotes 10215
8 Vermont Auto Insurance youcomparequotes 10147
7 Illinois Auto Insurance youcomparequotes 10113
6 Georgia Car Insurance youcomparequotes 10075
5 Colorado Auto Insurance youcomparequotes 10027
4 New Mexico Auto Insurance youcomparequotes 9986
3 Michigan Auto Insurance youcomparequotes 9972
2 South Dakota Auto Insurance youcomparequotes 9952
1 New Mexico Car Insurance youcomparequotes 9867
XE Login