Enter your ZIP code:

Louisiana Auto Insurance

Are you looking for not just an affordable Louisiana auto insurance policy, but the right one? InsureMe, the online leader in Louisiana auto insurance quotes and information, offers you up to five quotes on the auto coverage you need.

Submit your information today and find out what others have discovered—getting the right Louisiana auto insurance policy is easy with InsureMe!


Understanding Louisiana Auto Insurance

What the Law Requires 

If you live and drive in Louisiana, state law requires you to carry minimum limits on your automobile…and you must purchase these minimums in order to register your vehicle. But Louisiana auto insurance companies recommend you purchase in excess of these minimums to ensure safe driving and adequate coverage in case of accident.

Base coverage in Louisiana includes what is referred to as 10/20/10. Translated, this means a minimum of $10,000 liability coverage per person per accident; $20,000 total liability per accident and $10,000 property damage per accident.

If you don't have enough Louisiana auto insurance coverage to pay for all accident-related expenses, you will be required to pay the amount over and above your policy limits. This can be financially devastating! Speak to a licensed Louisiana auto insurance agent to find out how much insurance you need to make sure you are well covered.

Shopping for Louisiana Auto Insurance

When shopping for an auto insurance policy, look for a financially sound company with a history of good customer service and fair rates. Remember, no matter how inexpensive a Louisiana auto insurance policy is, it does you no good if the company cannot cover your claim after an auto accident.

Your Louisiana Department of Insurance can tell you if any complaints have been filed against a particular company or agent, so make good use of this resource before making your final purchasing decision. Contact them online at www.ldi.la.gov, or by phone at 800-259-5300.

Also ask them for the company's A.M. Best rating, which portrays the company's financial strength and ability to meet policyholder obligations. All these ratings can help you determine whether it is wise to do business with a Louisiana auto insurance company or agent you are considering.

The Decision-Making Process

When you are getting ready to talk to Louisiana auto insurance agents, gather all information applicable to your car, driving record and accident claims history. Insurers will need this information in order to provide you an accurate quote.

Be ready to answer any and all questions concerning your driver's license, estimated miles driven to and from work and total annual mileage. All these factors come together to help determine your Louisiana auto insurance quote.

In addition, make sure you give the exact same information to each insurer. Louisiana auto insurance companies place varying degrees of emphasis on these measurements to determine your auto insurance quote, so one discrepancy can prove costly.

Make sure you inquire about any discounts your Louisiana auto insurance company may offer. Some grant reductions on your premiums for good driving records, limited vehicle use, more than one vehicle on a policy or anti-theft devices.

Ask lots of questions during this process. Understanding how your policy works is time-consuming, but you need to know what to expect in case you need to file a claim.

If your car is older, you might want to consider dropping your collision and comprehensive coverage. Your Louisiana auto insurance agent can help you determine whether or not this is wise in your particular situation.

Finally, compare Louisiana auto insurance policies and choose the one best suited to your needs.

Using the Internet

The Internet is always open for business, so do use this medium when searching for your Louisiana auto insurance. It can help you gain the knowledge you need to evaluate your insurance needs, compare typical rates, research companies, apply for coverage and gather the quotes you need.

Getting the Quotes You Need

We hope this information is relevant and helpful in your search for the right Louisiana auto insurance policy.

Now let us go one step further. Fill in our "Get a Free Quote" box, and let us put you in touch with up to five knowledgeable Louisiana auto insurance agents who are waiting to help you with your insurance needs.

Act today—and prepare for the unexpected!


Free Auto Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10853
101 Wyoming Auto Insurance youcomparequotes 10747
100 Wisconsin Car Insurance youcomparequotes 10370
99 Wisconsin Auto Insurance youcomparequotes 10455
98 West Virginia Car Insurance youcomparequotes 11372
97 West Virgina Auto Insurance youcomparequotes 10320
96 Washington, D.C. Car Insurance youcomparequotes 11973
95 Washington, D.C. Auto Insurance youcomparequotes 11006
94 Washington Car Insurance Quotes youcomparequotes 11485
93 Washington Auto Insurance Quotes youcomparequotes 11151
92 Virginia Car Insurance youcomparequotes 10814
91 Virginia Auto Insurance Quotes youcomparequotes 10830
90 Vermont Car Insurance youcomparequotes 13061
89 Vermont Auto Insurance youcomparequotes 10098
88 Utah Car Insurance youcomparequotes 10761
87 Utah Auto Insurance youcomparequotes 10572
86 Texas Car Insurance Quotes youcomparequotes 10796
85 Texas Auto Insurance Quotes youcomparequotes 10793
84 Tennessee Car Insurance youcomparequotes 10396
83 Tennessee Auto Insurance youcomparequotes 10996
82 South Dakota Car Insurance youcomparequotes 10660
81 South Dakota Auto Insurance youcomparequotes 9935
80 South Carolina Car Insurance youcomparequotes 10854
79 South Carolina Auto Insurance youcomparequotes 10731
78 Rhode Island Car Insurance youcomparequotes 10208
77 Rhode Island Auto Insurance youcomparequotes 10581
76 Pennsylvania Car Insurance Quotes youcomparequotes 10910
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11397
74 Oregon Car Insurance Quotes youcomparequotes 11066
73 Oregon Auto Insurance Quotes youcomparequotes 10721
72 Oklahoma Car Insurance youcomparequotes 10767
71 Oklahoma Auto Insurance youcomparequotes 10736
70 Ohio Car Insurance Quotes youcomparequotes 10467
69 Ohio Auto Insurance Quotes youcomparequotes 10396
68 North Dakota Car Insurance youcomparequotes 10477
67 North Dakota Auto Insurance youcomparequotes 10873
66 North Carolina Car Insurance youcomparequotes 14169
65 North Carolina Auto Insurance youcomparequotes 11158
64 New York Car Insurance Quotes youcomparequotes 10394
63 New York Auto Insurance Quotes youcomparequotes 11349
62 New Mexico Car Insurance youcomparequotes 9851
61 New Mexico Auto Insurance youcomparequotes 9970
60 New Jersey Car Insurance youcomparequotes 10199
59 New Jersey Auto Insurance youcomparequotes 10338
58 New Hampshire Car Insurance youcomparequotes 11241
57 New Hampshire Auto Insurance youcomparequotes 10862
56 Nevada Car Insurance youcomparequotes 10572
55 Nevada Auto Insurance youcomparequotes 10605
54 Nebraska Car Insurance youcomparequotes 10249
53 Nebraska Auto Insurance youcomparequotes 11221
52 Montana Car Insurance youcomparequotes 10276
51 Montana Auto Insurance youcomparequotes 10434
50 Missouri Car Insurance youcomparequotes 10592
49 Missouri Auto Insurance youcomparequotes 10490
48 Mississippi Car Insurance youcomparequotes 10900
47 Mississippi Auto Insurance youcomparequotes 10801
46 Minnesota Car Insurance Quotes youcomparequotes 11037
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11137
44 Michigan Car Insurance youcomparequotes 10226
43 Michigan Auto Insurance youcomparequotes 9956
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17257
41 Massachusetts Auto Insurance Reform youcomparequotes 11043
40 Maryland Car Insurance youcomparequotes 11241
39 Maryland Auto Insurance youcomparequotes 11259
38 Maine Auto Insurance youcomparequotes 10917
37 Louisiana Car Insurance youcomparequotes 11202
» Louisiana Auto Insurance youcomparequotes 10565
35 Kentucky Car Insurance youcomparequotes 10665
34 Kentucky Auto Insurance youcomparequotes 10377
33 Kansas Car Insurance youcomparequotes 10207
32 Kansas Auto Insurance youcomparequotes 10636
31 Iowa Car Insurance youcomparequotes 10499
30 Iowa Auto Insurance youcomparequotes 10512
29 Indiana Car Insurance youcomparequotes 10468
28 Indiana Auto Insurance youcomparequotes 10433
27 Illinois Car Insurance youcomparequotes 10450
26 Illinois Auto Insurance youcomparequotes 10097
25 Idaho Car Insurance youcomparequotes 10319
24 Idaho Auto Insurance youcomparequotes 10405
23 Hawaii Car Insurance youcomparequotes 10752
22 Hawaii Auto Insurance youcomparequotes 10839
21 Georgia Car Insurance youcomparequotes 10058
20 Georgia Auto Insurance Quotes youcomparequotes 10953
19 Florida Car Insurance Quotes youcomparequotes 12442
18 Florida Auto Insurance Quotes youcomparequotes 10393
17 Find Maine Car Insurance youcomparequotes 10361
16 Delaware Car Insurance youcomparequotes 10652
15 Delaware Auto Insurance youcomparequotes 10529
14 Connecticut Car Insurance youcomparequotes 10446
13 Connecticut Auto Insurance youcomparequotes 10269
12 Colorado Car Insurance Quotes youcomparequotes 10458
11 Colorado Auto Insurance youcomparequotes 10010
10 California Car Insurance Quotes youcomparequotes 10953
9 California Auto Insurance Quotes youcomparequotes 11092
8 Arkansas Car Insurance youcomparequotes 10970
7 Arkansas Auto Insurance youcomparequotes 10630
6 Arizona Car Insurance Quotes youcomparequotes 10585
5 Arizona Auto Insurance youcomparequotes 11018
4 Alaska Car Insurance youcomparequotes 10762
3 Alaska Auto Insurance youcomparequotes 11555
2 Alabama Car Insurance youcomparequotes 10239
1 Alabama Auto Insurance youcomparequotes 10757
XE Login