Enter your ZIP code:

Louisiana Auto Insurance

Are you looking for not just an affordable Louisiana auto insurance policy, but the right one? InsureMe, the online leader in Louisiana auto insurance quotes and information, offers you up to five quotes on the auto coverage you need.

Submit your information today and find out what others have discovered—getting the right Louisiana auto insurance policy is easy with InsureMe!


Understanding Louisiana Auto Insurance

What the Law Requires 

If you live and drive in Louisiana, state law requires you to carry minimum limits on your automobile…and you must purchase these minimums in order to register your vehicle. But Louisiana auto insurance companies recommend you purchase in excess of these minimums to ensure safe driving and adequate coverage in case of accident.

Base coverage in Louisiana includes what is referred to as 10/20/10. Translated, this means a minimum of $10,000 liability coverage per person per accident; $20,000 total liability per accident and $10,000 property damage per accident.

If you don't have enough Louisiana auto insurance coverage to pay for all accident-related expenses, you will be required to pay the amount over and above your policy limits. This can be financially devastating! Speak to a licensed Louisiana auto insurance agent to find out how much insurance you need to make sure you are well covered.

Shopping for Louisiana Auto Insurance

When shopping for an auto insurance policy, look for a financially sound company with a history of good customer service and fair rates. Remember, no matter how inexpensive a Louisiana auto insurance policy is, it does you no good if the company cannot cover your claim after an auto accident.

Your Louisiana Department of Insurance can tell you if any complaints have been filed against a particular company or agent, so make good use of this resource before making your final purchasing decision. Contact them online at www.ldi.la.gov, or by phone at 800-259-5300.

Also ask them for the company's A.M. Best rating, which portrays the company's financial strength and ability to meet policyholder obligations. All these ratings can help you determine whether it is wise to do business with a Louisiana auto insurance company or agent you are considering.

The Decision-Making Process

When you are getting ready to talk to Louisiana auto insurance agents, gather all information applicable to your car, driving record and accident claims history. Insurers will need this information in order to provide you an accurate quote.

Be ready to answer any and all questions concerning your driver's license, estimated miles driven to and from work and total annual mileage. All these factors come together to help determine your Louisiana auto insurance quote.

In addition, make sure you give the exact same information to each insurer. Louisiana auto insurance companies place varying degrees of emphasis on these measurements to determine your auto insurance quote, so one discrepancy can prove costly.

Make sure you inquire about any discounts your Louisiana auto insurance company may offer. Some grant reductions on your premiums for good driving records, limited vehicle use, more than one vehicle on a policy or anti-theft devices.

Ask lots of questions during this process. Understanding how your policy works is time-consuming, but you need to know what to expect in case you need to file a claim.

If your car is older, you might want to consider dropping your collision and comprehensive coverage. Your Louisiana auto insurance agent can help you determine whether or not this is wise in your particular situation.

Finally, compare Louisiana auto insurance policies and choose the one best suited to your needs.

Using the Internet

The Internet is always open for business, so do use this medium when searching for your Louisiana auto insurance. It can help you gain the knowledge you need to evaluate your insurance needs, compare typical rates, research companies, apply for coverage and gather the quotes you need.

Getting the Quotes You Need

We hope this information is relevant and helpful in your search for the right Louisiana auto insurance policy.

Now let us go one step further. Fill in our "Get a Free Quote" box, and let us put you in touch with up to five knowledgeable Louisiana auto insurance agents who are waiting to help you with your insurance needs.

Act today—and prepare for the unexpected!


Free Auto Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10811
101 Wyoming Auto Insurance youcomparequotes 10708
100 Wisconsin Car Insurance youcomparequotes 10327
99 Wisconsin Auto Insurance youcomparequotes 10413
98 West Virginia Car Insurance youcomparequotes 11332
97 West Virgina Auto Insurance youcomparequotes 10276
96 Washington, D.C. Car Insurance youcomparequotes 11922
95 Washington, D.C. Auto Insurance youcomparequotes 10963
94 Washington Car Insurance Quotes youcomparequotes 11442
93 Washington Auto Insurance Quotes youcomparequotes 11110
92 Virginia Car Insurance youcomparequotes 10771
91 Virginia Auto Insurance Quotes youcomparequotes 10789
90 Vermont Car Insurance youcomparequotes 13018
89 Vermont Auto Insurance youcomparequotes 10058
88 Utah Car Insurance youcomparequotes 10719
87 Utah Auto Insurance youcomparequotes 10532
86 Texas Car Insurance Quotes youcomparequotes 10764
85 Texas Auto Insurance Quotes youcomparequotes 10763
84 Tennessee Car Insurance youcomparequotes 10352
83 Tennessee Auto Insurance youcomparequotes 10980
82 South Dakota Car Insurance youcomparequotes 10645
81 South Dakota Auto Insurance youcomparequotes 9920
80 South Carolina Car Insurance youcomparequotes 10839
79 South Carolina Auto Insurance youcomparequotes 10716
78 Rhode Island Car Insurance youcomparequotes 10193
77 Rhode Island Auto Insurance youcomparequotes 10566
76 Pennsylvania Car Insurance Quotes youcomparequotes 10895
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11375
74 Oregon Car Insurance Quotes youcomparequotes 11051
73 Oregon Auto Insurance Quotes youcomparequotes 10706
72 Oklahoma Car Insurance youcomparequotes 10752
71 Oklahoma Auto Insurance youcomparequotes 10717
70 Ohio Car Insurance Quotes youcomparequotes 10442
69 Ohio Auto Insurance Quotes youcomparequotes 10381
68 North Dakota Car Insurance youcomparequotes 10462
67 North Dakota Auto Insurance youcomparequotes 10858
66 North Carolina Car Insurance youcomparequotes 14147
65 North Carolina Auto Insurance youcomparequotes 11140
64 New York Car Insurance Quotes youcomparequotes 10379
63 New York Auto Insurance Quotes youcomparequotes 11302
62 New Mexico Car Insurance youcomparequotes 9836
61 New Mexico Auto Insurance youcomparequotes 9955
60 New Jersey Car Insurance youcomparequotes 10184
59 New Jersey Auto Insurance youcomparequotes 10323
58 New Hampshire Car Insurance youcomparequotes 11219
57 New Hampshire Auto Insurance youcomparequotes 10847
56 Nevada Car Insurance youcomparequotes 10557
55 Nevada Auto Insurance youcomparequotes 10590
54 Nebraska Car Insurance youcomparequotes 10234
53 Nebraska Auto Insurance youcomparequotes 11194
52 Montana Car Insurance youcomparequotes 10261
51 Montana Auto Insurance youcomparequotes 10419
50 Missouri Car Insurance youcomparequotes 10577
49 Missouri Auto Insurance youcomparequotes 10475
48 Mississippi Car Insurance youcomparequotes 10885
47 Mississippi Auto Insurance youcomparequotes 10760
46 Minnesota Car Insurance Quotes youcomparequotes 11022
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11119
44 Michigan Car Insurance youcomparequotes 10211
43 Michigan Auto Insurance youcomparequotes 9941
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17231
41 Massachusetts Auto Insurance Reform youcomparequotes 11028
40 Maryland Car Insurance youcomparequotes 11220
39 Maryland Auto Insurance youcomparequotes 11238
38 Maine Auto Insurance youcomparequotes 10902
37 Louisiana Car Insurance youcomparequotes 11173
» Louisiana Auto Insurance youcomparequotes 10550
35 Kentucky Car Insurance youcomparequotes 10650
34 Kentucky Auto Insurance youcomparequotes 10362
33 Kansas Car Insurance youcomparequotes 10192
32 Kansas Auto Insurance youcomparequotes 10621
31 Iowa Car Insurance youcomparequotes 10476
30 Iowa Auto Insurance youcomparequotes 10488
29 Indiana Car Insurance youcomparequotes 10453
28 Indiana Auto Insurance youcomparequotes 10418
27 Illinois Car Insurance youcomparequotes 10435
26 Illinois Auto Insurance youcomparequotes 10082
25 Idaho Car Insurance youcomparequotes 10304
24 Idaho Auto Insurance youcomparequotes 10390
23 Hawaii Car Insurance youcomparequotes 10737
22 Hawaii Auto Insurance youcomparequotes 10824
21 Georgia Car Insurance youcomparequotes 10043
20 Georgia Auto Insurance Quotes youcomparequotes 10938
19 Florida Car Insurance Quotes youcomparequotes 11675
18 Florida Auto Insurance Quotes youcomparequotes 10378
17 Find Maine Car Insurance youcomparequotes 10346
16 Delaware Car Insurance youcomparequotes 10637
15 Delaware Auto Insurance youcomparequotes 10514
14 Connecticut Car Insurance youcomparequotes 10431
13 Connecticut Auto Insurance youcomparequotes 10250
12 Colorado Car Insurance Quotes youcomparequotes 10443
11 Colorado Auto Insurance youcomparequotes 9995
10 California Car Insurance Quotes youcomparequotes 10938
9 California Auto Insurance Quotes youcomparequotes 11075
8 Arkansas Car Insurance youcomparequotes 10381
7 Arkansas Auto Insurance youcomparequotes 10615
6 Arizona Car Insurance Quotes youcomparequotes 10570
5 Arizona Auto Insurance youcomparequotes 11003
4 Alaska Car Insurance youcomparequotes 10728
3 Alaska Auto Insurance youcomparequotes 11535
2 Alabama Car Insurance youcomparequotes 10224
1 Alabama Auto Insurance youcomparequotes 10749
XE Login