Enter your ZIP code:

Louisiana Auto Insurance

Are you looking for not just an affordable Louisiana auto insurance policy, but the right one? InsureMe, the online leader in Louisiana auto insurance quotes and information, offers you up to five quotes on the auto coverage you need.

Submit your information today and find out what others have discovered—getting the right Louisiana auto insurance policy is easy with InsureMe!


Understanding Louisiana Auto Insurance

What the Law Requires 

If you live and drive in Louisiana, state law requires you to carry minimum limits on your automobile…and you must purchase these minimums in order to register your vehicle. But Louisiana auto insurance companies recommend you purchase in excess of these minimums to ensure safe driving and adequate coverage in case of accident.

Base coverage in Louisiana includes what is referred to as 10/20/10. Translated, this means a minimum of $10,000 liability coverage per person per accident; $20,000 total liability per accident and $10,000 property damage per accident.

If you don't have enough Louisiana auto insurance coverage to pay for all accident-related expenses, you will be required to pay the amount over and above your policy limits. This can be financially devastating! Speak to a licensed Louisiana auto insurance agent to find out how much insurance you need to make sure you are well covered.

Shopping for Louisiana Auto Insurance

When shopping for an auto insurance policy, look for a financially sound company with a history of good customer service and fair rates. Remember, no matter how inexpensive a Louisiana auto insurance policy is, it does you no good if the company cannot cover your claim after an auto accident.

Your Louisiana Department of Insurance can tell you if any complaints have been filed against a particular company or agent, so make good use of this resource before making your final purchasing decision. Contact them online at www.ldi.la.gov, or by phone at 800-259-5300.

Also ask them for the company's A.M. Best rating, which portrays the company's financial strength and ability to meet policyholder obligations. All these ratings can help you determine whether it is wise to do business with a Louisiana auto insurance company or agent you are considering.

The Decision-Making Process

When you are getting ready to talk to Louisiana auto insurance agents, gather all information applicable to your car, driving record and accident claims history. Insurers will need this information in order to provide you an accurate quote.

Be ready to answer any and all questions concerning your driver's license, estimated miles driven to and from work and total annual mileage. All these factors come together to help determine your Louisiana auto insurance quote.

In addition, make sure you give the exact same information to each insurer. Louisiana auto insurance companies place varying degrees of emphasis on these measurements to determine your auto insurance quote, so one discrepancy can prove costly.

Make sure you inquire about any discounts your Louisiana auto insurance company may offer. Some grant reductions on your premiums for good driving records, limited vehicle use, more than one vehicle on a policy or anti-theft devices.

Ask lots of questions during this process. Understanding how your policy works is time-consuming, but you need to know what to expect in case you need to file a claim.

If your car is older, you might want to consider dropping your collision and comprehensive coverage. Your Louisiana auto insurance agent can help you determine whether or not this is wise in your particular situation.

Finally, compare Louisiana auto insurance policies and choose the one best suited to your needs.

Using the Internet

The Internet is always open for business, so do use this medium when searching for your Louisiana auto insurance. It can help you gain the knowledge you need to evaluate your insurance needs, compare typical rates, research companies, apply for coverage and gather the quotes you need.

Getting the Quotes You Need

We hope this information is relevant and helpful in your search for the right Louisiana auto insurance policy.

Now let us go one step further. Fill in our "Get a Free Quote" box, and let us put you in touch with up to five knowledgeable Louisiana auto insurance agents who are waiting to help you with your insurance needs.

Act today—and prepare for the unexpected!


Free Auto Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10913
101 Wyoming Auto Insurance youcomparequotes 10810
100 Wisconsin Car Insurance youcomparequotes 10435
99 Wisconsin Auto Insurance youcomparequotes 10518
98 West Virginia Car Insurance youcomparequotes 11436
97 West Virgina Auto Insurance youcomparequotes 10382
96 Washington, D.C. Car Insurance youcomparequotes 12036
95 Washington, D.C. Auto Insurance youcomparequotes 11065
94 Washington Car Insurance Quotes youcomparequotes 11546
93 Washington Auto Insurance Quotes youcomparequotes 11210
92 Virginia Car Insurance youcomparequotes 10877
91 Virginia Auto Insurance Quotes youcomparequotes 10890
90 Vermont Car Insurance youcomparequotes 13125
89 Vermont Auto Insurance youcomparequotes 10162
88 Utah Car Insurance youcomparequotes 10821
87 Utah Auto Insurance youcomparequotes 10625
86 Texas Car Insurance Quotes youcomparequotes 10848
85 Texas Auto Insurance Quotes youcomparequotes 10846
84 Tennessee Car Insurance youcomparequotes 10455
83 Tennessee Auto Insurance youcomparequotes 11029
82 South Dakota Car Insurance youcomparequotes 10691
81 South Dakota Auto Insurance youcomparequotes 9967
80 South Carolina Car Insurance youcomparequotes 10886
79 South Carolina Auto Insurance youcomparequotes 10763
78 Rhode Island Car Insurance youcomparequotes 10239
77 Rhode Island Auto Insurance youcomparequotes 10612
76 Pennsylvania Car Insurance Quotes youcomparequotes 10941
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11442
74 Oregon Car Insurance Quotes youcomparequotes 11097
73 Oregon Auto Insurance Quotes youcomparequotes 10752
72 Oklahoma Car Insurance youcomparequotes 10800
71 Oklahoma Auto Insurance youcomparequotes 10771
70 Ohio Car Insurance Quotes youcomparequotes 10502
69 Ohio Auto Insurance Quotes youcomparequotes 10427
68 North Dakota Car Insurance youcomparequotes 10508
67 North Dakota Auto Insurance youcomparequotes 10904
66 North Carolina Car Insurance youcomparequotes 14210
65 North Carolina Auto Insurance youcomparequotes 11192
64 New York Car Insurance Quotes youcomparequotes 10426
63 New York Auto Insurance Quotes youcomparequotes 11407
62 New Mexico Car Insurance youcomparequotes 9882
61 New Mexico Auto Insurance youcomparequotes 10001
60 New Jersey Car Insurance youcomparequotes 10230
59 New Jersey Auto Insurance youcomparequotes 10369
58 New Hampshire Car Insurance youcomparequotes 11281
57 New Hampshire Auto Insurance youcomparequotes 10894
56 Nevada Car Insurance youcomparequotes 10604
55 Nevada Auto Insurance youcomparequotes 10637
54 Nebraska Car Insurance youcomparequotes 10298
53 Nebraska Auto Insurance youcomparequotes 11263
52 Montana Car Insurance youcomparequotes 10323
51 Montana Auto Insurance youcomparequotes 10465
50 Missouri Car Insurance youcomparequotes 10623
49 Missouri Auto Insurance youcomparequotes 10521
48 Mississippi Car Insurance youcomparequotes 10933
47 Mississippi Auto Insurance youcomparequotes 10840
46 Minnesota Car Insurance Quotes youcomparequotes 11069
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11174
44 Michigan Car Insurance youcomparequotes 10257
43 Michigan Auto Insurance youcomparequotes 9987
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17296
41 Massachusetts Auto Insurance Reform youcomparequotes 11074
40 Maryland Car Insurance youcomparequotes 11280
39 Maryland Auto Insurance youcomparequotes 11298
38 Maine Auto Insurance youcomparequotes 10948
37 Louisiana Car Insurance youcomparequotes 11247
» Louisiana Auto Insurance youcomparequotes 10596
35 Kentucky Car Insurance youcomparequotes 10697
34 Kentucky Auto Insurance youcomparequotes 10414
33 Kansas Car Insurance youcomparequotes 10238
32 Kansas Auto Insurance youcomparequotes 10668
31 Iowa Car Insurance youcomparequotes 10530
30 Iowa Auto Insurance youcomparequotes 10545
29 Indiana Car Insurance youcomparequotes 10499
28 Indiana Auto Insurance youcomparequotes 10464
27 Illinois Car Insurance youcomparequotes 10481
26 Illinois Auto Insurance youcomparequotes 10127
25 Idaho Car Insurance youcomparequotes 10350
24 Idaho Auto Insurance youcomparequotes 10435
23 Hawaii Car Insurance youcomparequotes 10782
22 Hawaii Auto Insurance youcomparequotes 10869
21 Georgia Car Insurance youcomparequotes 10089
20 Georgia Auto Insurance Quotes youcomparequotes 10983
19 Florida Car Insurance Quotes youcomparequotes 12483
18 Florida Auto Insurance Quotes youcomparequotes 10424
17 Find Maine Car Insurance youcomparequotes 10391
16 Delaware Car Insurance youcomparequotes 10682
15 Delaware Auto Insurance youcomparequotes 10560
14 Connecticut Car Insurance youcomparequotes 10477
13 Connecticut Auto Insurance youcomparequotes 10304
12 Colorado Car Insurance Quotes youcomparequotes 10488
11 Colorado Auto Insurance youcomparequotes 10041
10 California Car Insurance Quotes youcomparequotes 10984
9 California Auto Insurance Quotes youcomparequotes 11126
8 Arkansas Car Insurance youcomparequotes 11331
7 Arkansas Auto Insurance youcomparequotes 10661
6 Arizona Car Insurance Quotes youcomparequotes 10615
5 Arizona Auto Insurance youcomparequotes 11050
4 Alaska Car Insurance youcomparequotes 10800
3 Alaska Auto Insurance youcomparequotes 11590
2 Alabama Car Insurance youcomparequotes 10269
1 Alabama Auto Insurance youcomparequotes 10772
XE Login