Enter your ZIP code:

Louisiana Auto Insurance

Are you looking for not just an affordable Louisiana auto insurance policy, but the right one? InsureMe, the online leader in Louisiana auto insurance quotes and information, offers you up to five quotes on the auto coverage you need.

Submit your information today and find out what others have discovered—getting the right Louisiana auto insurance policy is easy with InsureMe!


Understanding Louisiana Auto Insurance

What the Law Requires 

If you live and drive in Louisiana, state law requires you to carry minimum limits on your automobile…and you must purchase these minimums in order to register your vehicle. But Louisiana auto insurance companies recommend you purchase in excess of these minimums to ensure safe driving and adequate coverage in case of accident.

Base coverage in Louisiana includes what is referred to as 10/20/10. Translated, this means a minimum of $10,000 liability coverage per person per accident; $20,000 total liability per accident and $10,000 property damage per accident.

If you don't have enough Louisiana auto insurance coverage to pay for all accident-related expenses, you will be required to pay the amount over and above your policy limits. This can be financially devastating! Speak to a licensed Louisiana auto insurance agent to find out how much insurance you need to make sure you are well covered.

Shopping for Louisiana Auto Insurance

When shopping for an auto insurance policy, look for a financially sound company with a history of good customer service and fair rates. Remember, no matter how inexpensive a Louisiana auto insurance policy is, it does you no good if the company cannot cover your claim after an auto accident.

Your Louisiana Department of Insurance can tell you if any complaints have been filed against a particular company or agent, so make good use of this resource before making your final purchasing decision. Contact them online at www.ldi.la.gov, or by phone at 800-259-5300.

Also ask them for the company's A.M. Best rating, which portrays the company's financial strength and ability to meet policyholder obligations. All these ratings can help you determine whether it is wise to do business with a Louisiana auto insurance company or agent you are considering.

The Decision-Making Process

When you are getting ready to talk to Louisiana auto insurance agents, gather all information applicable to your car, driving record and accident claims history. Insurers will need this information in order to provide you an accurate quote.

Be ready to answer any and all questions concerning your driver's license, estimated miles driven to and from work and total annual mileage. All these factors come together to help determine your Louisiana auto insurance quote.

In addition, make sure you give the exact same information to each insurer. Louisiana auto insurance companies place varying degrees of emphasis on these measurements to determine your auto insurance quote, so one discrepancy can prove costly.

Make sure you inquire about any discounts your Louisiana auto insurance company may offer. Some grant reductions on your premiums for good driving records, limited vehicle use, more than one vehicle on a policy or anti-theft devices.

Ask lots of questions during this process. Understanding how your policy works is time-consuming, but you need to know what to expect in case you need to file a claim.

If your car is older, you might want to consider dropping your collision and comprehensive coverage. Your Louisiana auto insurance agent can help you determine whether or not this is wise in your particular situation.

Finally, compare Louisiana auto insurance policies and choose the one best suited to your needs.

Using the Internet

The Internet is always open for business, so do use this medium when searching for your Louisiana auto insurance. It can help you gain the knowledge you need to evaluate your insurance needs, compare typical rates, research companies, apply for coverage and gather the quotes you need.

Getting the Quotes You Need

We hope this information is relevant and helpful in your search for the right Louisiana auto insurance policy.

Now let us go one step further. Fill in our "Get a Free Quote" box, and let us put you in touch with up to five knowledgeable Louisiana auto insurance agents who are waiting to help you with your insurance needs.

Act today—and prepare for the unexpected!


Free Auto Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Viewssort
102 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17257
101 North Carolina Car Insurance youcomparequotes 14169
100 Vermont Car Insurance youcomparequotes 13061
99 Florida Car Insurance Quotes youcomparequotes 12442
98 Washington, D.C. Car Insurance youcomparequotes 11973
97 Alaska Auto Insurance youcomparequotes 11555
96 Washington Car Insurance Quotes youcomparequotes 11485
95 Pennsylvania Auto Insurance Quotes youcomparequotes 11397
94 West Virginia Car Insurance youcomparequotes 11372
93 New York Auto Insurance Quotes youcomparequotes 11349
92 Maryland Auto Insurance youcomparequotes 11259
91 New Hampshire Car Insurance youcomparequotes 11241
90 Maryland Car Insurance youcomparequotes 11241
89 Nebraska Auto Insurance youcomparequotes 11221
88 Louisiana Car Insurance youcomparequotes 11202
87 North Carolina Auto Insurance youcomparequotes 11158
86 Washington Auto Insurance Quotes youcomparequotes 11151
85 Minnesota Auto Insurance Quotes and Information youcomparequotes 11137
84 California Auto Insurance Quotes youcomparequotes 11092
83 Oregon Car Insurance Quotes youcomparequotes 11066
82 Massachusetts Auto Insurance Reform youcomparequotes 11043
81 Minnesota Car Insurance Quotes youcomparequotes 11037
80 Arizona Auto Insurance youcomparequotes 11018
79 Washington, D.C. Auto Insurance youcomparequotes 11006
78 Tennessee Auto Insurance youcomparequotes 10996
77 Arkansas Car Insurance youcomparequotes 10964
76 Georgia Auto Insurance Quotes youcomparequotes 10953
75 California Car Insurance Quotes youcomparequotes 10953
74 Maine Auto Insurance youcomparequotes 10917
73 Pennsylvania Car Insurance Quotes youcomparequotes 10910
72 Mississippi Car Insurance youcomparequotes 10900
71 North Dakota Auto Insurance youcomparequotes 10873
70 New Hampshire Auto Insurance youcomparequotes 10862
69 South Carolina Car Insurance youcomparequotes 10854
68 Wyoming Car Insurance youcomparequotes 10853
67 Hawaii Auto Insurance youcomparequotes 10839
66 Virginia Auto Insurance Quotes youcomparequotes 10830
65 Virginia Car Insurance youcomparequotes 10814
64 Mississippi Auto Insurance youcomparequotes 10801
63 Texas Car Insurance Quotes youcomparequotes 10796
62 Texas Auto Insurance Quotes youcomparequotes 10793
61 Oklahoma Car Insurance youcomparequotes 10767
60 Alaska Car Insurance youcomparequotes 10762
59 Utah Car Insurance youcomparequotes 10761
58 Alabama Auto Insurance youcomparequotes 10757
57 Hawaii Car Insurance youcomparequotes 10752
56 Wyoming Auto Insurance youcomparequotes 10747
55 Oklahoma Auto Insurance youcomparequotes 10736
54 South Carolina Auto Insurance youcomparequotes 10731
53 Oregon Auto Insurance Quotes youcomparequotes 10721
52 Kentucky Car Insurance youcomparequotes 10665
51 South Dakota Car Insurance youcomparequotes 10660
50 Delaware Car Insurance youcomparequotes 10652
49 Kansas Auto Insurance youcomparequotes 10636
48 Arkansas Auto Insurance youcomparequotes 10630
47 Nevada Auto Insurance youcomparequotes 10605
46 Missouri Car Insurance youcomparequotes 10592
45 Arizona Car Insurance Quotes youcomparequotes 10585
44 Rhode Island Auto Insurance youcomparequotes 10581
43 Utah Auto Insurance youcomparequotes 10572
42 Nevada Car Insurance youcomparequotes 10572
» Louisiana Auto Insurance youcomparequotes 10565
40 Delaware Auto Insurance youcomparequotes 10529
39 Iowa Auto Insurance youcomparequotes 10512
38 Iowa Car Insurance youcomparequotes 10499
37 Missouri Auto Insurance youcomparequotes 10490
36 North Dakota Car Insurance youcomparequotes 10477
35 Indiana Car Insurance youcomparequotes 10468
34 Ohio Car Insurance Quotes youcomparequotes 10467
33 Colorado Car Insurance Quotes youcomparequotes 10458
32 Wisconsin Auto Insurance youcomparequotes 10455
31 Illinois Car Insurance youcomparequotes 10450
30 Connecticut Car Insurance youcomparequotes 10446
29 Montana Auto Insurance youcomparequotes 10434
28 Indiana Auto Insurance youcomparequotes 10433
27 Idaho Auto Insurance youcomparequotes 10405
26 Tennessee Car Insurance youcomparequotes 10396
25 Ohio Auto Insurance Quotes youcomparequotes 10396
24 New York Car Insurance Quotes youcomparequotes 10394
23 Florida Auto Insurance Quotes youcomparequotes 10393
22 Kentucky Auto Insurance youcomparequotes 10377
21 Wisconsin Car Insurance youcomparequotes 10370
20 Find Maine Car Insurance youcomparequotes 10361
19 New Jersey Auto Insurance youcomparequotes 10338
18 West Virgina Auto Insurance youcomparequotes 10320
17 Idaho Car Insurance youcomparequotes 10319
16 Montana Car Insurance youcomparequotes 10276
15 Connecticut Auto Insurance youcomparequotes 10269
14 Nebraska Car Insurance youcomparequotes 10249
13 Alabama Car Insurance youcomparequotes 10239
12 Michigan Car Insurance youcomparequotes 10226
11 Rhode Island Car Insurance youcomparequotes 10208
10 Kansas Car Insurance youcomparequotes 10207
9 New Jersey Car Insurance youcomparequotes 10199
8 Vermont Auto Insurance youcomparequotes 10098
7 Illinois Auto Insurance youcomparequotes 10097
6 Georgia Car Insurance youcomparequotes 10058
5 Colorado Auto Insurance youcomparequotes 10010
4 New Mexico Auto Insurance youcomparequotes 9970
3 Michigan Auto Insurance youcomparequotes 9956
2 South Dakota Auto Insurance youcomparequotes 9935
1 New Mexico Car Insurance youcomparequotes 9851
XE Login