Enter your ZIP code:

Louisiana Auto Insurance

Are you looking for not just an affordable Louisiana auto insurance policy, but the right one? InsureMe, the online leader in Louisiana auto insurance quotes and information, offers you up to five quotes on the auto coverage you need.

Submit your information today and find out what others have discovered—getting the right Louisiana auto insurance policy is easy with InsureMe!


Understanding Louisiana Auto Insurance

What the Law Requires 

If you live and drive in Louisiana, state law requires you to carry minimum limits on your automobile…and you must purchase these minimums in order to register your vehicle. But Louisiana auto insurance companies recommend you purchase in excess of these minimums to ensure safe driving and adequate coverage in case of accident.

Base coverage in Louisiana includes what is referred to as 10/20/10. Translated, this means a minimum of $10,000 liability coverage per person per accident; $20,000 total liability per accident and $10,000 property damage per accident.

If you don't have enough Louisiana auto insurance coverage to pay for all accident-related expenses, you will be required to pay the amount over and above your policy limits. This can be financially devastating! Speak to a licensed Louisiana auto insurance agent to find out how much insurance you need to make sure you are well covered.

Shopping for Louisiana Auto Insurance

When shopping for an auto insurance policy, look for a financially sound company with a history of good customer service and fair rates. Remember, no matter how inexpensive a Louisiana auto insurance policy is, it does you no good if the company cannot cover your claim after an auto accident.

Your Louisiana Department of Insurance can tell you if any complaints have been filed against a particular company or agent, so make good use of this resource before making your final purchasing decision. Contact them online at www.ldi.la.gov, or by phone at 800-259-5300.

Also ask them for the company's A.M. Best rating, which portrays the company's financial strength and ability to meet policyholder obligations. All these ratings can help you determine whether it is wise to do business with a Louisiana auto insurance company or agent you are considering.

The Decision-Making Process

When you are getting ready to talk to Louisiana auto insurance agents, gather all information applicable to your car, driving record and accident claims history. Insurers will need this information in order to provide you an accurate quote.

Be ready to answer any and all questions concerning your driver's license, estimated miles driven to and from work and total annual mileage. All these factors come together to help determine your Louisiana auto insurance quote.

In addition, make sure you give the exact same information to each insurer. Louisiana auto insurance companies place varying degrees of emphasis on these measurements to determine your auto insurance quote, so one discrepancy can prove costly.

Make sure you inquire about any discounts your Louisiana auto insurance company may offer. Some grant reductions on your premiums for good driving records, limited vehicle use, more than one vehicle on a policy or anti-theft devices.

Ask lots of questions during this process. Understanding how your policy works is time-consuming, but you need to know what to expect in case you need to file a claim.

If your car is older, you might want to consider dropping your collision and comprehensive coverage. Your Louisiana auto insurance agent can help you determine whether or not this is wise in your particular situation.

Finally, compare Louisiana auto insurance policies and choose the one best suited to your needs.

Using the Internet

The Internet is always open for business, so do use this medium when searching for your Louisiana auto insurance. It can help you gain the knowledge you need to evaluate your insurance needs, compare typical rates, research companies, apply for coverage and gather the quotes you need.

Getting the Quotes You Need

We hope this information is relevant and helpful in your search for the right Louisiana auto insurance policy.

Now let us go one step further. Fill in our "Get a Free Quote" box, and let us put you in touch with up to five knowledgeable Louisiana auto insurance agents who are waiting to help you with your insurance needs.

Act today—and prepare for the unexpected!


Free Auto Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Viewssort
102 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17297
101 North Carolina Car Insurance youcomparequotes 14211
100 Vermont Car Insurance youcomparequotes 13126
99 Florida Car Insurance Quotes youcomparequotes 12484
98 Washington, D.C. Car Insurance youcomparequotes 12037
97 Alaska Auto Insurance youcomparequotes 11591
96 Washington Car Insurance Quotes youcomparequotes 11547
95 Pennsylvania Auto Insurance Quotes youcomparequotes 11443
94 West Virginia Car Insurance youcomparequotes 11437
93 New York Auto Insurance Quotes youcomparequotes 11408
92 Arkansas Car Insurance youcomparequotes 11342
91 Maryland Auto Insurance youcomparequotes 11299
90 New Hampshire Car Insurance youcomparequotes 11282
89 Maryland Car Insurance youcomparequotes 11281
88 Nebraska Auto Insurance youcomparequotes 11264
87 Louisiana Car Insurance youcomparequotes 11248
86 Washington Auto Insurance Quotes youcomparequotes 11211
85 North Carolina Auto Insurance youcomparequotes 11193
84 Minnesota Auto Insurance Quotes and Information youcomparequotes 11175
83 California Auto Insurance Quotes youcomparequotes 11127
82 Oregon Car Insurance Quotes youcomparequotes 11098
81 Massachusetts Auto Insurance Reform youcomparequotes 11075
80 Minnesota Car Insurance Quotes youcomparequotes 11070
79 Washington, D.C. Auto Insurance youcomparequotes 11066
78 Arizona Auto Insurance youcomparequotes 11051
77 Tennessee Auto Insurance youcomparequotes 11030
76 California Car Insurance Quotes youcomparequotes 10985
75 Georgia Auto Insurance Quotes youcomparequotes 10984
74 Maine Auto Insurance youcomparequotes 10949
73 Pennsylvania Car Insurance Quotes youcomparequotes 10942
72 Mississippi Car Insurance youcomparequotes 10934
71 Wyoming Car Insurance youcomparequotes 10914
70 North Dakota Auto Insurance youcomparequotes 10905
69 New Hampshire Auto Insurance youcomparequotes 10895
68 Virginia Auto Insurance Quotes youcomparequotes 10891
67 South Carolina Car Insurance youcomparequotes 10887
66 Virginia Car Insurance youcomparequotes 10878
65 Hawaii Auto Insurance youcomparequotes 10870
64 Texas Car Insurance Quotes youcomparequotes 10849
63 Texas Auto Insurance Quotes youcomparequotes 10847
62 Mississippi Auto Insurance youcomparequotes 10841
61 Utah Car Insurance youcomparequotes 10822
60 Wyoming Auto Insurance youcomparequotes 10811
59 Oklahoma Car Insurance youcomparequotes 10801
58 Alaska Car Insurance youcomparequotes 10801
57 Hawaii Car Insurance youcomparequotes 10783
56 Alabama Auto Insurance youcomparequotes 10773
55 Oklahoma Auto Insurance youcomparequotes 10772
54 South Carolina Auto Insurance youcomparequotes 10764
53 Oregon Auto Insurance Quotes youcomparequotes 10753
52 Kentucky Car Insurance youcomparequotes 10698
51 South Dakota Car Insurance youcomparequotes 10692
50 Delaware Car Insurance youcomparequotes 10683
49 Kansas Auto Insurance youcomparequotes 10669
48 Arkansas Auto Insurance youcomparequotes 10662
47 Nevada Auto Insurance youcomparequotes 10638
46 Utah Auto Insurance youcomparequotes 10626
45 Missouri Car Insurance youcomparequotes 10624
44 Arizona Car Insurance Quotes youcomparequotes 10616
43 Rhode Island Auto Insurance youcomparequotes 10613
42 Nevada Car Insurance youcomparequotes 10605
» Louisiana Auto Insurance youcomparequotes 10597
40 Delaware Auto Insurance youcomparequotes 10561
39 Iowa Auto Insurance youcomparequotes 10546
38 Iowa Car Insurance youcomparequotes 10531
37 Missouri Auto Insurance youcomparequotes 10522
36 Wisconsin Auto Insurance youcomparequotes 10519
35 North Dakota Car Insurance youcomparequotes 10509
34 Ohio Car Insurance Quotes youcomparequotes 10503
33 Indiana Car Insurance youcomparequotes 10500
32 Colorado Car Insurance Quotes youcomparequotes 10489
31 Illinois Car Insurance youcomparequotes 10482
30 Connecticut Car Insurance youcomparequotes 10478
29 Montana Auto Insurance youcomparequotes 10466
28 Indiana Auto Insurance youcomparequotes 10465
27 Tennessee Car Insurance youcomparequotes 10456
26 Wisconsin Car Insurance youcomparequotes 10436
25 Idaho Auto Insurance youcomparequotes 10436
24 Ohio Auto Insurance Quotes youcomparequotes 10428
23 New York Car Insurance Quotes youcomparequotes 10427
22 Florida Auto Insurance Quotes youcomparequotes 10425
21 Kentucky Auto Insurance youcomparequotes 10415
20 Find Maine Car Insurance youcomparequotes 10392
19 West Virgina Auto Insurance youcomparequotes 10383
18 New Jersey Auto Insurance youcomparequotes 10370
17 Idaho Car Insurance youcomparequotes 10351
16 Montana Car Insurance youcomparequotes 10324
15 Connecticut Auto Insurance youcomparequotes 10305
14 Nebraska Car Insurance youcomparequotes 10299
13 Alabama Car Insurance youcomparequotes 10270
12 Michigan Car Insurance youcomparequotes 10258
11 Rhode Island Car Insurance youcomparequotes 10240
10 Kansas Car Insurance youcomparequotes 10239
9 New Jersey Car Insurance youcomparequotes 10231
8 Vermont Auto Insurance youcomparequotes 10163
7 Illinois Auto Insurance youcomparequotes 10128
6 Georgia Car Insurance youcomparequotes 10090
5 Colorado Auto Insurance youcomparequotes 10042
4 New Mexico Auto Insurance youcomparequotes 10002
3 Michigan Auto Insurance youcomparequotes 9988
2 South Dakota Auto Insurance youcomparequotes 9968
1 New Mexico Car Insurance youcomparequotes 9883
XE Login