Enter your ZIP code:

Maryland Car Insurance

Does the thought of buying car insurance bring visions of empty pockets to mind? Well, it doesn't have to be that way! Finding good coverage at a reasonable price can be done…using InsureMe. We take your Maryland car insurance request, match it up to agents in your area and let them compete for your business. Not only do you get the best car insurance prices out there—you get the quality coverage of your choice.

Let us get you up to five Maryland car insurance quotes today…and stop paying those ridiculous car insurance prices!


Maryland Car Insurance: Your Questions Answered

Choosing the right Maryland car insurance requires some forethought and savvy. Several considerations should be taken into account before making that final decision and signing on the dotted line.

Price is the factor foremost in most of our minds, as it directly impacts our budgets and bank accounts month after month. But other factors regarding our insurance companies are important too, including:

  • Company reputation and customer service
  • Office location and convenience
  • Length of time the company has been in business
  • Speed of claims processing

Consider all these factors and weigh the importance you place on each one before deciding on a Maryland car insurance company or agent.

State Requirements

Maryland drivers must purchase minimum amounts of car insurance coverage for the protection of everyone on the road. These types and amounts are required by law:

  1. Bodily Injury Liability: $20,000 per person, $40,000 per accident and $15,000 property damage
  2. Uninsured/Underinsured Motorist: Same minimums as bodily injury liability
  3. Personal Injury Protection (PIP): $2,500 (May be waived, depending on your health care coverage)

Licensed Maryland car insurance agents can explain these coverages further and help you decipher their affect on the cost of your Maryland car insurance.

Other Coverage You May Need

You may also need physical damage coverage. This pays for damage to your car, minus your deductible, in case of an accident, and includes both collision and comprehensive. Collision pays for damage incurred when you're involved in an accident with another automobile or fixed object. Comprehensive pays for damage due to other causes, such as hail, fire or theft.

Talk to a knowledgeable Maryland car insurance agent to determine if you need physical damage coverage for your car.

Discounts

Discounts are one way to help keep the cost of your Maryland car insurance down. Remember to ask your insurance agent what discounts are available and which ones you qualify for.

Some common discounts include those for:

  • Good driving records
  • Car safety devices
  • Car anti-theft devices
  • Multiple policy types combined
  • Good students
  • Renewal discounts
  • Organization memberships or employer plans

Maryland car insurance quotes provided by InsureMe can also take these discounts into consideration.

Insurance for High-Risk Drivers

If you have a record of accidents, speeding tickets or other violations, insurance companies consider you a high-risk driver—and it may become difficult to obtain a Maryland car insurance policy.

Some Maryland car insurance companies specialize in insuring this type of driver. However, if you find yourself in this situation and cannot find a licensed insurance company willing to insure you, seek coverage with the Maryland Automobile Insurance Fund (MAIF). Rates will be higher but, with a low future claims record, an improved violations record and timely insurance payments, you should eventually be classified as lower risk, enabling you to return to the usual Maryland car insurance market.

For more information on the MAIF, call 800-492-7120, or visit the MAIF Web site at www.maif.state.md.us.

More Information

More general information about Maryland car insurance is available from the Maryland Insurance Administration. Get in touch with them at 800-492-6116, or access their Web site at www.mdinsurance.state.md.us.

Get moving—submit your information today!

Cheaper Maryland car insurance is now within your reach. Submit your information to InsureMe, get the Maryland car insurance quotes you need and pocket the savings.

InsureMe makes it easy!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10923
101 Wyoming Auto Insurance youcomparequotes 10820
100 Wisconsin Car Insurance youcomparequotes 10445
99 Wisconsin Auto Insurance youcomparequotes 10528
98 West Virginia Car Insurance youcomparequotes 11446
97 West Virgina Auto Insurance youcomparequotes 10392
96 Washington, D.C. Car Insurance youcomparequotes 12046
95 Washington, D.C. Auto Insurance youcomparequotes 11075
94 Washington Car Insurance Quotes youcomparequotes 11556
93 Washington Auto Insurance Quotes youcomparequotes 11220
92 Virginia Car Insurance youcomparequotes 10887
91 Virginia Auto Insurance Quotes youcomparequotes 10900
90 Vermont Car Insurance youcomparequotes 13135
89 Vermont Auto Insurance youcomparequotes 10172
88 Utah Car Insurance youcomparequotes 10831
87 Utah Auto Insurance youcomparequotes 10635
86 Texas Car Insurance Quotes youcomparequotes 10858
85 Texas Auto Insurance Quotes youcomparequotes 10856
84 Tennessee Car Insurance youcomparequotes 10465
83 Tennessee Auto Insurance youcomparequotes 11039
82 South Dakota Car Insurance youcomparequotes 10701
81 South Dakota Auto Insurance youcomparequotes 9977
80 South Carolina Car Insurance youcomparequotes 10896
79 South Carolina Auto Insurance youcomparequotes 10773
78 Rhode Island Car Insurance youcomparequotes 10249
77 Rhode Island Auto Insurance youcomparequotes 10622
76 Pennsylvania Car Insurance Quotes youcomparequotes 10951
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11452
74 Oregon Car Insurance Quotes youcomparequotes 11107
73 Oregon Auto Insurance Quotes youcomparequotes 10762
72 Oklahoma Car Insurance youcomparequotes 10834
71 Oklahoma Auto Insurance youcomparequotes 10781
70 Ohio Car Insurance Quotes youcomparequotes 10512
69 Ohio Auto Insurance Quotes youcomparequotes 10437
68 North Dakota Car Insurance youcomparequotes 10518
67 North Dakota Auto Insurance youcomparequotes 10914
66 North Carolina Car Insurance youcomparequotes 14220
65 North Carolina Auto Insurance youcomparequotes 11202
64 New York Car Insurance Quotes youcomparequotes 10436
63 New York Auto Insurance Quotes youcomparequotes 11420
62 New Mexico Car Insurance youcomparequotes 9892
61 New Mexico Auto Insurance youcomparequotes 10011
60 New Jersey Car Insurance youcomparequotes 10240
59 New Jersey Auto Insurance youcomparequotes 10379
58 New Hampshire Car Insurance youcomparequotes 11291
57 New Hampshire Auto Insurance youcomparequotes 10904
56 Nevada Car Insurance youcomparequotes 10616
55 Nevada Auto Insurance youcomparequotes 10648
54 Nebraska Car Insurance youcomparequotes 10309
53 Nebraska Auto Insurance youcomparequotes 11273
52 Montana Car Insurance youcomparequotes 10333
51 Montana Auto Insurance youcomparequotes 10475
50 Missouri Car Insurance youcomparequotes 10633
49 Missouri Auto Insurance youcomparequotes 10531
48 Mississippi Car Insurance youcomparequotes 10943
47 Mississippi Auto Insurance youcomparequotes 10850
46 Minnesota Car Insurance Quotes youcomparequotes 11079
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11184
44 Michigan Car Insurance youcomparequotes 10267
43 Michigan Auto Insurance youcomparequotes 9995
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17306
41 Massachusetts Auto Insurance Reform youcomparequotes 11082
» Maryland Car Insurance youcomparequotes 11288
39 Maryland Auto Insurance youcomparequotes 11306
38 Maine Auto Insurance youcomparequotes 10956
37 Louisiana Car Insurance youcomparequotes 11255
36 Louisiana Auto Insurance youcomparequotes 10604
35 Kentucky Car Insurance youcomparequotes 10705
34 Kentucky Auto Insurance youcomparequotes 10422
33 Kansas Car Insurance youcomparequotes 10246
32 Kansas Auto Insurance youcomparequotes 10676
31 Iowa Car Insurance youcomparequotes 10538
30 Iowa Auto Insurance youcomparequotes 10553
29 Indiana Car Insurance youcomparequotes 10507
28 Indiana Auto Insurance youcomparequotes 10472
27 Illinois Car Insurance youcomparequotes 10489
26 Illinois Auto Insurance youcomparequotes 10135
25 Idaho Car Insurance youcomparequotes 10358
24 Idaho Auto Insurance youcomparequotes 10443
23 Hawaii Car Insurance youcomparequotes 10790
22 Hawaii Auto Insurance youcomparequotes 10877
21 Georgia Car Insurance youcomparequotes 10097
20 Georgia Auto Insurance Quotes youcomparequotes 10991
19 Florida Car Insurance Quotes youcomparequotes 12491
18 Florida Auto Insurance Quotes youcomparequotes 10432
17 Find Maine Car Insurance youcomparequotes 10399
16 Delaware Car Insurance youcomparequotes 10690
15 Delaware Auto Insurance youcomparequotes 10568
14 Connecticut Car Insurance youcomparequotes 10485
13 Connecticut Auto Insurance youcomparequotes 10312
12 Colorado Car Insurance Quotes youcomparequotes 10496
11 Colorado Auto Insurance youcomparequotes 10049
10 California Car Insurance Quotes youcomparequotes 10992
9 California Auto Insurance Quotes youcomparequotes 11134
8 Arkansas Car Insurance youcomparequotes 11385
7 Arkansas Auto Insurance youcomparequotes 10669
6 Arizona Car Insurance Quotes youcomparequotes 10623
5 Arizona Auto Insurance youcomparequotes 11058
4 Alaska Car Insurance youcomparequotes 10808
3 Alaska Auto Insurance youcomparequotes 11598
2 Alabama Car Insurance youcomparequotes 10277
1 Alabama Auto Insurance youcomparequotes 10780
XE Login