Enter your ZIP code:

Montana Auto Insurance

Are you looking for Montana auto insurance that doesn’t “break the bank”? Would you like to work with leading insurance providers who know what you need and work hard to provide it? Then you need InsureMe!

InsureMe, the first online insurance shopping network, exists to help you find the Montana auto insurance you need. Just submit your information in our quote box today for help finding the right Montana auto insurance coverage at the right price!


Important Montana Auto Insurance Facts

Approximately 21 Montana auto insurance companies write most of the policies in the state of Montana, according to the state auditor’s office. This provides a competitive marketplace when shopping for the right Montana auto insurance coverage.

Many of Montana’s drivers remain uninsured due to dangerous driving habits and low earnings. Protecting yourself with the most comprehensive coverage available ensures protection when you need it most—and when you least expect to need it.

Driving without Montana auto insurance can bring fines of $250 to $500, 10 days to six months in jail, and/or seizure of your license plates. In the future, it may also mean the inability to renew your plates, car registration and/or driver’s license. So drive safely and avoid these consequences by maintaining your Montana auto insurance coverage.

Liability Insurance

When you cause damage to others or their property in an accident, liability coverage pays for medical bills or necessary repairs related to that damage. This important Montana auto insurance, mandated by state law, is required on every vehicle in the following amounts: $25,000 bodily injury per person; $50,000 bodily injury per accident; and $10,000 property damage.

Uninsured Motorist Coverage

Although liability coverage is the only auto insurance required by law, most Montana auto insurance providers also recommend Uninsured Motorist insurance, which pays your own medical bills in case of an accident. Especially important in Montana, where approximately 20 to 30 percent of the population remains uninsured, this protection represents a coverage you really can’t afford to do without.

A licensed Montana auto insurance provider can help you determine whether you need any other types of coverage.

Premiums

Montana auto insurance companies base premiums on a variety of factors, including:

  1. Age
  2. Driving pattern
  3. Marital status
  4. Claims history
  5. Location
  6. Credit history

Your auto’s make, model and year of manufacture are also a consideration in premium calculations.

Although many Montanans don’t realize it, insurance premiums are calculated according to the driving records of all drivers living in the household. This includes both family members and roommates. Keep these things in mind when looking for the right Montana auto insurance.

Credit History

Most Montana auto insurance companies use your credit history to determine your insurance eligibility and the amount of your premiums. This is typically done by establishing a “credit score” based on information contained in your credit report.

Some of your rights regarding the use of credit scores by your insurance company include:

  • Knowing up front how Montana auto insurance providers use your credit information
  • Notification in writing when an insurer takes action against you based on your credit
  • Notification of specific reasons for denial based on your credit
  • Ability to file a complaint against an insurer if you aren’t satisfied with credit practices
  • Recalculation of your credit score based on more accurate information
  • Choosing your Montana auto insurance provider based on its use of credit information

If insurers don’t provide you with information regarding the use of your credit, ASK! Information is key to choosing the right Montana auto insurance company or agent.

Free Montana Auto Insurance Quotes

Ready to get up to five free Montana auto insurance quotes with the savings you deserve? Contact InsureMe today for free quotes, free information and the best network of agents around.


Free Auto Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Viewssort
102 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17297
101 North Carolina Car Insurance youcomparequotes 14211
100 Vermont Car Insurance youcomparequotes 13126
99 Florida Car Insurance Quotes youcomparequotes 12484
98 Washington, D.C. Car Insurance youcomparequotes 12037
97 Alaska Auto Insurance youcomparequotes 11591
96 Washington Car Insurance Quotes youcomparequotes 11547
95 Pennsylvania Auto Insurance Quotes youcomparequotes 11443
94 West Virginia Car Insurance youcomparequotes 11437
93 New York Auto Insurance Quotes youcomparequotes 11408
92 Arkansas Car Insurance youcomparequotes 11342
91 Maryland Auto Insurance youcomparequotes 11299
90 New Hampshire Car Insurance youcomparequotes 11282
89 Maryland Car Insurance youcomparequotes 11281
88 Nebraska Auto Insurance youcomparequotes 11264
87 Louisiana Car Insurance youcomparequotes 11248
86 Washington Auto Insurance Quotes youcomparequotes 11211
85 North Carolina Auto Insurance youcomparequotes 11193
84 Minnesota Auto Insurance Quotes and Information youcomparequotes 11175
83 California Auto Insurance Quotes youcomparequotes 11127
82 Oregon Car Insurance Quotes youcomparequotes 11098
81 Massachusetts Auto Insurance Reform youcomparequotes 11075
80 Minnesota Car Insurance Quotes youcomparequotes 11070
79 Washington, D.C. Auto Insurance youcomparequotes 11066
78 Arizona Auto Insurance youcomparequotes 11051
77 Tennessee Auto Insurance youcomparequotes 11030
76 California Car Insurance Quotes youcomparequotes 10985
75 Georgia Auto Insurance Quotes youcomparequotes 10984
74 Maine Auto Insurance youcomparequotes 10949
73 Pennsylvania Car Insurance Quotes youcomparequotes 10942
72 Mississippi Car Insurance youcomparequotes 10934
71 Wyoming Car Insurance youcomparequotes 10914
70 North Dakota Auto Insurance youcomparequotes 10905
69 New Hampshire Auto Insurance youcomparequotes 10895
68 Virginia Auto Insurance Quotes youcomparequotes 10891
67 South Carolina Car Insurance youcomparequotes 10887
66 Virginia Car Insurance youcomparequotes 10878
65 Hawaii Auto Insurance youcomparequotes 10870
64 Texas Car Insurance Quotes youcomparequotes 10849
63 Texas Auto Insurance Quotes youcomparequotes 10847
62 Mississippi Auto Insurance youcomparequotes 10841
61 Utah Car Insurance youcomparequotes 10822
60 Wyoming Auto Insurance youcomparequotes 10811
59 Oklahoma Car Insurance youcomparequotes 10801
58 Alaska Car Insurance youcomparequotes 10801
57 Hawaii Car Insurance youcomparequotes 10783
56 Alabama Auto Insurance youcomparequotes 10773
55 Oklahoma Auto Insurance youcomparequotes 10772
54 South Carolina Auto Insurance youcomparequotes 10764
53 Oregon Auto Insurance Quotes youcomparequotes 10753
52 Kentucky Car Insurance youcomparequotes 10698
51 South Dakota Car Insurance youcomparequotes 10692
50 Delaware Car Insurance youcomparequotes 10683
49 Kansas Auto Insurance youcomparequotes 10669
48 Arkansas Auto Insurance youcomparequotes 10662
47 Nevada Auto Insurance youcomparequotes 10638
46 Utah Auto Insurance youcomparequotes 10626
45 Missouri Car Insurance youcomparequotes 10624
44 Arizona Car Insurance Quotes youcomparequotes 10616
43 Rhode Island Auto Insurance youcomparequotes 10613
42 Nevada Car Insurance youcomparequotes 10605
41 Louisiana Auto Insurance youcomparequotes 10597
40 Delaware Auto Insurance youcomparequotes 10561
39 Iowa Auto Insurance youcomparequotes 10546
38 Iowa Car Insurance youcomparequotes 10531
37 Missouri Auto Insurance youcomparequotes 10522
36 Wisconsin Auto Insurance youcomparequotes 10519
35 North Dakota Car Insurance youcomparequotes 10509
34 Ohio Car Insurance Quotes youcomparequotes 10503
33 Indiana Car Insurance youcomparequotes 10500
32 Colorado Car Insurance Quotes youcomparequotes 10489
31 Illinois Car Insurance youcomparequotes 10482
30 Connecticut Car Insurance youcomparequotes 10478
» Montana Auto Insurance youcomparequotes 10466
28 Indiana Auto Insurance youcomparequotes 10465
27 Tennessee Car Insurance youcomparequotes 10456
26 Wisconsin Car Insurance youcomparequotes 10436
25 Idaho Auto Insurance youcomparequotes 10436
24 Ohio Auto Insurance Quotes youcomparequotes 10428
23 New York Car Insurance Quotes youcomparequotes 10427
22 Florida Auto Insurance Quotes youcomparequotes 10425
21 Kentucky Auto Insurance youcomparequotes 10415
20 Find Maine Car Insurance youcomparequotes 10392
19 West Virgina Auto Insurance youcomparequotes 10383
18 New Jersey Auto Insurance youcomparequotes 10370
17 Idaho Car Insurance youcomparequotes 10351
16 Montana Car Insurance youcomparequotes 10324
15 Connecticut Auto Insurance youcomparequotes 10305
14 Nebraska Car Insurance youcomparequotes 10299
13 Alabama Car Insurance youcomparequotes 10270
12 Michigan Car Insurance youcomparequotes 10258
11 Rhode Island Car Insurance youcomparequotes 10240
10 Kansas Car Insurance youcomparequotes 10239
9 New Jersey Car Insurance youcomparequotes 10231
8 Vermont Auto Insurance youcomparequotes 10163
7 Illinois Auto Insurance youcomparequotes 10128
6 Georgia Car Insurance youcomparequotes 10090
5 Colorado Auto Insurance youcomparequotes 10042
4 New Mexico Auto Insurance youcomparequotes 10002
3 Michigan Auto Insurance youcomparequotes 9988
2 South Dakota Auto Insurance youcomparequotes 9968
1 New Mexico Car Insurance youcomparequotes 9883
XE Login