Enter your ZIP code:

Nevada Auto Insurance

InsureMe recognizes the complexity of shopping for affordable Nevada auto insurance. That's why we're here to answer your questions and provide you with up to five free Nevada auto insurance quotes in your area.

Don't wait for that unexpected accident! Start shopping today!


The Fundamentals of Nevada Auto Insurance

What is auto insurance?

Auto insurance protects you from financial loss in the event of an accident. Your Nevada auto insurance policy is a contract between you and your insurance company which says that you agree to pay the premium and the insurance company agrees to pay for any losses or damages—as outlined in your policy.

Is it illegal to drive without Nevada auto insurance?

Yes. Nevada law requires all motorists to have liability coverage, which includes coverage for bodily injury and property damage. Your coverage can purchased as split level coverage or combined single limit coverage.

If you choose to purchase Nevada auto insurance as combined single limit coverage, the minimum allowed by Nevada law is $40,000. These are the following options for split limit coverage:

  • Option One: 15/30/10—$15,000 per person for bodily injury, $30,000 per accident for bodily injury and $10,000 per accident for property damage.
  • Option Two: 100/300/50—$100,000 per person for bodily injury, $300,000 per accident for bodily injury and $50,000 per accident for property damage.

The minimum limits of liability required by Nevada law is 15/30/10.

How much auto coverage do I need?

Before purchasing your Nevada auto insurance, ask yourself:

  • How will I pay to replace my possessions if they are stolen?
  • How will I pay to repair my property if it is damaged?
  • How will I pay legal fees and damage awards if I am sued by another motorist?

Remember that motorists injured because of your negligence can sue for more than your policy covers. You will want to consider this when purchasing your Nevada auto insurance. You will want to compare quotes and consider higher limits of coverage.

How will my Nevada auto insurance rates be determined?

Your agent will determine your Nevada auto insurance rate based upon the following information:

  • Your driving record
  • Your location
  • Your marital status
  • Your gender and age
  • The age and type of your automobile
  • Your prior insurance coverage
  • The number of miles you drive annually

In what ways can I save on my Nevada auto insurance?

Insurers award discounts to individuals they consider a lower risk. Make sure you ask your agent about these discounts for your Nevada auto insurance policy:

  • Insuring multiple vehicles. Yes, insurance companies want your business. But it is also easier for them to underwrite individuals they know—which saves money for all parties involved.
  • "Good student" discounts. Insurers have found that students maintaining a B average or better tend to be more responsible drivers.
  • Taking extra safety measures. Insurers are required to give discounts to persons over the age of 55 who have completed a driver's education course approved by the Department of Motor Vehicles. Stepping up security in your vehicle can also warrant a discount.
  • Keeping leisurely drives to a minimum. The fewer miles you drive, the lower your risk of getting into an accident. Some insurers also offer discounts for individuals who carpool.

What if I still have questions on Nevada auto insurance?

You can contact the Nevada Department of Insurance in Carson City at (775) 687-4270 and in Las Vegas at (702) 486-4009, or visit them at www.doi.state.nv.us.

Don't Wait for the Unexpected! Start Shopping Today!

Use InsureMe's free referral service and start saving on your Nevada auto insurance today!


Free Auto Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10853
101 Wyoming Auto Insurance youcomparequotes 10747
100 Wisconsin Car Insurance youcomparequotes 10370
99 Wisconsin Auto Insurance youcomparequotes 10455
98 West Virginia Car Insurance youcomparequotes 11372
97 West Virgina Auto Insurance youcomparequotes 10320
96 Washington, D.C. Car Insurance youcomparequotes 11973
95 Washington, D.C. Auto Insurance youcomparequotes 11006
94 Washington Car Insurance Quotes youcomparequotes 11485
93 Washington Auto Insurance Quotes youcomparequotes 11151
92 Virginia Car Insurance youcomparequotes 10814
91 Virginia Auto Insurance Quotes youcomparequotes 10830
90 Vermont Car Insurance youcomparequotes 13061
89 Vermont Auto Insurance youcomparequotes 10098
88 Utah Car Insurance youcomparequotes 10761
87 Utah Auto Insurance youcomparequotes 10572
86 Texas Car Insurance Quotes youcomparequotes 10796
85 Texas Auto Insurance Quotes youcomparequotes 10793
84 Tennessee Car Insurance youcomparequotes 10396
83 Tennessee Auto Insurance youcomparequotes 10996
82 South Dakota Car Insurance youcomparequotes 10660
81 South Dakota Auto Insurance youcomparequotes 9935
80 South Carolina Car Insurance youcomparequotes 10854
79 South Carolina Auto Insurance youcomparequotes 10731
78 Rhode Island Car Insurance youcomparequotes 10208
77 Rhode Island Auto Insurance youcomparequotes 10581
76 Pennsylvania Car Insurance Quotes youcomparequotes 10910
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11397
74 Oregon Car Insurance Quotes youcomparequotes 11066
73 Oregon Auto Insurance Quotes youcomparequotes 10721
72 Oklahoma Car Insurance youcomparequotes 10767
71 Oklahoma Auto Insurance youcomparequotes 10736
70 Ohio Car Insurance Quotes youcomparequotes 10467
69 Ohio Auto Insurance Quotes youcomparequotes 10396
68 North Dakota Car Insurance youcomparequotes 10477
67 North Dakota Auto Insurance youcomparequotes 10873
66 North Carolina Car Insurance youcomparequotes 14169
65 North Carolina Auto Insurance youcomparequotes 11158
64 New York Car Insurance Quotes youcomparequotes 10394
63 New York Auto Insurance Quotes youcomparequotes 11349
62 New Mexico Car Insurance youcomparequotes 9851
61 New Mexico Auto Insurance youcomparequotes 9970
60 New Jersey Car Insurance youcomparequotes 10199
59 New Jersey Auto Insurance youcomparequotes 10338
58 New Hampshire Car Insurance youcomparequotes 11241
57 New Hampshire Auto Insurance youcomparequotes 10862
56 Nevada Car Insurance youcomparequotes 10572
» Nevada Auto Insurance youcomparequotes 10605
54 Nebraska Car Insurance youcomparequotes 10249
53 Nebraska Auto Insurance youcomparequotes 11221
52 Montana Car Insurance youcomparequotes 10276
51 Montana Auto Insurance youcomparequotes 10434
50 Missouri Car Insurance youcomparequotes 10592
49 Missouri Auto Insurance youcomparequotes 10490
48 Mississippi Car Insurance youcomparequotes 10900
47 Mississippi Auto Insurance youcomparequotes 10801
46 Minnesota Car Insurance Quotes youcomparequotes 11037
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11137
44 Michigan Car Insurance youcomparequotes 10226
43 Michigan Auto Insurance youcomparequotes 9956
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17257
41 Massachusetts Auto Insurance Reform youcomparequotes 11043
40 Maryland Car Insurance youcomparequotes 11241
39 Maryland Auto Insurance youcomparequotes 11259
38 Maine Auto Insurance youcomparequotes 10917
37 Louisiana Car Insurance youcomparequotes 11202
36 Louisiana Auto Insurance youcomparequotes 10565
35 Kentucky Car Insurance youcomparequotes 10665
34 Kentucky Auto Insurance youcomparequotes 10377
33 Kansas Car Insurance youcomparequotes 10207
32 Kansas Auto Insurance youcomparequotes 10636
31 Iowa Car Insurance youcomparequotes 10499
30 Iowa Auto Insurance youcomparequotes 10512
29 Indiana Car Insurance youcomparequotes 10468
28 Indiana Auto Insurance youcomparequotes 10433
27 Illinois Car Insurance youcomparequotes 10450
26 Illinois Auto Insurance youcomparequotes 10097
25 Idaho Car Insurance youcomparequotes 10319
24 Idaho Auto Insurance youcomparequotes 10405
23 Hawaii Car Insurance youcomparequotes 10752
22 Hawaii Auto Insurance youcomparequotes 10839
21 Georgia Car Insurance youcomparequotes 10058
20 Georgia Auto Insurance Quotes youcomparequotes 10953
19 Florida Car Insurance Quotes youcomparequotes 12442
18 Florida Auto Insurance Quotes youcomparequotes 10393
17 Find Maine Car Insurance youcomparequotes 10361
16 Delaware Car Insurance youcomparequotes 10652
15 Delaware Auto Insurance youcomparequotes 10529
14 Connecticut Car Insurance youcomparequotes 10446
13 Connecticut Auto Insurance youcomparequotes 10269
12 Colorado Car Insurance Quotes youcomparequotes 10458
11 Colorado Auto Insurance youcomparequotes 10010
10 California Car Insurance Quotes youcomparequotes 10953
9 California Auto Insurance Quotes youcomparequotes 11092
8 Arkansas Car Insurance youcomparequotes 10968
7 Arkansas Auto Insurance youcomparequotes 10630
6 Arizona Car Insurance Quotes youcomparequotes 10585
5 Arizona Auto Insurance youcomparequotes 11018
4 Alaska Car Insurance youcomparequotes 10762
3 Alaska Auto Insurance youcomparequotes 11555
2 Alabama Car Insurance youcomparequotes 10239
1 Alabama Auto Insurance youcomparequotes 10757
XE Login