InsureMe recognizes the complexity of shopping for affordable Nevada auto insurance. That's why we're here to answer your questions and provide you with up to five free Nevada auto insurance quotes in your area.
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What is auto insurance?
Auto insurance protects you from financial loss in the event of an accident. Your Nevada auto insurance policy is a contract between you and your insurance company which says that you agree to pay the premium and the insurance company agrees to pay for any losses or damages—as outlined in your policy.
Is it illegal to drive without Nevada auto insurance?
Yes. Nevada law requires all motorists to have liability coverage, which includes coverage for bodily injury and property damage. Your coverage can purchased as split level coverage or combined single limit coverage.
If you choose to purchase Nevada auto insurance as combined single limit coverage, the minimum allowed by Nevada law is $40,000. These are the following options for split limit coverage:
The minimum limits of liability required by Nevada law is 15/30/10.
How much auto coverage do I need?
Before purchasing your Nevada auto insurance, ask yourself:
Remember that motorists injured because of your negligence can sue for more than your policy covers. You will want to consider this when purchasing your Nevada auto insurance. You will want to compare quotes and consider higher limits of coverage.
How will my Nevada auto insurance rates be determined?
Your agent will determine your Nevada auto insurance rate based upon the following information:
In what ways can I save on my Nevada auto insurance?
Insurers award discounts to individuals they consider a lower risk. Make sure you ask your agent about these discounts for your Nevada auto insurance policy:
What if I still have questions on Nevada auto insurance?
You can contact the Nevada Department of Insurance in Carson City at (775) 687-4270 and in Las Vegas at (702) 486-4009, or visit them at www.doi.state.nv.us.
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