Enter your ZIP code:

Nevada Car Insurance

A recent study by the National Association of Insurance Commissioners found that the average car insurance premium in 2001 was $717.70 per year for one vehicle.

The same study also found that Nevada had the 7th highest car insurance premium in the country at $851.15 per year for one vehicle.

InsureMe recognizes the complexity of shopping for affordable Nevada car insurance. That's why we're here to answer your questions and provide you with up to five free Nevada car insurance quotes in your area.

Don't wait for that unexpected accident! Start shopping today!


Your Nevada Car Insurance Questions Answered

What will Nevada car insurance do for me?

A Nevada car insurance policy will protect you from monetary loss in the event of an accident. Your car insurance policy is also an agreement between you and your company which affirms that in exchange for paying the premiums, the insurance company will cover any losses—as outlined in your policy.

Can I drive without Nevada car insurance?

No. Nevada law requires all motorists to have liability coverage, which includes coverage for bodily injury and property damage. This coverage can be purchased as split limit coverage or combined single limit coverage.

If you choose to purchase Nevada car insurance as combined single limit coverage, the minimum allowed by Nevada law is $40,000. Here are the following options for split limit coverage:

  • Option One: 15/30/10 — $15,000 per person for bodily injury, $30,000 per accident for bodily injury and $10,000 per accident for property damage.
  • Option Two: 100/300/50 — $100,000 per person for bodily injury, $300,000 per accident for bodily injury and $50,000 per accident for property damage.

The minimum limits of liability required by Nevada law is 15/30/10.

Will I be required to carry comprehensive and collision coverage in my Nevada car insurance policy?

Comprehensive and collision coverage are not requirements for Nevada car insurance. However, it is important to note that if you borrowed money to finance your car, the lender will most likely require you to carry such coverage until the loan is paid in full.

Is it mandatory to carry uninsured motorist coverage?

No, but all Nevada car insurance companies are required to offer you uninsured/underinsured motorist coverage in an equal amount to your bodily injury coverage.

I plan to lease. How will this affect my Nevada car insurance policy?

Be sure to check your lease agreement! As a general rule, lease agreements require you to carry liability coverage in the amount of $100,000 per person, $300,000 per accident and may require you to carry more than the $10,000 in property damage coverage normally required by Nevada law.

In what ways can I save on my Nevada car insurance?

Your Nevada car insurance rates will be determined by such factors as driving record, credit history, location, gender and age, marital status and age and type of your vehicle. The Insurance Information Institute offers these additional tips for saving money on Nevada car insurance:

  • Ask about discounts — You will find that many companies offer discounted rates to "good students" and also to those who have purchased another form of insurance (homeowners, for example) through the same company.
  • Check special prices for group policies.
  • Increase your deductible.
  • Insure all cars with the same Nevada insurance company.

What if I still have questions on Nevada car insurance?

You can contact the Nevada Department of Insurance in Carson City at (775) 687-4270 and in Las Vegas at (702) 486-4009, or visit them at www.doi.state.nv.us.

Don't Wait for the Unexpected!

By entering your information to the right, InsureMe will give you up to five free quotes for affordable Nevada car insurance!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  

List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10923
101 Wyoming Auto Insurance youcomparequotes 10820
100 Wisconsin Car Insurance youcomparequotes 10445
99 Wisconsin Auto Insurance youcomparequotes 10528
98 West Virginia Car Insurance youcomparequotes 11446
97 West Virgina Auto Insurance youcomparequotes 10392
96 Washington, D.C. Car Insurance youcomparequotes 12046
95 Washington, D.C. Auto Insurance youcomparequotes 11075
94 Washington Car Insurance Quotes youcomparequotes 11556
93 Washington Auto Insurance Quotes youcomparequotes 11220
92 Virginia Car Insurance youcomparequotes 10887
91 Virginia Auto Insurance Quotes youcomparequotes 10900
90 Vermont Car Insurance youcomparequotes 13135
89 Vermont Auto Insurance youcomparequotes 10172
88 Utah Car Insurance youcomparequotes 10831
87 Utah Auto Insurance youcomparequotes 10635
86 Texas Car Insurance Quotes youcomparequotes 10858
85 Texas Auto Insurance Quotes youcomparequotes 10856
84 Tennessee Car Insurance youcomparequotes 10465
83 Tennessee Auto Insurance youcomparequotes 11039
82 South Dakota Car Insurance youcomparequotes 10701
81 South Dakota Auto Insurance youcomparequotes 9977
80 South Carolina Car Insurance youcomparequotes 10896
79 South Carolina Auto Insurance youcomparequotes 10773
78 Rhode Island Car Insurance youcomparequotes 10249
77 Rhode Island Auto Insurance youcomparequotes 10622
76 Pennsylvania Car Insurance Quotes youcomparequotes 10951
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11452
74 Oregon Car Insurance Quotes youcomparequotes 11107
73 Oregon Auto Insurance Quotes youcomparequotes 10762
72 Oklahoma Car Insurance youcomparequotes 10834
71 Oklahoma Auto Insurance youcomparequotes 10781
70 Ohio Car Insurance Quotes youcomparequotes 10512
69 Ohio Auto Insurance Quotes youcomparequotes 10437
68 North Dakota Car Insurance youcomparequotes 10518
67 North Dakota Auto Insurance youcomparequotes 10914
66 North Carolina Car Insurance youcomparequotes 14220
65 North Carolina Auto Insurance youcomparequotes 11202
64 New York Car Insurance Quotes youcomparequotes 10436
63 New York Auto Insurance Quotes youcomparequotes 11420
62 New Mexico Car Insurance youcomparequotes 9892
61 New Mexico Auto Insurance youcomparequotes 10011
60 New Jersey Car Insurance youcomparequotes 10240
59 New Jersey Auto Insurance youcomparequotes 10379
58 New Hampshire Car Insurance youcomparequotes 11291
57 New Hampshire Auto Insurance youcomparequotes 10904
» Nevada Car Insurance youcomparequotes 10616
55 Nevada Auto Insurance youcomparequotes 10648
54 Nebraska Car Insurance youcomparequotes 10309
53 Nebraska Auto Insurance youcomparequotes 11273
52 Montana Car Insurance youcomparequotes 10333
51 Montana Auto Insurance youcomparequotes 10475
50 Missouri Car Insurance youcomparequotes 10633
49 Missouri Auto Insurance youcomparequotes 10531
48 Mississippi Car Insurance youcomparequotes 10943
47 Mississippi Auto Insurance youcomparequotes 10850
46 Minnesota Car Insurance Quotes youcomparequotes 11079
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11184
44 Michigan Car Insurance youcomparequotes 10267
43 Michigan Auto Insurance youcomparequotes 9995
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17306
41 Massachusetts Auto Insurance Reform youcomparequotes 11082
40 Maryland Car Insurance youcomparequotes 11288
39 Maryland Auto Insurance youcomparequotes 11306
38 Maine Auto Insurance youcomparequotes 10956
37 Louisiana Car Insurance youcomparequotes 11255
36 Louisiana Auto Insurance youcomparequotes 10604
35 Kentucky Car Insurance youcomparequotes 10705
34 Kentucky Auto Insurance youcomparequotes 10422
33 Kansas Car Insurance youcomparequotes 10246
32 Kansas Auto Insurance youcomparequotes 10676
31 Iowa Car Insurance youcomparequotes 10538
30 Iowa Auto Insurance youcomparequotes 10553
29 Indiana Car Insurance youcomparequotes 10507
28 Indiana Auto Insurance youcomparequotes 10472
27 Illinois Car Insurance youcomparequotes 10489
26 Illinois Auto Insurance youcomparequotes 10135
25 Idaho Car Insurance youcomparequotes 10358
24 Idaho Auto Insurance youcomparequotes 10443
23 Hawaii Car Insurance youcomparequotes 10790
22 Hawaii Auto Insurance youcomparequotes 10877
21 Georgia Car Insurance youcomparequotes 10097
20 Georgia Auto Insurance Quotes youcomparequotes 10991
19 Florida Car Insurance Quotes youcomparequotes 12491
18 Florida Auto Insurance Quotes youcomparequotes 10432
17 Find Maine Car Insurance youcomparequotes 10399
16 Delaware Car Insurance youcomparequotes 10690
15 Delaware Auto Insurance youcomparequotes 10568
14 Connecticut Car Insurance youcomparequotes 10485
13 Connecticut Auto Insurance youcomparequotes 10312
12 Colorado Car Insurance Quotes youcomparequotes 10496
11 Colorado Auto Insurance youcomparequotes 10049
10 California Car Insurance Quotes youcomparequotes 10992
9 California Auto Insurance Quotes youcomparequotes 11134
8 Arkansas Car Insurance youcomparequotes 11385
7 Arkansas Auto Insurance youcomparequotes 10669
6 Arizona Car Insurance Quotes youcomparequotes 10623
5 Arizona Auto Insurance youcomparequotes 11058
4 Alaska Car Insurance youcomparequotes 10808
3 Alaska Auto Insurance youcomparequotes 11598
2 Alabama Car Insurance youcomparequotes 10277
1 Alabama Auto Insurance youcomparequotes 10780
XE Login