Enter your ZIP code:

New Hampshire Auto Insurance

With the risk and expense of car accidents mounting yearly, driving without New Hampshire auto insurance just doesn’t make sense.

You can get the right protection at the right price! InsureMe created our New Hampshire auto insurance shopping service just for you—and we can find the policy you need at a price you can afford. Just submit your information in our quote box, and we’ll find up to five New Hampshire auto insurance agents ready to compete for your business.

Don’t take any chances with your car—or your life. Contact InsureMe today!


Common Questions about New Hampshire Auto Insurance

“Do I HAVE to have insurance to drive my car?”

No. But if you chose not to purchase New Hampshire auto insurance, you must be able to show proof of sufficient assets to pay any claims on your own if you cause an accident. This is referred to as financial responsibility.

If, like most New Hampshire residents, you do not have considerable resources from which to pay for damages you may cause others, you should seriously consider buying a New Hampshire auto insurance policy.

“How much insurance do I need to buy?”

  • Liability coverage of $25,000 per person, $50,000 per accident and $25,000 for property damage
  • $5,000 in medical payments coverage
  • Uninsured motorist coverage of at least $25,000 per person and $50,000 per accident.

  • Liability coverage of $25,000 per person, $50,000 per accident and $25,000 for property damage
  • $5,000 in medical payments coverage
  • Uninsured motorist coverage of at least $25,000 per person and $50,000 per accident.

  • Liability coverage of $25,000 per person, $50,000 per accident and $25,000 for property damage
  • $5,000 in medical payments coverage
  • Uninsured motorist coverage of at least $25,000 per person and $50,000 per accident.

  • Liability coverage of $25,000 per person, $50,000 per accident and $25,000 for property damage
  • $5,000 in medical payments coverage
  • Uninsured motorist coverage of at least $25,000 per person and $50,000 per accident.

  • Liability coverage of $25,000 per person, $50,000 per accident and $25,000 for property damage
  • $5,000 in medical payments coverage
  • Uninsured motorist coverage of at least $25,000 per person and $50,000 per accident.

The minimum amounts you must purchase, according to state law, include:

  • Liability coverage of $25,000 per person, $50,000 per accident and $25,000 for property damage
  • $5,000 in medical payments coverage
  • Uninsured motorist coverage of at least $25,000 per person and $50,000 per accident.

“How do New Hampshire auto insurance companies set rates?”

The price you pay for your New Hampshire auto insurance premiums is decided by the behavior of the state’s drivers as a whole. Insurers take the total cost of insuring all drivers and divide it up amongst the entire pool.

However, costs are NOT spread out evenly. The percentage you pay of this total amount for your New Hampshire auto insurance depends on things like your driving record, where you live, your age and the kind of car you drive.

Not all New Hampshire auto insurance companies compute premiums in the same manner, however. So you may be quoted several different rates on the exact same coverage. Be sure to shop around and get several quotes before deciding on any particular policy.

“What should I look for in an auto insurance policy?”

Shopping for New Hampshire auto insurance can be a time-consuming process. But knowing what to look for and what to ask can make that search much more efficient.

Following are some tips to help you:

  • Shop carefully. Comparison shop between different agents and policies, obtaining several quotes.
  • Fill out your application completely and accurately. Misrepresentations and omissions are considered fraud, and can be prosecuted under New Hampshire state law.
  • Find a reliable agent. Look for an agent who is licensed, reliable and helpful.
  • Understand what you are buying. Ask for details and explanations of anything you don’t understand. Do NOT sign anything until you understand the policy completely.
  • Do not accept high-pressure tactics. Report harassment by insurance companies or agents to the New Hampshire Department of Insurance.
  • Do not be misled by advertising. You are the only one who can determine if a particular insurance policy is right for you.

“How do I file a claim if I need to?”

If you need to file a claim against your New Hampshire auto insurance, the I.I.I. recommends following these steps:

  1. Call your insurance agent right away, regardless who is at fault. Your insurance agent can tell you whether or not you are covered for this particular loss.
  2. Ask your agent or company representative how to proceed and what forms or documents are needed to support your claim.
  3. Supply all requested information, fill out all forms carefully, and keep copies of any accident-related bills and records of any and all correspondence.
  4. Find out if there is a time limit for filing your claim and submitting bills; whether or not you need to get repair estimates for your car; and when you can expect to hear from your insurance company regarding your claim.
  5. If you have any questions, contact your New Hampshire auto insurance agent or company, or call the New Hampshire Department of Insurance at 800-852-3416.

“Who can I ask if I have more questions?”

For more questions about New Hampshire auto insurance, talk to a licensed state insurer, or contact the New Hampshire Department of Insurance at 800-852-3416. You can also reach the department online at www.state.nh.us/insurance.

Make sure you’re covered!

Quality coverage is attainable with the help of InsureMe. Contact us today for the protection you may need tomorrow.

We’ll be waiting to hear from you. Act TODAY!



Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  

List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10874
101 Wyoming Auto Insurance youcomparequotes 10771
100 Wisconsin Car Insurance youcomparequotes 10394
99 Wisconsin Auto Insurance youcomparequotes 10478
98 West Virginia Car Insurance youcomparequotes 11396
97 West Virgina Auto Insurance youcomparequotes 10342
96 Washington, D.C. Car Insurance youcomparequotes 11996
95 Washington, D.C. Auto Insurance youcomparequotes 11026
94 Washington Car Insurance Quotes youcomparequotes 11507
93 Washington Auto Insurance Quotes youcomparequotes 11170
92 Virginia Car Insurance youcomparequotes 10838
91 Virginia Auto Insurance Quotes youcomparequotes 10851
90 Vermont Car Insurance youcomparequotes 13084
89 Vermont Auto Insurance youcomparequotes 10122
88 Utah Car Insurance youcomparequotes 10782
87 Utah Auto Insurance youcomparequotes 10588
86 Texas Car Insurance Quotes youcomparequotes 10810
85 Texas Auto Insurance Quotes youcomparequotes 10808
84 Tennessee Car Insurance youcomparequotes 10415
83 Tennessee Auto Insurance youcomparequotes 11001
82 South Dakota Car Insurance youcomparequotes 10663
81 South Dakota Auto Insurance youcomparequotes 9939
80 South Carolina Car Insurance youcomparequotes 10858
79 South Carolina Auto Insurance youcomparequotes 10735
78 Rhode Island Car Insurance youcomparequotes 10211
77 Rhode Island Auto Insurance youcomparequotes 10584
76 Pennsylvania Car Insurance Quotes youcomparequotes 10913
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11408
74 Oregon Car Insurance Quotes youcomparequotes 11069
73 Oregon Auto Insurance Quotes youcomparequotes 10724
72 Oklahoma Car Insurance youcomparequotes 10771
71 Oklahoma Auto Insurance youcomparequotes 10741
70 Ohio Car Insurance Quotes youcomparequotes 10472
69 Ohio Auto Insurance Quotes youcomparequotes 10399
68 North Dakota Car Insurance youcomparequotes 10480
67 North Dakota Auto Insurance youcomparequotes 10876
66 North Carolina Car Insurance youcomparequotes 14177
65 North Carolina Auto Insurance youcomparequotes 11162
64 New York Car Insurance Quotes youcomparequotes 10398
63 New York Auto Insurance Quotes youcomparequotes 11363
62 New Mexico Car Insurance youcomparequotes 9854
61 New Mexico Auto Insurance youcomparequotes 9973
60 New Jersey Car Insurance youcomparequotes 10202
59 New Jersey Auto Insurance youcomparequotes 10341
58 New Hampshire Car Insurance youcomparequotes 11249
» New Hampshire Auto Insurance youcomparequotes 10866
56 Nevada Car Insurance youcomparequotes 10576
55 Nevada Auto Insurance youcomparequotes 10609
54 Nebraska Car Insurance youcomparequotes 10263
53 Nebraska Auto Insurance youcomparequotes 11230
52 Montana Car Insurance youcomparequotes 10286
51 Montana Auto Insurance youcomparequotes 10437
50 Missouri Car Insurance youcomparequotes 10595
49 Missouri Auto Insurance youcomparequotes 10493
48 Mississippi Car Insurance youcomparequotes 10905
47 Mississippi Auto Insurance youcomparequotes 10808
46 Minnesota Car Insurance Quotes youcomparequotes 11041
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11143
44 Michigan Car Insurance youcomparequotes 10229
43 Michigan Auto Insurance youcomparequotes 9959
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17263
41 Massachusetts Auto Insurance Reform youcomparequotes 11046
40 Maryland Car Insurance youcomparequotes 11249
39 Maryland Auto Insurance youcomparequotes 11266
38 Maine Auto Insurance youcomparequotes 10920
37 Louisiana Car Insurance youcomparequotes 11211
36 Louisiana Auto Insurance youcomparequotes 10568
35 Kentucky Car Insurance youcomparequotes 10669
34 Kentucky Auto Insurance youcomparequotes 10386
33 Kansas Car Insurance youcomparequotes 10210
32 Kansas Auto Insurance youcomparequotes 10640
31 Iowa Car Insurance youcomparequotes 10502
30 Iowa Auto Insurance youcomparequotes 10515
29 Indiana Car Insurance youcomparequotes 10472
28 Indiana Auto Insurance youcomparequotes 10437
27 Illinois Car Insurance youcomparequotes 10454
26 Illinois Auto Insurance youcomparequotes 10100
25 Idaho Car Insurance youcomparequotes 10323
24 Idaho Auto Insurance youcomparequotes 10408
23 Hawaii Car Insurance youcomparequotes 10755
22 Hawaii Auto Insurance youcomparequotes 10842
21 Georgia Car Insurance youcomparequotes 10062
20 Georgia Auto Insurance Quotes youcomparequotes 10956
19 Florida Car Insurance Quotes youcomparequotes 12451
18 Florida Auto Insurance Quotes youcomparequotes 10397
17 Find Maine Car Insurance youcomparequotes 10364
16 Delaware Car Insurance youcomparequotes 10655
15 Delaware Auto Insurance youcomparequotes 10533
14 Connecticut Car Insurance youcomparequotes 10450
13 Connecticut Auto Insurance youcomparequotes 10274
12 Colorado Car Insurance Quotes youcomparequotes 10461
11 Colorado Auto Insurance youcomparequotes 10014
10 California Car Insurance Quotes youcomparequotes 10957
9 California Auto Insurance Quotes youcomparequotes 11097
8 Arkansas Car Insurance youcomparequotes 11134
7 Arkansas Auto Insurance youcomparequotes 10634
6 Arizona Car Insurance Quotes youcomparequotes 10588
5 Arizona Auto Insurance youcomparequotes 11023
4 Alaska Car Insurance youcomparequotes 10766
3 Alaska Auto Insurance youcomparequotes 11561
2 Alabama Car Insurance youcomparequotes 10242
1 Alabama Auto Insurance youcomparequotes 10757
XE Login