Enter your ZIP code:

New York Auto Insurance Quotes

You've arrived at InsureMe's New York auto quotes and information page.

Our purpose at InsureMe is to provide you with the assistance you need in purchasing your New York auto insurance. All we ask is that you furnish us with a little information, and we'll send you the names of up to five New York auto insurance agents who can competitively service your auto insurance needs. It doesn't get much easier than that!

Why not give us a try and experience the savings today?


 

Healthy competition exists amongst auto insurers in New York. Nearly 270 New York insurers currently write auto insurance policies, with over $8 billion generated annually. Choosing your New York auto insurance agent and company wisely will help insure you get the auto insurance protection you and your family deserve.

Required and Optional Coverages

Required Coverages

Residents of New York are required to purchase certain minimum amounts of auto insurance to satisfy the financial responsibilities of owning and operating an automobile. These coverages include:

  • Personal Injury Protection (PIP)
  • Bodily Injury Liability—Protects you against claims alleging your negligence or fault in an accident. State-mandated minimums are $25,000/$50,000, with limits of $50,000/$100,000 respectively in the event of death.
  • Uninsured Motorists—Provides bodily injury protection for you and your family members, as well as anyone to whom you give permission to drive your automobile. Required minimums are the same as those for bodily injury liability.
  • Property Damage Liability—Insures against damage to another person's automobile or property. State-mandated minimum is $10,000.

Optional Coverages

New York auto insurance companies also offer additional protection through coverages not extended in state-mandated minimums. These types of insurance further protect you and your family in case of an auto accident. Some non-required options include uninsured motorist, comprehensive and collision coverages. Ask a licensed New York auto insurer to explain these added policies, their coverages and prices.

About Cancellation/Nonrenewal

New York auto insurance companies are not allowed to cancel or nonrenew your auto insurance policy once it is in force for 60 days unless your driver's license is suspended, you do not pay your premium, or you commit fraud through misrepresentation. Notice of mid-term cancellation must be sent at least 20 days prior to its effective date, and must list the reason/s for your policy's termination. A recent change in New York law also requires that any cancellation due to nonpayment clearly state the amount outstanding.

New York auto insurance renewal periods occur once a year. By state law, your New York insurer must renew your policy unless giving you at least 45 to 60 days advance written notice of its intention not to do so.

Money-Saving Tips

Tips for lowering your New York auto insurance premium include:

  • Find out what insurance will cost before you buy a car.
  • Set deductibles at the highest possible levels.
  • Inquire with your New York auto insurance company about any discounts available, such as multiple-auto or multiple-policy discounts.
  • Drive safely.
  • Don't drink and drive.
  • Maintain a good payment record.
  • Comparison shop through an insurance referral service like InsureMe.

Insurance Ratings

It is important to scrutinize an insurer's financial stability ratings and complaint history before purchasing your New York life insurance policy. This type of information can be obtained through the following consumer rating companies, provided by the Insurance Information Institute (I.I.I.):

  • A.M. Best
    Oldwick, New Jersey 08858
    908-439-2200
    www.ambest.com
  • Moody's Investors Services
    99 Church St.
    New York, N.Y. 10007
    212-553-0300
    www.moodys.com
  • Standard & Poor's Insurance Ratings Service
    55 Water St.
    New York, N.Y. 10041
    212-438-2000
    www.standardandpoor.com
  • Weiss Research
    4176 Burns Road
    Palm Beach Gardens, FL 33410
    800-289-9222
    www.weissratings.com

Thank you for visiting our New York auto insurance information site. We hope we have provided you with sufficient information to make a wise auto insurance purchasing decision.

If you have questions or need further information about New York auto insurance, speak to a licensed New York auto insurance agent, or contact the New York Department of Insurance online at www.ins.state.ny.us or by phone at 800-342-3736.

Let InsureMe do the work for you!

Don't invest countless hours searching for the right New York auto insurance company and the right insurance agent. Let InsureMe find them for you!

Just fill out our information box above, and we'll refer you to knowledgeable New York insurance agents who can help answer your questions and meet your auto insurance needs.

Click on the box above and get started now!


Free Car Insurance Quotes!  
Free Home Insurance Quotes! 
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10913
101 Wyoming Auto Insurance youcomparequotes 10810
100 Wisconsin Car Insurance youcomparequotes 10435
99 Wisconsin Auto Insurance youcomparequotes 10518
98 West Virginia Car Insurance youcomparequotes 11436
97 West Virgina Auto Insurance youcomparequotes 10382
96 Washington, D.C. Car Insurance youcomparequotes 12036
95 Washington, D.C. Auto Insurance youcomparequotes 11065
94 Washington Car Insurance Quotes youcomparequotes 11546
93 Washington Auto Insurance Quotes youcomparequotes 11210
92 Virginia Car Insurance youcomparequotes 10877
91 Virginia Auto Insurance Quotes youcomparequotes 10890
90 Vermont Car Insurance youcomparequotes 13125
89 Vermont Auto Insurance youcomparequotes 10162
88 Utah Car Insurance youcomparequotes 10821
87 Utah Auto Insurance youcomparequotes 10625
86 Texas Car Insurance Quotes youcomparequotes 10848
85 Texas Auto Insurance Quotes youcomparequotes 10846
84 Tennessee Car Insurance youcomparequotes 10455
83 Tennessee Auto Insurance youcomparequotes 11029
82 South Dakota Car Insurance youcomparequotes 10691
81 South Dakota Auto Insurance youcomparequotes 9967
80 South Carolina Car Insurance youcomparequotes 10886
79 South Carolina Auto Insurance youcomparequotes 10763
78 Rhode Island Car Insurance youcomparequotes 10239
77 Rhode Island Auto Insurance youcomparequotes 10612
76 Pennsylvania Car Insurance Quotes youcomparequotes 10941
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11442
74 Oregon Car Insurance Quotes youcomparequotes 11097
73 Oregon Auto Insurance Quotes youcomparequotes 10752
72 Oklahoma Car Insurance youcomparequotes 10800
71 Oklahoma Auto Insurance youcomparequotes 10771
70 Ohio Car Insurance Quotes youcomparequotes 10502
69 Ohio Auto Insurance Quotes youcomparequotes 10427
68 North Dakota Car Insurance youcomparequotes 10508
67 North Dakota Auto Insurance youcomparequotes 10904
66 North Carolina Car Insurance youcomparequotes 14210
65 North Carolina Auto Insurance youcomparequotes 11192
64 New York Car Insurance Quotes youcomparequotes 10426
» New York Auto Insurance Quotes youcomparequotes 11407
62 New Mexico Car Insurance youcomparequotes 9882
61 New Mexico Auto Insurance youcomparequotes 10001
60 New Jersey Car Insurance youcomparequotes 10230
59 New Jersey Auto Insurance youcomparequotes 10369
58 New Hampshire Car Insurance youcomparequotes 11281
57 New Hampshire Auto Insurance youcomparequotes 10894
56 Nevada Car Insurance youcomparequotes 10604
55 Nevada Auto Insurance youcomparequotes 10637
54 Nebraska Car Insurance youcomparequotes 10298
53 Nebraska Auto Insurance youcomparequotes 11263
52 Montana Car Insurance youcomparequotes 10323
51 Montana Auto Insurance youcomparequotes 10465
50 Missouri Car Insurance youcomparequotes 10623
49 Missouri Auto Insurance youcomparequotes 10521
48 Mississippi Car Insurance youcomparequotes 10933
47 Mississippi Auto Insurance youcomparequotes 10840
46 Minnesota Car Insurance Quotes youcomparequotes 11069
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11174
44 Michigan Car Insurance youcomparequotes 10257
43 Michigan Auto Insurance youcomparequotes 9987
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17296
41 Massachusetts Auto Insurance Reform youcomparequotes 11074
40 Maryland Car Insurance youcomparequotes 11280
39 Maryland Auto Insurance youcomparequotes 11298
38 Maine Auto Insurance youcomparequotes 10948
37 Louisiana Car Insurance youcomparequotes 11247
36 Louisiana Auto Insurance youcomparequotes 10596
35 Kentucky Car Insurance youcomparequotes 10697
34 Kentucky Auto Insurance youcomparequotes 10414
33 Kansas Car Insurance youcomparequotes 10238
32 Kansas Auto Insurance youcomparequotes 10668
31 Iowa Car Insurance youcomparequotes 10530
30 Iowa Auto Insurance youcomparequotes 10545
29 Indiana Car Insurance youcomparequotes 10499
28 Indiana Auto Insurance youcomparequotes 10464
27 Illinois Car Insurance youcomparequotes 10481
26 Illinois Auto Insurance youcomparequotes 10127
25 Idaho Car Insurance youcomparequotes 10350
24 Idaho Auto Insurance youcomparequotes 10435
23 Hawaii Car Insurance youcomparequotes 10782
22 Hawaii Auto Insurance youcomparequotes 10869
21 Georgia Car Insurance youcomparequotes 10089
20 Georgia Auto Insurance Quotes youcomparequotes 10983
19 Florida Car Insurance Quotes youcomparequotes 12483
18 Florida Auto Insurance Quotes youcomparequotes 10424
17 Find Maine Car Insurance youcomparequotes 10391
16 Delaware Car Insurance youcomparequotes 10682
15 Delaware Auto Insurance youcomparequotes 10560
14 Connecticut Car Insurance youcomparequotes 10477
13 Connecticut Auto Insurance youcomparequotes 10304
12 Colorado Car Insurance Quotes youcomparequotes 10488
11 Colorado Auto Insurance youcomparequotes 10041
10 California Car Insurance Quotes youcomparequotes 10984
9 California Auto Insurance Quotes youcomparequotes 11126
8 Arkansas Car Insurance youcomparequotes 11331
7 Arkansas Auto Insurance youcomparequotes 10661
6 Arizona Car Insurance Quotes youcomparequotes 10615
5 Arizona Auto Insurance youcomparequotes 11050
4 Alaska Car Insurance youcomparequotes 10800
3 Alaska Auto Insurance youcomparequotes 11590
2 Alabama Car Insurance youcomparequotes 10269
1 Alabama Auto Insurance youcomparequotes 10772
XE Login