Enter your ZIP code:

New York Car Insurance Quotes

Thank you for visiting our New York car quotes and information page.

Registering your car and obtaining license plates is a necessity if you wish to own and drive a car in New York. In order to do so, you must purchase a New York car insurance policy.

That's where InsureMe comes in! Our free quoting service has been helping New Yorkers just like you find competitive car insurance quotes since 1993. Just fill out our form and we'll send you up to five free quotes from New York car insurance agents in your area.

Why not start saving today?


Important New York Car Insurance Information

Basic Information

New Yorkers have long enjoyed a competitive car insurance market. Nearly 270 insurers currently write car insurance policies in the state of New York, with over $8 billion generated annually.

Choosing your insurance agent and company wisely from amongst this group will help insure you get the New York car insurance protection you and your family need.

Coverage Requirements

New York state requires its residents to purchase certain minimum car insurance amounts to satisfy the financial responsibilities of owning and operating a car. These coverages include:

  • Personal Injury Protection (PIP)-Also called "no-fault" insurance. Designed to pay medical expenses and lost earnings for a driver or passenger injured in or by your car, regardless of who is at fault. PIP insurance can be purchased up to a maximum of $50,000.
  • Bodily Injury Liability-Protects you against claims alleging your negligence or fault in an accident. State-mandated minimums are $25,000/$50,000, with limits of $50,000/$100,000 respectively in the event of death.
  • Uninsured Motorists-Provides bodily injury protection for you and your family members, as well as anyone to whom you give permission to drive your car. Required minimums are the same as those for bodily injury liability.
  • Property Damage Liability-Insures against damage to another person's car or property. State-mandated minimum is $10,000.

Saving Money on Your Premiums

Tips for lowering your New York car insurance premium include:

  • Let InsureMe find you up to five competitive quotes.
  • Maintain the best driving record possible.
  • Check a car's insurance cost before you buy it.
  • Set collision and comprehensive deductibles at the highest affordable levels.
  • Find out about multiple-car or multiple-policy discounts.
    • Cancellation/Nonrenewal

      New York car insurance companies are not allowed to cancel or nonrenew your car insurance policy once it is in force for 60 days unless your driver's license is suspended, you do not pay your premium, or you commit fraud through misrepresentation. Notice of mid-term cancellation must be sent at least 20 days prior to its effective date, and must list the reason/s for your policy's termination.

      A recent change in New York law also requires that any cancellation due to nonpayment clearly state the amount outstanding.

      New York car insurance renewal periods occur once a year. By state law, your New York insurer must renew your policy unless giving you at least 45 to 60 days advance written notice of its intention not to do so.

      Shopping Tips

      Savvy New York car insurance shoppers get the best coverage at the best price by:

      • Inquiring about discounts
      • Buying only the coverage they need
      • Researching coverages and comparison shopping
      • Setting deductibles as high as affordably possible
      • Maintaining uninterrupted coverage

      Before buying a New York car insurance policy, consider important factors such as a company's financial strength and complaint history, as well as cost and coverage. These elements provide a good indication of the type of service a company provides and whether or not they will remain in business long term.

      Have questions?

      For answers to further questions on your New York state car insurance, contact the New York Department of Insurance on their Web site at www.ins.state.ny.us, or call them at 800-342-3736.

      Get in on the savings now!

      We know how important your time is, and we would like to help you make the best use of it by shopping for your New York car insurance for you! Just fill out our "Get a free quote" box, speak with the knowledgeable agents who contact you, and watch the savings start rolling in!


      Free Car Insurance Quotes!  
      Free Home Insurance Quotes! 
      Free Health Insurance Quotes!  
      Free Life Insurance Quotes!  

      List of Articles
      No. Subject Author Viewssort
      102 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17280
      101 North Carolina Car Insurance youcomparequotes 14195
      100 Vermont Car Insurance youcomparequotes 13110
      99 Florida Car Insurance Quotes youcomparequotes 12469
      98 Washington, D.C. Car Insurance youcomparequotes 12021
      97 Alaska Auto Insurance youcomparequotes 11576
      96 Washington Car Insurance Quotes youcomparequotes 11531
      95 Pennsylvania Auto Insurance Quotes youcomparequotes 11427
      94 West Virginia Car Insurance youcomparequotes 11421
      93 New York Auto Insurance Quotes youcomparequotes 11390
      92 Maryland Auto Insurance youcomparequotes 11283
      91 New Hampshire Car Insurance youcomparequotes 11266
      90 Maryland Car Insurance youcomparequotes 11265
      89 Arkansas Car Insurance youcomparequotes 11254
      88 Nebraska Auto Insurance youcomparequotes 11248
      87 Louisiana Car Insurance youcomparequotes 11231
      86 Washington Auto Insurance Quotes youcomparequotes 11195
      85 North Carolina Auto Insurance youcomparequotes 11177
      84 Minnesota Auto Insurance Quotes and Information youcomparequotes 11159
      83 California Auto Insurance Quotes youcomparequotes 11112
      82 Oregon Car Insurance Quotes youcomparequotes 11082
      81 Massachusetts Auto Insurance Reform youcomparequotes 11059
      80 Minnesota Car Insurance Quotes youcomparequotes 11054
      79 Washington, D.C. Auto Insurance youcomparequotes 11050
      78 Arizona Auto Insurance youcomparequotes 11036
      77 Tennessee Auto Insurance youcomparequotes 11014
      76 California Car Insurance Quotes youcomparequotes 10970
      75 Georgia Auto Insurance Quotes youcomparequotes 10969
      74 Maine Auto Insurance youcomparequotes 10933
      73 Pennsylvania Car Insurance Quotes youcomparequotes 10926
      72 Mississippi Car Insurance youcomparequotes 10918
      71 Wyoming Car Insurance youcomparequotes 10898
      70 North Dakota Auto Insurance youcomparequotes 10889
      69 New Hampshire Auto Insurance youcomparequotes 10879
      68 Virginia Auto Insurance Quotes youcomparequotes 10875
      67 South Carolina Car Insurance youcomparequotes 10871
      66 Virginia Car Insurance youcomparequotes 10862
      65 Hawaii Auto Insurance youcomparequotes 10855
      64 Texas Car Insurance Quotes youcomparequotes 10833
      63 Texas Auto Insurance Quotes youcomparequotes 10831
      62 Mississippi Auto Insurance youcomparequotes 10825
      61 Utah Car Insurance youcomparequotes 10806
      60 Wyoming Auto Insurance youcomparequotes 10795
      59 Oklahoma Car Insurance youcomparequotes 10784
      58 Alaska Car Insurance youcomparequotes 10784
      57 Hawaii Car Insurance youcomparequotes 10768
      56 Alabama Auto Insurance youcomparequotes 10765
      55 Oklahoma Auto Insurance youcomparequotes 10756
      54 South Carolina Auto Insurance youcomparequotes 10748
      53 Oregon Auto Insurance Quotes youcomparequotes 10737
      52 Kentucky Car Insurance youcomparequotes 10682
      51 South Dakota Car Insurance youcomparequotes 10676
      50 Delaware Car Insurance youcomparequotes 10668
      49 Kansas Auto Insurance youcomparequotes 10653
      48 Arkansas Auto Insurance youcomparequotes 10647
      47 Nevada Auto Insurance youcomparequotes 10622
      46 Utah Auto Insurance youcomparequotes 10610
      45 Missouri Car Insurance youcomparequotes 10608
      44 Arizona Car Insurance Quotes youcomparequotes 10601
      43 Rhode Island Auto Insurance youcomparequotes 10597
      42 Nevada Car Insurance youcomparequotes 10589
      41 Louisiana Auto Insurance youcomparequotes 10581
      40 Delaware Auto Insurance youcomparequotes 10546
      39 Iowa Auto Insurance youcomparequotes 10532
      38 Iowa Car Insurance youcomparequotes 10516
      37 Missouri Auto Insurance youcomparequotes 10506
      36 Wisconsin Auto Insurance youcomparequotes 10503
      35 North Dakota Car Insurance youcomparequotes 10493
      34 Ohio Car Insurance Quotes youcomparequotes 10487
      33 Indiana Car Insurance youcomparequotes 10485
      32 Colorado Car Insurance Quotes youcomparequotes 10474
      31 Illinois Car Insurance youcomparequotes 10467
      30 Connecticut Car Insurance youcomparequotes 10463
      29 Montana Auto Insurance youcomparequotes 10450
      28 Indiana Auto Insurance youcomparequotes 10450
      27 Tennessee Car Insurance youcomparequotes 10440
      26 Idaho Auto Insurance youcomparequotes 10421
      25 Wisconsin Car Insurance youcomparequotes 10419
      24 Ohio Auto Insurance Quotes youcomparequotes 10412
      » New York Car Insurance Quotes youcomparequotes 10411
      22 Florida Auto Insurance Quotes youcomparequotes 10410
      21 Kentucky Auto Insurance youcomparequotes 10399
      20 Find Maine Car Insurance youcomparequotes 10377
      19 West Virgina Auto Insurance youcomparequotes 10367
      18 New Jersey Auto Insurance youcomparequotes 10354
      17 Idaho Car Insurance youcomparequotes 10336
      16 Montana Car Insurance youcomparequotes 10308
      15 Connecticut Auto Insurance youcomparequotes 10290
      14 Nebraska Car Insurance youcomparequotes 10276
      13 Alabama Car Insurance youcomparequotes 10255
      12 Michigan Car Insurance youcomparequotes 10242
      11 Rhode Island Car Insurance youcomparequotes 10224
      10 Kansas Car Insurance youcomparequotes 10223
      9 New Jersey Car Insurance youcomparequotes 10215
      8 Vermont Auto Insurance youcomparequotes 10147
      7 Illinois Auto Insurance youcomparequotes 10113
      6 Georgia Car Insurance youcomparequotes 10075
      5 Colorado Auto Insurance youcomparequotes 10027
      4 New Mexico Auto Insurance youcomparequotes 9986
      3 Michigan Auto Insurance youcomparequotes 9972
      2 South Dakota Auto Insurance youcomparequotes 9952
      1 New Mexico Car Insurance youcomparequotes 9867
      XE Login