Thank you for visiting our New York car quotes and information page.
Registering your car and obtaining license plates is a necessity if you wish to own and drive a car in New York. In order to do so, you must purchase a New York car insurance policy.
That's where InsureMe comes in! Our free quoting service has been helping New Yorkers just like you find competitive car insurance quotes since 1993. Just fill out our form and we'll send you up to five free quotes from New York car insurance agents in your area.
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New Yorkers have long enjoyed a competitive car insurance market. Nearly 270 insurers currently write car insurance policies in the state of New York, with over $8 billion generated annually.
Choosing your insurance agent and company wisely from amongst this group will help insure you get the New York car insurance protection you and your family need.
New York state requires its residents to purchase certain minimum car insurance amounts to satisfy the financial responsibilities of owning and operating a car. These coverages include:
Saving Money on Your Premiums
Tips for lowering your New York car insurance premium include:
New York car insurance companies are not allowed to cancel or nonrenew your car insurance policy once it is in force for 60 days unless your driver's license is suspended, you do not pay your premium, or you commit fraud through misrepresentation. Notice of mid-term cancellation must be sent at least 20 days prior to its effective date, and must list the reason/s for your policy's termination.
A recent change in New York law also requires that any cancellation due to nonpayment clearly state the amount outstanding.
New York car insurance renewal periods occur once a year. By state law, your New York insurer must renew your policy unless giving you at least 45 to 60 days advance written notice of its intention not to do so.
Savvy New York car insurance shoppers get the best coverage at the best price by:
Before buying a New York car insurance policy, consider important factors such as a company's financial strength and complaint history, as well as cost and coverage. These elements provide a good indication of the type of service a company provides and whether or not they will remain in business long term.
For answers to further questions on your New York state car insurance, contact the New York Department of Insurance on their Web site at www.ins.state.ny.us, or call them at 800-342-3736.
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We know how important your time is, and we would like to help you make the best use of it by shopping for your New York car insurance for you! Just fill out our "Get a free quote" box, speak with the knowledgeable agents who contact you, and watch the savings start rolling in!