With an increasingly competitive market for car insurance, finding the right North Carolina car insurance policy can seem overwhelming.
That's why InsureMe is here to cut to the chase — giving you the answers you want and the affordable North Carolina car insurance quotes you need.
What will North Carolina car insurance do for me?
A North Carolina car insurance policy will protect you from financial loss in the event of an accident. Your car insurance policy is an agreement between you and your company which affirms that in exchange for paying the premiums, the insurance company will cover any losses — as outlined in your policy.
Can I drive without North Carolina car insurance?
No. Under North Carolina's Financial Responsibility Law, all motorists are required to carry liability coverage.
What is liability coverage?
Liability coverage is a facet of your North Carolina car insurance policy which protects you against bodily injury and property damage for which you are responsible.
How much liability coverage do I need?
The minimum requirements for liability coverage in North Carolina are as follows:
Am I required to carry protection against uninsured motorists?
Uninsured motorist protection is not mandatory; however your agent must offer it to you. If you do not wish to purchase this coverage, you will need to reject it in writing.
Who is covered under my North Carolina car insurance policy?
The Personal Automobile Policy will cover you, your family members or any other person driving the insured car with your permission.
What determines the rates for my North Carolina car insurance?
Your North Carolina car insurance rates are determined by the following:
Your driving record is the number one factor in determining the rates for your North Carolina car insurance policy.
North Carolina's Safe Driver Incentive Plan (SDIF) was enacted by the General Assembly to reward good drivers. The SDIF charges points to motorists for convictions and at-fault accidents. Just one point on your driving record can increase your premiums by 25 percent.
More Money Saving Tips for North Carolina Car Insurance:
While these tips can put money back in your pocket, the number one way to save on North Carolina car insurance is to shop around.
Get Started Today!
Don't wait for that unexpected fender bender. Find affordable North Carolina car insurance today.