Enter your ZIP code:

North Dakota Auto Insurance

At InsureMe, our goal is to help find the right North Dakota auto insurance for you. By entering your information to the right, we can provide you with up to five free quotes on North Dakota auto insurance in your area.

Don't waste your time surfing the Internet. Get up to five free quotes today with InsureMe!



Boost your Knowledge of North Dakota Auto Insurance


North Dakota auto insurance is an agreement between you and your insurance company which states that in exchange for paying the premiums, your North Dakota auto insurance company will pay for damages resulting from an auto accident-under the specifications of your policy.

North Dakota auto insurance is required for all motorists. There are certain coverages and coverage amounts that are required under North Dakota law. Uninsured drivers will be punished with a mandatory fine starting at $150. If you are uninsured at the time of an accident, 14 points will be added to your driving record, thereby revoking your driving privileges.

It is important to know the basics of North Dakota auto insurance to make informed decisions about your coverage. Read on to boost your knowledge of North Dakota auto insurance!

Required Coverage

North Dakota motorists must carry bodily injury liability, property damage liability and uninsured/underinsured motorist coverage in at least the minimum state-required amounts.

Bodily injury liability provides compensation for other motorists you have injured in an auto accident. The state-required minimum amounts are $25,000 per person and $50,000 per accident.

Similarly, property damage liability provides compensation for damage you have caused to another motorist's car resulting from an auto accident. The minimum amount of coverage required by the state is $25,000.

Uninsured/underinsured motorist coverage supplements the liability coverage an uninsured motorist should have to compensate for damages. Therefore, the minimum amounts for uninsured and underinsured motorist coverage are the same as the minimum amounts for bodily injury liability.

Additional Coverage

There are other forms of coverage you may add to your North Dakota auto insurance policy to cover all kinds of damage to your car.

Collision coverage may be incorporated into your North Dakota auto insurance to cover any damages resulting from a collision with another car. Many lenders will require this coverage if you have borrowed money to purchase your automobile.

Comprehensive coverage pays for damages resulting from non-accident related events. Comprehensive coverage would pay for damage from hail, fire and flood, as well as theft and vandalism.

There may be other forms of coverage offered by your North Dakota auto insurance agent to increase the protection of your automobile. Keep in mind that adding these coverages will increase your premium, so be sure you can afford to add these coverages before signing the dotted line.

Assigned-Risk Plan

If you are unable to find North Dakota auto insurance because of your driving record, you may be eligible to purchase coverage under the North Dakota Automobile Insurance Plan.

Under the plan, you will be put into a high-risk pool of applicants which is evenly distributed amongst licensed insurers in North Dakota. The idea is to provide high-risk drivers with North Dakota auto insurance and be fair to the insurers that must cover them.

It is important to understand that high-risk coverage brings with it very expensive premiums and should therefore only be considered as a last resort.

Additional Resources

The North Dakota Insurance Department is an excellent resource for information on North Dakota auto insurance.  You may contact them at (701) 328-2240 or visit them on the Web.

For more information on the North Dakota Auto Insurance Plan, call (877) 251-3200.

Find your Policy and Get on the Road!

Finding the right North Dakota auto insurance has never been easier-submit your information to the right and get North Dakota auto insurance today!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!   
Free Health Insurance Quotes!   
Free Life Insurance Quotes!   

List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10811
101 Wyoming Auto Insurance youcomparequotes 10708
100 Wisconsin Car Insurance youcomparequotes 10327
99 Wisconsin Auto Insurance youcomparequotes 10413
98 West Virginia Car Insurance youcomparequotes 11332
97 West Virgina Auto Insurance youcomparequotes 10276
96 Washington, D.C. Car Insurance youcomparequotes 11924
95 Washington, D.C. Auto Insurance youcomparequotes 10963
94 Washington Car Insurance Quotes youcomparequotes 11442
93 Washington Auto Insurance Quotes youcomparequotes 11110
92 Virginia Car Insurance youcomparequotes 10771
91 Virginia Auto Insurance Quotes youcomparequotes 10789
90 Vermont Car Insurance youcomparequotes 13018
89 Vermont Auto Insurance youcomparequotes 10058
88 Utah Car Insurance youcomparequotes 10719
87 Utah Auto Insurance youcomparequotes 10532
86 Texas Car Insurance Quotes youcomparequotes 10764
85 Texas Auto Insurance Quotes youcomparequotes 10763
84 Tennessee Car Insurance youcomparequotes 10353
83 Tennessee Auto Insurance youcomparequotes 10980
82 South Dakota Car Insurance youcomparequotes 10645
81 South Dakota Auto Insurance youcomparequotes 9920
80 South Carolina Car Insurance youcomparequotes 10839
79 South Carolina Auto Insurance youcomparequotes 10716
78 Rhode Island Car Insurance youcomparequotes 10193
77 Rhode Island Auto Insurance youcomparequotes 10566
76 Pennsylvania Car Insurance Quotes youcomparequotes 10895
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11375
74 Oregon Car Insurance Quotes youcomparequotes 11051
73 Oregon Auto Insurance Quotes youcomparequotes 10706
72 Oklahoma Car Insurance youcomparequotes 10752
71 Oklahoma Auto Insurance youcomparequotes 10717
70 Ohio Car Insurance Quotes youcomparequotes 10442
69 Ohio Auto Insurance Quotes youcomparequotes 10381
68 North Dakota Car Insurance youcomparequotes 10462
» North Dakota Auto Insurance youcomparequotes 10858
66 North Carolina Car Insurance youcomparequotes 14147
65 North Carolina Auto Insurance youcomparequotes 11140
64 New York Car Insurance Quotes youcomparequotes 10379
63 New York Auto Insurance Quotes youcomparequotes 11304
62 New Mexico Car Insurance youcomparequotes 9836
61 New Mexico Auto Insurance youcomparequotes 9955
60 New Jersey Car Insurance youcomparequotes 10184
59 New Jersey Auto Insurance youcomparequotes 10323
58 New Hampshire Car Insurance youcomparequotes 11219
57 New Hampshire Auto Insurance youcomparequotes 10847
56 Nevada Car Insurance youcomparequotes 10557
55 Nevada Auto Insurance youcomparequotes 10590
54 Nebraska Car Insurance youcomparequotes 10234
53 Nebraska Auto Insurance youcomparequotes 11194
52 Montana Car Insurance youcomparequotes 10261
51 Montana Auto Insurance youcomparequotes 10419
50 Missouri Car Insurance youcomparequotes 10577
49 Missouri Auto Insurance youcomparequotes 10475
48 Mississippi Car Insurance youcomparequotes 10885
47 Mississippi Auto Insurance youcomparequotes 10761
46 Minnesota Car Insurance Quotes youcomparequotes 11022
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11119
44 Michigan Car Insurance youcomparequotes 10211
43 Michigan Auto Insurance youcomparequotes 9941
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17231
41 Massachusetts Auto Insurance Reform youcomparequotes 11028
40 Maryland Car Insurance youcomparequotes 11220
39 Maryland Auto Insurance youcomparequotes 11238
38 Maine Auto Insurance youcomparequotes 10902
37 Louisiana Car Insurance youcomparequotes 11174
36 Louisiana Auto Insurance youcomparequotes 10550
35 Kentucky Car Insurance youcomparequotes 10650
34 Kentucky Auto Insurance youcomparequotes 10362
33 Kansas Car Insurance youcomparequotes 10192
32 Kansas Auto Insurance youcomparequotes 10621
31 Iowa Car Insurance youcomparequotes 10476
30 Iowa Auto Insurance youcomparequotes 10489
29 Indiana Car Insurance youcomparequotes 10453
28 Indiana Auto Insurance youcomparequotes 10418
27 Illinois Car Insurance youcomparequotes 10435
26 Illinois Auto Insurance youcomparequotes 10082
25 Idaho Car Insurance youcomparequotes 10304
24 Idaho Auto Insurance youcomparequotes 10390
23 Hawaii Car Insurance youcomparequotes 10737
22 Hawaii Auto Insurance youcomparequotes 10824
21 Georgia Car Insurance youcomparequotes 10043
20 Georgia Auto Insurance Quotes youcomparequotes 10938
19 Florida Car Insurance Quotes youcomparequotes 11675
18 Florida Auto Insurance Quotes youcomparequotes 10378
17 Find Maine Car Insurance youcomparequotes 10346
16 Delaware Car Insurance youcomparequotes 10637
15 Delaware Auto Insurance youcomparequotes 10514
14 Connecticut Car Insurance youcomparequotes 10431
13 Connecticut Auto Insurance youcomparequotes 10251
12 Colorado Car Insurance Quotes youcomparequotes 10443
11 Colorado Auto Insurance youcomparequotes 9995
10 California Car Insurance Quotes youcomparequotes 10938
9 California Auto Insurance Quotes youcomparequotes 11075
8 Arkansas Car Insurance youcomparequotes 10381
7 Arkansas Auto Insurance youcomparequotes 10615
6 Arizona Car Insurance Quotes youcomparequotes 10570
5 Arizona Auto Insurance youcomparequotes 11003
4 Alaska Car Insurance youcomparequotes 10728
3 Alaska Auto Insurance youcomparequotes 11535
2 Alabama Car Insurance youcomparequotes 10224
1 Alabama Auto Insurance youcomparequotes 10749
XE Login