Enter your ZIP code:

Oklahoma Auto Insurance

If you're looking for the right Oklahoma auto insurance policy—look no further! InsureMe, backed by experience in the online consumer auto insurance industry since 1993, is here to help.

With about five minutes of your time, the Oklahoma auto insurance you're looking for is within arm's reach…with no leg work involved!

So contact us today, and find out how InsureMe can help you find the right Oklahoma auto insurance policy. We make auto insurance easy!


Oklahoma Auto Insurance: What You Need to Know

Oklahoma drivers are held financially responsible for the property damage and personal injury they cause. Motorists involved in auto accidents often find themselves assigning blame due to this legal liability, known as "tort."

The degree of fault documented by each driver's Oklahoma auto insurance company determines the amount of money each party must contribute toward the resulting costs. This is known as "comparative negligence."

Oklahoma law requires car owners and drivers to carry either an owner's policy or a non-owner's policy in order to prevent any lapse in Oklahoma auto insurance coverage. However, the state requires only liability coverage, which protects you against costs incurred when you damage or injure someone else or their property.

Minimum amounts you must carry include $25,000 bodily injury per person; $50,000 per accident and $25,000 property damage.

Most Oklahoma auto insurers strongly recommend you carry more than these basic minimums. With medical and automotive repair costs skyrocketing, a stay in the hospital is not the time to discover you have insufficient Oklahoma auto insurance coverage!

Additional Options

If you're involved in an accident with an uninsured or underinsured motorist, you'll need Oklahoma auto insurance coverage which takes up the slack, providing you monetary provision where the other driver's insurance does not. This is where you may need additional insurance coverage.

Uninsured motorist (UM) and underinsured motorist (UIM) insurance come packaged together in Oklahoma. They may be purchased in either an amount equal to, or less than, the minimum level of bodily injury coverage mandated by the state.

Answers to Your Questions

Many consumers have specific questions addressing their Oklahoma auto insurance coverage. We've compiled a short list of these questions and their answers in an attempt to help you further understand the privileges and obligations you have concerning your Oklahoma auto insurance policy.

We hope you find this information useful in your quest for the right Oklahoma auto insurance coverage.

Q: I was involved in an accident and the other driver was at fault; but he had no liability insurance. If I file a claim against my own insurance, can my Oklahoma auto insurance company increase my premium?

A: No. According to Oklahoma state law, an insurance company cannot assign driving points to your record, increase your premiums or cancel or non-renew your auto insurance policy based on a motor vehicle accident which is not your fault.

Q: What determines how much my Oklahoma auto insurance will cost?

A: Auto insurers group like consumers together in categories, and then determine premium rates based on claims risk within that group. Group factors considered include driving record, age, location and type of car driven, annual mileage and other measurable statistics.

Q: My auto insurance policy was non-renewed and I can't find another company willing to insure me. What should I do?

A: Finding new coverage under these circumstances can sometimes present a problem. But there is hope! First, talk with several different insurers to see if any of them are willing to offer you coverage.

If that fails, contact the Oklahoma Assigned Risk Auto Plan at 866-667-2827, or online at www.aipso.com, for help. This type of coverage may be more expensive, but will help you get back on the road with sufficient Oklahoma auto insurance until you can qualify for something more affordable.

Q: Is my Oklahoma auto insurance company required to provide me with a grace period for paying my insurance premium?

A: No. Some companies do provide customers with a grace period up to 15 days as a matter of courtesy, but they are not required by law to do so.

Late payments mean you risk not having coverage when you need it, so always pay your Oklahoma auto insurance premium on time.

Q: Why are auto insurance rates higher for young male drivers than young female drivers?

A: Insurance rates must equitably reflect differences in expected losses and expenses. Statistics show that more young male than female drivers are involved in accidents resulting in auto insurance claims, making them a higher risk to insurers. Although the gap between these two groups is closing, for now young males are still more likely to be involved in collisions involving monetary insurance payouts.

Still Have Questions?

Your Oklahoma Insurance Department will happily answer any further questions you may have regarding Oklahoma auto insurance. Contact them online at www.oid.state.ok.us, or by phone at 800-522-0071.

Get the Right Insurance

Are you ready to find the right Oklahoma auto insurance policy quickly and easily?

Just submit the relevant information in our quote box at the top of this page, and we'll get you up to five local auto insurance quotes from competitors in your area.

Find out just how easy getting the right Oklahoma auto insurance policy really is with InsureMe!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!   
Free Health Insurance Quotes!   
Free Life Insurance Quotes!   

List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10898
101 Wyoming Auto Insurance youcomparequotes 10795
100 Wisconsin Car Insurance youcomparequotes 10419
99 Wisconsin Auto Insurance youcomparequotes 10503
98 West Virginia Car Insurance youcomparequotes 11421
97 West Virgina Auto Insurance youcomparequotes 10367
96 Washington, D.C. Car Insurance youcomparequotes 12021
95 Washington, D.C. Auto Insurance youcomparequotes 11050
94 Washington Car Insurance Quotes youcomparequotes 11531
93 Washington Auto Insurance Quotes youcomparequotes 11195
92 Virginia Car Insurance youcomparequotes 10862
91 Virginia Auto Insurance Quotes youcomparequotes 10875
90 Vermont Car Insurance youcomparequotes 13110
89 Vermont Auto Insurance youcomparequotes 10147
88 Utah Car Insurance youcomparequotes 10806
87 Utah Auto Insurance youcomparequotes 10610
86 Texas Car Insurance Quotes youcomparequotes 10833
85 Texas Auto Insurance Quotes youcomparequotes 10831
84 Tennessee Car Insurance youcomparequotes 10440
83 Tennessee Auto Insurance youcomparequotes 11014
82 South Dakota Car Insurance youcomparequotes 10676
81 South Dakota Auto Insurance youcomparequotes 9952
80 South Carolina Car Insurance youcomparequotes 10871
79 South Carolina Auto Insurance youcomparequotes 10748
78 Rhode Island Car Insurance youcomparequotes 10224
77 Rhode Island Auto Insurance youcomparequotes 10597
76 Pennsylvania Car Insurance Quotes youcomparequotes 10926
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11427
74 Oregon Car Insurance Quotes youcomparequotes 11082
73 Oregon Auto Insurance Quotes youcomparequotes 10737
72 Oklahoma Car Insurance youcomparequotes 10784
» Oklahoma Auto Insurance youcomparequotes 10756
70 Ohio Car Insurance Quotes youcomparequotes 10487
69 Ohio Auto Insurance Quotes youcomparequotes 10412
68 North Dakota Car Insurance youcomparequotes 10493
67 North Dakota Auto Insurance youcomparequotes 10889
66 North Carolina Car Insurance youcomparequotes 14195
65 North Carolina Auto Insurance youcomparequotes 11177
64 New York Car Insurance Quotes youcomparequotes 10411
63 New York Auto Insurance Quotes youcomparequotes 11390
62 New Mexico Car Insurance youcomparequotes 9867
61 New Mexico Auto Insurance youcomparequotes 9986
60 New Jersey Car Insurance youcomparequotes 10215
59 New Jersey Auto Insurance youcomparequotes 10354
58 New Hampshire Car Insurance youcomparequotes 11266
57 New Hampshire Auto Insurance youcomparequotes 10879
56 Nevada Car Insurance youcomparequotes 10589
55 Nevada Auto Insurance youcomparequotes 10622
54 Nebraska Car Insurance youcomparequotes 10276
53 Nebraska Auto Insurance youcomparequotes 11248
52 Montana Car Insurance youcomparequotes 10308
51 Montana Auto Insurance youcomparequotes 10450
50 Missouri Car Insurance youcomparequotes 10608
49 Missouri Auto Insurance youcomparequotes 10506
48 Mississippi Car Insurance youcomparequotes 10918
47 Mississippi Auto Insurance youcomparequotes 10825
46 Minnesota Car Insurance Quotes youcomparequotes 11054
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11159
44 Michigan Car Insurance youcomparequotes 10242
43 Michigan Auto Insurance youcomparequotes 9972
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17280
41 Massachusetts Auto Insurance Reform youcomparequotes 11059
40 Maryland Car Insurance youcomparequotes 11265
39 Maryland Auto Insurance youcomparequotes 11283
38 Maine Auto Insurance youcomparequotes 10933
37 Louisiana Car Insurance youcomparequotes 11231
36 Louisiana Auto Insurance youcomparequotes 10581
35 Kentucky Car Insurance youcomparequotes 10682
34 Kentucky Auto Insurance youcomparequotes 10399
33 Kansas Car Insurance youcomparequotes 10223
32 Kansas Auto Insurance youcomparequotes 10653
31 Iowa Car Insurance youcomparequotes 10516
30 Iowa Auto Insurance youcomparequotes 10532
29 Indiana Car Insurance youcomparequotes 10485
28 Indiana Auto Insurance youcomparequotes 10450
27 Illinois Car Insurance youcomparequotes 10467
26 Illinois Auto Insurance youcomparequotes 10113
25 Idaho Car Insurance youcomparequotes 10336
24 Idaho Auto Insurance youcomparequotes 10421
23 Hawaii Car Insurance youcomparequotes 10768
22 Hawaii Auto Insurance youcomparequotes 10855
21 Georgia Car Insurance youcomparequotes 10075
20 Georgia Auto Insurance Quotes youcomparequotes 10969
19 Florida Car Insurance Quotes youcomparequotes 12469
18 Florida Auto Insurance Quotes youcomparequotes 10410
17 Find Maine Car Insurance youcomparequotes 10377
16 Delaware Car Insurance youcomparequotes 10668
15 Delaware Auto Insurance youcomparequotes 10546
14 Connecticut Car Insurance youcomparequotes 10463
13 Connecticut Auto Insurance youcomparequotes 10290
12 Colorado Car Insurance Quotes youcomparequotes 10474
11 Colorado Auto Insurance youcomparequotes 10027
10 California Car Insurance Quotes youcomparequotes 10970
9 California Auto Insurance Quotes youcomparequotes 11112
8 Arkansas Car Insurance youcomparequotes 11258
7 Arkansas Auto Insurance youcomparequotes 10647
6 Arizona Car Insurance Quotes youcomparequotes 10601
5 Arizona Auto Insurance youcomparequotes 11036
4 Alaska Car Insurance youcomparequotes 10784
3 Alaska Auto Insurance youcomparequotes 11576
2 Alabama Car Insurance youcomparequotes 10255
1 Alabama Auto Insurance youcomparequotes 10765
XE Login