With an increasingly competitive market for car insurance, finding the right Oregon car insurance policy may seem overwhelming.
By using InsureMe's free referral service, we can give you up to five quotes to make the quest for affordable car insurance a thing of the past.
What is car insurance?
Oregon car insurance protects you and your family from losses resulting from car accidents. It is a contract between you and your insurance company which says that you agree to pay the premium and the insurance company agrees to foot the bill for any losses as outlined in your policy.
Can I drive my car without Oregon car insurance?
Oregon's Mandatory Insurance Law requires you to have the following coverage:
Oregon law also requires drivers to carry proof of insurance. Driving without insurance could result in fines, suspension of driver's license and vehicle impoundment.
Do I need more coverage than what's required?
The Insurance Information Institute recommends that you have $100,000 of Bodily Injury Protection per person and $300,000 per accident. You will also want to ask yourself the following questions before purchasing your Oregon car insurance:
Your answers to the above questions will help you determine how much Oregon car insurance is right for you.
What if I decide to lease a car rather than buy?
You will still need to buy your own Oregon car insurance policy. The car dealer or bank that is financing the car will require you to buy collision and comprehensive coverage in addition to mandatory liability insurance.
In what ways can I save on my Oregon car insurance policy?
The Oregon State Division of Insurance recommends the following:
You may also receive discounts for keeping an unblemished credit report and maintaining a clean driving record over the last three to five years.
Remarkably, some Oregon insurance companies offer discounts to engineers and those in science-related fields. Others receiving breaks are teachers and active and retired members of the military, so be sure to ask your agent if such offers are available.
The number one way to save on your Oregon car insurance policy is to shop around!
Let InsureMe help. Use our free referral service and let us provide you with up to five free quotes in your area to save you the most money on Oregon car insurance!