Enter your ZIP code:

Pennsylvania Auto Insurance Quotes

Shopping for Pennsylvania auto insurance can be difficult—but we're here to help!

Since 1993, InsureMe has been helping consumers just like you get Pennsylvania auto insurance. Give us just a little information about yourself and we will get you up to five competitive Pennsylvania auto insurance quotes within 48 hours.

So fill out our "Get a quote" box and get started today!


Purchasing Pennsylvania Auto Insurance

The best way to shop for Pennsylvania auto insurance is to get educated. Smart shopping and knowledge empowerment is needed to make an informed decision. And InsureMe is the avenue that can bring you to this decision.

Below is some information we've provided to help you in the Pennsylvania auto insurance purchasing process.

Coverage Requirements

Pennsylvania is a "No-Fault" state. That means drivers are required to purchase Personal Injury Protection (PIP) in which their Pennsylvania auto insurance company covers injury-related expenses and other related costs as a result of an accident—regardless of who is at fault. This insures that every motorist who needs it receives immediate medical attention.

In most cases, this also limits Pennsylvania drivers from suing or being sued for damages as a result of an accident. However, if you are at fault, you may be subject to a lawsuit collecting damages.

Pennsylvania requires certain state-mandated auto insurance coverages. These include $5,000 in medical benefits; $15,000 per person and $30,000 per accident in bodily injury liability; and $5,000 in property damage liability. To clarify, medical benefits coverage pays medical bills for anyone covered under your policy regardless of fault. Bodily injury pays medical and rehabilitation expenses to anyone for whose injuries you are liable. Property damage liability pays for damages to another person's property caused by an accident in which you are at fault.

It is possible to purchase a single limit of $35,000 which meets both the bodily injury liability and the property damage liability requirements. But only some Pennsylvania auto insurance companies offer this coverage. Talk to your Pennsylvania auto insurance company or agent to find out if this coverage is available.

FAQs about Pennsylvania Auto Insurance

"How can I save money on my Pennsylvania auto insurance premium?"

There are several ways to save money on your auto insurance premium. Consider setting your deductible as high as you can possibly afford. This can cause coverage rates to drop because it means potentially lower insurance payouts. Maintain a good driving record to lower your risk rate. Ask your Pennsylvania auto insurance agent about any available discounts that might lower your auto insurance rate. Finally, comparison shop, checking out as many auto insurance rates as possible before making your final purchase.

"Why do insurance companies charge different rates for different geographical areas?"

Different geographical areas have different rates based on the average losses for each defined area. Premiums are determined based on the average number of accidents and the repair costs for each area.

"Can my Pennsylvania auto insurance company cancel my policy if I don't pay my premium on time?"

Yes, your insurance company can cancel your policy if you do not make your payment by the due date. Premium nonpayment is considered reason for cancellation because Pennsylvania law does not require companies to extend customers a payment grace period.

"How much is my insurance company required to pay me if my car is damaged?"

In the event of an accident, your Pennsylvania auto insurance company is required to pay whatever is necessary to restore your auto to its original, pre-accident condition.

You may request that your insurance company provide you with a list of repair facilities within a reasonable distance. However, you are not obligated to use any particular repair shop.

Purchasing Tips

When shopping for a Pennsylvania auto insurance policy, be sure to:

  • Ask your agent or Pennsylvania car insurance company about any discounts available
  • Do your research and comparison shop before buying anything
  • Read any policies presented to you carefully, carefully making sure you understand all terms
  • Enlist your auto insurance provider in performing a yearly "check-up" to determine if any coverage changes are needed

Additional Information

Contacting your insurance company is always the first avenue to take for further questions or problems concerning your Pennsylvania auto insurance. However, for those issues which cannot be resolved in this manner, contact the Pennsylvania Department of Insurance at 877-881-6388, or log on to www.insurance.state.pa.us.

Thank you for visiting our Pennsylvania auto insurance quotes and information page. We hope the information provided here makes your final auto insurance purchasing decision as effortless as possible.

Why not provide us with the necessary information and get in on the savings today?


Free Car Insurance Quotes!  
Free Home Insurance Quotes!   
Free Health Insurance Quotes!   
Free Life Insurance Quotes!  

List of Articles
No. Subject Author Viewssort
102 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17240
101 North Carolina Car Insurance youcomparequotes 14152
100 Vermont Car Insurance youcomparequotes 13031
99 Washington, D.C. Car Insurance youcomparequotes 11943
98 Florida Car Insurance Quotes youcomparequotes 11680
97 Alaska Auto Insurance youcomparequotes 11540
96 Washington Car Insurance Quotes youcomparequotes 11457
» Pennsylvania Auto Insurance Quotes youcomparequotes 11380
94 West Virginia Car Insurance youcomparequotes 11344
93 New York Auto Insurance Quotes youcomparequotes 11319
92 Maryland Auto Insurance youcomparequotes 11243
91 Maryland Car Insurance youcomparequotes 11225
90 New Hampshire Car Insurance youcomparequotes 11224
89 Nebraska Auto Insurance youcomparequotes 11202
88 Louisiana Car Insurance youcomparequotes 11184
87 North Carolina Auto Insurance youcomparequotes 11144
86 Minnesota Auto Insurance Quotes and Information youcomparequotes 11123
85 Washington Auto Insurance Quotes youcomparequotes 11122
84 California Auto Insurance Quotes youcomparequotes 11078
83 Oregon Car Insurance Quotes youcomparequotes 11054
82 Massachusetts Auto Insurance Reform youcomparequotes 11031
81 Minnesota Car Insurance Quotes youcomparequotes 11025
80 Arizona Auto Insurance youcomparequotes 11006
79 Tennessee Auto Insurance youcomparequotes 10983
78 Washington, D.C. Auto Insurance youcomparequotes 10976
77 Georgia Auto Insurance Quotes youcomparequotes 10941
76 California Car Insurance Quotes youcomparequotes 10941
75 Maine Auto Insurance youcomparequotes 10905
74 Pennsylvania Car Insurance Quotes youcomparequotes 10898
73 Mississippi Car Insurance youcomparequotes 10888
72 North Dakota Auto Insurance youcomparequotes 10861
71 New Hampshire Auto Insurance youcomparequotes 10850
70 South Carolina Car Insurance youcomparequotes 10842
69 Hawaii Auto Insurance youcomparequotes 10827
68 Wyoming Car Insurance youcomparequotes 10824
67 Virginia Auto Insurance Quotes youcomparequotes 10803
66 Virginia Car Insurance youcomparequotes 10784
65 Mississippi Auto Insurance youcomparequotes 10779
64 Texas Car Insurance Quotes youcomparequotes 10773
63 Texas Auto Insurance Quotes youcomparequotes 10771
62 Oklahoma Car Insurance youcomparequotes 10755
61 Alabama Auto Insurance youcomparequotes 10749
60 Alaska Car Insurance youcomparequotes 10742
59 Hawaii Car Insurance youcomparequotes 10740
58 Utah Car Insurance youcomparequotes 10733
57 Oklahoma Auto Insurance youcomparequotes 10722
56 Wyoming Auto Insurance youcomparequotes 10720
55 South Carolina Auto Insurance youcomparequotes 10719
54 Oregon Auto Insurance Quotes youcomparequotes 10709
53 Kentucky Car Insurance youcomparequotes 10653
52 South Dakota Car Insurance youcomparequotes 10648
51 Delaware Car Insurance youcomparequotes 10640
50 Kansas Auto Insurance youcomparequotes 10624
49 Arkansas Auto Insurance youcomparequotes 10618
48 Nevada Auto Insurance youcomparequotes 10593
47 Missouri Car Insurance youcomparequotes 10580
46 Arizona Car Insurance Quotes youcomparequotes 10573
45 Rhode Island Auto Insurance youcomparequotes 10569
44 Nevada Car Insurance youcomparequotes 10560
43 Louisiana Auto Insurance youcomparequotes 10553
42 Utah Auto Insurance youcomparequotes 10544
41 Delaware Auto Insurance youcomparequotes 10517
40 Iowa Auto Insurance youcomparequotes 10497
39 Iowa Car Insurance youcomparequotes 10484
38 Missouri Auto Insurance youcomparequotes 10478
37 North Dakota Car Insurance youcomparequotes 10465
36 Indiana Car Insurance youcomparequotes 10456
35 Ohio Car Insurance Quotes youcomparequotes 10449
34 Colorado Car Insurance Quotes youcomparequotes 10446
33 Illinois Car Insurance youcomparequotes 10438
32 Connecticut Car Insurance youcomparequotes 10434
31 Wisconsin Auto Insurance youcomparequotes 10427
30 Montana Auto Insurance youcomparequotes 10422
29 Indiana Auto Insurance youcomparequotes 10421
28 Idaho Auto Insurance youcomparequotes 10393
27 Ohio Auto Insurance Quotes youcomparequotes 10384
26 Arkansas Car Insurance youcomparequotes 10384
25 New York Car Insurance Quotes youcomparequotes 10382
24 Florida Auto Insurance Quotes youcomparequotes 10381
23 Tennessee Car Insurance youcomparequotes 10369
22 Kentucky Auto Insurance youcomparequotes 10365
21 Find Maine Car Insurance youcomparequotes 10349
20 Wisconsin Car Insurance youcomparequotes 10340
19 New Jersey Auto Insurance youcomparequotes 10326
18 Idaho Car Insurance youcomparequotes 10307
17 West Virgina Auto Insurance youcomparequotes 10289
16 Montana Car Insurance youcomparequotes 10264
15 Connecticut Auto Insurance youcomparequotes 10255
14 Nebraska Car Insurance youcomparequotes 10237
13 Alabama Car Insurance youcomparequotes 10227
12 Michigan Car Insurance youcomparequotes 10214
11 Rhode Island Car Insurance youcomparequotes 10196
10 Kansas Car Insurance youcomparequotes 10195
9 New Jersey Car Insurance youcomparequotes 10187
8 Illinois Auto Insurance youcomparequotes 10085
7 Vermont Auto Insurance youcomparequotes 10071
6 Georgia Car Insurance youcomparequotes 10046
5 Colorado Auto Insurance youcomparequotes 9998
4 New Mexico Auto Insurance youcomparequotes 9958
3 Michigan Auto Insurance youcomparequotes 9944
2 South Dakota Auto Insurance youcomparequotes 9923
1 New Mexico Car Insurance youcomparequotes 9839
XE Login