Enter your ZIP code:

South Carolina Car Insurance

Are you looking for a South Carolina car insurance policy that keeps your money in your pockets—or your bank account—if you're involved in an accident?

Well, InsureMe can help you find it! We've been helping consumers get the comprehensive South Carolina car insurance policies they need since 1993…and we can help you, too.

Just fill out our quote box today for the South Carolina car insurance quotes you need. We'll get you up to five competitive quotes—and the power to choose the right one yourself!


Information about South Carolina Car Insurance

South Carolina is a "tort" state, which means the person not at fault in an accident may pursue an insurance claim against the party who caused it. Therefore, it is wise to make sure you have adequate South Carolina car insurance to protect yourself if you're involved in an accident.

You must carry at least $15,000 bodily injury per person; $30,000 bodily injury per accident and $10,000 property damage per accident in South Carolina. These limits are often referred to as 15/30/10.

Ask your South Carolina car insurance provider to explain these minimums further if you have questions concerning them.

Getting the Right Coverage

The South Carolina car insurance market is a competitive one. According to the South Carolina Department of Insurance, over a hundred insurance companies have entered the state's car insurance marketplace since the late 1990s, giving you more choice in South Carolina car insurance providers.

Not all South Carolina car insurance companies charge the same amount for identical coverage. The best way to make sure you get the most coverage for the cheapest price is to comparison shop. Talk to several different insurers to get a feel for what most of them charge for the types of coverage you need.

Look for the best combination of service and price to ensure you have both the coverage you need and a premium you can afford.

Keeping Your Premium Low

Other things you can do to keep your South Carolina car insurance premiums low include:

  • Obey all traffic laws and maintain a good driving record
  • Get a list of available discounts and take advantage of them
  • Consider increasing your collision and comprehensive deductibles
  • Find out what your insurance premiums will be before you purchase a new car
  • Have every driver in your household complete a driver's education course
  • Insure your car and your home with the same company to achieve a multiple-policy discount

Choosing an Agent

It is important to find an agent willing to explain different types of coverage and tailor coverage amounts to your particular situation.

If you are considering doing business with a South Carolina car insurance agent who isn't willing to take the time necessary to do so, take your business elsewhere!

Your agent should also do everything in his power to save you money on your South Carolina car insurance. If you let the agent know you are shopping around for the best price, you are much more likely to get the most competitive price for what you need.

A good insurance agent will do his best to keep you informed about possible changes in your South Carolina car insurance. Talk to your agent to get a feel for how communicative he might be regarding any policy changes, as well as changes in state requirements. Let him know your expectations, and then ask if he can provide you with references from satisfied customers. There's nothing like word-of-mouth to help you determine whether this is an agent you want to do business with long term!

If You Can't Find Coverage

If you have a record of accidents, speeding tickets or other violations, insurance companies consider you a high-risk driver—and it may become difficult to obtain a South Carolina car insurance policy.

Some South Carolina car insurance companies specialize in insuring this type of driver. However, if you find yourself in this situation and cannot find a licensed insurance company willing to insure you, seek coverage with the Joint Underwriting Association (JUA).

Rates will be higher but, with a low future claims record, an improved violations record and timely insurance payments, you should eventually be classified as lower risk, enabling you to return to the usual South Carolina car insurance market.

For more information on the JUA, call 803-779-0092.

Now—get going!

Now that you know what to look for, let InsureMe put you in touch with the South Carolina car insurance companies with the quotes you need. Then you decide what's best—and drive away assured you have the protection you need.

Contact us today!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!   
Free Health Insurance Quotes!  
Free Life Insurance Quotes!   

List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10923
101 Wyoming Auto Insurance youcomparequotes 10820
100 Wisconsin Car Insurance youcomparequotes 10445
99 Wisconsin Auto Insurance youcomparequotes 10528
98 West Virginia Car Insurance youcomparequotes 11446
97 West Virgina Auto Insurance youcomparequotes 10392
96 Washington, D.C. Car Insurance youcomparequotes 12046
95 Washington, D.C. Auto Insurance youcomparequotes 11075
94 Washington Car Insurance Quotes youcomparequotes 11556
93 Washington Auto Insurance Quotes youcomparequotes 11220
92 Virginia Car Insurance youcomparequotes 10887
91 Virginia Auto Insurance Quotes youcomparequotes 10900
90 Vermont Car Insurance youcomparequotes 13135
89 Vermont Auto Insurance youcomparequotes 10172
88 Utah Car Insurance youcomparequotes 10831
87 Utah Auto Insurance youcomparequotes 10635
86 Texas Car Insurance Quotes youcomparequotes 10858
85 Texas Auto Insurance Quotes youcomparequotes 10856
84 Tennessee Car Insurance youcomparequotes 10465
83 Tennessee Auto Insurance youcomparequotes 11039
82 South Dakota Car Insurance youcomparequotes 10701
81 South Dakota Auto Insurance youcomparequotes 9977
» South Carolina Car Insurance youcomparequotes 10896
79 South Carolina Auto Insurance youcomparequotes 10773
78 Rhode Island Car Insurance youcomparequotes 10249
77 Rhode Island Auto Insurance youcomparequotes 10622
76 Pennsylvania Car Insurance Quotes youcomparequotes 10951
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11452
74 Oregon Car Insurance Quotes youcomparequotes 11107
73 Oregon Auto Insurance Quotes youcomparequotes 10762
72 Oklahoma Car Insurance youcomparequotes 10834
71 Oklahoma Auto Insurance youcomparequotes 10781
70 Ohio Car Insurance Quotes youcomparequotes 10512
69 Ohio Auto Insurance Quotes youcomparequotes 10437
68 North Dakota Car Insurance youcomparequotes 10518
67 North Dakota Auto Insurance youcomparequotes 10914
66 North Carolina Car Insurance youcomparequotes 14220
65 North Carolina Auto Insurance youcomparequotes 11202
64 New York Car Insurance Quotes youcomparequotes 10436
63 New York Auto Insurance Quotes youcomparequotes 11420
62 New Mexico Car Insurance youcomparequotes 9892
61 New Mexico Auto Insurance youcomparequotes 10011
60 New Jersey Car Insurance youcomparequotes 10240
59 New Jersey Auto Insurance youcomparequotes 10379
58 New Hampshire Car Insurance youcomparequotes 11291
57 New Hampshire Auto Insurance youcomparequotes 10904
56 Nevada Car Insurance youcomparequotes 10616
55 Nevada Auto Insurance youcomparequotes 10648
54 Nebraska Car Insurance youcomparequotes 10309
53 Nebraska Auto Insurance youcomparequotes 11273
52 Montana Car Insurance youcomparequotes 10333
51 Montana Auto Insurance youcomparequotes 10475
50 Missouri Car Insurance youcomparequotes 10633
49 Missouri Auto Insurance youcomparequotes 10531
48 Mississippi Car Insurance youcomparequotes 10943
47 Mississippi Auto Insurance youcomparequotes 10850
46 Minnesota Car Insurance Quotes youcomparequotes 11079
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11184
44 Michigan Car Insurance youcomparequotes 10267
43 Michigan Auto Insurance youcomparequotes 9995
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17306
41 Massachusetts Auto Insurance Reform youcomparequotes 11082
40 Maryland Car Insurance youcomparequotes 11288
39 Maryland Auto Insurance youcomparequotes 11306
38 Maine Auto Insurance youcomparequotes 10956
37 Louisiana Car Insurance youcomparequotes 11255
36 Louisiana Auto Insurance youcomparequotes 10604
35 Kentucky Car Insurance youcomparequotes 10705
34 Kentucky Auto Insurance youcomparequotes 10422
33 Kansas Car Insurance youcomparequotes 10246
32 Kansas Auto Insurance youcomparequotes 10676
31 Iowa Car Insurance youcomparequotes 10538
30 Iowa Auto Insurance youcomparequotes 10553
29 Indiana Car Insurance youcomparequotes 10507
28 Indiana Auto Insurance youcomparequotes 10472
27 Illinois Car Insurance youcomparequotes 10489
26 Illinois Auto Insurance youcomparequotes 10135
25 Idaho Car Insurance youcomparequotes 10358
24 Idaho Auto Insurance youcomparequotes 10443
23 Hawaii Car Insurance youcomparequotes 10790
22 Hawaii Auto Insurance youcomparequotes 10877
21 Georgia Car Insurance youcomparequotes 10097
20 Georgia Auto Insurance Quotes youcomparequotes 10991
19 Florida Car Insurance Quotes youcomparequotes 12491
18 Florida Auto Insurance Quotes youcomparequotes 10432
17 Find Maine Car Insurance youcomparequotes 10399
16 Delaware Car Insurance youcomparequotes 10690
15 Delaware Auto Insurance youcomparequotes 10568
14 Connecticut Car Insurance youcomparequotes 10485
13 Connecticut Auto Insurance youcomparequotes 10312
12 Colorado Car Insurance Quotes youcomparequotes 10496
11 Colorado Auto Insurance youcomparequotes 10049
10 California Car Insurance Quotes youcomparequotes 10992
9 California Auto Insurance Quotes youcomparequotes 11134
8 Arkansas Car Insurance youcomparequotes 11385
7 Arkansas Auto Insurance youcomparequotes 10669
6 Arizona Car Insurance Quotes youcomparequotes 10623
5 Arizona Auto Insurance youcomparequotes 11058
4 Alaska Car Insurance youcomparequotes 10808
3 Alaska Auto Insurance youcomparequotes 11598
2 Alabama Car Insurance youcomparequotes 10277
1 Alabama Auto Insurance youcomparequotes 10780
XE Login