Enter your ZIP code:

Vermont Auto Insurance

According to the Vermont Department of Insurance, rates for Vermont auto insurance are not regulated. This means the price for Vermont auto insurance may differ from company to company.

With so many competing companies, how do you get the best deal?

With InsureMe's free referral service, shopping for Vermont auto insurance is easy. Just submit your information to the right and receive up to five free quotes on Vermont auto insurance for effortless comparison!


Discovering the Facts: Vermont Auto Insurance

Under Vermont law, all drivers are required to carry Vermont auto insurance. Read on to learn what forms of coverage are required for you to drive, what determines your premiums and how you can save money on Vermont auto insurance.

Required Coverage

To be legally eligible to drive, you must carry both liability and uninsured/underinsured motorist coverage.

Liability Coverage

Liability coverage protects you from damages to other motorists or property stemming from your negligent driving. The lowest amount of liability coverage allowed by Vermont is 25/50/10—$25,000 for bodily injury per person, $50,000 for bodily injury per accident and $10,000 for property damage per accident.

While these amounts may seem like a lot, they may not be enough to cover your damages if you cause a serious accident. It is for this reason that you should consider purchasing higher amounts of liability to optimize your protection.

Uninsured/Underinsured Motorist Coverage

Uninsured/Underinsured motorist coverage protects you if you are involved in an accident with another driver who does not have insurance, or does not have enough insurance to cover the damages. The lowest amount allowed by Vermont law is 50/100/10—$50,000 for bodily injury per accident, $100,000 for bodily injury per person and $10,000 for property damage per accident.

Remember that these too are the minimum amounts under Vermont law, so you may want to add extra coverage to your Vermont auto insurance to ensure adequate protection.

The Cost for Vermont Auto Insurance

The premiums for your Vermont auto insurance will be determined by your classification rating, which is used to calculate your risk. Some of the factors used to determine your classification rating are likely to include:

Your Driving Record—blemishes on your driving record, such as accidents or tickets will negatively impact your premium because it increases the risk the company takes to insure you.

Your Location—congested areas see more auto accidents, therefore if you live, work or play in a metropolitan area, you will probably pay more for Vermont auto insurance.

Who Drives Your Car—your premium will be affected the driving records of all drivers in your household. This is because they will have access to your automobile and will therefore need to be covered if they are responsible for an accident.

Car Year, Make and Model—these factors will be used to determine how costly the automobile will be to repair or replace, as well as what kind of safety and security features it has to protect drivers and deter theft.

Saving Money on Vermont Auto Insurance

While you may not be able to control your classification rating, there are ways to save money on Vermont auto insurance. Be sure to ask your agent about the following discounts:

Insuring Multiple Cars—insuring more than one automobile may cost less than what you would pay to insure them separately.

Good Student Rewards—high school and some college students maintaining a "B" average often warrant a discount on Vermont auto insurance.

Students Living Away from Home—if your young driver is over 100 miles away from home and does not have access to the insured automobile, your Vermont auto insurance premium may go down.

Safe and Secure Cars—you may receive a discount if your automobile has anti-lock breaks, automatic seatbelts, airbags and/or anti-theft devices.

Be sure to ask your Vermont auto insurance agent about these discounts as they may not be offered to you up front. You will find receiving a discount in just one of these areas may reduce your premium by five or 10 percent.

Save Money on Vermont Auto Insurance with InsureMe!

Don't put yourself through the nightmare of surfing the Internet for individual quotes. Enter your information to the right and InsureMe will send you up to five free quotes on Vermont auto insurance today!


Car Insurance Free Quotes!  

Home Insurance Free Quotes!   

Health Insurance Free Quotes!   
Life Insurance Free Quotes!   
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10898
101 Wyoming Auto Insurance youcomparequotes 10795
100 Wisconsin Car Insurance youcomparequotes 10419
99 Wisconsin Auto Insurance youcomparequotes 10503
98 West Virginia Car Insurance youcomparequotes 11421
97 West Virgina Auto Insurance youcomparequotes 10367
96 Washington, D.C. Car Insurance youcomparequotes 12021
95 Washington, D.C. Auto Insurance youcomparequotes 11050
94 Washington Car Insurance Quotes youcomparequotes 11531
93 Washington Auto Insurance Quotes youcomparequotes 11195
92 Virginia Car Insurance youcomparequotes 10862
91 Virginia Auto Insurance Quotes youcomparequotes 10875
90 Vermont Car Insurance youcomparequotes 13110
» Vermont Auto Insurance youcomparequotes 10147
88 Utah Car Insurance youcomparequotes 10806
87 Utah Auto Insurance youcomparequotes 10610
86 Texas Car Insurance Quotes youcomparequotes 10833
85 Texas Auto Insurance Quotes youcomparequotes 10831
84 Tennessee Car Insurance youcomparequotes 10440
83 Tennessee Auto Insurance youcomparequotes 11014
82 South Dakota Car Insurance youcomparequotes 10676
81 South Dakota Auto Insurance youcomparequotes 9952
80 South Carolina Car Insurance youcomparequotes 10871
79 South Carolina Auto Insurance youcomparequotes 10748
78 Rhode Island Car Insurance youcomparequotes 10224
77 Rhode Island Auto Insurance youcomparequotes 10597
76 Pennsylvania Car Insurance Quotes youcomparequotes 10926
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11427
74 Oregon Car Insurance Quotes youcomparequotes 11082
73 Oregon Auto Insurance Quotes youcomparequotes 10737
72 Oklahoma Car Insurance youcomparequotes 10784
71 Oklahoma Auto Insurance youcomparequotes 10756
70 Ohio Car Insurance Quotes youcomparequotes 10487
69 Ohio Auto Insurance Quotes youcomparequotes 10412
68 North Dakota Car Insurance youcomparequotes 10493
67 North Dakota Auto Insurance youcomparequotes 10889
66 North Carolina Car Insurance youcomparequotes 14195
65 North Carolina Auto Insurance youcomparequotes 11177
64 New York Car Insurance Quotes youcomparequotes 10411
63 New York Auto Insurance Quotes youcomparequotes 11390
62 New Mexico Car Insurance youcomparequotes 9867
61 New Mexico Auto Insurance youcomparequotes 9986
60 New Jersey Car Insurance youcomparequotes 10215
59 New Jersey Auto Insurance youcomparequotes 10354
58 New Hampshire Car Insurance youcomparequotes 11266
57 New Hampshire Auto Insurance youcomparequotes 10879
56 Nevada Car Insurance youcomparequotes 10589
55 Nevada Auto Insurance youcomparequotes 10622
54 Nebraska Car Insurance youcomparequotes 10276
53 Nebraska Auto Insurance youcomparequotes 11248
52 Montana Car Insurance youcomparequotes 10308
51 Montana Auto Insurance youcomparequotes 10450
50 Missouri Car Insurance youcomparequotes 10608
49 Missouri Auto Insurance youcomparequotes 10506
48 Mississippi Car Insurance youcomparequotes 10918
47 Mississippi Auto Insurance youcomparequotes 10825
46 Minnesota Car Insurance Quotes youcomparequotes 11054
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11159
44 Michigan Car Insurance youcomparequotes 10242
43 Michigan Auto Insurance youcomparequotes 9972
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17280
41 Massachusetts Auto Insurance Reform youcomparequotes 11059
40 Maryland Car Insurance youcomparequotes 11265
39 Maryland Auto Insurance youcomparequotes 11283
38 Maine Auto Insurance youcomparequotes 10933
37 Louisiana Car Insurance youcomparequotes 11231
36 Louisiana Auto Insurance youcomparequotes 10581
35 Kentucky Car Insurance youcomparequotes 10682
34 Kentucky Auto Insurance youcomparequotes 10399
33 Kansas Car Insurance youcomparequotes 10223
32 Kansas Auto Insurance youcomparequotes 10653
31 Iowa Car Insurance youcomparequotes 10516
30 Iowa Auto Insurance youcomparequotes 10532
29 Indiana Car Insurance youcomparequotes 10485
28 Indiana Auto Insurance youcomparequotes 10450
27 Illinois Car Insurance youcomparequotes 10467
26 Illinois Auto Insurance youcomparequotes 10113
25 Idaho Car Insurance youcomparequotes 10336
24 Idaho Auto Insurance youcomparequotes 10421
23 Hawaii Car Insurance youcomparequotes 10768
22 Hawaii Auto Insurance youcomparequotes 10855
21 Georgia Car Insurance youcomparequotes 10075
20 Georgia Auto Insurance Quotes youcomparequotes 10969
19 Florida Car Insurance Quotes youcomparequotes 12469
18 Florida Auto Insurance Quotes youcomparequotes 10410
17 Find Maine Car Insurance youcomparequotes 10377
16 Delaware Car Insurance youcomparequotes 10668
15 Delaware Auto Insurance youcomparequotes 10546
14 Connecticut Car Insurance youcomparequotes 10463
13 Connecticut Auto Insurance youcomparequotes 10290
12 Colorado Car Insurance Quotes youcomparequotes 10474
11 Colorado Auto Insurance youcomparequotes 10027
10 California Car Insurance Quotes youcomparequotes 10970
9 California Auto Insurance Quotes youcomparequotes 11112
8 Arkansas Car Insurance youcomparequotes 11254
7 Arkansas Auto Insurance youcomparequotes 10647
6 Arizona Car Insurance Quotes youcomparequotes 10601
5 Arizona Auto Insurance youcomparequotes 11036
4 Alaska Car Insurance youcomparequotes 10784
3 Alaska Auto Insurance youcomparequotes 11576
2 Alabama Car Insurance youcomparequotes 10255
1 Alabama Auto Insurance youcomparequotes 10765
XE Login