Enter your ZIP code:

Vermont Auto Insurance

According to the Vermont Department of Insurance, rates for Vermont auto insurance are not regulated. This means the price for Vermont auto insurance may differ from company to company.

With so many competing companies, how do you get the best deal?

With InsureMe's free referral service, shopping for Vermont auto insurance is easy. Just submit your information to the right and receive up to five free quotes on Vermont auto insurance for effortless comparison!


Discovering the Facts: Vermont Auto Insurance

Under Vermont law, all drivers are required to carry Vermont auto insurance. Read on to learn what forms of coverage are required for you to drive, what determines your premiums and how you can save money on Vermont auto insurance.

Required Coverage

To be legally eligible to drive, you must carry both liability and uninsured/underinsured motorist coverage.

Liability Coverage

Liability coverage protects you from damages to other motorists or property stemming from your negligent driving. The lowest amount of liability coverage allowed by Vermont is 25/50/10—$25,000 for bodily injury per person, $50,000 for bodily injury per accident and $10,000 for property damage per accident.

While these amounts may seem like a lot, they may not be enough to cover your damages if you cause a serious accident. It is for this reason that you should consider purchasing higher amounts of liability to optimize your protection.

Uninsured/Underinsured Motorist Coverage

Uninsured/Underinsured motorist coverage protects you if you are involved in an accident with another driver who does not have insurance, or does not have enough insurance to cover the damages. The lowest amount allowed by Vermont law is 50/100/10—$50,000 for bodily injury per accident, $100,000 for bodily injury per person and $10,000 for property damage per accident.

Remember that these too are the minimum amounts under Vermont law, so you may want to add extra coverage to your Vermont auto insurance to ensure adequate protection.

The Cost for Vermont Auto Insurance

The premiums for your Vermont auto insurance will be determined by your classification rating, which is used to calculate your risk. Some of the factors used to determine your classification rating are likely to include:

Your Driving Record—blemishes on your driving record, such as accidents or tickets will negatively impact your premium because it increases the risk the company takes to insure you.

Your Location—congested areas see more auto accidents, therefore if you live, work or play in a metropolitan area, you will probably pay more for Vermont auto insurance.

Who Drives Your Car—your premium will be affected the driving records of all drivers in your household. This is because they will have access to your automobile and will therefore need to be covered if they are responsible for an accident.

Car Year, Make and Model—these factors will be used to determine how costly the automobile will be to repair or replace, as well as what kind of safety and security features it has to protect drivers and deter theft.

Saving Money on Vermont Auto Insurance

While you may not be able to control your classification rating, there are ways to save money on Vermont auto insurance. Be sure to ask your agent about the following discounts:

Insuring Multiple Cars—insuring more than one automobile may cost less than what you would pay to insure them separately.

Good Student Rewards—high school and some college students maintaining a "B" average often warrant a discount on Vermont auto insurance.

Students Living Away from Home—if your young driver is over 100 miles away from home and does not have access to the insured automobile, your Vermont auto insurance premium may go down.

Safe and Secure Cars—you may receive a discount if your automobile has anti-lock breaks, automatic seatbelts, airbags and/or anti-theft devices.

Be sure to ask your Vermont auto insurance agent about these discounts as they may not be offered to you up front. You will find receiving a discount in just one of these areas may reduce your premium by five or 10 percent.

Save Money on Vermont Auto Insurance with InsureMe!

Don't put yourself through the nightmare of surfing the Internet for individual quotes. Enter your information to the right and InsureMe will send you up to five free quotes on Vermont auto insurance today!


Car Insurance Free Quotes!  

Home Insurance Free Quotes!   

Health Insurance Free Quotes!   
Life Insurance Free Quotes!   
List of Articles
No. Subject Author Viewssort
102 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17240
101 North Carolina Car Insurance youcomparequotes 14152
100 Vermont Car Insurance youcomparequotes 13031
99 Washington, D.C. Car Insurance youcomparequotes 11943
98 Florida Car Insurance Quotes youcomparequotes 11680
97 Alaska Auto Insurance youcomparequotes 11540
96 Washington Car Insurance Quotes youcomparequotes 11457
95 Pennsylvania Auto Insurance Quotes youcomparequotes 11380
94 West Virginia Car Insurance youcomparequotes 11344
93 New York Auto Insurance Quotes youcomparequotes 11319
92 Maryland Auto Insurance youcomparequotes 11243
91 Maryland Car Insurance youcomparequotes 11225
90 New Hampshire Car Insurance youcomparequotes 11224
89 Nebraska Auto Insurance youcomparequotes 11202
88 Louisiana Car Insurance youcomparequotes 11184
87 North Carolina Auto Insurance youcomparequotes 11144
86 Minnesota Auto Insurance Quotes and Information youcomparequotes 11123
85 Washington Auto Insurance Quotes youcomparequotes 11122
84 California Auto Insurance Quotes youcomparequotes 11078
83 Oregon Car Insurance Quotes youcomparequotes 11054
82 Massachusetts Auto Insurance Reform youcomparequotes 11031
81 Minnesota Car Insurance Quotes youcomparequotes 11025
80 Arizona Auto Insurance youcomparequotes 11006
79 Tennessee Auto Insurance youcomparequotes 10983
78 Washington, D.C. Auto Insurance youcomparequotes 10976
77 Georgia Auto Insurance Quotes youcomparequotes 10941
76 California Car Insurance Quotes youcomparequotes 10941
75 Maine Auto Insurance youcomparequotes 10905
74 Pennsylvania Car Insurance Quotes youcomparequotes 10898
73 Mississippi Car Insurance youcomparequotes 10888
72 North Dakota Auto Insurance youcomparequotes 10861
71 New Hampshire Auto Insurance youcomparequotes 10850
70 South Carolina Car Insurance youcomparequotes 10842
69 Hawaii Auto Insurance youcomparequotes 10827
68 Wyoming Car Insurance youcomparequotes 10824
67 Virginia Auto Insurance Quotes youcomparequotes 10803
66 Virginia Car Insurance youcomparequotes 10784
65 Mississippi Auto Insurance youcomparequotes 10779
64 Texas Car Insurance Quotes youcomparequotes 10773
63 Texas Auto Insurance Quotes youcomparequotes 10771
62 Oklahoma Car Insurance youcomparequotes 10755
61 Alabama Auto Insurance youcomparequotes 10749
60 Alaska Car Insurance youcomparequotes 10742
59 Hawaii Car Insurance youcomparequotes 10740
58 Utah Car Insurance youcomparequotes 10733
57 Oklahoma Auto Insurance youcomparequotes 10722
56 Wyoming Auto Insurance youcomparequotes 10720
55 South Carolina Auto Insurance youcomparequotes 10719
54 Oregon Auto Insurance Quotes youcomparequotes 10709
53 Kentucky Car Insurance youcomparequotes 10653
52 South Dakota Car Insurance youcomparequotes 10648
51 Delaware Car Insurance youcomparequotes 10640
50 Kansas Auto Insurance youcomparequotes 10624
49 Arkansas Auto Insurance youcomparequotes 10618
48 Nevada Auto Insurance youcomparequotes 10593
47 Missouri Car Insurance youcomparequotes 10580
46 Arizona Car Insurance Quotes youcomparequotes 10573
45 Rhode Island Auto Insurance youcomparequotes 10569
44 Nevada Car Insurance youcomparequotes 10560
43 Louisiana Auto Insurance youcomparequotes 10553
42 Utah Auto Insurance youcomparequotes 10544
41 Delaware Auto Insurance youcomparequotes 10517
40 Iowa Auto Insurance youcomparequotes 10497
39 Iowa Car Insurance youcomparequotes 10484
38 Missouri Auto Insurance youcomparequotes 10478
37 North Dakota Car Insurance youcomparequotes 10465
36 Indiana Car Insurance youcomparequotes 10456
35 Ohio Car Insurance Quotes youcomparequotes 10449
34 Colorado Car Insurance Quotes youcomparequotes 10446
33 Illinois Car Insurance youcomparequotes 10438
32 Connecticut Car Insurance youcomparequotes 10434
31 Wisconsin Auto Insurance youcomparequotes 10427
30 Montana Auto Insurance youcomparequotes 10422
29 Indiana Auto Insurance youcomparequotes 10421
28 Idaho Auto Insurance youcomparequotes 10393
27 Ohio Auto Insurance Quotes youcomparequotes 10384
26 Arkansas Car Insurance youcomparequotes 10384
25 New York Car Insurance Quotes youcomparequotes 10382
24 Florida Auto Insurance Quotes youcomparequotes 10381
23 Tennessee Car Insurance youcomparequotes 10369
22 Kentucky Auto Insurance youcomparequotes 10365
21 Find Maine Car Insurance youcomparequotes 10349
20 Wisconsin Car Insurance youcomparequotes 10340
19 New Jersey Auto Insurance youcomparequotes 10326
18 Idaho Car Insurance youcomparequotes 10307
17 West Virgina Auto Insurance youcomparequotes 10289
16 Montana Car Insurance youcomparequotes 10264
15 Connecticut Auto Insurance youcomparequotes 10255
14 Nebraska Car Insurance youcomparequotes 10237
13 Alabama Car Insurance youcomparequotes 10227
12 Michigan Car Insurance youcomparequotes 10214
11 Rhode Island Car Insurance youcomparequotes 10196
10 Kansas Car Insurance youcomparequotes 10195
9 New Jersey Car Insurance youcomparequotes 10187
8 Illinois Auto Insurance youcomparequotes 10085
» Vermont Auto Insurance youcomparequotes 10071
6 Georgia Car Insurance youcomparequotes 10046
5 Colorado Auto Insurance youcomparequotes 9998
4 New Mexico Auto Insurance youcomparequotes 9958
3 Michigan Auto Insurance youcomparequotes 9944
2 South Dakota Auto Insurance youcomparequotes 9923
1 New Mexico Car Insurance youcomparequotes 9839
XE Login