Enter your ZIP code:

West Virgina Auto Insurance

In recent months, West Virginians have enjoyed declining rates on auto insurance.  But despite the rollbacks, the market for West Virginia auto insurance remains competitive.

Here at InsureMe, we remain committed to helping you find the right West Virginia auto insurance to fit your particular needs. By entering your information to the right, we will send you up to five free quotes on West Virginia auto insurance so that you can compare quotes, and reap the benefits of West Virginia's decreasing auto insurance rates.



What You Need to Know about West Virginia Auto Insurance


State Requirements for West Virginia Auto Insurance

All motorists are required to carry liability coverage in combination with uninsured/underinsured motorist coverage.

The minimum requirements for these types of coverage are:

  • $20,000 total for bodily injury per person
  • $40,000 total for bodily injury per accident
  • $10,000 total for property damage per accident

It is important to understand that the 20/40/10 requirements are the minimum limits set by the State of West Virginia and may not be enough to cover damages if you are held responsible for an auto accident. Thus, you may want to consider purchasing higher amounts of West Virginia auto insurance to thoroughly protect you in the worst-case scenario.

Optional Types of Coverage

Since liability coverage alone does not pay for damage caused to your automobile, you may want to consider adding collision and comprehensive coverage to your West Virginia auto insurance. 

Collision coverage pays for damage to your automobile if it is damaged through a collision with an automobile or other object.

Comprehensive coverage pays for damage to your automobile if it is damaged from events other than collision, such as flood, hail, fire or vandalism. 

It is important to note that collision and comprehensive coverage are not required and can usually be added to your West Virginia auto insurance at any time; be sure to ask your West Virginia auto insurance agent for details.

High-Risk Coverage

If you have been turned down for West Virginia auto insurance in the voluntary market, you may be eligible for coverage through West Virginia's Auto Insurance Plan Service Office (AIPSO). 

Essentially, AIPSO is high-risk insurance that is sold through West Virginia auto insurance agents when coverage in the normal market cannot be obtained. It is important to note that AIPSO brings with it steep premiums and should only be considered as a last resort.

Cancellation of West Virginia Auto Insurance

According to the West Virginia Insurance Commission, your West Virginia auto insurance policy may be cancelled for:

  • Nonpayment
  • Committing fraudulent acts
  • Suspension of driver's license
  • Receipt of three or more violations in a 12-month period
  • Felony or assault involving the use of an automobile
  • Negligent homicide involving an automobile
  • Driving under the influence of alcohol or drugs

If your West Virginia auto insurance is cancelled for the abovementioned reasons, it will be difficult to obtain West Virginia auto insurance through other companies, leaving you with limited options. However, if you feel that your West Virginia auto insurance has been unjustly cancelled, contact your insurance company for details. If you are still unsatisfied, don't hesitate to contact the West Virginia Insurance Commission for help or to file a complaint.

More Information

The goal of the West Virginia Insurance Commission is to help consumers understand their rights concerning insurance. For more information on West Virginia auto insurance, contact them at (888) TRY-WVIC.

Get on the Road with West Virginia Auto Insurance!

Finding the right West Virginia auto insurance for your vehicle just got easier. Simply enter your information to the right and receive up to five free quotes on West Virginia auto insurance!


Car Insurance Free Quotes!  
Home Insurance Free Quotes!   
Health Insurance Free Quotes!   
Life Insurance Free Quotes!   
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10778
101 Wyoming Auto Insurance youcomparequotes 10676
100 Wisconsin Car Insurance youcomparequotes 10294
99 Wisconsin Auto Insurance youcomparequotes 10380
98 West Virginia Car Insurance youcomparequotes 11299
» West Virgina Auto Insurance youcomparequotes 10243
96 Washington, D.C. Car Insurance youcomparequotes 11834
95 Washington, D.C. Auto Insurance youcomparequotes 10927
94 Washington Car Insurance Quotes youcomparequotes 11409
93 Washington Auto Insurance Quotes youcomparequotes 11077
92 Virginia Car Insurance youcomparequotes 10734
91 Virginia Auto Insurance Quotes youcomparequotes 10755
90 Vermont Car Insurance youcomparequotes 12974
89 Vermont Auto Insurance youcomparequotes 10025
88 Utah Car Insurance youcomparequotes 10686
87 Utah Auto Insurance youcomparequotes 10499
86 Texas Car Insurance Quotes youcomparequotes 10733
85 Texas Auto Insurance Quotes youcomparequotes 10730
84 Tennessee Car Insurance youcomparequotes 10178
83 Tennessee Auto Insurance youcomparequotes 10959
82 South Dakota Car Insurance youcomparequotes 10625
81 South Dakota Auto Insurance youcomparequotes 9900
80 South Carolina Car Insurance youcomparequotes 10819
79 South Carolina Auto Insurance youcomparequotes 10696
78 Rhode Island Car Insurance youcomparequotes 10173
77 Rhode Island Auto Insurance youcomparequotes 10544
76 Pennsylvania Car Insurance Quotes youcomparequotes 10875
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11354
74 Oregon Car Insurance Quotes youcomparequotes 11031
73 Oregon Auto Insurance Quotes youcomparequotes 10686
72 Oklahoma Car Insurance youcomparequotes 10721
71 Oklahoma Auto Insurance youcomparequotes 10619
70 Ohio Car Insurance Quotes youcomparequotes 10340
69 Ohio Auto Insurance Quotes youcomparequotes 10359
68 North Dakota Car Insurance youcomparequotes 10442
67 North Dakota Auto Insurance youcomparequotes 10838
66 North Carolina Car Insurance youcomparequotes 14126
65 North Carolina Auto Insurance youcomparequotes 11119
64 New York Car Insurance Quotes youcomparequotes 10359
63 New York Auto Insurance Quotes youcomparequotes 11210
62 New Mexico Car Insurance youcomparequotes 9816
61 New Mexico Auto Insurance youcomparequotes 9935
60 New Jersey Car Insurance youcomparequotes 10164
59 New Jersey Auto Insurance youcomparequotes 10303
58 New Hampshire Car Insurance youcomparequotes 11198
57 New Hampshire Auto Insurance youcomparequotes 10827
56 Nevada Car Insurance youcomparequotes 10537
55 Nevada Auto Insurance youcomparequotes 10569
54 Nebraska Car Insurance youcomparequotes 10214
53 Nebraska Auto Insurance youcomparequotes 11119
52 Montana Car Insurance youcomparequotes 10239
51 Montana Auto Insurance youcomparequotes 10399
50 Missouri Car Insurance youcomparequotes 10557
49 Missouri Auto Insurance youcomparequotes 10455
48 Mississippi Car Insurance youcomparequotes 10865
47 Mississippi Auto Insurance youcomparequotes 10505
46 Minnesota Car Insurance Quotes youcomparequotes 11002
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11098
44 Michigan Car Insurance youcomparequotes 10191
43 Michigan Auto Insurance youcomparequotes 9921
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17142
41 Massachusetts Auto Insurance Reform youcomparequotes 11008
40 Maryland Car Insurance youcomparequotes 11199
39 Maryland Auto Insurance youcomparequotes 11217
38 Maine Auto Insurance youcomparequotes 10882
37 Louisiana Car Insurance youcomparequotes 11082
36 Louisiana Auto Insurance youcomparequotes 10530
35 Kentucky Car Insurance youcomparequotes 10590
34 Kentucky Auto Insurance youcomparequotes 10342
33 Kansas Car Insurance youcomparequotes 10171
32 Kansas Auto Insurance youcomparequotes 10600
31 Iowa Car Insurance youcomparequotes 10392
30 Iowa Auto Insurance youcomparequotes 10360
29 Indiana Car Insurance youcomparequotes 10433
28 Indiana Auto Insurance youcomparequotes 10398
27 Illinois Car Insurance youcomparequotes 10415
26 Illinois Auto Insurance youcomparequotes 10062
25 Idaho Car Insurance youcomparequotes 10284
24 Idaho Auto Insurance youcomparequotes 10370
23 Hawaii Car Insurance youcomparequotes 10717
22 Hawaii Auto Insurance youcomparequotes 10804
21 Georgia Car Insurance youcomparequotes 10023
20 Georgia Auto Insurance Quotes youcomparequotes 10918
19 Florida Car Insurance Quotes youcomparequotes 11654
18 Florida Auto Insurance Quotes youcomparequotes 10358
17 Find Maine Car Insurance youcomparequotes 10326
16 Delaware Car Insurance youcomparequotes 10615
15 Delaware Auto Insurance youcomparequotes 10494
14 Connecticut Car Insurance youcomparequotes 10411
13 Connecticut Auto Insurance youcomparequotes 10170
12 Colorado Car Insurance Quotes youcomparequotes 10423
11 Colorado Auto Insurance youcomparequotes 9975
10 California Car Insurance Quotes youcomparequotes 10917
9 California Auto Insurance Quotes youcomparequotes 11055
8 Arkansas Car Insurance youcomparequotes 10361
7 Arkansas Auto Insurance youcomparequotes 10595
6 Arizona Car Insurance Quotes youcomparequotes 10550
5 Arizona Auto Insurance youcomparequotes 10983
4 Alaska Car Insurance youcomparequotes 10596
3 Alaska Auto Insurance youcomparequotes 11514
2 Alabama Car Insurance youcomparequotes 10202
1 Alabama Auto Insurance youcomparequotes 10741
XE Login