Enter your ZIP code:

West Virgina Auto Insurance

In recent months, West Virginians have enjoyed declining rates on auto insurance.  But despite the rollbacks, the market for West Virginia auto insurance remains competitive.

Here at InsureMe, we remain committed to helping you find the right West Virginia auto insurance to fit your particular needs. By entering your information to the right, we will send you up to five free quotes on West Virginia auto insurance so that you can compare quotes, and reap the benefits of West Virginia's decreasing auto insurance rates.



What You Need to Know about West Virginia Auto Insurance


State Requirements for West Virginia Auto Insurance

All motorists are required to carry liability coverage in combination with uninsured/underinsured motorist coverage.

The minimum requirements for these types of coverage are:

  • $20,000 total for bodily injury per person
  • $40,000 total for bodily injury per accident
  • $10,000 total for property damage per accident

It is important to understand that the 20/40/10 requirements are the minimum limits set by the State of West Virginia and may not be enough to cover damages if you are held responsible for an auto accident. Thus, you may want to consider purchasing higher amounts of West Virginia auto insurance to thoroughly protect you in the worst-case scenario.

Optional Types of Coverage

Since liability coverage alone does not pay for damage caused to your automobile, you may want to consider adding collision and comprehensive coverage to your West Virginia auto insurance. 

Collision coverage pays for damage to your automobile if it is damaged through a collision with an automobile or other object.

Comprehensive coverage pays for damage to your automobile if it is damaged from events other than collision, such as flood, hail, fire or vandalism. 

It is important to note that collision and comprehensive coverage are not required and can usually be added to your West Virginia auto insurance at any time; be sure to ask your West Virginia auto insurance agent for details.

High-Risk Coverage

If you have been turned down for West Virginia auto insurance in the voluntary market, you may be eligible for coverage through West Virginia's Auto Insurance Plan Service Office (AIPSO). 

Essentially, AIPSO is high-risk insurance that is sold through West Virginia auto insurance agents when coverage in the normal market cannot be obtained. It is important to note that AIPSO brings with it steep premiums and should only be considered as a last resort.

Cancellation of West Virginia Auto Insurance

According to the West Virginia Insurance Commission, your West Virginia auto insurance policy may be cancelled for:

  • Nonpayment
  • Committing fraudulent acts
  • Suspension of driver's license
  • Receipt of three or more violations in a 12-month period
  • Felony or assault involving the use of an automobile
  • Negligent homicide involving an automobile
  • Driving under the influence of alcohol or drugs

If your West Virginia auto insurance is cancelled for the abovementioned reasons, it will be difficult to obtain West Virginia auto insurance through other companies, leaving you with limited options. However, if you feel that your West Virginia auto insurance has been unjustly cancelled, contact your insurance company for details. If you are still unsatisfied, don't hesitate to contact the West Virginia Insurance Commission for help or to file a complaint.

More Information

The goal of the West Virginia Insurance Commission is to help consumers understand their rights concerning insurance. For more information on West Virginia auto insurance, contact them at (888) TRY-WVIC.

Get on the Road with West Virginia Auto Insurance!

Finding the right West Virginia auto insurance for your vehicle just got easier. Simply enter your information to the right and receive up to five free quotes on West Virginia auto insurance!


Car Insurance Free Quotes!  
Home Insurance Free Quotes!   
Health Insurance Free Quotes!   
Life Insurance Free Quotes!   
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10874
101 Wyoming Auto Insurance youcomparequotes 10772
100 Wisconsin Car Insurance youcomparequotes 10396
99 Wisconsin Auto Insurance youcomparequotes 10481
98 West Virginia Car Insurance youcomparequotes 11397
» West Virgina Auto Insurance youcomparequotes 10344
96 Washington, D.C. Car Insurance youcomparequotes 11997
95 Washington, D.C. Auto Insurance youcomparequotes 11027
94 Washington Car Insurance Quotes youcomparequotes 11508
93 Washington Auto Insurance Quotes youcomparequotes 11172
92 Virginia Car Insurance youcomparequotes 10839
91 Virginia Auto Insurance Quotes youcomparequotes 10853
90 Vermont Car Insurance youcomparequotes 13085
89 Vermont Auto Insurance youcomparequotes 10125
88 Utah Car Insurance youcomparequotes 10783
87 Utah Auto Insurance youcomparequotes 10591
86 Texas Car Insurance Quotes youcomparequotes 10813
85 Texas Auto Insurance Quotes youcomparequotes 10810
84 Tennessee Car Insurance youcomparequotes 10418
83 Tennessee Auto Insurance youcomparequotes 11001
82 South Dakota Car Insurance youcomparequotes 10663
81 South Dakota Auto Insurance youcomparequotes 9939
80 South Carolina Car Insurance youcomparequotes 10858
79 South Carolina Auto Insurance youcomparequotes 10735
78 Rhode Island Car Insurance youcomparequotes 10211
77 Rhode Island Auto Insurance youcomparequotes 10584
76 Pennsylvania Car Insurance Quotes youcomparequotes 10913
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11409
74 Oregon Car Insurance Quotes youcomparequotes 11069
73 Oregon Auto Insurance Quotes youcomparequotes 10724
72 Oklahoma Car Insurance youcomparequotes 10771
71 Oklahoma Auto Insurance youcomparequotes 10741
70 Ohio Car Insurance Quotes youcomparequotes 10472
69 Ohio Auto Insurance Quotes youcomparequotes 10399
68 North Dakota Car Insurance youcomparequotes 10480
67 North Dakota Auto Insurance youcomparequotes 10876
66 North Carolina Car Insurance youcomparequotes 14179
65 North Carolina Auto Insurance youcomparequotes 11163
64 New York Car Insurance Quotes youcomparequotes 10398
63 New York Auto Insurance Quotes youcomparequotes 11366
62 New Mexico Car Insurance youcomparequotes 9854
61 New Mexico Auto Insurance youcomparequotes 9973
60 New Jersey Car Insurance youcomparequotes 10202
59 New Jersey Auto Insurance youcomparequotes 10341
58 New Hampshire Car Insurance youcomparequotes 11251
57 New Hampshire Auto Insurance youcomparequotes 10866
56 Nevada Car Insurance youcomparequotes 10576
55 Nevada Auto Insurance youcomparequotes 10609
54 Nebraska Car Insurance youcomparequotes 10263
53 Nebraska Auto Insurance youcomparequotes 11231
52 Montana Car Insurance youcomparequotes 10288
51 Montana Auto Insurance youcomparequotes 10437
50 Missouri Car Insurance youcomparequotes 10595
49 Missouri Auto Insurance youcomparequotes 10493
48 Mississippi Car Insurance youcomparequotes 10905
47 Mississippi Auto Insurance youcomparequotes 10808
46 Minnesota Car Insurance Quotes youcomparequotes 11041
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11145
44 Michigan Car Insurance youcomparequotes 10229
43 Michigan Auto Insurance youcomparequotes 9959
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17264
41 Massachusetts Auto Insurance Reform youcomparequotes 11046
40 Maryland Car Insurance youcomparequotes 11250
39 Maryland Auto Insurance youcomparequotes 11267
38 Maine Auto Insurance youcomparequotes 10920
37 Louisiana Car Insurance youcomparequotes 11213
36 Louisiana Auto Insurance youcomparequotes 10568
35 Kentucky Car Insurance youcomparequotes 10669
34 Kentucky Auto Insurance youcomparequotes 10386
33 Kansas Car Insurance youcomparequotes 10210
32 Kansas Auto Insurance youcomparequotes 10640
31 Iowa Car Insurance youcomparequotes 10502
30 Iowa Auto Insurance youcomparequotes 10516
29 Indiana Car Insurance youcomparequotes 10472
28 Indiana Auto Insurance youcomparequotes 10437
27 Illinois Car Insurance youcomparequotes 10454
26 Illinois Auto Insurance youcomparequotes 10100
25 Idaho Car Insurance youcomparequotes 10323
24 Idaho Auto Insurance youcomparequotes 10408
23 Hawaii Car Insurance youcomparequotes 10755
22 Hawaii Auto Insurance youcomparequotes 10842
21 Georgia Car Insurance youcomparequotes 10062
20 Georgia Auto Insurance Quotes youcomparequotes 10956
19 Florida Car Insurance Quotes youcomparequotes 12453
18 Florida Auto Insurance Quotes youcomparequotes 10397
17 Find Maine Car Insurance youcomparequotes 10364
16 Delaware Car Insurance youcomparequotes 10655
15 Delaware Auto Insurance youcomparequotes 10533
14 Connecticut Car Insurance youcomparequotes 10450
13 Connecticut Auto Insurance youcomparequotes 10274
12 Colorado Car Insurance Quotes youcomparequotes 10461
11 Colorado Auto Insurance youcomparequotes 10014
10 California Car Insurance Quotes youcomparequotes 10957
9 California Auto Insurance Quotes youcomparequotes 11098
8 Arkansas Car Insurance youcomparequotes 11143
7 Arkansas Auto Insurance youcomparequotes 10634
6 Arizona Car Insurance Quotes youcomparequotes 10588
5 Arizona Auto Insurance youcomparequotes 11023
4 Alaska Car Insurance youcomparequotes 10767
3 Alaska Auto Insurance youcomparequotes 11561
2 Alabama Car Insurance youcomparequotes 10242
1 Alabama Auto Insurance youcomparequotes 10757
XE Login