Enter your ZIP code:

Wisconsin Auto Insurance

With today's competitive market, InsureMe knows how challenging it can be to find affordable Wisconsin auto insurance.

By using InsureMe's free referral service, we can provide you with up to five free quotes for Wisconsin auto insurance in your area.

Stop surfing the internet. Let InsureMe do the shopping for you!


Understanding Wisconsin Auto Insurance

Why buy Wisconsin auto insurance?

Wisconsin auto insurance protects you and your family from financial loss resulting from automobile accidents.

If you cause an accident, you may be responsible for the losses of anyone else who is involved. You may be liable for compensation regarding property damage, medical expenses, lost wages and pain and suffering if others were injured.

If you do not carry Wisconsin auto insurance, you may be forced to give up your home, your savings and future wages to help compensate for those losses.

Can I drive without Wisconsin auto insurance?

No. Wisconsin's Financial Responsibility Law requires all motorists to carry Wisconsin auto insurance with liability coverage.

How much liability coverage is required?

According to the Wisconsin Department of Insurance, the minimum liability requirements are as follows:

  • $25,000 for the death or injury of one person
  • $50,000 for injury or death of two or more persons
  • $10,000 for property damage

Must I include uninsured motorist coverage in my Wisconsin auto insurance policy?

Yes. Wisconsin law requires uninsured motorist coverage in the amounts of $25,000/$50,000 for bodily injury only.

What determines my rates for Wisconsin auto insurance?

The Wisconsin Department of Insurance reports the following as the most important factors in determining your rates for Wisconsin auto insurance:

  1. Your age, sex and marital status. According to statistics, young single men have a greater risk of getting into an auto accident.
  2. Where you live. Generally, people living in metropolitan areas are at a greater risk for theft and auto accidents than those living in rural areas. Thus, city folks are more likely to pay a higher premium.
  3. Your car. The year, make and model of your car may influence your premium. The less it costs to repair or replace your automobile, the lower your premium will be.
  4. How you use your car. The more you drive your car, the more you will pay to insure it. Why? Frequent drivers are at an increased risk for auto accidents.
  5. Prior insurance coverage. Your new Wisconsin auto insurance company will want to know if your previous coverage was cancelled for nonpayment. Any prior coverage will also tell your new insurer about your claim history.

What if I am unable to find Wisconsin auto insurance?

If you have been denied coverage from several Wisconsin auto insurance companies, you may obtain coverage through the Wisconsin Automobile Insurance Plan (WAIP).

WAIP was created by the State of Wisconsin to provide coverage for those unable to purchase Wisconsin auto insurance through the normal market.

How do I get WAIP coverage?

WAIP will be sold to you by a Wisconsin auto insurance agent at a higher rate than a voluntary policy. You will want to shop around while on WAIP to find more affordable plans. Using InsureMe's free referral service can provide you with options available to you.

After four years, the Wisconsin auto insurance company that is insuring you under WAIP must accept you for regular coverage if you have maintained a clean driving record.

What if I still have questions?

For additional information, including a consumer guide to Wisconsin auto insurance, you may contact the Wisconsin Department of Insurance at 1-800-947-3529 or visit them on the Web.

Start Saving on Wisconsin Auto Insurance Today!

Simply enter your information to the right to receive up to five free quotes for affordable Wisconsin auto insurance in your area!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!   
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
102 Wyoming Car Insurance youcomparequotes 10769
101 Wyoming Auto Insurance youcomparequotes 10668
100 Wisconsin Car Insurance youcomparequotes 10285
» Wisconsin Auto Insurance youcomparequotes 10371
98 West Virginia Car Insurance youcomparequotes 11290
97 West Virgina Auto Insurance youcomparequotes 10234
96 Washington, D.C. Car Insurance youcomparequotes 11821
95 Washington, D.C. Auto Insurance youcomparequotes 10918
94 Washington Car Insurance Quotes youcomparequotes 11400
93 Washington Auto Insurance Quotes youcomparequotes 11068
92 Virginia Car Insurance youcomparequotes 10725
91 Virginia Auto Insurance Quotes youcomparequotes 10746
90 Vermont Car Insurance youcomparequotes 12963
89 Vermont Auto Insurance youcomparequotes 10016
88 Utah Car Insurance youcomparequotes 10677
87 Utah Auto Insurance youcomparequotes 10490
86 Texas Car Insurance Quotes youcomparequotes 10728
85 Texas Auto Insurance Quotes youcomparequotes 10725
84 Tennessee Car Insurance youcomparequotes 10172
83 Tennessee Auto Insurance youcomparequotes 10955
82 South Dakota Car Insurance youcomparequotes 10621
81 South Dakota Auto Insurance youcomparequotes 9896
80 South Carolina Car Insurance youcomparequotes 10815
79 South Carolina Auto Insurance youcomparequotes 10692
78 Rhode Island Car Insurance youcomparequotes 10169
77 Rhode Island Auto Insurance youcomparequotes 10540
76 Pennsylvania Car Insurance Quotes youcomparequotes 10871
75 Pennsylvania Auto Insurance Quotes youcomparequotes 11350
74 Oregon Car Insurance Quotes youcomparequotes 11027
73 Oregon Auto Insurance Quotes youcomparequotes 10682
72 Oklahoma Car Insurance youcomparequotes 10717
71 Oklahoma Auto Insurance youcomparequotes 10603
70 Ohio Car Insurance Quotes youcomparequotes 10330
69 Ohio Auto Insurance Quotes youcomparequotes 10355
68 North Dakota Car Insurance youcomparequotes 10438
67 North Dakota Auto Insurance youcomparequotes 10834
66 North Carolina Car Insurance youcomparequotes 14122
65 North Carolina Auto Insurance youcomparequotes 11115
64 New York Car Insurance Quotes youcomparequotes 10355
63 New York Auto Insurance Quotes youcomparequotes 11197
62 New Mexico Car Insurance youcomparequotes 9812
61 New Mexico Auto Insurance youcomparequotes 9931
60 New Jersey Car Insurance youcomparequotes 10160
59 New Jersey Auto Insurance youcomparequotes 10299
58 New Hampshire Car Insurance youcomparequotes 11194
57 New Hampshire Auto Insurance youcomparequotes 10823
56 Nevada Car Insurance youcomparequotes 10533
55 Nevada Auto Insurance youcomparequotes 10565
54 Nebraska Car Insurance youcomparequotes 10210
53 Nebraska Auto Insurance youcomparequotes 11115
52 Montana Car Insurance youcomparequotes 10235
51 Montana Auto Insurance youcomparequotes 10393
50 Missouri Car Insurance youcomparequotes 10553
49 Missouri Auto Insurance youcomparequotes 10451
48 Mississippi Car Insurance youcomparequotes 10861
47 Mississippi Auto Insurance youcomparequotes 10482
46 Minnesota Car Insurance Quotes youcomparequotes 10998
45 Minnesota Auto Insurance Quotes and Information youcomparequotes 11094
44 Michigan Car Insurance youcomparequotes 10187
43 Michigan Auto Insurance youcomparequotes 9917
42 Massachusetts Works to Install Competitive Auto Insurance Market youcomparequotes 17132
41 Massachusetts Auto Insurance Reform youcomparequotes 11004
40 Maryland Car Insurance youcomparequotes 11194
39 Maryland Auto Insurance youcomparequotes 11213
38 Maine Auto Insurance youcomparequotes 10878
37 Louisiana Car Insurance youcomparequotes 11072
36 Louisiana Auto Insurance youcomparequotes 10526
35 Kentucky Car Insurance youcomparequotes 10586
34 Kentucky Auto Insurance youcomparequotes 10338
33 Kansas Car Insurance youcomparequotes 10167
32 Kansas Auto Insurance youcomparequotes 10596
31 Iowa Car Insurance youcomparequotes 10386
30 Iowa Auto Insurance youcomparequotes 10337
29 Indiana Car Insurance youcomparequotes 10429
28 Indiana Auto Insurance youcomparequotes 10394
27 Illinois Car Insurance youcomparequotes 10411
26 Illinois Auto Insurance youcomparequotes 10058
25 Idaho Car Insurance youcomparequotes 10280
24 Idaho Auto Insurance youcomparequotes 10366
23 Hawaii Car Insurance youcomparequotes 10713
22 Hawaii Auto Insurance youcomparequotes 10800
21 Georgia Car Insurance youcomparequotes 10019
20 Georgia Auto Insurance Quotes youcomparequotes 10914
19 Florida Car Insurance Quotes youcomparequotes 11650
18 Florida Auto Insurance Quotes youcomparequotes 10354
17 Find Maine Car Insurance youcomparequotes 10322
16 Delaware Car Insurance youcomparequotes 10593
15 Delaware Auto Insurance youcomparequotes 10490
14 Connecticut Car Insurance youcomparequotes 10407
13 Connecticut Auto Insurance youcomparequotes 10166
12 Colorado Car Insurance Quotes youcomparequotes 10419
11 Colorado Auto Insurance youcomparequotes 9971
10 California Car Insurance Quotes youcomparequotes 10913
9 California Auto Insurance Quotes youcomparequotes 11051
8 Arkansas Car Insurance youcomparequotes 10357
7 Arkansas Auto Insurance youcomparequotes 10591
6 Arizona Car Insurance Quotes youcomparequotes 10546
5 Arizona Auto Insurance youcomparequotes 10979
4 Alaska Car Insurance youcomparequotes 10586
3 Alaska Auto Insurance youcomparequotes 11510
2 Alabama Car Insurance youcomparequotes 10198
1 Alabama Auto Insurance youcomparequotes 10741
XE Login