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Having trouble finding private insurance?
If you have been unsuccessful in obtaining private health insurance for financial or health reasons, check out the following state-sponsored programs:
The Major Risk Medical insurance Program (MRMIP) offers limited health insurance benefits to Californians unable to obtain coverage because of a pre-existing condition. Some restrictions do apply; for more on MRMIP, call (800) 289-6574.
The Healthy Families Program, offered through MRMIP, provides low cost health, dental and vision coverage to kids from low income families not eligible for public assistance. For more information on the Healthy Families Program, call (800) 880-5305.
The Access for Infants and Mothers
was established to expand care for pregnant women. AIM offers a comprehensive
benefits plan, including both inpatient and outpatient care. For more
information on AIM, call (800) 433-2311. Pacific Health Advantage (PacAdvantage)
provides more affordable
Beware of discount programs—they’re not insurance plans!
You know the phrase “If it sounds too good to be true, it probably is”? Well, that goes double for the world of health care. If a program carries an attractively low sticker price, make sure it’s not a scam. Often these too-good-to-be-true programs are referred to as “discount health care plans.” These programs are seldom—if ever—worth the money. If you’re having trouble finding coverage through a standard private insurance plan, it’s best to go with a state-sponsored one.