Enter your ZIP code:

Indiana Health Insurance

If you’re confused about what kind of health insurance you need, you’re not alone. Navigating insurance policies to find out what is covered—and what is not—can be a time-consuming process. And it’s hard to know who you can trust to represent your best interests.

Let InsureMe drive you down the road to the healthy future you deserve. Just provide us with a little information about yourself, and we’ll get you up to five health insurance quotes with no obligation.

Try InsureMe today—and live healthy tomorrow!


Indiana Health Insurance Information

Most Indiana residents are insured through a group plan sponsored by their employers. Premiums for these plans are generally low, and are paid by the employer. Unfortunately, those who are self-employed, between jobs or not covered by an employer find it very difficult to find affordable health insurance. If you find yourself in this situation, you should consider purchasing individual health insurance.

Choosing the right health insurance company can be critical to your well-being. We recommend you ask the following questions when examining health insurance policies:

  • Is the company/agent licensed?
  • How long has the company been in business?
  • How do agencies such as A.M. Best rate the company?
  • How can I get in touch with the agent or company?

The Indiana Department of Insurance can help you determine the answers to these questions, as well as get answers to other insurance-related questions.

Examining the Market

Consider the following, most popular types of coverage when shopping for health insurance:

Fee-for-Service plans: Often called traditional or indemnity health insurance. You choose and visit a doctor, who then submits a claim to your insurance company for reimbursement for each individual service provided. (This often occurs at 80 percent of reasonable and customary charges.) You are responsible for the remaining charges, called $coinsurance.$

If your doctor charges you more than what is usual or customary for your area, you must pay the remainder.

Managed-care plans: Include Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Point-of-Service plans (POS). These plans provide comprehensive health services and medical treatments to members. Your coverage is paid in advance, so you do not need to pay for each service individually. Out-of-pocket expenses are typically low and there are generally no deductibles or copayments; however, you must use health care providers within the provider’s network.

Talk to an insurance agent or company to determine what kind of coverage you need.

Comparing Plans

Deciding which plan to purchase involves many factors. Clarify what each plan does and does not cover to make sure you understand what you are buying before you make your final purchasing decision.

Following is a checklist of medical services you should examine your plan for. Different plans have different coverages, so make sure the services most important to you are contained within your policy.

  • Inpatient/outpatient hospital
  • Doctor visits
  • Medical tests & X-rays
  • Prescriptions
  • Mental health care
  • Home health care
  • Physical therapy
  • Chiropractic visits
  • Maternity care
  • Preventive care
  • Dental care
  • Outpatient surgery
  • Rehabilitation

In addition to services covered, examine the annual cost of your premium. Look for the greatest amount of coverage for the lowest price.

Getting More Information

More information about health and medical insurance is available in our health insurance FAQ section, or by contacting the Indiana Department of Insurance at 317-232-2395, or online at www.ai.org/idoi/index.html.


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
55 Wyoming Health Insurance youcomparequotes 4133
54 Wisconsin Health Insurance youcomparequotes 4699
53 West Virginia Health Insurance youcomparequotes 4177
52 Washington, D.C. Health Insurance youcomparequotes 4023
51 Washington Health Insurance youcomparequotes 4601
50 Virginia Health Insurance youcomparequotes 3805
49 Vermont Health Insurance youcomparequotes 4135
48 Utah Health Insurance youcomparequotes 4086
47 Texas Health Insurance Quotes youcomparequotes 4325
46 Tennessee Health Insurance Quotes youcomparequotes 3975
45 South Dakota Health Insurance youcomparequotes 4097
44 South Carolina Health Insurance youcomparequotes 4071
43 Rhode Island Health Insurance youcomparequotes 4390
42 Pennsylvania Health Insurance Quotes youcomparequotes 4014
41 Oregon Health Insurance Quotes youcomparequotes 4236
40 Oklahoma Health Insurance youcomparequotes 3857
39 Ohio Health Insurance youcomparequotes 3899
38 North Dakota Health Insurance youcomparequotes 4391
37 North Carolina Health Insurance Quotes youcomparequotes 4442
36 North Carolina Health Insurance Quotes youcomparequotes 4378
35 New York Health Insurance youcomparequotes 6066
34 New Mexico Health Insurance youcomparequotes 4169
33 New Jersey Health Insurance youcomparequotes 4333
32 New Hampshire Health Insurance youcomparequotes 3836
31 Nevada Health Insurance youcomparequotes 4028
30 Nebraska Health Insurance youcomparequotes 4591
29 Montana Health Insurance youcomparequotes 3809
28 Missouri Health Insurance youcomparequotes 4269
27 Mississippi Health Insurance youcomparequotes 4014
26 Minnesota Health Insurance youcomparequotes 4267
25 Michigan Health Insurance Quotes youcomparequotes 4138
24 Massachusetts Medical youcomparequotes 3832
23 Massachusetts Health Insurance Quotes youcomparequotes 4876
22 Maryland Health Insurance youcomparequotes 4167
21 Maine Health Insurance youcomparequotes 4230
20 Louisiana Health Insurance youcomparequotes 4106
19 Kentucky Health Insurance youcomparequotes 3937
18 Kansas Health Insurance youcomparequotes 3989
17 Iowa Health Insurance youcomparequotes 3764
» Indiana Health Insurance youcomparequotes 4236
15 Illinois Health Insurance Quotes youcomparequotes 4342
14 Idaho Health Insurance youcomparequotes 3941
13 Hawaii Health Insurance youcomparequotes 4228
12 Georgia Health Insurance Quotes youcomparequotes 3982
11 Florida Health Insurance youcomparequotes 4211
10 Delaware Health Insurance youcomparequotes 3984
9 Connecticut Health Insurance youcomparequotes 4088
8 Colorado Health Insurance Quotes youcomparequotes 4116
7 California Medical Insurance youcomparequotes 4243
6 California Medical Insurance youcomparequotes 3956
5 California Health Insurance Quotes youcomparequotes 4468
4 Arkansas Health Insurance youcomparequotes 4384
3 Arizona Health Insurance Quotes youcomparequotes 3991
2 Alaska Health Insurance youcomparequotes 4225
1 Alabama Health Insurance youcomparequotes 4156
XE Login