Enter your ZIP code:

Louisiana Health Insurance

A recent survey by the Louisiana Department of Health and Hospitals reported that over 576,000 residents were without Louisiana health insurance. Over 75 percent of residents surveyed reported that they did not have Louisiana health insurance because it was too expensive.

InsureMe is here to help. Our goal is to provide you with information on Louisiana health insurance to help you choose the right policy. We will also help you to find that policy - simply enter your information to the right and receive up to five free quotes for Louisiana health insurance!

Finding affordable Louisiana health insurance has never been easier!



Louisiana Health Insurance: Answering Your Questions


What can Louisiana health insurance do for me?

The State of Louisiana has taken great provisions to ensure that their residents have access to getting and keeping Louisiana health insurance.

  • If you receive coverage from a group plan, Louisiana's nondiscrimination policy prohibits you from being denied or receiving limited coverage because of your health status. 
  • If you become ill, guaranteed renewability ensures that your Louisiana health insurance will not be cancelled.
  • If you are a small business owner purchasing group coverage, the guaranteed issue ensures that you cannot be turned down for Louisiana health insurance on account of your group's age, gender or health status.

If you lose your group coverage and meet other qualifications, you may be able to purchase individual Louisiana health insurance through the Louisiana Health Plan (LHP). You will not face a pre-existing condition period unless you have been previously denied coverage by two or more Louisiana health insurance companies.

What will my Louisiana health insurance policy cover?

Your coverage will depend on what kind of Louisiana health insurance you carry. If you receive coverage through a group plan, your coverage may provide more extensive coverage.

Individual Louisiana health insurance varies in benefits covered so you will want to confirm what types of benefits are mandated by the Louisiana Department of Insurance before purchasing your policy.

What if I cannot afford Louisiana health insurance?

The State of Louisiana has implemented some remarkable programs to help their 576,000 uninsured residents receive coverage:

  • If you make a low or modest income, you may be eligible for free or subsidized health care through Louisiana Medicaid. Louisiana Medicaid offers coverage for pregnant women, families and the elderly and disabled.
  • The Breast and Cervical Cancer Treatment Program provides full health benefits through Louisiana Medicaid for women who are screened through the National Breast and Cervical Cancer Early Detection Program.
  • If your children are currently without Louisiana health insurance, you may receive full health benefits through the Louisiana Children's Health Insurance Plan, or LaCHIP.

What are the benefits to LaCHIP?

LaCHIP offers free health insurance for kids under the age of 19 and is free of enrollment fees, premiums or co-payments.

LaCHIP's mission is to enroll as many uninsured children as possible. They have recently revamped their eligibility requirements to include more children, and they have implemented a seamless application process for parents.

Some LaCHIP benefits include:

  • Physician services
  • Hospitalization
  • Immunizations
  • Prescription drugs
  • Vision and dental care

LaCHIP is also available for grandparents and other non-parent caregivers.

For More Information on Louisiana Health Insurance:

For more information on Louisiana health insurance or any of the abovementioned plans, contact the Louisiana Office of Health Insurance at (800) 259-5301.

Find the Policy You Need Today!

Now that you've armed yourself with knowledge, enter your information to the right and let InsureMe provide you with up to five free quotes on Louisiana health insurance!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  


List of Articles
No. Subject Author Views
55 Wyoming Health Insurance youcomparequotes 4237
54 Wisconsin Health Insurance youcomparequotes 4800
53 West Virginia Health Insurance youcomparequotes 4381
52 Washington, D.C. Health Insurance youcomparequotes 4124
51 Washington Health Insurance youcomparequotes 4765
50 Virginia Health Insurance youcomparequotes 3898
49 Vermont Health Insurance youcomparequotes 4281
48 Utah Health Insurance youcomparequotes 4185
47 Texas Health Insurance Quotes youcomparequotes 4421
46 Tennessee Health Insurance Quotes youcomparequotes 4075
45 South Dakota Health Insurance youcomparequotes 4195
44 South Carolina Health Insurance youcomparequotes 4218
43 Rhode Island Health Insurance youcomparequotes 4567
42 Pennsylvania Health Insurance Quotes youcomparequotes 4190
41 Oregon Health Insurance Quotes youcomparequotes 4459
40 Oklahoma Health Insurance youcomparequotes 3993
39 Ohio Health Insurance youcomparequotes 4012
38 North Dakota Health Insurance youcomparequotes 4475
37 North Carolina Health Insurance Quotes youcomparequotes 4520
36 North Carolina Health Insurance Quotes youcomparequotes 4465
35 New York Health Insurance youcomparequotes 6227
34 New Mexico Health Insurance youcomparequotes 4195
33 New Jersey Health Insurance youcomparequotes 4422
32 New Hampshire Health Insurance youcomparequotes 3863
31 Nevada Health Insurance youcomparequotes 4129
30 Nebraska Health Insurance youcomparequotes 4634
29 Montana Health Insurance youcomparequotes 3838
28 Missouri Health Insurance youcomparequotes 4431
27 Mississippi Health Insurance youcomparequotes 4044
26 Minnesota Health Insurance youcomparequotes 4640
25 Michigan Health Insurance Quotes youcomparequotes 4203
24 Massachusetts Medical youcomparequotes 3860
23 Massachusetts Health Insurance Quotes youcomparequotes 4935
22 Maryland Health Insurance youcomparequotes 4276
21 Maine Health Insurance youcomparequotes 4336
» Louisiana Health Insurance youcomparequotes 4297
19 Kentucky Health Insurance youcomparequotes 4025
18 Kansas Health Insurance youcomparequotes 4080
17 Iowa Health Insurance youcomparequotes 3797
16 Indiana Health Insurance youcomparequotes 4274
15 Illinois Health Insurance Quotes youcomparequotes 4487
14 Idaho Health Insurance youcomparequotes 3988
13 Hawaii Health Insurance youcomparequotes 5465
12 Georgia Health Insurance Quotes youcomparequotes 4014
11 Florida Health Insurance youcomparequotes 4331
10 Delaware Health Insurance youcomparequotes 4019
9 Connecticut Health Insurance youcomparequotes 4162
8 Colorado Health Insurance Quotes youcomparequotes 4150
7 California Medical Insurance youcomparequotes 4278
6 California Medical Insurance youcomparequotes 3984
5 California Health Insurance Quotes youcomparequotes 4539
4 Arkansas Health Insurance youcomparequotes 4475
3 Arizona Health Insurance Quotes youcomparequotes 4022
2 Alaska Health Insurance youcomparequotes 4313
1 Alabama Health Insurance youcomparequotes 4250
XE Login