Massachusetts Health Insurance Quotes
Got Burning Questions about Massachusetts Medical
We’ve got answers.
- Am I required to have health insurance? Yes. Recently
became the first state to require coverage for all of its citizens. The deadline
for obtaining health insurance is July 2007.
- What’s the best place for information? Hands down,
it’s the Massachusetts State Department of Insurance, which can be found at www.state.ma.us/doi. The
Insurance Information Institute, www.iii.org, is a good place for general inquires about health
insurance not specific to Massachusetts.
- What if I need help finding affordable private insurance?
The Commonwealth Health Insurance Connector connects qualified Massachusetts residents
with affordable health insurance if they don’t already have it.
- What if I can’t afford private insurance? If you have
a low or modest income, you and your family may be eligible for free or subsidized health insurance through
programs offer discounted coverage for expectant mothers, families, children,
small businesses, people who are HIV positive, as well as elderly and disabled
- What if I leave my job? If you leave your job, it is
possible to remain on your old group plan for a limited time. This is called
coverage. State-continued coverage can help you while you shop
for a new health insurance policy or wait for a new one to
- How can I save money? If possible, buy
group health insurance. If your employer doesn't offer health insurance, look to
other groups and clubs you belong to, as they are also eligible to purchase a
small group policy.
Consider any extras than can be
taken out for a lower premium.
Coverage areas like vision, dental and mental health can usually be removed if
Buy early. Remember,
in Massachusetts, health insurance policies are
guaranteed renewable, so buying your policy now—even if you are
healthy—is a surefire way to make sure you are covered later, when you might
not be enjoying good health.