While Minnesota is one of the healthiest states in the U.S., a recent survey conducted by the Minnesota Department of Health estimated that roughly 343,000 Minnesotans are without Minnesota health insurance.
With those numbers purported to rise, it is important—now more than ever—to find affordable Minnesota health insurance.
What are my rights concerning Minnesota health insurance?
Minnesota has taken a number of provisions to make sure that its residents are protected from any injustices related to Minnesota health insurance.
Do insurers have to sell me individual Minnesota health insurance?
No. Depending on your health status, you may be denied or given limitations on what your Minnesota health insurance might cover.
What does Minnesota health insurance usually cover?
Your benefits will depend on what kind of Minnesota health insurance you buy as well as what your company agrees to cover.
Minnesota does require all health plans to cover certain benefits such as mammograms and prostate exams. Be sure to ask your agent about other mandated benefits, and as always, review your policy for a clear outline of your benefits.
Can my Minnesota health insurance be cancelled?
Remember that guaranteed renewability prohibits the cancellation of your Minnesota health insurance because you get sick. Your policy may only be cancelled if you do not pay the premiums, engage in fraudulent behavior or move outside of a specified coverage area.
What if I can't afford Minnesota health insurance?
If you are financially unable to purchase Minnesota health insurance, there are still options available for you:
What if I still have questions?
For more information on Minnesota health insurance, contact the Minnesota Department of Commerce's Consumer Concerns Division at (800) 657-3502 or (651) 296-2488.
For additional information on state-assisted programs contact the following:
Minnesota Medicaid: (800)
MinnesotaCare: (800) 657-3672
Sage Screening Program: (888) 643-2584
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