Enter your ZIP code:

Minnesota Health Insurance

While Minnesota is one of the healthiest states in the U.S., a recent survey conducted by the Minnesota Department of Health estimated that roughly 343,000 Minnesotans are without Minnesota health insurance.

With those numbers purported to rise, it is important—now more than ever—to find affordable Minnesota health insurance.


What You Need to Know About Minnesota Health Insurance

What are my rights concerning Minnesota health insurance?

Minnesota has taken a number of provisions to make sure that its residents are protected from any injustices related to Minnesota health insurance.

  • The guaranteed issue protects you if you are an employer purchasing small group insurance. It ensures that you will not be turned down on account of the age or health status of your group.
  • Nondiscrimination protects you under a group plan by prohibiting denied or limited coverage because of your health status.
  • Most Minnesota health insurance is guaranteed renewable. This means that your policy cannot be cancelled if you fall ill.

Do insurers have to sell me individual Minnesota health insurance?

No. Depending on your health status, you may be denied or given limitations on what your Minnesota health insurance might cover.

What does Minnesota health insurance usually cover?

Your benefits will depend on what kind of Minnesota health insurance you buy as well as what your company agrees to cover.

Minnesota does require all health plans to cover certain benefits such as mammograms and prostate exams. Be sure to ask your agent about other mandated benefits, and as always, review your policy for a clear outline of your benefits.

Can my Minnesota health insurance be cancelled?

Remember that guaranteed renewability prohibits the cancellation of your Minnesota health insurance because you get sick. Your policy may only be cancelled if you do not pay the premiums, engage in fraudulent behavior or move outside of a specified coverage area.

What if I can't afford Minnesota health insurance?

If you are financially unable to purchase Minnesota health insurance, there are still options available for you:

  • If you earn a low or modest income, you may be eligible for Minnesota Medicaid which provides free or subsidized health care for pregnant women, families, the disabled and the elderly.
  • If you are unable to afford Minnesota health insurance and meet other requirements, you may be eligible for discounted coverage through MinnesotaCare. MinnesotaCare is also available for families and children.
  • If you feel you are at risk for cancer, you may receive screening and treatment through the Sage Screening Program. The Sage Screening Program does offer free breast and cervical cancer screening for women who qualify.

What if I still have questions?

For more information on Minnesota health insurance, contact the Minnesota Department of Commerce's Consumer Concerns Division at (800) 657-3502 or (651) 296-2488.

For additional information on state-assisted programs contact the following:

Minnesota Medicaid:            (800) 657-3672
MinnesotaCare:                  (800) 657-3672
Sage Screening Program:    (888) 643-2584

Find Minnesota Health Insurance Today.

Let InsureMe find the right Minnesota health insurance for you. Simply enter your information to the right and be matched with up to five agents in your area!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
55 Wyoming Health Insurance youcomparequotes 4214
54 Wisconsin Health Insurance youcomparequotes 4775
53 West Virginia Health Insurance youcomparequotes 4316
52 Washington, D.C. Health Insurance youcomparequotes 4101
51 Washington Health Insurance youcomparequotes 4733
50 Virginia Health Insurance youcomparequotes 3876
49 Vermont Health Insurance youcomparequotes 4248
48 Utah Health Insurance youcomparequotes 4161
47 Texas Health Insurance Quotes youcomparequotes 4398
46 Tennessee Health Insurance Quotes youcomparequotes 4051
45 South Dakota Health Insurance youcomparequotes 4173
44 South Carolina Health Insurance youcomparequotes 4161
43 Rhode Island Health Insurance youcomparequotes 4543
42 Pennsylvania Health Insurance Quotes youcomparequotes 4161
41 Oregon Health Insurance Quotes youcomparequotes 4396
40 Oklahoma Health Insurance youcomparequotes 3967
39 Ohio Health Insurance youcomparequotes 3991
38 North Dakota Health Insurance youcomparequotes 4449
37 North Carolina Health Insurance Quotes youcomparequotes 4500
36 North Carolina Health Insurance Quotes youcomparequotes 4450
35 New York Health Insurance youcomparequotes 6208
34 New Mexico Health Insurance youcomparequotes 4185
33 New Jersey Health Insurance youcomparequotes 4375
32 New Hampshire Health Insurance youcomparequotes 3853
31 Nevada Health Insurance youcomparequotes 4115
30 Nebraska Health Insurance youcomparequotes 4621
29 Montana Health Insurance youcomparequotes 3828
28 Missouri Health Insurance youcomparequotes 4412
27 Mississippi Health Insurance youcomparequotes 4033
» Minnesota Health Insurance youcomparequotes 4534
25 Michigan Health Insurance Quotes youcomparequotes 4193
24 Massachusetts Medical youcomparequotes 3850
23 Massachusetts Health Insurance Quotes youcomparequotes 4915
22 Maryland Health Insurance youcomparequotes 4263
21 Maine Health Insurance youcomparequotes 4299
20 Louisiana Health Insurance youcomparequotes 4199
19 Kentucky Health Insurance youcomparequotes 4013
18 Kansas Health Insurance youcomparequotes 4070
17 Iowa Health Insurance youcomparequotes 3785
16 Indiana Health Insurance youcomparequotes 4262
15 Illinois Health Insurance Quotes youcomparequotes 4462
14 Idaho Health Insurance youcomparequotes 3966
13 Hawaii Health Insurance youcomparequotes 5021
12 Georgia Health Insurance Quotes youcomparequotes 4003
11 Florida Health Insurance youcomparequotes 4298
10 Delaware Health Insurance youcomparequotes 4009
9 Connecticut Health Insurance youcomparequotes 4151
8 Colorado Health Insurance Quotes youcomparequotes 4140
7 California Medical Insurance youcomparequotes 4266
6 California Medical Insurance youcomparequotes 3974
5 California Health Insurance Quotes youcomparequotes 4520
4 Arkansas Health Insurance youcomparequotes 4461
3 Arizona Health Insurance Quotes youcomparequotes 4012
2 Alaska Health Insurance youcomparequotes 4302
1 Alabama Health Insurance youcomparequotes 4237
XE Login