With the cost of health insurance on the rise, it is essential to find an affordable Nevada health insurance plan to suit your needs.
InsureMe is here to make the task of comparing Nevada health insurance quotes an easy one. Just enter your information to the right and let us provide you with up to five quotes for fast and easy comparison.
How do I get Nevada health insurance?
Most people obtain Nevada health insurance through a group policy. Group policies are normally offered by your employer or through unions and religious groups.
Premiums are generally lower if you participate in group coverage. If you participate in group coverage through your work, the premium is usually paid by your employer.
What if my employer doesn't offer Nevada health insurance?
Individual health insurance is a good alternative for you if your employer does not offer Nevada health insurance, or if you are self-employed. Individual insurance allows you to adjust your health plan to fit your needs.
Comparing quotes is very important when shopping for individual Nevada health insurance. Many companies offer the same products for very different prices. Entering your information to the right will provide you with up to five free quotes from agents in your area to help you find affordable Nevada health insurance.
Will I still be eligible for Nevada health insurance if I have a pre-existing condition?
If you enroll in your company's Nevada health insurance plan, you will generally not be asked to complete medical exam or submit your medical history.
If you are applying for individual Nevada health insurance with a pre-existing condition, you are protected by the Health Insurance Portability and Accountability Act, or HIPAA. HIPAA was implemented in 1997 and states that insurers may only impose one 12-month waiting period for any pre-existing condition treated or diagnosed during the previous six months.
How else am I protected?
The Consumer's Guide to Getting and Keeping Health Insurance in Nevada states a number of things that Nevada does to protect the rights of its residents.
What if I can't afford Nevada health insurance?
If you have a low or modest income, you may be eligible for coverage under Nevada Medicaid. For more information and eligibility requirements, call (775) 684-3600.
My children are currently without Nevada health insurance. Where should I turn?
Children ages 18 and under who are not eligible for Medicaid and who have no health insurance may be eligible for the Nevada Check Up plan. For more information, call (800) 360-6044 or (775) 684-3777.
What if I still have questions?
For more information on Nevada health insurance, contact the Nevada Department of Insurance in Las Vegas at (775) 687-4270, or in Carson City at (702) 486-4009.
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