Enter your ZIP code:

California Home Insurance

Your home is one of the largest investments you'll make during your lifetime—and you want to protect it. That's why we started our free referral service: to help you find the best homeowners insurance at a price that fits your budget.

Too Much, Too Little—Just Right!

OK, so homeowners insurance isn't an option in California; it's a requirement by law. But how do you know what kind and how much coverage you need?

To figure this out, start by examining these factors particular to your home: 

  • Your home's construction
  • Its age
  • Its contents
  • Your monthly finances and budget

Make it your goal to buy just enough insurance to provide adequate coverage in case of a loss, but not so much you can't afford to pay your premium. Talk to an insurance agent to find out what this means for you, since every situation is unique.

A Matter of Trust

One of the best ways to ensure your family's future security and safety at home is to get sound advice. A licensed home insurance agent will be able to help you out. When searching for an agent or company, we recommend you:

1.       Choose one that is state licensed.

2.       Comparison shop to make sure you get the most coverage for your money.

3.       Check each company's professional rating through firms such as A.M. Best, Standard & Poor's or Weiss Ratings. These independent services provide you with the company's history, financial stability and customer service scores.

A Shaky Subject

The threat of earthquake is a major concern for most Californians. Though the standard homeowner's policy doesn't cover earthquake-related damage, the state of California has taken steps to protect its residents from disaster by requiring that earthquake insurance be available to all who qualify for home insurance.

Most private insurers can integrate earthquake coverage into your policy. If you choose one that can't, separate earthquake coverage is available through a company underwritten by the California Earthquake Authority (CEA).

For more information on homeowner's insurance and earthquake coverage, contact the California Department of Insurance at (800) 927-HELP.

California homeowner's insurance is an essential tool for protecting your property. So don't wait for disaster to strike. Prepare now with free, competitive home quotes from InsureMe. InsureMe makes it easy!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
55 Wyoming Home Insurance youcomparequotes 6649
54 Wisconsin Home Insurance youcomparequotes 6959
53 West Virginia Homeowners Insurance youcomparequotes 6534
52 Washington, D.C. Home Insurance youcomparequotes 8212
51 Washington Home Insurance youcomparequotes 6278
50 Virginia Home Insurance youcomparequotes 6712
49 Vermont Homeowners Insurance youcomparequotes 7054
48 Utah Homeowners Insurance youcomparequotes 6241
47 Texas Home Insurance: Not Fun, Not Hip But Oh-So Important youcomparequotes 7229
46 Texas Home Insurance Quotes youcomparequotes 6752
45 Tennessee Homeowners Insurance youcomparequotes 8332
44 South Dakota Homeowners Insurance youcomparequotes 7024
43 South Carolina Homeowners Insurance youcomparequotes 6284
42 Rhode Island Homeowners Insurance youcomparequotes 6494
41 Pennsylvania Home Insurance Quotes youcomparequotes 6747
40 Oregon Home Insurance Quotes youcomparequotes 12835
39 Oklahoma Homeowners Insurance youcomparequotes 6671
38 Ohio Home Insurance Quotes youcomparequotes 7110
37 North Dakota Homeowners Insurance youcomparequotes 6408
36 North Dakota Home Insurance youcomparequotes 6232
35 North Carolina Homeowners Insurance youcomparequotes 11450
34 New York Home Insurance Quotes youcomparequotes 6938
33 New Mexico Homeowners Insurance youcomparequotes 6850
32 New Jersey Home Insurance youcomparequotes 6288
31 New Hampshire Home Insurance youcomparequotes 6364
30 Nevada Home Insurance youcomparequotes 6481
29 Nebraska Home Insurance youcomparequotes 6339
28 Montana Home Insurance youcomparequotes 6708
27 Missouri Home Insurance Quotes youcomparequotes 6587
26 Mississippi Home Insurance youcomparequotes 6450
25 Minnesota Home Insurance Quotes youcomparequotes 6607
24 Michigan Home Insurance Quotes youcomparequotes 8448
23 Maryland Home Insurance youcomparequotes 6611
22 Maine Homeowners Insurance youcomparequotes 6439
21 Louisiana Homeowners Insurance youcomparequotes 6856
20 Kentucky Homeowners Insurance youcomparequotes 6230
19 Kentucky Home Insurance youcomparequotes 6614
18 Kansas Homeowners Insurance youcomparequotes 6938
17 Iowa Homeowners Insurance youcomparequotes 6421
16 Indiana Homeowners Insurance youcomparequotes 6611
15 Illinois Home Insurance Quotes youcomparequotes 7373
14 Idaho Home Insurance youcomparequotes 6462
13 Hawaii Home Insurance youcomparequotes 6498
12 Georgia Home Insurance youcomparequotes 6586
11 Florida’s Home Insurance Headache youcomparequotes 8030
10 Florida Home Insurance Quotes youcomparequotes 6536
9 Delaware Home Insurance youcomparequotes 6147
8 Connecticut Homeowners Insurance youcomparequotes 6414
7 Colorado Home Insurance Information: Protecting Your Personal Rocky Mountain Paradise youcomparequotes 11022
6 Colorado Home Insurance Information youcomparequotes 7170
» California Home Insurance youcomparequotes 6610
4 Arkansas Home Insurance youcomparequotes 6741
3 Arizona Home Insurance Quotes youcomparequotes 7708
2 Alaska Homeowners Insurance youcomparequotes 6391
1 Alabama Homeowners Insurance youcomparequotes 6412
XE Login