Enter your ZIP code:

New Mexico Homeowners Insurance

Here at InsureMe, we understand that you want the best possible coverage to protect your cherished abode.

We are here to help! By entering your information to the right, we give you up to five free quotes on New Mexico homeowner's insurance. You'll rest easier knowing you've compared quotes and selected the best New Mexico homeowner's insurance policy to protect your home.

Protect Your Home with New Mexico Homeowners Insurance

What is included in New Mexico homeowner's insurance?

A typical New Mexico homeowner's insurance policy consists of four facets:

  1. Coverage of your dwelling and additional structures on your property.
  2. Coverage of your personal items and contents of your home.
  3. Reimbursement for additional living costs if your home becomes uninhabitable due to damage or loss.
  4. Personal liability to protect you from claims or lawsuits if someone is injured on your property.

Are there different forms of policies for New Mexico homeowner's insurance?

The two most common forms of New Mexico homeowner's insurance are known as Broad HO-2 and Special HO-3.

Broad HO-2 is a basic form of New Mexico homeowner's insurance which provides protection against 16 perils, some of which include fire, smoke, lightning, civil unrest, vandalism and weight of snow and ice.

Special HO-3 is the most common form of New Mexico homeowner's insurance.  It protects your home against all perils except flood and earthquake.

It is important to note that there may be other forms of New Mexico homeowner's insurance more suitable for your needs. Be sure to discuss your needs with your agent to ensure that you purchase the right New Mexico homeowner's insurance policy for your home.

How do I protect my home from flood damage?

With flood waters causing an estimated $2 billion dollars annually, you will want to make sure your home is protected.  Since flood damage is not typically covered by New Mexico homeowner's insurance, you will want to purchase flood coverage through the National Flood Insurance Plan (NFIP) by calling (800) 427-2354. 

Remember, your flood insurance will go into effect 30 days after the date of purchase, so don't wait until flood waters are knocking on your door to secure your home.

Are discounts available for New Mexico homeowner's insurance?

New Mexico law requires a 10 percent discount be given when you install an electric burglar alarm in your home. New Mexico law also requires a five percent discount be given if you have iron bars on all doors and windows in your home.

Other money-saving tips for New Mexico homeowner's insurance include:

  • Raising your deductible
  • Insuring your home for its replacement value
  • Reviewing your policy to avoid paying for items you no longer need insured
  • Shopping around for the best policy - and the best price

In fact, shopping around is the best way to save on your New Mexico homeowner's insurance. By using InsureMe's free referral service, you receive up to five quotes for easy comparison.

Where can I find more information on New Mexico homeowner's insurance?

For more on New Mexico homeowner's insurance, you may contact the New Mexico Public Regulation Commission at (800) 947-4722, or visit them on the Web.

What Are You Waiting For?

InsureMe's referral service is fast, easy and best of all, it's free. You have nothing to lose and everything to gain. Just submit your information to the right and receive up to five free quotes on New Mexico homeowner's insurance today!

Free Car Insurance Quotes!  
Free Home Insurance Quotes!   
Free Health Insurance Quotes!   
Free Life Insurance Quotes!   
List of Articles
No. Subject Author Views
55 Wyoming Home Insurance youcomparequotes 6602
54 Wisconsin Home Insurance youcomparequotes 6902
53 West Virginia Homeowners Insurance youcomparequotes 6487
52 Washington, D.C. Home Insurance youcomparequotes 8134
51 Washington Home Insurance youcomparequotes 6227
50 Virginia Home Insurance youcomparequotes 6529
49 Vermont Homeowners Insurance youcomparequotes 6990
48 Utah Homeowners Insurance youcomparequotes 6190
47 Texas Home Insurance: Not Fun, Not Hip But Oh-So Important youcomparequotes 7174
46 Texas Home Insurance Quotes youcomparequotes 6703
45 Tennessee Homeowners Insurance youcomparequotes 8278
44 South Dakota Homeowners Insurance youcomparequotes 6971
43 South Carolina Homeowners Insurance youcomparequotes 6233
42 Rhode Island Homeowners Insurance youcomparequotes 6437
41 Pennsylvania Home Insurance Quotes youcomparequotes 6697
40 Oregon Home Insurance Quotes youcomparequotes 12780
39 Oklahoma Homeowners Insurance youcomparequotes 6637
38 Ohio Home Insurance Quotes youcomparequotes 7047
37 North Dakota Homeowners Insurance youcomparequotes 6364
36 North Dakota Home Insurance youcomparequotes 6209
35 North Carolina Homeowners Insurance youcomparequotes 11110
34 New York Home Insurance Quotes youcomparequotes 6901
» New Mexico Homeowners Insurance youcomparequotes 6823
32 New Jersey Home Insurance youcomparequotes 6270
31 New Hampshire Home Insurance youcomparequotes 6344
30 Nevada Home Insurance youcomparequotes 6471
29 Nebraska Home Insurance youcomparequotes 6320
28 Montana Home Insurance youcomparequotes 6693
27 Missouri Home Insurance Quotes youcomparequotes 6436
26 Mississippi Home Insurance youcomparequotes 6438
25 Minnesota Home Insurance Quotes youcomparequotes 6598
24 Michigan Home Insurance Quotes youcomparequotes 7960
23 Maryland Home Insurance youcomparequotes 6601
22 Maine Homeowners Insurance youcomparequotes 6414
21 Louisiana Homeowners Insurance youcomparequotes 6817
20 Kentucky Homeowners Insurance youcomparequotes 6212
19 Kentucky Home Insurance youcomparequotes 6601
18 Kansas Homeowners Insurance youcomparequotes 6826
17 Iowa Homeowners Insurance youcomparequotes 6269
16 Indiana Homeowners Insurance youcomparequotes 6600
15 Illinois Home Insurance Quotes youcomparequotes 7335
14 Idaho Home Insurance youcomparequotes 6450
13 Hawaii Home Insurance youcomparequotes 6485
12 Georgia Home Insurance youcomparequotes 6574
11 Florida’s Home Insurance Headache youcomparequotes 7914
10 Florida Home Insurance Quotes youcomparequotes 6527
9 Delaware Home Insurance youcomparequotes 6122
8 Connecticut Homeowners Insurance youcomparequotes 6398
7 Colorado Home Insurance Information: Protecting Your Personal Rocky Mountain Paradise youcomparequotes 10983
6 Colorado Home Insurance Information youcomparequotes 7127
5 California Home Insurance youcomparequotes 6600
4 Arkansas Home Insurance youcomparequotes 6728
3 Arizona Home Insurance Quotes youcomparequotes 7669
2 Alaska Homeowners Insurance youcomparequotes 6367
1 Alabama Homeowners Insurance youcomparequotes 6390
XE Login