Thank you for visiting our Ohio home insurance information and quotes page. We are InsureMe, and we've been in business since 1993 serving your Ohio home insurance needs.
We're your one-stop shop for homeowners information!
We've organized some information to help you in your homeowners insurance purchasing decision. We hope you will review it and find it useful when comparing Ohio home insurance companies—and then let us do the rest! Just fill in our "Get a free quote" box at the top of this page and we'll put you in touch with up to five Ohio home insurers who are ready to compete for your business.
It's just that simple!
More than 100 companies are currently authorized to sell Ohio home insurance. This creates a competitive market, meaning that insurers employ competitive pricing in order to sell home insurance policies to Ohioans.
Acquiring home insurance is an important part of protecting your home and its contents against unexpected events. Ohio homeowners insurance may pay to repair or rebuild your home as a result of damage, provide you with temporary shelter if your home becomes uninhabitable, and cover damage to your home's contents and your personal belongings in the event they are stolen or damaged. It may also cover medical expenses for anyone injured on your property, damage to another's property, and legal fees and court costs if you are found liable.
"Why should I buy home insurance?"
If you finance your home, the bank will require you to insure it for at least the amount of your home loan. However, most insurance policies require insurance coverage of at least 80 percent of the home's replacement value.
In addition, your Ohio home insurance policy protects you from financial duress by paying for any bodily injury or property damage situation in which you are held liable. Your home insurance company will act on your behalf by negotiating a settlement, defending you in court and paying any judgments against you.
When the unexpected happens, no Ohioan can afford to be without home insurance.
The cost of your Ohio home insurance is determined by many factors. Some of these include:
All these factors together culminate in customary home insurance cost levels for Ohio home insurance policies.
Many types of Ohio home insurance policies are available, so examine offerings closely to determine which policy type best suits your needs. Most Ohio home insurance companies offer the following types of coverage:
Private Insurance Rating Firms
It is important to scrutinize an insurer's financial stability ratings and complaint history before purchasing your Ohio home insurance policy. This type of information can be obtained through the following consumer rating companies, provided by the Ohio Department of Insurance:
More Information Available
If you have further questions or need additional information, contact the Consumer Services Division of the Ohio Department of Insurance at 800-686-1526. You may also reach them online at www.ohioinsurance.gov.
Now, let us help!
We hope this information has answered your questions relevant to purchasing Ohio home insurance. Now, don't go searching the phone book and calling insurance companies over and over again. Let us help you get the home insurance quotes you need!
Submit your information to us just once, let us do the leg work for you, and your Ohio home insurance quotes will come directly to you.
Why not get started today?