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When buying homeowners insurance in Oregon, there are four levels of coverage that you must consider. These are sections A-D on your policy.
When you choose your Oregon homeowners insurance policy, you will decide what limits you want for each of these sections. Keep in mind that it is always important to take into consideration the replacement value of your home and possessions, rather than the cash value.
In Oregon, you may also purchase renters insurance, which covers your personal possessions and liability. Condominium, townhouse and mobile home owners can purchase types of homeowners insurance similar to the standard homeowners policy.
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