Enter your ZIP code:

Washington, D.C. Home Insurance

Home is not only where the heart is, but where you keep your belongings, take solace after a long day and keep warm on a cold night. It's important to protect the place that provides you with so much, so that if an unexpected event occurs, you are covered.

Finding Washington D.C. home insurance may seem like a gigantic task. Being informed makes it less overwhelming. And having a little help never hurts.

At InsureMe, we are that extra help you need. Give a little information about yourself, and we'll get you up to five, free quotes.

Protect yourself—get insured now!

So Many Choices!

Don't feel overwhelmed with all the options. The more you know about the types of Washington D.C. home insurance available to you, the easier it will be to find the policy that fits your budget and needs.

2 Kinds of Named Peril Policies:

  1. Basic Coverage Perils: Covers fire, lightening, windstorm, hail, explosion, riot, or civil commotion, aircraft, vehicles, smoke, vandalism and theft.
  2. Broad Coverage Perils: Covers all basic perils, as well as volcanic eruption, falling objects, weight of snow, snow or sleet, collapse of building, accidental discharge or water or steam and sudden or accidental damage from an artificially generated electrical current.

Types of Policies

If you are a homeowner, choose from:

  1. Broad Policy (HO-2): This insures your home against loss or damage caused by broad coverage perils.
  2. Special Policy (HO-3): The most popular North Dakota home insurance, the special policy insures your home against broad coverage perils other than those named in the exclusion clause.
  3. Comprehensive Policy (HO-3/HO15 or HO-5): This is a more expensive and less widely offered policy that provides the broadest coverage for your home—against any event except those named in the exclusion clause.
  4. Modified Coverage Policy (HO-4): There are certain standards that homes must meet in order to qualify for most types of North Dakota home insurance. However, if you live in an older home or one that doesn't comply with those requirements, this type of policy may be for you. It insures your home against only the basic perils. This type of insurance returns your home to an inhabitable condition, not necessarily to its condition prior to the event.

If you are a renter or condo owner, choose from:

  1. Tenants/Renters Policy (HO-4): This protects your personal property against the broad coverage perils. Like homeowners' policies, it pays any medical expense, living expense and liability coverage.
  2. Condominium Owners' Policy (HO-6): Because in most cases the condominium association owns the building, this type of insurance will cover the part of the building you own—your condo! It also insures any additions you've made. Like a homeowners' policy, it pays any medical expense, living expense and liability coverage.

Write It Down

You don't necessarily have to make a list of everything you own. But keeping track of your possessions and their value can make your life easier when you are determining what type of policy to purchase. It will also prove useful if you lose your belongings in an unexpected event and have to file an insurance claim.

Don't Be Overwhelmed

  • Start Right Away- It's much easier to start an inventory when you are first setting up your home. You usually have less and most of it is new, so you may still have receipts. Remember, it's better to have an incomplete inventory than none at all.
  • Valuables- Some items you own, like jewelry or art work, appreciate in value. Make sure you have sufficient insurance to cover them if they are ruined, lost or stolen
  •  A Picture (or Movie) is Worth a Thousand Words- It takes less time to walk through your home and photograph or videotape. Write information about each item on the back of photos or describe them while you videotape.
  • Take Advantage of Technology- Personal finance software often has a program that helps you to conduct a room-by-room inventory.

Washington D.C. home insurance can save you time and money down the road. InsureMe will assist with your effort to find the right home insurance.

The only thing left is to contact us and get home insurance today.


Free Car Insurance Quotes!  
Free Home Insurance Quotes!   
Free Health Insurance Quotes!  
Free Life Insurance Quotes!   
List of Articles
No. Subject Author Views
55 Wyoming Home Insurance youcomparequotes 6625
54 Wisconsin Home Insurance youcomparequotes 6934
53 West Virginia Homeowners Insurance youcomparequotes 6512
» Washington, D.C. Home Insurance youcomparequotes 8169
51 Washington Home Insurance youcomparequotes 6256
50 Virginia Home Insurance youcomparequotes 6581
49 Vermont Homeowners Insurance youcomparequotes 7024
48 Utah Homeowners Insurance youcomparequotes 6218
47 Texas Home Insurance: Not Fun, Not Hip But Oh-So Important youcomparequotes 7205
46 Texas Home Insurance Quotes youcomparequotes 6731
45 Tennessee Homeowners Insurance youcomparequotes 8308
44 South Dakota Homeowners Insurance youcomparequotes 6999
43 South Carolina Homeowners Insurance youcomparequotes 6262
42 Rhode Island Homeowners Insurance youcomparequotes 6468
41 Pennsylvania Home Insurance Quotes youcomparequotes 6724
40 Oregon Home Insurance Quotes youcomparequotes 12809
39 Oklahoma Homeowners Insurance youcomparequotes 6655
38 Ohio Home Insurance Quotes youcomparequotes 7084
37 North Dakota Homeowners Insurance youcomparequotes 6388
36 North Dakota Home Insurance youcomparequotes 6220
35 North Carolina Homeowners Insurance youcomparequotes 11197
34 New York Home Insurance Quotes youcomparequotes 6918
33 New Mexico Homeowners Insurance youcomparequotes 6836
32 New Jersey Home Insurance youcomparequotes 6277
31 New Hampshire Home Insurance youcomparequotes 6352
30 Nevada Home Insurance youcomparequotes 6473
29 Nebraska Home Insurance youcomparequotes 6327
28 Montana Home Insurance youcomparequotes 6697
27 Missouri Home Insurance Quotes youcomparequotes 6466
26 Mississippi Home Insurance youcomparequotes 6441
25 Minnesota Home Insurance Quotes youcomparequotes 6599
24 Michigan Home Insurance Quotes youcomparequotes 8086
23 Maryland Home Insurance youcomparequotes 6603
22 Maine Homeowners Insurance youcomparequotes 6427
21 Louisiana Homeowners Insurance youcomparequotes 6830
20 Kentucky Homeowners Insurance youcomparequotes 6219
19 Kentucky Home Insurance youcomparequotes 6604
18 Kansas Homeowners Insurance youcomparequotes 6857
17 Iowa Homeowners Insurance youcomparequotes 6311
16 Indiana Homeowners Insurance youcomparequotes 6603
15 Illinois Home Insurance Quotes youcomparequotes 7354
14 Idaho Home Insurance youcomparequotes 6452
13 Hawaii Home Insurance youcomparequotes 6487
12 Georgia Home Insurance youcomparequotes 6578
11 Florida’s Home Insurance Headache youcomparequotes 7933
10 Florida Home Insurance Quotes youcomparequotes 6528
9 Delaware Home Insurance youcomparequotes 6134
8 Connecticut Homeowners Insurance youcomparequotes 6404
7 Colorado Home Insurance Information: Protecting Your Personal Rocky Mountain Paradise youcomparequotes 11003
6 Colorado Home Insurance Information youcomparequotes 7148
5 California Home Insurance youcomparequotes 6602
4 Arkansas Home Insurance youcomparequotes 6730
3 Arizona Home Insurance Quotes youcomparequotes 7688
2 Alaska Homeowners Insurance youcomparequotes 6377
1 Alabama Homeowners Insurance youcomparequotes 6400
XE Login