Enter your ZIP code:

South Carolina Homeowners Insurance

Purchasing a home is likely to be one of the biggest investments you will make in your life time—you will want to protect it accordingly.

InsureMe is here to help you find that protection. By entering your information to the right, we will provide you with up to five quotes on South Carolina homeowner's insurance.

Finding affordable South Carolina homeowner's insurance has never been easier. Start saving today!


Understanding South Carolina Homeowners Insurance

Will I be required to purchase South Carolina homeowner's insurance?

If you have taken out a loan to finance the purchase of your home, the lender will most likely require you to take out a South Carolina homeowner's insurance policy. This protects their investment in case your home is damaged or destroyed.

Once your loan is paid in full, you may cancel your South Carolina homeowner's insurance, but doing so puts your home—and your wallet—at great risk for loss.

Are there different forms of South Carolina homeowner's insurance?

Yes. The three most common forms of South Carolina homeowner's insurance are Basic, Broad and Special.

Basic—protects your home and its contents from 11 basic perils including fire or lightning, hail or windstorm and damage or loss caused by theft or vandalism.

Broad—protects your home from the basic 11 perils plus six more. Additional perils include weight of snow or ice, building collapse and water damage from home appliances.

Special—protects your home from all perils except for particular exclusions such as earthquake and flood.

Does South Carolina homeowner's insurance cover damage caused by tornadoes?

According to the South Carolina Department of Insurance, most South Carolina homeowner's insurance polices provide coverage for damage caused by tornadoes and high winds. Your South Carolina homeowner's insurance will also cover the belongings inside the dwelling as well as any other buildings on your property.

How long will my policy last?

Typically, the duration of your South Carolina homeowner's insurance policy will be determined by your agent. It is important to understand that there are expiration dates on homeowner's insurance and your policy will need to be renewed at some point to keep it in tact. Be sure to ask your agent about these deadlines.

What if my agent decides not to renew my South Carolina homeowner's insurance?

By law, an agent or company can non-renew for any reason. If your company chooses not to renew your South Carolina homeowner's insurance, it must notify you of such 30 days before the policy's expiration date. Your company must also provide you with a written explanation as to why your policy was not renewed.

Can my South Carolina homeowner's insurance be cancelled?

According to the South Carolina Department of Insurance, an insurance company reserves the right to cancel your South Carolina homeowner's insurance during the first 90 days of your policy for any reason.

The company is required to send you notification of cancellation 30 days before the policy expires. If you feel your South Carolina homeowner's insurance has been non-renewed or cancelled unfairly, state your concern to your insurance company. If you are not satisfied with the result, contact the South Carolina Department of Insurance at (800) 768-3467.

What if I still have questions about South Carolina homeowner's insurance?

For additional information on South Carolina homeowner's insurance, contact the South Carolina Department of Insurance at (800) 768-3467 or visit them on the Web.

Protect Your Home Today.

Don't wait for an unexpected disaster to wreak havoc on your home. Enter your information to the right and find affordable South Carolina homeowner's insurance today!


Free Car Insurance Quotes!  
Free Home Insurance Quotes!   
Free Health Insurance Quotes!  
Free Life Insurance Quotes!   
List of Articles
No. Subject Author Views
55 Wyoming Home Insurance youcomparequotes 6591
54 Wisconsin Home Insurance youcomparequotes 6889
53 West Virginia Homeowners Insurance youcomparequotes 6474
52 Washington, D.C. Home Insurance youcomparequotes 8119
51 Washington Home Insurance youcomparequotes 6212
50 Virginia Home Insurance youcomparequotes 6489
49 Vermont Homeowners Insurance youcomparequotes 6976
48 Utah Homeowners Insurance youcomparequotes 6176
47 Texas Home Insurance: Not Fun, Not Hip But Oh-So Important youcomparequotes 7161
46 Texas Home Insurance Quotes youcomparequotes 6690
45 Tennessee Homeowners Insurance youcomparequotes 8266
44 South Dakota Homeowners Insurance youcomparequotes 6958
» South Carolina Homeowners Insurance youcomparequotes 6219
42 Rhode Island Homeowners Insurance youcomparequotes 6423
41 Pennsylvania Home Insurance Quotes youcomparequotes 6686
40 Oregon Home Insurance Quotes youcomparequotes 12766
39 Oklahoma Homeowners Insurance youcomparequotes 6624
38 Ohio Home Insurance Quotes youcomparequotes 7029
37 North Dakota Homeowners Insurance youcomparequotes 6348
36 North Dakota Home Insurance youcomparequotes 6208
35 North Carolina Homeowners Insurance youcomparequotes 11064
34 New York Home Insurance Quotes youcomparequotes 6894
33 New Mexico Homeowners Insurance youcomparequotes 6778
32 New Jersey Home Insurance youcomparequotes 6269
31 New Hampshire Home Insurance youcomparequotes 6343
30 Nevada Home Insurance youcomparequotes 6471
29 Nebraska Home Insurance youcomparequotes 6319
28 Montana Home Insurance youcomparequotes 6692
27 Missouri Home Insurance Quotes youcomparequotes 6429
26 Mississippi Home Insurance youcomparequotes 6438
25 Minnesota Home Insurance Quotes youcomparequotes 6598
24 Michigan Home Insurance Quotes youcomparequotes 7809
23 Maryland Home Insurance youcomparequotes 6601
22 Maine Homeowners Insurance youcomparequotes 6413
21 Louisiana Homeowners Insurance youcomparequotes 6810
20 Kentucky Homeowners Insurance youcomparequotes 6211
19 Kentucky Home Insurance youcomparequotes 6599
18 Kansas Homeowners Insurance youcomparequotes 6815
17 Iowa Homeowners Insurance youcomparequotes 6266
16 Indiana Homeowners Insurance youcomparequotes 6600
15 Illinois Home Insurance Quotes youcomparequotes 7328
14 Idaho Home Insurance youcomparequotes 6450
13 Hawaii Home Insurance youcomparequotes 6485
12 Georgia Home Insurance youcomparequotes 6574
11 Florida’s Home Insurance Headache youcomparequotes 7904
10 Florida Home Insurance Quotes youcomparequotes 6527
9 Delaware Home Insurance youcomparequotes 6119
8 Connecticut Homeowners Insurance youcomparequotes 6397
7 Colorado Home Insurance Information: Protecting Your Personal Rocky Mountain Paradise youcomparequotes 10976
6 Colorado Home Insurance Information youcomparequotes 7119
5 California Home Insurance youcomparequotes 6600
4 Arkansas Home Insurance youcomparequotes 6728
3 Arizona Home Insurance Quotes youcomparequotes 7662
2 Alaska Homeowners Insurance youcomparequotes 6366
1 Alabama Homeowners Insurance youcomparequotes 6389
XE Login