Your home is likely to be the greatest investment you make in your lifetime, and you will want to insure it appropriately.
InsureMe understands the importance of finding the right Utah homeowner's insurance to fit your needs. By using our free referral service, we will match you with five Utah homeowner's insurance agents who compete to give you the biggest bang for your buck.
Simply enter your information to the right and find Utah homeowner's insurance today!
Why should I buy Utah homeowner's insurance?
Most people could not afford to rebuild their home or replace its contents if it is destroyed. Utah homeowner's insurance protects your house and its contents from ruin.
If you have taken out a loan to buy your home, your lender may require you to purchase some form of Utah homeowner's insurance to protect their investment until the loan is paid off. Once you have paid back your loan, you may cancel your Utah homeowner's insurance, but doing so puts your home—and your wallet—and great risk for loss.
For most people, Utah homeowner's insurance is a no-brainer. It provides financial protection from life's unplanned calamities.
What types of Utah homeowner's insurance are available?
There are three basic forms of Utah homeowner's insurance. These basic forms are commonly referred to as basic, broad and specialty policies.
It is important to note that there may be other forms of Utah homeowner's insurance available, so be sure to ask your agent if there are other policies to better suit your needs.
How can I protect myself from earthquake and flood damage if it isn't covered under my Utah homeowner's insurance?
According to the Utah Insurance Department, there are special programs called "Difference in Condition" (DIC) policies that provide coverage not normally covered in Utah homeowner's insurance, such as earthquake or flood. If you are unable to purchase flood coverage under a DIC policy, you may purchase flood insurance through the National Flood Insurance Plan (NFIP) at (800) CALL-FLOOD.
How can I save money on Utah homeowner's insurance?
The Utah Insurance Department offers some of the following tips for saving money on your Utah homeowner's insurance:
Raise the Deductible—the higher the deductible, the lower your premium payments are likely to be. Just make sure you choose a deductible you can afford.
Ask about Discounts—ask your Utah homeowner's insurance agent if there are discounts available for installing additional smoke detectors or theft deterrents like deadbolts and burglar alarms.
Insure for the Replacement Cost—the replacement cost will compensate you for the value of your belongings at the time of perish—not what you paid for them ten years ago. Insuring your abode for the replacement will minimize financial hardship if your home is destroyed.
Shop Around—using InsureMe's free referral service will allow you to compare quotes and select the right Utah homeowner's insurance for you.
Where can I get more information on Utah homeowner's insurance?
For more information on Utah homeowner's insurance, contact the Utah Insurance Department at (801) 538-3035, or toll free in Utah at (800) 439-3805.
Get Utah Homeowners Insurance Today.
Just enter your information to the right and receive up to five free quotes
from agents in your area. Finding Utah homeowner's insurance has never been so