Enter your ZIP code:

Utah Homeowners Insurance

Your home is likely to be the greatest investment you make in your lifetime, and you will want to insure it appropriately.

InsureMe understands the importance of finding the right Utah homeowner's insurance to fit your needs. By using our free referral service, we will match you with five Utah homeowner's insurance agents who compete to give you the biggest bang for your buck.

Simply enter your information to the right and find Utah homeowner's insurance today!



Protecting Your Home with Utah Homeowners Insurance


Why should I buy Utah homeowner's insurance?

Most people could not afford to rebuild their home or replace its contents if it is destroyed. Utah homeowner's insurance protects your house and its contents from ruin.

If you have taken out a loan to buy your home, your lender may require you to purchase some form of Utah homeowner's insurance to protect their investment until the loan is paid off. Once you have paid back your loan, you may cancel your Utah homeowner's insurance, but doing so puts your home—and your wallet—and great risk for loss.

For most people, Utah homeowner's insurance is a no-brainer. It provides financial protection from life's unplanned calamities.

What types of Utah homeowner's insurance are available?

There are three basic forms of Utah homeowner's insurance. These basic forms are commonly referred to as basic, broad and specialty policies.

Basic:

  • Covers your dwelling from 11 basic perils.
  • Some basic perils include damage from fire, windstorm, hail and vandalism.

Broad:

  • Covers your dwelling from the basic perils plus six more.
  • Additional perils include weight of snow and ice, building disintegration and damage from household appliances.

Special:

  • Covers your dwelling from nearly all perils.
  • Does not cover damage from flood or earthquake.

It is important to note that there may be other forms of Utah homeowner's insurance available, so be sure to ask your agent if there are other policies to better suit your needs.

How can I protect myself from earthquake and flood damage if it isn't covered under my Utah homeowner's insurance?

According to the Utah Insurance Department, there are special programs called "Difference in Condition" (DIC) policies that provide coverage not normally covered in Utah homeowner's insurance, such as earthquake or flood. If you are unable to purchase flood coverage under a DIC policy, you may purchase flood insurance through the National Flood Insurance Plan (NFIP) at (800) CALL-FLOOD.

How can I save money on Utah homeowner's insurance?

The Utah Insurance Department offers some of the following tips for saving money on your Utah homeowner's insurance:

Raise the Deductible—the higher the deductible, the lower your premium payments are likely to be. Just make sure you choose a deductible you can afford.
 
Ask about Discounts—ask your Utah homeowner's insurance agent if there are discounts available for installing additional smoke detectors or theft deterrents like deadbolts and burglar alarms.

Insure for the Replacement Cost—the replacement cost will compensate you for the value of your belongings at the time of perish—not what you paid for them ten years ago.  Insuring your abode for the replacement will minimize financial hardship if your home is destroyed.

Shop Around—using InsureMe's free referral service will allow you to compare quotes and select the right Utah homeowner's insurance for you.

Where can I get more information on Utah homeowner's insurance?

For more information on Utah homeowner's insurance, contact the Utah Insurance Department at (801) 538-3035, or toll free in Utah at (800) 439-3805.

Get Utah Homeowners Insurance Today.

Just enter your information to the right and receive up to five free quotes from agents in your area. Finding Utah homeowner's insurance has never been so simple!

Free Car Insurance Quotes!  
Free Home Insurance Quotes!  
Free Health Insurance Quotes!  
Free Life Insurance Quotes!  
List of Articles
No. Subject Author Views
55 Wyoming Home Insurance youcomparequotes 6591
54 Wisconsin Home Insurance youcomparequotes 6889
53 West Virginia Homeowners Insurance youcomparequotes 6474
52 Washington, D.C. Home Insurance youcomparequotes 8119
51 Washington Home Insurance youcomparequotes 6212
50 Virginia Home Insurance youcomparequotes 6489
49 Vermont Homeowners Insurance youcomparequotes 6976
» Utah Homeowners Insurance youcomparequotes 6176
47 Texas Home Insurance: Not Fun, Not Hip But Oh-So Important youcomparequotes 7161
46 Texas Home Insurance Quotes youcomparequotes 6690
45 Tennessee Homeowners Insurance youcomparequotes 8266
44 South Dakota Homeowners Insurance youcomparequotes 6958
43 South Carolina Homeowners Insurance youcomparequotes 6219
42 Rhode Island Homeowners Insurance youcomparequotes 6423
41 Pennsylvania Home Insurance Quotes youcomparequotes 6686
40 Oregon Home Insurance Quotes youcomparequotes 12766
39 Oklahoma Homeowners Insurance youcomparequotes 6624
38 Ohio Home Insurance Quotes youcomparequotes 7029
37 North Dakota Homeowners Insurance youcomparequotes 6348
36 North Dakota Home Insurance youcomparequotes 6208
35 North Carolina Homeowners Insurance youcomparequotes 11064
34 New York Home Insurance Quotes youcomparequotes 6894
33 New Mexico Homeowners Insurance youcomparequotes 6778
32 New Jersey Home Insurance youcomparequotes 6269
31 New Hampshire Home Insurance youcomparequotes 6343
30 Nevada Home Insurance youcomparequotes 6471
29 Nebraska Home Insurance youcomparequotes 6319
28 Montana Home Insurance youcomparequotes 6692
27 Missouri Home Insurance Quotes youcomparequotes 6429
26 Mississippi Home Insurance youcomparequotes 6438
25 Minnesota Home Insurance Quotes youcomparequotes 6598
24 Michigan Home Insurance Quotes youcomparequotes 7809
23 Maryland Home Insurance youcomparequotes 6601
22 Maine Homeowners Insurance youcomparequotes 6413
21 Louisiana Homeowners Insurance youcomparequotes 6810
20 Kentucky Homeowners Insurance youcomparequotes 6211
19 Kentucky Home Insurance youcomparequotes 6599
18 Kansas Homeowners Insurance youcomparequotes 6815
17 Iowa Homeowners Insurance youcomparequotes 6266
16 Indiana Homeowners Insurance youcomparequotes 6600
15 Illinois Home Insurance Quotes youcomparequotes 7328
14 Idaho Home Insurance youcomparequotes 6450
13 Hawaii Home Insurance youcomparequotes 6485
12 Georgia Home Insurance youcomparequotes 6574
11 Florida’s Home Insurance Headache youcomparequotes 7904
10 Florida Home Insurance Quotes youcomparequotes 6527
9 Delaware Home Insurance youcomparequotes 6119
8 Connecticut Homeowners Insurance youcomparequotes 6397
7 Colorado Home Insurance Information: Protecting Your Personal Rocky Mountain Paradise youcomparequotes 10976
6 Colorado Home Insurance Information youcomparequotes 7119
5 California Home Insurance youcomparequotes 6600
4 Arkansas Home Insurance youcomparequotes 6728
3 Arizona Home Insurance Quotes youcomparequotes 7662
2 Alaska Homeowners Insurance youcomparequotes 6366
1 Alabama Homeowners Insurance youcomparequotes 6389
XE Login